Which Airport Lounges Can I Access With the Amex Platinum & Business Platinum?

The Platinum Card^® from American Express and The Business Platinum Card^® from American Express, loaded with luxury travel benefits and generous statement credits, are revered by many as perfect premium cards for the frequent traveler.

While there are plenty of reasons to be a cardholder, one outstanding benefit warrants carrying the card in your wallet: the complimentary lounge membership, which opens the gates of airport lounge access to an unprecedented 1,400 different lounge locations worldwide.

If you travel frequently, you already know the benefits of airport lounge membership. These quasi-sanctuaries have become places to anticipate a journey with friends, hold a meeting with co-workers, grab needed refreshments between flights, or serve as a convenient retreat during trip disruptions.

However, the normal cost of all this comfort and convenience doesn’t come cheap. Spending $600 annually for a stand-alone airport lounge membership is not unusual. If you’re a frequent traveler and lounge access is important to you, you will find extreme economic value in a travel rewards credit card that comes with complimentary lounge access.

And while the overall benefits of the Amex Platinum card and Amex Business Platinum card are many, the lounge benefits that come with the cards are second to none. If you’re in the market for an Amex personal card or Amex business card, this article will cover which lounges you can access, the value of complimentary lounge access for every traveler, and an overview of network lounges and what to expect.

Card Snapshots

If the Amex Platinum card or Amex Business Platinum card is not already in your wallet, here’s a quick overview of the cards to see if they might be a good addition for you.

Amex Platinum Card

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Bonus Valuation*:

$1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card^® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
• $200 Uber Cash: Platinum Card^® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card^® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
• $695 annual fee.¤
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Amex Business Platinum Card

ELEVATED OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Learn More(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 points

UP's Bonus Valuation*:

$3,300

Annual Fee

$695

APR

18.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• 5X Membership Rewards^® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card^®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card^®, here.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
• $199 CLEAR^® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card^®.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250k points with the Amex Business Platinum card. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Lounges Included in the Amex Global Lounge Collection

You don’t have to fly a specific airline or purchase a premium class of service to have worldwide lounge access. Your Amex Platinum card and Amex Business Platinum card come with complimentary lounge access to over 1,400 different lounge properties across 140 countries worldwide, including the vast network of Priority Pass lounges.

You’ll have access to any of the lounge networks within the American Express Global Lounge Collection:

• Aspire Lounges
• Centurion Lounges (both in the U.S. and abroad)
• Delta Sky Club (when flying Delta same-day)
• Escape Lounges – The Centurion Studio Partner
• Select Lufthansa Lounges (when flying Lufthansa same-day)
• Plaza Premium Lounges
• Priority Pass lounges (upon enrollment)
• Select Virgin Clubhouses

We’ll discuss the details of these lounge networks later in this article. First, let’s look at the potential value of the Amex Platinum card and the Amex Business Platinum card’s complimentary lounge access benefit.

Hot Tip: With over 1,400 lounges worldwide, the Amex Platinum card and Amex Business Platinum card offer the most comprehensive lounge access benefit of any travel credit card. But, they don’t function like typical credit cards — they allow you to carry a balance for certain charges, but not all. 

Calculating the Value of Complimentary Lounge Access

The cost of purchasing an airport lounge membership is constantly increasing. It’s not unusual to see $600 annual membership fees for access to a single lounge network.

To understand the value of the complimentary lounge membership that comes with the Amex Platinum card and Amex Business Platinum card, let’s look at what membership would cost for a typical airport lounge network.

Yes, annual lounge membership can be expensive. However, with a yearly fee, is the complimentary lounge access that comes with the Amex Platinum card and Amex Business Platinum card worth it?

Let’s do the math.

Family Lounge Access

As of February 1, 2023, complimentary guest access for Amex Platinum card and Amex Business Platinum cardholders is based upon calendar spending for Centurion Lounge access. The fee per guest will be $50 per adult or $30 per child between 2 to 17 years old. Complimentary guest access will be reinstated once you’ve spent $75,000 in eligible purchases in a calendar year.

