Bilt Rewards Transfer Partners and How To Use Them [2024]

Bilt Rewards is one of the latest transferrable reward currencies on the market, debuting with the Bilt World Elite Mastercard^® Credit Card, a versatile card backed by Wells Fargo that’s primarily targeted at users who pay monthly consumer rent.

Bilt Cardholders earn reward points just like other major banks, which can be transferred to a number of partner programs.

In this guide, we take a look at how to earn Bilt Rewards points, where you can transfer them, and what the best general use cases are for using each currency.

Earning Bilt Rewards

Earning Bilt Rewards points with the Bilt Card is extremely straightforward:

• You earn 3x points per dollar on all dining, whether that’s dining out or takeout.
• You earn 2x points per dollar on travel, specifically tickets purchased with an airline, hotel nights purchased directly from the hotel, and car rentals.
• You earn 1x point per dollar on rent payments each month, up to $100,000 a year. This is 100,000 points just for paying your rent as you would ordinarily do and is the major selling point of the card.

Bilt Transfer Partners

All transfers are conducted in 2,000-point transfer increments as an entry-level Blue member. Even if you want to transfer under 2,000 points to your program of choice, you’ll need to move enough points to meet the minimum necessary to transfer.

How To Transfer Bilt Rewards

Transferring Bilt Rewards points is very easy, and is done within the Bilt app right from your phone.

Step 1: Open the Bilt app on your phone. In most circumstances, the app will remain logged in for you from your last visit, a unique (and welcome) benefit.

Step 2: Toggle over to either the Flights or Hotels tab on the Rewards screen and choose your program of choice.

Step 3: Once you have your program of choice selected, you can then type in how many points you want to transfer, keeping in mind the 2,000-point transfer minimum.

Redeeming Bilt Rewards

While you can book travel directly with Bilt Rewards points via the Bilt Rewards Travel Portal, you can also transfer your Bilt Rewards points to a transfer partner, then book travel with that partner.

Between all of Bilt’s partners, there are airlines within each alliance:

• Oneworld: Alaska Airlines, Cathay Pacific, British Airways, Iberia
• Star Alliance: Air Canada, Turkish Airlines, United Airlines
• SkyTeam: Air France

In addition, some of the other airline partners, such as Aer Lingus and Virgin Atlantic, can book airlines that may belong to another alliance.

Air Canada’s website is embedded in the app, so when you search for flights, you don’t have to log in to that account separately. The airline’s website will appear within the app just as if you had visited it on its own, making for a seamless search experience.

Combining Bilt Rewards

Bilt Rewards cannot be combined between different accounts, so if you want to accumulate points, you’ll want to keep them with the person who can transfer them for the best possible use.

Other Ways To Use Your Points

Unique to Bilt Rewards, you can build up enough points to use as a down payment on a home, though Bilt provides limited details on this redemption option and you’re required to contact its customer service for assistance. The Bilt Card is the only credit card that can utilize points for such a payment, though you’ll need thousands and thousands of points to make use of it, and will likely be able to find a quicker use by transferring to an airline or hotel partner.

Final Thoughts

Bilt is uniquely structured not only from an earning standpoint but also from a redeeming one. The Bilt Card is the only major credit card allowing you to earn points by paying your rent with no additional transaction fee.

If you pay rent and haven’t picked up the Bilt Card, you definitely should so you can start earning points.