The 13 Best Credit Cards for EV Charging [Cash-Back and Points]

Electric vehicles are becoming increasingly popular. One of the best things about owning one is that you never have to pump gas again. Of course, you need to charge your car, which leads to the question, “What’s the best credit card for EV charging?”

Some EV owners have a charger at home, but even those folks occasionally find themselves at a public EV charging station. Most of those stations operate through merchants like Blink or ChargePoint. To be prepared, download these apps and load your credit card before you need to charge your car.

But what credit card should you use? Don’t worry — we’ve got you covered. In this article, you’ll find the 13 best credit cards for EV charging, with options for earning cash-back, points, or miles. If you’re an electric vehicle owner, make sure you have at least 1 of these cards in your wallet.

Best Credit Cards for EV Charging: Overview

The first thing you should know when looking for the best credit cards for electric vehicle charging is that it is an entirely separate category from gas. You may think that if a card earns bonus points on gas, it would also earn bonus points on EV charging, but that’s not the case.

Here’s a quick look at the best cards for electric vehicle charging. Keep scrolling for more information about each of these.

The 5 Best Credit Cards for EV Charging

We’ve calculated the return on spending for each of these cards based on cents per point and our valuation of those points or the amount of cash-back. For example, a card that earns 5x Chase Ultimate Rewards points would have a 10% return on spending since those points are worth 2 cents each.

We suggest just using these numbers as a guideline to help you choose the best card for your EV charging needs, keeping in mind what’s most valuable to you (Chase points versus Citi points versus cash-back, etc).

Freedom Flex Card

Chase Freedom Flex^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Apply Now(at Chase's secure site)

Chase Freedom Flex^®

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Welcome Offer

Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.

$200

Annual Fee

$0

APR

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Freedom Flex℠ sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

Pros & Cons

Pros

• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%.
• Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
• No annual fee

Cons

• 3% foreign transaction fees in U.S. dollars

Read Full Review

Card Highlights

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49%-28.24%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex^® card
• Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Freedom Flex card is one of the best cards for EV charging, but there’s a catch — it’s only good at certain times of the year.

This card earns 5% cash-back (equal to 5x Ultimate Rewards points) on quarterly rotating categories, up to $1,500 in spending. When those categories include EV charging, the Freedom Flex card is the one you want to keep in your wallet.

If you also have a premium Chase card (Chase Sapphire Reserve^®, Chase Sapphire Preferred^® Card, or Ink Business Preferred^® Credit Card), you can move the points earned on the Freedom Flex card to the premium card, which unlocks Chase’s hotel and airline transfer partners.

If you take your points as cash-back, you get a 5% return on spending, but if you can utilize Chase’s transfer partners, you can average a 10% return on spending during the quarters where EV charging is a bonus category.

Hot Tip:

Maximizing the bonus categories on the Freedom Flex card is a great way to earn lots of Chase points. If you also have a premium Chase card, you can even transfer those points to airline and hotel partners to maximize their value.

Citi Custom Cash Card

Citi Custom Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, without an annual fee!

Citi Custom Cash^® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, without an annual fee!

Welcome Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

$200

Annual Fee

$0

APR

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.24% to 28.24%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Custom Cash^® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, with a $0 annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros & Cons

Pros

• 5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
• $0 annual fee
• Multiple redemption options

Cons

• Your 5% category is limited to $500 in spend ($25 in cash-back) each month
• Not particularly rewarding for any purchases outside of your top 5% cash-back category

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Get 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.24% to 28.24%, based on your creditworthiness.
• Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
• Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
• No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
• $0 annual fee.
• Citi will only issue one Citi Custom Cash^® Card account per person.

Financial Snapshot

• APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.24% to 28.24%.
• Foreign Transaction Fees: 3%

The Citi Custom Cash card is a solid option for those who want to earn Citi ThankYou Points or cash-back. It earns 5% cash-back on your top eligible spend category each billing cycle up to $500 in purchases.

At first glance, you might not think this card’s bonus categories include EV charging, but if you look at the fine print, you’ll see it’s included in the select transit category:

If the Citi Custom Cash card is the only Citi card you have, you earn 5x Citi ThankYou Points, which can be redeemed for cash-back. If you also have a premium Citi card like the Citi Strata Premier card, you can get more value by transferring those points to Citi’s hotel and airline partners.

If you redeem the points for straight cash-back, you get a 5% return on spend, while you can get around an 8% return on spending if you transfer your points to hotel or airline partners.

Discover Cash Back Card

Discover it^® Cash Back Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Apply Now(at Discover's secure site)

Discover it^® Cash Back Card

Annual Fee

$0

APR

0% for 15 months from date of account opening, after the intro APR expires, regular APR will be 17.74% - 27.74% variable.