If you frequently travel with a large family, it can be frustrating when lounge access is denied to more than 2 guests. Sure, you and your partner could each be primary cardholders with your own individual cards, but fortunately, that’s not necessary. For $195, you can add an authorized user to your Amex Platinum card (rates & fees). Each authorized user receives the same lounge benefits as the primary cardholder.

Remember that authorized users don’t have to be traveling with you to have lounge access. Plus, they can each bring 2 guests to most lounges.

Delta Air Lines Traveler

Without the Amex Platinum card or Amex Business Platinum card, a frequent Delta traveler would still need SkyMiles elite status to purchase a Sky Club membership to have lounge access.

A Delta Sky Club membership that allows 2 guests would cost $1,495 annually. A single membership is $695.

For just the annual fee, the Amex Platinum card or Amex Business Platinum card could secure access for an entire family to over 1,400 lounges worldwide, not just Delta-affiliated lounges.

Bottom Line: The Amex Platinum card and Amex Business Platinum card, with annual fees at the same cost as a single Sky Club membership, deliver far more value for the Delta traveler. Plus, you’ll receive all the cards’ additional benefits, including the initial welcome bonus offer, statement credits, hotel/rental car elite status, and access to more than Delta-affiliated lounges. 

Business Traveler

If you travel for business, chances are you greatly value lounge access. The expense can add up quickly if you pay for an annual lounge membership or purchase day passes.

The Amex Business Platinum card can give you unlimited access to over 1,400 lounges worldwide for less than the cost of purchasing just 2-day passes per month or a single annual lounge membership.

The additional benefits of the Amex Business Platinum card can also serve the business traveler well. Airline incident fee credit, Global Entry or TSA PreCheck fee credit, statement credits, elite status with car rental and hotel programs, and premium perks at Fine Hotels & Resorts all provide value for the business traveler.

Bottom Line: The business traveler who purchases just 2 lounge day passes per month would receive far greater economic value, more benefits, and spend less by having the Amex Business Platinum card. 

Leisure Traveler

If you currently pay for lounge access, having the Amex Platinum card for complimentary lounge access as a leisure traveler makes sense. It also makes sense if you’d like to add the luxury of having airport lounge access to your travels.

If you travel just once a quarter and pay for 2 travelers to access a lounge, you could be spending $400 a year on lounge access. Having the Amex Platinum card will add unlimited worldwide lounge access to your travels for yourself, plus 2 guests at most lounges. You can visit for 15 minutes or 3 hours without considering whether it’s worth the $50 per day pass fee for each person.

Detailed Benefits of the Amex Global Lounge

Having complimentary access to various airport lounges during your travels may sound very appealing. However, it’s always good to dig deeper and learn more about the actual benefits you’ll be receiving.

For a credit card benefit to have value for you, you’ll need to be able to utilize that benefit.

Let’s take a look at the impressive collection of lounges and lounge alternatives in the American Express Global Lounge Collection that you’ll have complimentary access to with your Amex Platinum card and Amex Business Platinum card.

The Centurion Lounge Network

Membership to this elite network of luxury airport lounges is not for sale. You’ll need to have either the Amex Platinum card, Amex Business Platinum card, or the Centurion^® Card from American Express to gain access. In addition, you can access Centurion Lounges only within 3 hours of a departing flight or between connecting flights. 

Centurion Lounges, both in the U.S. and abroad, are the most incredible places to hang out if you’re a frequent traveler. Order from the menu, take a nap in the zen room, or relax with a premium cocktail during your visit.

You may even choose to get a manicure or massage if your schedule allows. Services and amenities vary by location, but it’s always an elevated experience.

