Capital One Venture X Extended Warranty

The Capital One Venture X Rewards Credit Card is one of the hottest credit cards to hit the market. With valuable benefits and straightforward rewards structures, it’s easy to see why this card is among the most popular ultra-premium credit cards.

One such benefit that cardholders can enjoy is extended warranty protection, which extends your qualifying product warranties automatically when you purchase using your Capital One Venture X card.

So in this guide, we’ll walk you through this benefit that could be useful in certain situations.

Table of Contents

What Is Extended Warranty Protection?
Capital One Venture X Card Snapshot
What Sets Apart the Capital One Venture X Card for Extended Warranty Coverage
- Notable Exclusions From Extended Warranty
How To Use the Capital One Venture X Card’s Extended Warranty
Final Thoughts

What Is Extended Warranty Protection?

An extended warranty is an insurance policy that prolongs an item’s warranty coverage beyond what the original manufacturer’s warranty offers.

Extended warranty coverage can help reimburse you in case of a covered product’s defect or failure.

Capital One Venture X Card Snapshot

The Capital One Venture X card is Capital One’s flagship ultra-premium credit card focused on travel benefits and rewards.

To start off, you’ll earn up to 10x Capital One miles:

10x miles on hotels and rental cars booked through Capital One Travel
5x miles on flights booked through Capital One Travel
2x miles on all other purchases

In addition, cardholders will earn a 10,000-mile anniversary bonus, up to a $300 statement credit for bookings through Capital One Travel, and complimentary lounge access for you and 2 guests to 1,300+ lounges, including Capital One Lounges, Priority Pass lounges, and select Plaza Premium Lounges.

We value Capital One miles at 1.8 cents each, which translates to a minimum return on spending of 3.6%!

Other benefits include cell phone protection, return protection, trip cancellation and interruption protection, baggage delay reimbursement, trip delay reimbursement, and no foreign transaction fees.

Plus, add cardholders to your account for no fee; they can enjoy benefits and you will earn rewards on every dollar they spend.

What Sets Apart the Capital One Venture X Card for Extended Warranty Coverage

Man trying to fix broken tv — Extended warranty coverage can be useful if you find defects with a big-ticket item. Image Credt: Elnur via Adobe Stock

When comparing extended warranty coverage policies from credit cards, you should look at these 4 metrics:

Maximum coverage per item/claim
Maximum coverage per calendar year
Maximum allowable original warranty length to qualify for extended warranty protection
The length of extended warranty coverage

For the Capital One Venture X card, eligible manufacturers’ 3 years or fewer warranties can get 1 additional year of extended warranty coverage.

Although purchases made both inside and outside the U.S. are eligible for the extended warranty, the item must have a valid, original manufacturer’s U.S. repair warranty of 3 years or less, a store-purchased dealer warranty, or an assembler warranty.

Extended warranty reimbursements are limited to no more than the original price of the purchased item (minus shipping and handling fees), up to $10,000 per claim, and up to $50,000 per calendar year.

You must either register your purchase or keep your monthly billing statement reflecting the purchase, an itemized sales receipt, and the original warranty.

If you gift an item to someone else that was purchased with your Capital One Venture X card, they can get coverage, too.

Notable Exclusions From Extended Warranty

There are a series of items that are excluded from extended warranty coverage:

Automobiles, aircraft, boats, and other motorized vehicles and their associated motors, equipment, and accessories
Real estate and items that are intended to become part of real estate (e.g., garage doors, ceiling fans, etc.)
Rented or leased items
Computer software
Medical equipment
Used or pre-owned items (refurbished items will be covered as long as it has a warranty with it and would not be considered used or pre-owned)
Losses caused by or resulting from a cyber incident
Items purchased for resale, professional, or commercial use
Any costs other than those specifically covered under the terms of the original eligible warranty

How To Use the Capital One Venture X Card’s Extended Warranty

Now that we know what types of purchases are eligible for the extended warranty, let’s go through all the steps needed to follow if an incident occurs.

