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Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, deta...
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The Amex EveryDay® Credit Card is somewhat of a sleeper card, but it’s a fantastic card because its initial benefits can be leveraged to save you big money.
Sure, it’s a great ongoing everyday card with its double-point earning categories, but its greatest value is available in the first 60 days of card ownership.
With minimal purchase planning and a quick look at any credit card debt you might be carrying, you can leverage the Amex EveryDay Card into substantial savings.
Here’s why this card is unique and how you may be able to realize additional benefits in the first 60 days of having the card.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Earn 2x points at U.S. supermarkets on the first $6,000 spent in a year, and after 20+ purchases in a billing period, receive a 20% bonus on all points earned!
Learn More(at Amex's secure site)All information about The Amex EveryDay® Credit Card has been collected independently by Upgraded Points.
Earn 2x points at U.S. supermarkets on the first $6,000 spent in a year, and after 20+ purchases in a billing period, receive a 20% bonus on all points earned!
Earn 10,000 Membership Rewards points after you use your new Card to make $2,000 in purchases in your first 6 months.
10,000 points
$0
0% on purchases for 15 months; 13.74%-24.74% Variable thereafter
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The information for The Amex EveryDay® Credit Card has been independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The Amex EveryDay® Credit Card is a great option for those looking to start earning Amex Membership Rewards points without needing to pay an annual fee. Plus, the card rewards you the more often you use it by giving you a 20% bonus when you use your card 20 or more times on purchases in a billing period.
Pros
2x points per $1 at U.S. supermarkets on up to $6,000 per year in purchases, then 1x
2x points per $1 on travel purchases made through Amex Travel
1x point per $1 on all other purchases
20% bonus points when you make 20 purchases on your card in 1 billing period
No annual fee
Access to Amex transfer partners
Rental car insurance
Cons
Only offers 2 bonus categories
Doesn’t offer many benefits
Earn 10,000 Membership Rewards points after you use your new Card to make $2,000 in purchases in your first 6 months.
Low intro APR: 0% on purchases for 15 months from the date of account opening, then a variable rate, 13.74% to 24.74%.
Earn 2X points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).
1X points on other purchases.
Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms apply.
Use Amex Offers at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
No Annual Fee.
Terms Apply.
Financial Snapshot
APR: 0% on purchases for 15 months; 13.74%-24.74% Variable thereafter
Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
Save money on interest, receive a generous sign up bonus, and reap the benefits of the Amex EveryDay Card without paying an annual fee on the card.
Amex Offers
Log in to your Amex account online and view your Amex Offers for additional savings opportunities. You’ll find offers such as $20 off a $100 Hilton gift card, 25% off your FedEx shipping bill, and many more offers, some of which can be quite lucrative.
Grocery shopping is no longer a chore when you’re earning 2 points for every dollar you spend on your Amex EveryDay Card. Image Credit: dotshock via Shutterstock
Earning Rewards
The ongoing benefits of the Amex EveryDay Card include earning Membership Rewards Points on every purchase you make, plus incentives for using your card frequently.
Double Down at the Grocery Store
Earn 2 points for every dollar spent at U.S. supermarkets up to a maximum of $6,000 in purchases per year, then 1% after that.
It’s Your Go-to Card for Uber
Use your card for your Uber rides and receive 2 points per dollar spent.
AmexTravel.com Can be Rewarding
Book your travel though AmexTravel.com and earn 2 points per dollar spent.
A Sweet Incentive for Frequent Use
Boost your earnings quickly by using your card for 20 purchases in any single billing statement period and receive a 20% point bonus.
Every Purchase Earns Rewards
Earn 1 point per dollar on all other purchases.
Transferring your Membership Rewards Points to partner airlines can result in the best value for your points. Image Credit: hawaiianairlines.com.
Redemption Options that Rock
Membership Rewards Points are generally worth a penny a point when used for most redemptions. You can, however, increase that value when transferring points to partner airlines.
Redeem Membership Rewards Points for flights through AmexTravel.com at the rate of 1 cent per Membership Reward Point.
Donate to Charity
If you have a lot of extra Membership Rewards Points, you can easily donate to many different charities via the Members Give® program at the rate of 1 cent per point up to 500,000 points per year. The minimum donation is 1,000 points.
Gift Cards
Redemption values vary, so be sure to strive for nothing less than 1 cent per Membership Reward Point when redeeming your points for gift cards.
Other Redemption Options
There are several additional options for redeeming your Membership Rewards Points. However, the value you receive can be far less than 1 cent per point.
Bottom Line: While there are numerous ways to redeem your Membership Rewards Points, you’ll want to strive to receive a value of at least 1 cent per point or better.
Additional Card Benefits, Protections, and Coverages
Remodeling your office or purchasing new appliances? If you have a large purchase or several purchases in your future that you want to pay off interest-free over time, the Amex EveryDay Card offers a perfect solution.
The information for The Amex EveryDay® Credit Card has been independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Featured Image Credit: Greta Hoffman via Pexels
Frequently Asked Questions
Does the Amex Everyday Card charge foreign transaction fees?
Unfortunately, the Amex Everyday Card does charge foreign transaction fees. You will incur a 2.7% fee for each foreign transaction.
The Amex Everyday Card is not a good card for frequent travelers for this reason.
Is the Amex EveryDay Card hard to get approved for? What credit score is required?
You will need to have good credit or better to qualify for the Amex Everyday Card.
Research shows that consumers with scores as low as 670 have been approved, but because other factors may be taken into consideration by the card issuer, a credit score of at least 700 is recommended before applying.
Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
