Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, deta...
Edited by: Keri Stooksbury
With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
1 comments
AJ
October 25, 2022
Massive Loophole:
Conditions that are “similar”, but unrelated to, a condition that was subject to a previous claim ARE NOT COVERED. In their own words:
“If you were to develop a new stomach condition not related to the previous stomach issue but a similar condition you would not be covered due to it would be considered pre-existing unless it was due to an injury or something totally unrelated.”
I would post a screenshot of their measage if the site allowed it – happy to send their messages to the site for posting.
This is a shocking and appalling loophole, especially for a policy that is marketed towards long term travellers, who are likely to get separate but “similar conditions” – such as stomach issues, the most common travelers’ ailment. This company is unethical and anyone who promotes it without mentioning this loophole is irresponsible. I can only assume they didn’t know. World Nomads will not provide any further details on how they define a “similar condition”, so maybe save your one claim for any condition for something life-threatening/expensive. Of course they don’t issue any refunds after policy holders have discovered this loophole the hard way – it certainly is not explicitly stated anywhere in the policy! Who would buy it if it was? I have confirmed this loophole multiple times, so I know it wasn’t just one agent giving incorrect information.
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