Card Highlights

• Intro Offer: Get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year.
• Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
• Plus, earn unlimited 1% cash back on all other purchases – automatically.
• Redeem cash back in any amount, any time. Rewards never expire.
• Use your rewards at Amazon.com checkout.
• No annual fee.
• Discover is accepted nationwide by 99% of the places that take credit cards.

Financial Snapshot

• APR: 0% for 15 months from date of account opening, after the intro APR expires, regular APR will be 17.74% - 27.74% variable.
• Foreign Transaction Fees: None

The Discover Cash Back card is similar to the Freedom Flex card since it offers 5% cash-back in quarterly rotating categories. That means you earn 5% cash-back for the selected quarter, up to $1,500 in spend when the bonus categories include electric vehicle charging.

However, when the bonus categories don’t include EV charging, you’ll want to use a different credit card since you would only earn 1% cash-back at those times.

Citi Strata Premier Card

Citi Strata Premier℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Citi Strata Premier℠ Card

Welcome Offer

For a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.

75,000 points

UP's Offer Valuation*:

$1,200

Annual Fee

$95

APR

20.24% - 28.24% Variable APR

Why We Like This Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

• 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
• 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
• $100 annual hotel benefit

Cons

• $95 annual fee

Read Full Review

Card Highlights

• For a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
• Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
• Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
• Earn 1X point per $1 spent on all other purchases.
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card.
• No foreign transaction fees on purchases.

Financial Snapshot

• APR: 20.24% - 28.24% Variable APR
• Foreign Transaction Fees: None

Even though a few other cards offer a better return on spending percentage than the Citi Strata Premier card, this might be the best overall choice for earning rewards on EV charging. That’s because the earnings aren’t limited to select quarters of the year, and there’s no spending cap.

The Citi Strata Premier card could be your best bet if you want a simple strategy for earning points on EV charging.

In addition to earning 3x ThankYou Points on EV charging, this card also earns on other popular bonus categories:

• 10x points on hotel, car rental, and attractions booked through Citi Travel
• 3x points on other hotels, airlines, restaurants, supermarkets, gas, and EV charging
• 1x points on all other purchases

We value 3x Citi ThankYou Points at a 4.8% return on spending if you transfer them to Citi’s hotel or airline partners.

Bottom Line:

While other cards may offer a higher return on spend during select quarters, the Citi Strata Premier card might be the best overall card for EV charging purchases. It earns 3x points on EV charging every day of the year without a spending cap.

Wells Fargo Autograph Card

Wells Fargo Autograph℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Wells Fargo Autograph Card offers great 3x bonus points and cell phone protection with no annual fee.

Wells Fargo Autograph℠ Card

The Wells Fargo Autograph Card offers great 3x bonus points and cell phone protection with no annual fee.

Welcome Offer

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

20,000 points

Annual Fee

$0

APR

0% intro APR for 12 months from account opening on purchases, 19.24%, 24.24%, or 29.24% variable APR thereafter

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Wells Fargo Autograph℠ Card is an excellent no annual fee card that offers 3x points on 6 different bonus categories. Choose from multiple options when you’re ready to redeem your rewards, and take advantage of great perks including cell phone protection, auto rental collision damage waiver, and no foreign transaction fees.

Pros & Cons

Pros

• 3x points per $1 spent on restaurants, travel, gas stations, transit, popular streaming services, and phone plans
• 1x points per $1 spent on other purchases
• No annual fee

Cons

• Points are worth a fixed 1 cent per point, so it isn’t possible to get outsized value

Read Full Review

Card Highlights

• Select “Learn More” to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
• Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
• $0 annual fee.
• 0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% variable APR thereafter.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.

Financial Snapshot

• APR: 0% intro APR for 12 months from account opening on purchases, 19.24%, 24.24%, or 29.24% variable APR thereafter
• Foreign Transaction Fees: None

The Wells Fargo Autograph card is another great option for your EV charging spending. Just like the Citi Strata Premier card, it earns an unlimited 3x Wells Fargo Rewards points on EV charging. The overall return on spending of 4.5% for 3x points is slightly lower since we value Wells Fargo Rewards points a bit less than Citi ThankYou Points.

If you use the Wells Fargo Autograph card for your EV charging, you also earn 3x points on gas, phone plans, restaurants, travel, transit, and streaming services.

Alternative Cards for Electric Vehicle Charging

The following cards are solid alternatives for EV charging purchases.

Amex Blue Business Plus Card

Terms Apply / Rates & Fees

The Blue Business^® Plus Credit Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.

Apply Now(at Amex's secure site)

The Blue Business^® Plus Credit Card from American Express

Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.

Welcome Offer

Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

15,000 points

UP's Offer Valuation*:

Up to $330

Annual Fee

No annual fee

APR

17.49% - 25.49% Variable,0% on purchases for 12 months from date of account opening

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business^® Plus Credit Card from American Express.

