CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^® — Full Review [2025]

Great Card If

• You often travel for business.
• You regularly fly with American Airlines.

Don’t Get If

• You don’t travel often.
• You prefer a business card that earns transferable rewards.

CitiBusiness Platinum Select Card: Is It Worth It?

If you’re a business owner who frequently travels with American Airlines, then adding the CitiBusiness Platinum Select card to your wallet would be an excellent choice.

For starters, the card helps you earn more miles on all of your business expenses. You earn 1 Loyalty Point for every $1 spent on the card, helping you achieve higher levels of AAdvntage elite status in the process.

Plus, cardmembers receive helpful perks like free checked bags, preferred boarding, savings on inflight food, beverages, and Wi-Fi, and the ability to earn an annual companion certificate.

CitiBusiness Platinum Select Card Top Benefits and Perks

Here is a detailed look at all of the benefits you receive if you add the CitiBusiness Platinum Select card to your wallet.

• Free checked bags: Get a free checked bag for you and up to 4 traveling companions on domestic American Airlines itineraries.
• Preferred boarding: You and up to 4 traveling companions get placed in Group 5 boarding before Main Cabin and basic economy passengers.
• 25% rebate on inflight purchases: This applies to purchases of food, beverages, and Wi-Fi made with your CitiBusiness Platinum Select card.
• No foreign transaction fees: Use your card during your international travels to continue earning miles without paying additional fees.
• Earn Loyalty Points: Earn 1 Loyalty Point toward AAdvantage elite status for every $1 you spend on the card.
• Annual companion certificate: Earn a companion certificate for domestic main cabin travel after you spend $30,000 or more in purchases each membership year.

Best Ways To Earn and Redeem Your AAdvantage Miles

The CitiBusiness Platinum Select card offers bonus categories on flights and business expenses to help you earn more miles, including earning 2x miles on American Airlines purchases, and telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations. Plus, you get 1 mile per $1 on all other purchases.

Of course, spending on your card isn’t the only way to earn American AAdvantage miles, as you can also use platforms like SimplyMiles, the AAdvantage shopping portal, the AAdvantage dining program, and more.

Once you’re ready to redeem your AAdvantage miles, you can use them for flights with American or Oneworld partners like Japan Airlines, Cathay Pacifc, Qatar Airways, and more, which we consider some of the best ways to redeem AAdvantage miles.

Alternative Cards to the CitiBusiness Platinum Select Card

Ink Business Preferred^® Credit Card

If you’re not totally commited to American Airlines and prefer to have a card that earns flexible rewards, then the Ink Business Preferred card would be great to consider.

With it, you earn 3 points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites, and 1x on all other purchases. Plus, the card comes with perks like cell phone protection, purchase protection, rental car insurance, trip cancellation and interruption insurance, access to the Chase transfer partners, and more.

The Blue Business^® Plus Credit Card from American Express

If you prefer not to have to keep track of bonus categories but still want a card that earns flexible rewards, then the Amex Blue Business Plus card might be preferable to you. It earns 2 points per $1 on all purchases up to the first $50,000 in spend per calendar year, then 1x thereafter.

Additionally, it includes perks like purchase protection, extended warranty protection, access to Amex transfer partners, and a $0 annual fee (rates & fees).

For the extended warranty benefit of The Blue Business^® Plus Credit Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the purchase protection benefit of The Blue Business^® Plus Credit Card from American Express, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.