Amex Platinum Cards: Marriott Bonvoy Hotel Elite Status Benefits [2025]

It’s no secret that signing up for a hotel loyalty program can deliver tangible benefits that can make your hotel stays more comfortable, save you money, and help you earn free hotel nights faster. Entry-level benefits can include complimentary Wi-Fi, elevated rewards earning, discounts, and more.

Elite status in a hotel loyalty program expands the list of benefits even further but normally requires staying frequently at a specific hotel brand.

Fortunately, you can secure complimentary hotel program elite status with The Platinum Card^® from American Express and The Business Platinum Card^® from American Express.

Both cards come with complimentary Marriott Bonvoy Gold elite status and Hilton Honors Gold status upon enrollment.

Today we’re going to focus on Marriott Bonvoy Gold Elite status and what you can expect with this card benefit.

Amex Platinum Cards Overview

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Offer Valuation*:

Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• With American Express Global Lounge Collection^® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
• $695 annual fee.¤
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

LIMITED TIME TRAVEL OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

150,000 points + $500 statement credit

UP's Offer Valuation*:

Up to $3,800

Annual Fee

$695

APR

18.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Limited Time Travel Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card^®. Enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• NEW! Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• Earn 5X Membership Rewards^® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• $199 CLEAR^® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card^®.
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Benefits of the Marriott Elite Status Benefit

When you hold either the Amex Platinum card or the Amex Business Platinum card, you can receive complimentary Marriott Bonvoy Gold Elite status.

Having Marriott Bonvoy Gold Elite status comes with several benefits:

• 25% More Bonus Points — Gold Elite members receive 25% more points for staying at Marriott properties than base members.
• Complimentary Enhanced Wi-Fi — You will not be charged for fast Wi-Fi.
• A Welcome Gift of Points — The number of welcome points varies by brand, but you will receive between 250 and 500 points.
• Enhanced Room Upgrades — When available, you’ll receive an upgraded room with a better view, higher floor, or larger space.
• Late Checkout — Request a checkout as late as 2 p.m. and, when available, enjoy those additional hours in your room.

Both primary and additional Amex Platinum card and Amex Business Platinum card authorized users are also eligible for the elite status benefit.

You will need to register each card to receive the benefit, whether for the primary cardholder or authorized user.

To earn Marriott Bonvoy Gold Elite status, you would normally need to stay 25 nights in a calendar year.

How To Enroll To Activate Elite Status

You will not receive the Marriott Bonvoy elite status benefit automatically. You must enroll via your online card account.

Log in to your online Amex card account and select Benefits under the Rewards and Benefits section. Scroll down the page until you see the Marriott Bonvoy Gold Elite Status benefit section, as shown below. Click on Enroll Now.

Once you’ve added your Marriott Bonvoy loyalty program number and enrolled, you can expect to see the status reflected in your account within 3 to 5 days. If, after 10 days, you have not received a confirmation of your elite status, you should call the number on the back of your card.

If you do not have a Marriott Bonvoy loyalty program number, you can leave the box empty, click on Enroll Now, and you will be prompted to enroll in the program.

Once enrolled, you’ll continue to receive Marriott Bonvoy Gold Elite status, with no further stay requirements, as long as your associated American Express card is active.

Combine Marriott Bonvoy Elite Status With Fine Hotels + Resorts Program Benefits

While not all Marriott-branded properties participate in American Express’ Fine Hotels + Resorts (FHR) program, those that do can allow you to receive both programs’ benefits.

Expressly stated in the terms and conditions of complimentary Marriott Bonvoy elite status is this statement: “Marriott Bonvoy Gold Elite status benefits may be combined with the American Express Fine Hotels + Resorts program.”

Let’s look at the benefits you can expect when booking FHR properties via American Express for a stay of just 1 night or more.

Fine Hotels + Resorts Benefits

The Amex Platinum card and the Amex Business Platinum card offer these elite-style benefits at FHR properties booked using your card and/or associated Membership Rewards points for a prepaid stay:

• Room Upgrade — Receive a room upgrade on arrival, when available.
• Early Check-In — Check in as early as noon, when available.
• Daily Breakfast — Receive complimentary daily breakfast for 2 people, a minimum value of at least $60.
• Experience Credit — During each stay, you’ll receive a credit for an experience unique to that property, which could include spa services, dining, on-site activities, and more. This benefit is guaranteed to be worth at least $100.
• Complimentary Wi-Fi — Enjoy free Wi-Fi throughout the property.
• Late Checkout — Your checkout can be extended to 4 p.m. and is guaranteed.

Additionally, you’ll be earning 5x Membership Rewards points on either card when your prepaid hotel stay is booked via AmexTravel.com.

Take Advantage of the $200 Statement Credit

The Amex Platinum card comes with another valuable FHR benefit. You can receive a $200 prepaid hotel statement credit each calendar year. Pay for your stay in full with your card, use Membership Rewards points, or a combination of the 2, to receive the credit shortly after booking.

A stay of just 1 night or more qualifies for the statement credit.

How To Find Marriott FHR Properties

When booking a Fine Hotel + Resort property within your Amex Platinum card or Amex Business Platinum card account, you can filter properties by brand.

On the FHR booking page, select Explore More Properties by Region, Collection, or Brand. The Brand section sorts properties by brand and then by region. Participating Marriott Bonvoy brands include Autograph Collection, Design Hotels, EDITION, JW Marriott, The Luxury Collection, Marriott, Renaissance, The Ritz-Carlton, St. Regis, W Hotels, and Westin.

Provide your Marriott Bonvoy loyalty program number when booking the FHR property to receive elite night credits and earn Marriott Bonvoy points for qualifying on-site purchases.

The Amex Platinum card and the Amex Business Platinum card also include hotel program benefits with The Hotel Collection. While it may be possible to receive Marriott Bonvoy elite benefits when booking Marriott-branded hotels in this program, such benefits are not guaranteed in the terms and conditions. The Hotel Collection also requires a stay of 2 nights or more to receive benefits.

Additional Cards With Marriott Bonvoy Elite Status

While the Amex Platinum card and the Amex Business Platinum card are some of the best cards available that come with Marriott Bonvoy Gold Elite status, there are additional cards to consider as a Marriott loyalist.

Elite status levels with Marriott Bonvoy from entry-level to the highest level are Silver Elite, Gold Elite, Platinum Elite, Titanium Elite, and Ambassador Elite. You’ll find Marriott Bonvoy elite status on these popular cards:

Final Thoughts

Marriott Bonvoy Gold Elite status alone offers several useful benefits. Combining those benefits with the Fine Hotels + Resorts perks offered on the Amex Platinum card and the Amex Business Platinum card can create an enhanced experience.

If you occasionally stay at Marriott properties but travel frequently, you’ll find tremendous value in the premium travel benefits of either card.

If you stay at Marriott frequently, you may also want to consider a Marriott-branded card. Marriott-branded cards can provide a faster path to Marriott Bonvoy elite status with bonus earning rates and elite night credits that count toward higher status levels.