Ryan Smith
,Nick Ellis
Ryan Smith
News Managing Editor
701 Published Articles 1077 Edited Articles
Countries Visited: 197U.S. States Visited: 50
Ryan completed his goal of visiting every country in the world in December of 2023 and is letting his wife choose their destinations, including revisiting some favorites. Over the years, he’s written ...
Nick Ellis
Senior Editor & Content Contributor
349 Published Articles 1168 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
Edited by: Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
519 Published Articles 1059 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...
& Kellie Jez
Kellie Jez
Director of Operations & Compliance
6 Published Articles 1295 Edited Articles
Countries Visited: 10U.S. States Visited: 20
Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...