Centurion Lounge Benefits

• High-speed internet
• Membership and itinerary assistance
• Premium alcoholic beverages
• Seasonally-inspired food
• TV, magazines, newspapers
• Workspaces, computer charging stations, copiers, and fax machine

Additional Amenities Available at Some Centurion Lounges

• Conference room
• Family room
• Luggage lockers
• Shower suites
• Spa services
• Wine tasting

As of February 1, 2023, cardmembers with the Amex Platinum card and Amex Business Platinum card can no longer bring complimentary guests into the Centurion Lounge. The guest fee is $50 per adult and $30 per child (2 to 17 years old). 

However, cardholder accounts that spend $75,000 in eligible purchases in a calendar year will have the perk of complimentary access for 2 guests reinstated. Note that this spend requirement is across all cardholders (main Amex Platinum or Amex Business Platinum cardholder and associated authorized users).

Priority Pass Select

Priority Pass lounges seem to be available everywhere, and there’s a reason. There are more than 1,400 locations worldwide, so you’ll likely find one available during your travels.

You may also use your Priority Pass Select membership to take a nap at Minute Suites. You’ll receive the first hour free.

You must register for Priority Pass once you receive your Amex Platinum card or Amex Business Platinum card welcome package in the mail. Log in to your online account, sign up under the Benefits tab, or call the number on the back of your card.

We’ve put together an extensive guide to Priority Pass with a list of benefits, plus lounge, restaurant, and Minute Suite locations in the U.S. Note that Priority Pass memberships from U.S.-issued American Express cards, including the Amex Platinum card and Amex Business Platinum card, no longer include Priority Pass restaurant access (“non-lounge airport experiences”).

Delta Sky Club

Cardholders traveling the same day on Delta have unlimited access to over 50 Delta Sky Clubs.

Just show your boarding pass, ID, and Amex Platinum card or Amex Business Platinum card for entry.

While guests are not included in complimentary access, the cardholder may purchase discounted access for up to 2 guests for a fee.

Lufthansa Lounges

Cardholders receive complimentary access to Lufthansa business class lounges when flying same-day on a Lufthansa Group flight (Lufthansa, SWISS, Austrian Airlines). If the cardholder is flying business class, they’ll also have access to the Lufthansa Senator Lounges. Centurion cardmembers have access to Lufthansa First Class, Senator, and Business lounges regardless of ticket class.

Guests may be granted access for a fee.

Virgin Clubhouses

Cardholders are eligible to visit Virgin Clubhouses in Boston (BOS), New York (JFK), San Francisco (SFO), Washington, D.C. (IAD), and Johannesburg (JNB) in South Africa.

Plaza Premium Lounge

Based in Hong Kong, Plaza Premium Lounge has a vast network of airport lounges available to the Amex Platinum card or Amex Business Platinum cardholder.

You’ll find 120+ lounges worldwide in the Plaza Premium Lounge network.

Escape Lounges – The Centurion Studio Partner

With 10+ locations throughout the U.S., Escape Lounges – The Centurion Studio Partner offers a place to enjoy a premium beverage, have a bite to eat, catch up on work, or relax between flights.

Cardholders may bring 2 additional guests at no charge.

Aspire Lounges

The Aspire Lounges (formerly Airspace Lounge) in the U.S. are located at the San Diego (SAN) and Ontario (ONT) airports and offer complimentary access for cardholders. You’ll also find Aspire Lounges at a handful of airports worldwide. Enjoy complimentary refreshments, a business area, Wi-Fi, a conference room (SAN), and showers (SAN), and 2 guests are permitted at no additional charge.

Final Thoughts

If you currently pay for an annual airport lounge membership, you’ll be thrilled with the value you receive from the Amex Platinum card and Amex Business Platinum card.

For less than the price of just a couple of day passes per month, you can enjoy unlimited worldwide lounge access with the card. You’ll also enjoy the long list of other premium travel benefits that come with the card. Check out a fantastic welcome offer and apply for Amex Platinum card benefits here.

If you’ve been without a lounge membership and have considered adding lounge access to your travels, you won’t find a more cost-effective route to unlimited worldwide lounge access for you and your guests.