Delta SkyMiles^® Blue American Express Card – Review [2025]

Great Card If

• You’re looking for a card that earns Delta miles with no annual fee.
• You want a discount on Delta inflight purchases.

Don’t Get If

• You’re a frequent Delta flyer and want perks like free checked bags and priority boarding.
• You prefer a card that earns transferable rewards.

Delta Blue Card — Is It Worth It?

If you’d like to earn Delta miles on all your daily purchases without paying an annual fee, the Delta Blue card could be a good option. Plus, you’ll receive worthwhile perks like a 20% discount on eligible inflight purchases and protections like car rental loss and damage insurance, purchase protection, and extended warranty protection.

Delta Blue Card Top Benefits and Perks

Discount on Inflight Purchases

When you pay with your Delta Blue card, you’ll receive 20% off as a statement credit on inflight purchases of food, alcoholic beverages, and audio headsets. However, the 20% discount does not apply to other inflight purchases, such as Wi-Fi.

Card Protections

• Car Rental Loss & Damage Insurance: Secondary coverage that covers accidental damage or theft of your rental car.
• Purchase Protection: When you purchase an item with your card, you can receive up to $1,000 in reimbursement per occurrence and up to $50,000 per calendar year if it’s lost or damaged within 90 days of purchase.
• Extended Warranty: Adds 1 year of warranty coverage to warranties of 5 years or less.

Best Ways To Earn and Redeem Delta Miles

Using your card for daily purchases can help you rack up miles, especially on the card’s bonus categories of dining and Delta purchases. There are many other great ways to earn lots of Delta SkyMiles, including the SkyMiles shopping portal and SkyMiles dining program.

Once you’re earning Delta miles on your daily purchases, you’ll want to determine how to redeem them for your next vacation. Read our dedicated guide that explains some of the best ways to use Delta SkyMiles.

Alternatives to the Delta Blue Card

Delta SkyMiles^® Gold American Express Card

If you’re a frequent Delta flyer, the Delta Gold card might make more sense for you. Not only does it help you earn more miles on Delta purchases and everyday expenses, but it also comes with significantly more perks, like a free checked bag, priority boarding, and up to $100 annual Delta stays credit.

American Express^® Green Card

If you prefer a card that earns transferable rewards, then the Amex Green card might be a better option. With it, you’ll earn 3x points on eligible travel and transit purchases at restaurants, along with access to the Amex transfer partners, including Delta. It also offers access to an annual CLEAR Plus credit, trip delay insurance, baggage delay insurance, car rental loss and damage insurance, and more.

For the car rental loss and damage insurance benefit of the Delta SkyMiles^® Blue American Express Card and American Express^® Green Card, car rental loss and damage insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. geographic restrictions apply. Eligibility and benefit level varies by card. Terms, conditions and limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For the purchase protection benefit of the Delta SkyMiles^® Blue American Express Card, when an American Express^® card member charges a covered purchase with their eligible card, purchase protection can help protect their covered purchases for up to 90 days from the covered purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty benefit of the Delta SkyMiles^® Blue American Express Card, when an American Express^® card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturer’s warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.