At a high level, you should make it a habit to register any purchases for extended warranty. It’s not a requirement, but it minimizes the need to compile extra documents and paperwork if you need to file a claim for that item.

To register your item, you can do so online at cardbenefitservices.com (you’ll need to create an online account) or call your Benefits Administrator at 844-288-2140.

You’ll need to either upload or send the sales receipt and warranty information so they can register your item.

Suppose you choose not to register your items. In that case, you’ll need to keep your monthly billing statement showing the purchase, the itemized sales receipt, the item’s original manufacturer’s written U.S. warranty, and any other coverage you may have received or purchased when you bought the item.

To file a claim, visit cardbenefitservices.com or call your Benefits Administrator at 844-288-2140 within 60 days of the product failure and open a case.

You’ll be requested to provide basic preliminary claim information and directed to the appropriate repair facility. After that, the Benefit Administrator will send you a claim form to complete.

Complete the claim form and submit the required documentation within 90 days of product failure:

A copy of your monthly billing statement showing the last 4 digits of your credit card account number and the purchase
Itemized sales receipt
Original manufacturer’s written US. warranty
Description of the item and its serial number
Original repair estimate or repair bill
Any other documentation necessary

After that, the claim will be substantiated and evaluated, and you will be eligible for reimbursements if your item requires repair or replacement.

If your item needs to be repaired, you can go to an authorized repair facility and file a claim for reimbursement.

Reimbursements should occur within 5 business days of approval.

Final Thoughts

As you can see, an extended warranty protects you against product and manufacturer defects, which can be useful, especially if you’re buying technology gadgets or similar items.

Hopefully, you have gleaned some useful knowledge from this guide, both about the Capital One Venture X card and the extended warranty coverage offered by this card.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently asked questions

Does extended warranty coverage apply if I cancel my credit card?

No, extended warranty coverage does not apply if you cancel your credit card.

Does credit card extended warranty apply to used items?

In general, no. It must be for a new purchase that has an eligible U.S. original manufacturer's warranty.

Does the Capital One Venture X card offer extended warranty?

Yes, it does! For eligible purchases that have a qualifying warranty of 3 years or less, the Capital One Venture X card offers 1 additional year of extended warranty.

How to claim extended warranty from Capital One?

You'll need to first register your extended warranty at 844-288-2140 or cardbenefitservices.com before filing a claim. If you need to file a claim, contact your Benefits Administrator or visit cardbenefitservices.com to open a case. Then, submit all the documentation including the sales receipt, original warranty information, and any other required documents in order to fully substantiate the case.

Earn Points

Use Points

Business Credit Card Reviews

Business Guides

Air Travel Guides

Airline Points

Earn & Use Hotel Points

Hotel Loyalty Program Reviews

Capital One Venture X Extended Warranty – How Does it Work?

What Is Extended Warranty Protection?

Capital One Venture X Card Snapshot

What Sets Apart the Capital One Venture X Card for Extended Warranty Coverage

Notable Exclusions From Extended Warranty

How To Use the Capital One Venture X Card’s Extended Warranty

Final Thoughts

Frequently asked questions

Does extended warranty coverage apply if I cancel my credit card?

Does credit card extended warranty apply to used items?

Does the Capital One Venture X card offer extended warranty?

How to claim extended warranty from Capital One?

About Stephen Au

Any thoughts or questions? Comment below! Cancel reply

Advertiser Disclosure

What Is Extended Warranty Protection?

Capital One Venture X Card Snapshot

What Sets Apart the Capital One Venture X Card for Extended Warranty Coverage

Notable Exclusions From Extended Warranty

How To Use the Capital One Venture X Card’s Extended Warranty

Final Thoughts

Frequently asked questions

Does extended warranty coverage apply if I cancel my credit card?

Does credit card extended warranty apply to used items?

Does the Capital One Venture X card offer extended warranty?

How to claim extended warranty from Capital One?

About Stephen Au

Any thoughts or questions? Comment below! Cancel reply

Related Posts

Advertiser Disclosure