With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).

The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.

Let’s take look at all that the Amex Blue Business Plus card has to offer.

Pros & Cons

Pros

• 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
• Purchase protection and extended warranty protection
• No annual fee and employee cards at no additional cost

Cons

• No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
• No elite travel benefits like lounge access or elite status

Read Full Review

Card Highlights

• Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 25.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
• Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
• You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
• No Annual Fee
• Terms Apply.

Financial Snapshot

• APR: 17.49% - 25.49% Variable,0% on purchases for 12 months from date of account opening
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Rewards Center

American Express Membership Rewards

Amex Blue Business Plus card earns 2x Membership Rewards points on all purchases up to $50,000 per year. It’s a no-nonsense option for business owners who want a simple way to earn lots of Amex Membership Rewards points. Even better, it has a $0 annual fee.

Since we value Amex points at 2.2 cents each, you can receive around a 4.4% return on spending.

Costco Anywhere Card and Costco Anywhere Business Card

Costco Anywhere Visa^® Card by Citi

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Costco Anywhere Visa^® Card by Citi

Welcome Offer

None

Annual Fee

$0

APR

19.49% - 27.49% Variable

Why We Like This Card

The Costco Anywhere Visa^® Card by Citi is a great Citi’s cash-back rewards card designed specifically for Costco Members.

Card Highlights

• Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
• 5% cash back on gas at Costco and 4% cash back on other eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
• 3% cash back on restaurants and eligible travel purchases
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Financial Snapshot

• APR: 19.49% - 27.49% Variable
• Foreign Transaction Fees: None

Costco Anywhere Visa^® Business Card by Citi

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn 5% cash-back on Costco gas purchases and 4% cash-back on other gas/EV charging purchases, 3% cash-back at restaurants and travel, 2% cash-back at Costco, and 1% on all other purchases.

Costco Anywhere Visa^® Business Card by Citi

Earn 5% cash-back on Costco gas purchases and 4% cash-back on other gas/EV charging purchases, 3% cash-back at restaurants and travel, 2% cash-back at Costco, and 1% on all other purchases.

Welcome Offer

None

Annual Fee

$0

APR

19.49% - 27.49% Variable

Pros & Cons

Pros

• 5% back on gas at Costco and 4% back on gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
• 3% back on restaurants and eligible travel, including Costco Travel
• 2% back on purchases from Costco and Costco.com

Cons

• You only receive your cash-back rewards once per year
• The 5% and 4% cash-back on gas purchases is limited to up to $7,000 in combined purchases per year

Read Full Review

Card Highlights

• Discover the only business credit card designed exclusively for Costco members
• 5% cash back on gas at Costco and 4% cash back on other eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
• 3% cash back on restaurants and eligible travel purchases
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Whether you’re traveling for business or pleasure, enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Financial Snapshot

• APR: 19.49% - 27.49% Variable
• Foreign Transaction Fees: None

The Costco Anywhere card and Costco Anywhere Business cards both earn 4% cash-back on EV charging, up to $7,000 per year.

The cash-back earned on these cards is awarded via an annual credit card reward certificate, which can be redeemed for cash or Costco merchandise.

Hot Tip:

The Costco Anywhere card and Costco Anywhere Business cards earn 4% cash-back on EV charging purchases. However, unlike other cards, your cash-back is awarded annually instead of monthly.

Wells Fargo Attune Card

Wells Fargo Attune℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 4% cash rewards on a wide range of purchases with the Wells Fargo Attune Card.

Wells Fargo Attune℠ Card

Earn up to 4% cash rewards on a wide range of purchases with the Wells Fargo Attune Card.

Welcome Offer

Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months.

$100

Annual Fee

$0

APR

19.24%, 24.24%, or 29.24% Variable

Why We Like This Card

The Wells Fargo Attune Card is a great no-annual-fee cash rewards card that offers 4% cash rewards on purchases like self care,  impactful purchases, along with select sports, recreation, and entertainment purchases.

Pros & Cons

Pros

• 4% cash rewards on self-care, like gym memberships, exercise classes, salons, and spas
• 4% cash rewards on select sports, recreation, and entertainment, including live shows and sporting events, gardening and floral stores, as well as pet supplies, boarding, and grooming
• 4% cash rewards on planet-friendly purchases, like public transit, EV charging stations, and select thrift stores

Cons

• No a great option for those without significant spend on the card bonus categories
• Charges foreign transaction fees

Read Full Review

Card Highlights

• Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months
• 4% cash rewards on self-care, like gym memberships, exercise classes, salons, and spas
• 4% cash rewrds on select sports, recreation, and entertainment, including live shows and sporting events, gardening and floral stores, as well as pet supplies, boarding, and grooming
• 4% cash rewards on planet-friendly purchases, like public transit, EV charging stations, and select thrift stores
• 1% cash rewards on other purchases
• No annual fee
• Cell phone protection
• 0% Intro APR offer
• Auto rental collision damage waiver

