Verizon Visa^® Card — Full Review [2025]

Great Card If

• You’re a Verizon customer.
• You’ll get good value from the bonus categories.
• You want to lower your monthly bill with Verizon.

Don’t Get If

• You’re not a Verizon customer.
• You want a traditional cash-back card where your rewards can be cashed out.

Verizon Visa Card: Is It Worth It?

If you’re a Verizon customer and want to lower your monthly bill both through card benefits and the rewards you receive, the Verizon Visa^® card could be a good option.

Not only does it offer helpful bonus categories to reward you for purchases with Verizon, as well as groceries, gas, and dining, it also offers a monthly autopay discount, 0% financing offers for new Verizon products, and a $0 annual fee.

Verizon Visa Card Top Benefits and Perks

Here is a quick look at the benefits and perks you can expect from the Verizon Visa card:

• Lower your monthly bill: When you enroll your Verizon Visa card in Verizon’s autopay, you can get up to $10 per month off each eligible wireless phone line, up to 12 lines (depending on your plan), or $10 per month off each eligible Fios service.
• 0% financing options: Customers get 0% financing with 12 equal monthly payments on accessory purchases, each totaling $100 or more, exclusively with the Verizon Visa card.
• No annual fee: You pay $0 annual fees to continue using your card each year.
• No foreign transaction fees: Use your card when you travel overseas to earn rewards on every purchase without incurring added fees.

Best Ways To Earn and Redeem Your Cash-back Rewards

The best way to earn more cash-back rewards, Verizon Dollars, is to strategically use your card for everyday purchases, especially the card’s 4% bonus categories of grocery, gas and EV charging, restaurants (including takeout), and Verizon purchases.

Once you’re ready to redeem your Verizon Dollars, you can lower your Verizon bill each month or purchase products from Verizon, such as new phones, headphones, smartwatches, gaming consoles, and accessories.

Alternative Card to the Verizon Visa Card

Capital One Savor Cash Rewards Credit Card*

If you’re looking for a $0-annual-fee cash-back rewards credit card, the Capital One Savor card is one of the best.

Not only does it come with several 3% cash-back categories, including dining, entertainment, popular streaming services, and grocery stores, but it also earns 5% back on hotel, vacation rental, and rental car purchases through Capital One Travel and 8% back on Capital One Entertainment purchases.

It offers extended warranty coverage, travel accident insurance, no foreign transaction fees, and 50% off handcrafted beverages at Capital One Cafés.

For Capital One products listed on this page, some of the above benefits may be provided by Visa^® or Mastercard^® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply