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Wells Fargo Introduces the New Autograph Journey Card and Points Transfer

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Nick Ellis
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Nick Ellis

Editor & Content Contributor

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Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
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Juan Ruiz

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Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been ...
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Keri Stooksbury


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San Francisco-based Wells Fargo has introduced a brand-new credit card offering.

“Autograph Journey is Wells Fargo’s best travel rewards card to date, designed to help cardholders build journeys as unique as they are by earning points wherever they book travel,” said Krista Phillips, EVP, head of consumer credit cards and enterprise marketing at Wells Fargo.

Let’s dive into all the details of this new card and see whether it’d be a fit for your wallet.

The Details: Wells Fargo Autograph Journey Card

According to the issuer, the Wells Fargo Autograph Journey℠ Visa® Card is designed for frequent travelers and complements Wells Fargo’s other consumer credit cards, offering customers real, transparent value no matter what they’re looking for in their card.

The Wells Fargo Autograph Journey card will be available for sign-ups at certain Wells Fargo branch locations beginning March 9, 2024. Starting March 20, 2024, it will be available at branches across the country and online.

Wells Fargo Autograph Journey Card Welcome Bonus, Annual Fee, Earnings, and More

The Wells Fargo Autograph Journey card comes with a $95 annual fee and offers the following welcome offer:

Earn 60,000 bonus rewards points after spending $4,000 in the first 3 months.

The card earns points according to the following structure:

  • Unlimited 5x points per dollar spent on hotels
  • Unlimited 4x points per dollar spent on flights
  • Unlimited 3x points per dollar spent on other travel purchases and dining
  • 1x points per dollar spent on all other purchases
The Ritz Carlton Chicago Room From Window
Earn 5x points per dollar spent on hotel purchases. The Ritz-Carlton Chicago. Image Credit: Nick Ellis

The card also features no foreign transaction fees, a $50 annual statement credit for airfare purchases, and a suite of travel protections, including trip cancellation insurance, which provides up to $15,000 for lodging, flights, and activities if a trip is canceled for a covered reason.

Autograph Card Exclusives

Another feature of the new Wells Fargo Autograph Journey card is access to a platform called Autograph Card Exclusives, which provides cardholders exclusive entertainment experiences including concerts with top artists in intimate venues.

For example, cardholders had the chance to see Mumford & Sons in front of a crowd of just 1,500 at a venue in Los Angeles. Events will be held throughout the country over the course of this year.

Points Transfer

The introduction of the Wells Fargo Autograph Journey card also brings the introduction of an all-new feature for the Wells Fargo ecosystem. Called Points Transfer, it’s a platform that provides a range of redemption options for those who have cards that earn Wells Fargo Rewards points. Eligible cardholders will be able to transfer their rewards points to participating partners, which include:

All transfers will occur at a 1:1 ratio, with the exception of Choice Privileges, which will be a 1:2 ratio.

Points Transfer will be up and running on April 4, 2024, and Wells Fargo says more transfer partners are expected to join as the year goes on.

Hot Tip:

Learn more about Wells Fargo’s card offerings in our full reviews of the Wells Fargo Reflect® Card and the Wells Fargo Active Cash® Card.

Final Thoughts

The Wells Fargo Autograph Journey card looks like it could compete with some of the household names in the industry such as the Chase Sapphire Preferred® Card and the American Express® Gold Card. What’s even more enticing, though, is the introduction of a transferable points currency with a solid starting list of partners.

If the issuer can continue to build out its roster of transfer partners, this card could make a lot of sense for a lot of people, especially considering its reasonable annual fee.

The information regarding Wells Fargo Autograph Journey℠ Visa® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the American Express® Gold Card, click here.

Nick Ellis's image

About Nick Ellis

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each.


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