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The 32 Benefits of The Amex EveryDay Credit Card

Supermarket Shopping
BY 
Christine Krzyszton
- UPDATED:    |    2
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The Amex EveryDay® Credit Card is somewhat of a sleeper card, but it’s a fantastic card because its initial benefits can be leveraged to save you big money.

Sure, it’s a great ongoing everyday card with its double-point earning categories, but its greatest value is available in the first 60 days of card ownership.

With minimal purchase planning and a quick look at any credit card debt you might be carrying, you can leverage the Amex EveryDay Card into substantial savings.

Here’s why this card is unique and how you may be able to realize additional benefits in the first 60 days of having the card.

Quick Card Overview

Card Benefits

No Annual Fee

  • Save money on interest, receive a generous sign up bonus, and reap the benefits of the Amex EveryDay Card without paying an annual fee on the card.

Amex Offers

  • Log in to your Amex account online and view your Amex Offers for additional savings opportunities. You’ll find offers such as $20 off a $100 Hilton gift card, 25% off your FedEx shipping bill, and many more offers, some of which can be quite lucrative.

 

couple grocery store shopping
Grocery shopping is no longer a chore when you’re earning 2 points for every dollar you spend on your Amex EveryDay Card. Image courtesy of Shutterstock.com.

Earning Rewards

The ongoing benefits of the Amex EveryDay Card include earning Membership Rewards Points on every purchase you make, plus incentives for using your card frequently.

Double Down at the Grocery Store

  • Earn 2 points for every dollar spent at U.S. supermarkets up to a maximum of $6,000 in purchases per year, then 1% after that.

It’s Your Go-to Card for Uber

  • Use your card for your Uber rides and receive 2 points per dollar spent.

Amex Travel Can be Rewarding

  • Book your travel though Amex Travel and earn 2 points per dollar spent.

A Sweet Incentive for Frequent Use

  • Boost your earnings quickly by using your card for 20 purchases in any single billing statement period and receive a 20% point bonus.

Every Purchase Earns Rewards

  • Earn 1 point per dollar on all other purchases.
Hawaiian Airlines Plane
Transferring your Membership Rewards Points to partner airlines can result in the best value for your points.  Image courtesy of hawaiianairlines.com.

Redemption Options that Rock

Membership Rewards Points are generally worth a penny a point when used for most redemptions. You can, however, increase that value when transferring points to partner airlines.

Here are the best options for using your Membership Rewards Points to gain a value of 1 cent per point or greater.

Transfer to Partner Airlines

Redeem for Travel

  • Redeem Membership Rewards Points for flights through American Express Travel at the rate of 1 cent per Membership Reward Point.

  • If you have a lot of extra Membership Rewards Points, you can easily donate to many different charities via the Members Give® program at the rate of 1 cent per point up to 500,000 points per year. The minimum donation is 1,000 points.

Gift Cards

  • Redemption values vary, so be sure to strive for nothing less than 1 cent per Membership Reward Point when redeeming your points for gift cards.

Other Redemption Options

There are several additional options for redeeming your Membership Rewards Points. However, the value you receive can be far less than 1 cent per point.

  • Transfer points to hotel partners
  • Statement credits
  • Purchases at Amazon or Best Buy
  • American Express Tickets
  • Shop with Membership Rewards Points

Realize the best value for your Membership Rewards Points by reading our best ways to redeem Amex points article.

Bottom Line: While there are numerous ways to redeem your Membership Rewards Points, you’ll want to strive to receive a value of at least 1 cent per point or better. 

Additional Card Benefits, Protections, and Coverages

Added Benefits

  • Fraud protection
  • Amex mobile app
  • Year-end summary

Travel Protections and Coverage

Shopping Protections and Coverage

Final Thoughts

Remodeling your office or purchasing new appliances? If you have a large purchase or several purchases in your future that you want to pay off interest-free over time, the Amex EveryDay Card offers a perfect solution.

The information regarding the Amex EveryDay® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

Featured Image Credit: Shutterstock

Frequently asked questions

Does the Amex Everyday Card charge foreign transaction fees?

Unfortunately, the Amex Everyday Card does charge foreign transaction fees. You will incur a 2.7% fee for each foreign transaction.

The Amex Everyday Card is not a good card for frequent travelers for this reason.

Is the Amex EveryDay Card hard to get approved for? What credit score is required?

You will need to have good credit or better to qualify for the Amex Everyday Card.

Research shows that consumers with scores as low as 670 have been approved, but because other factors may be taken into consideration by the card issuer, a credit score of at least 700 is recommended before applying.

Christine Krzyszton

About Christine Krzyszton

Christine, who lives in Northern Michigan, travels about 300,000 miles a year despite her remote location. Her expertise is traveling the world on a weekend with no pre-determined destination in mind, letting the cost of the airfare determine where she will go. She has over four million flown miles and elite status on all three major domestic carriers.
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2 comments

  1. Joe April 18, 2020

    Amex everyday balance transfer is capped at 5k no matter how high your credit line is. Or it’s 75% of your CL if less then the 5k BT limit.

    Reply

    • Christine Krzyszton April 19, 2020

      Hi Joe. Thanks for the information. It’s a good reminder that balance transfer availability is tied to the credit limit. There are no specific limits listed in the rates and fees terms/conditions for the card but the maximum amount of the balance transfer allowed is stated there as such: “The eligible balance transfer amount will be i) less than your credit limit; ii) determined based on your creditworthiness and other factors including your account history with American Express; and
      iii) provided to you after your application has been approved.” Thank you for taking the time to comment and for reading.

      Reply

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