Financial Snapshot

• APR: 19.24%, 24.24%, or 29.24% Variable
• Foreign Transaction Fees: 

The Wells Fargo Attune Card earns 4% cash rewards in some unique categories, including EV charging:

• Self-Care: Gym memberships, spas, salons
• Sports, Recreation, and Entertainment: Arts and crafts shops, toy stores, florists, garden supply stores, aquariums, amusement parks, tourist attractions, pet stores, sporting goods stores, ticket agencies, bookstores, and much more
• Planet-Friendly Purchases: Antique shops, secondhand stores, EV charging stations, local transit, trains, buses, and more

U.S. Bank Altitude Connect Card

Terms Apply / Rates & Fees

U.S. Bank Altitude^® Connect Visa Signature^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on travel, plus everyday earning on everyday purchases.

U.S. Bank Altitude^® Connect Visa Signature^® Card

Earn big on travel, plus everyday earning on everyday purchases.

Welcome Offer

Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards travel, cash back, and more.

20,000 points

Annual Fee

$0

APR

0% intro APR on Balance Transfers for the first 12 billing cycles, then a variable APR of 17.24% - 28.24% applies.

Why We Like This Card

The information regarding the U.S. Bank Altitude^® Connect Visa Signature^® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The U.S. Bank Altitude Connect card is an excellent $0-annual-fee cash-back rewards card that offers 6 different bonus categories, airport lounge access, a Global Entry/TSA PreCheck credit, and more.

Pros & Cons

Pros

• 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
• 4x points on travel, and at gas stations and EV charging stations (on your first $1,000 each quarter)
• 2x points on dining, streaming services, and grocery stores

Cons

• Does not earn transferable rewards
• Award redemptions are capped at 1 cent per point

Read Full Review

Card Highlights

• Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That’s a $200 value redeemable towards travel, gift cards, cash back, merchandise and more.
• 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
• 4X points on travel, gas stations, and EV charging stations.
• 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify^®, Apple Music, Disney+, HBO Max and more!
• 2X points at grocery stores, grocery delivery, and dining.
• Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck^® or Global Entry^® application fee once every four years.
• 1X point on all other eligible purchases.
• Points never expire.
• Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
• Terms and conditions apply.

Financial Snapshot

• APR: 0% intro APR on Balance Transfers for the first 12 billing cycles, then a variable APR of 17.24% - 28.24% applies.
• Foreign Transaction Fees: None

The U.S. Bank Altitude Connect card is another $0-annual-fee card that could work for EV charging purchases. It earns 4x points on travel, gas, and EV charging purchases, up to $1,000 per quarter. Additionally, this card earns 5x points on prepaid hotels and car rentals booked through the Altitude Rewards Center, 2x points on dining, streaming services, and at grocery stores, and 1x points on all other purchases.

Capital One Venture Cards

Finally, the Capital One Venture cards are a solid choice for EV charging. All of the following earn 2 Capital One miles on all purchases, including EV charging:

• Capital One Venture card
• Capital One Venture X card
• Capital One Venture X Business card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Earn 75,000 miles once you spend $4,000 within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.

75,000 miles + $250 travel credit

UP's Offer Valuation*:

$1,600

Annual Fee

$95

APR

19.99% - 29.24% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit (670-850)

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

• $95 annual fee (rates & fees)
• Limited elite benefits

Read Full Review

Card Highlights

• Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

• APR: 19.99% - 29.24% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

19.99% - 29.24% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee (rates & fees)
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: 19.99% - 29.24% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Capital One Venture X Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

Capital One Venture X Business Card

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

Welcome Offer

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening

150,000 miles

UP's Offer Valuation*:

$2,700

Annual Fee

$395

APR

All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.

Why We Like This Card

The information regarding the Capital One Venture X Business card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

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The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles per dollar on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

Pros & Cons

Pros

• 10x miles per dollar on hotels and rental cars purchased through Capital One Travel
• 5x miles per dollar on flights and vacation rentals purchased through Capital One Travel
• 2x miles per dollar on all other purchases

Cons

• $395 annual fee
• 10x and 5x bonus categories are limited to Capital One Travel bookings

Read Full Review

Card Highlights

• Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
• Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
• Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you’ll get the best prices on thousands of options
• With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
• Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
• Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• This is a pay-in-full card, so your balance is due in full every month

Financial Snapshot

• APR: All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Final Thoughts

The most important thing to remember when you’re searching for a credit card for EV charging is that it’s an entirely different category than gas purchases. While some cards include EV charging with gas, many don’t, so you need to look for EV charging as a separate category when selecting the best credit card.