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World of Hyatt Business Credit Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The World of Hyatt Business card provides a solid option for business travelers that are looking to put their expenses on a small business card.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Hyatt loyalists who do their fair share of business travel have been clamoring for the addition of a co-branded Hyatt business credit card for quite some time — and now it’s finally here.
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
2 Bonus Points per $1 spent in your top three spend categories each quarter.
2 Bonus Points per $1 spent on fitness club and gym memberships
1 Bonus Point per $1 spent on all other purchases.
Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
Up to 9x points total for Hyatt stays and experiences: 4 Bonus Points per $1 on qualified purchases at Hyatt hotels. Plus, up to 5 Base points from Hyatt per eligible $1 spent just for being a World of Hyatt member.
2x points per $1 spent in your top three spend categories each quarter. Eligible categories include: Dining, Shipping, Airline tickets when purchased directly with the airline, Local transit & Commuting, Social Media & Search Engine Advertising, Car Rental Agencies, Gas stations and Internet, Cable & Phone Services.
2x points per $1 spent on fitness club and gym memberships.
1x point per $1 on all other purchases
Automatic World of Hyatt Discoverist status
Gift World of Hyatt Discoverist status to up to 5 employees
Up to $100 annual Hyatt credit — broken up into 2 $50 statement credits
Access to the Hyatt Leverage program
Earn 5 Elite Night Credits for every $10,000 you spend on the card in a calendar year
10% back on redeemed points after spending $50,000 in a calendar year (with a cap of 20,000 points back per year); this rebate is only valid on stays after spending $50,000 on the card, and any stays prior to meeting that threshold will not be retroactively credited
Primary rental car insurance
Trip cancellation and interruption insurance
Purchase protection and extended warranty protection
Cons
$199 annual fee
Bonus categories and benefits are very similar to the personal card
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The ratings for these cards have been determined
by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards
as well as rates and fees are all taken into account. Compensation from the issuer does not affect
our rating. We only recommend products we either use ourselves or endorse.
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Great Card If
You stay at Hyatt hotels often
You’re looking for a fast track towards World of Hyatt elite status
Don’t Get If
You seldom stay at Hyatt hotels
You prefer a card with flexible travel rewards
World of Hyatt Business Card — Is It Worth It?
The World of Hyatt Business card is best suited for small business travelers who regularly stay at Hyatt hotels on business trips, are looking to get as much value as possible out of these stays, and want a fast track towards earning World of Hyatt elite status.
World of Hyatt Business Card Top Benefits
Complimentary World of Hyatt Discoverist Status for You and up to 5 Employees
One benefit that cardholders can find value in is receiving complimentary Discoverist status for you and up to 5 of your employees, which is usually achieved with 10 elite qualifying nights and comes with the following benefits:
10% bonus points
Preferred room upgrades (excluding suites)
Elite check-in
2 p.m. late checkout (upon availability)
Waived resort fees
2 bottles of water at check-in
Annual Hyatt Credit
To help offset the $199 annual fee, the World of Hyatt Business card offers a $100 annual Hyatt credit, broken up into 2 $50 statement credits that you’ll receive after using your card to pay for your Hyatt stay.
Access to Hyatt Leverage
If you’re not already familiar, Hyatt Leverage is Hyatt’s business travel program that offers exclusive discounts of up to 15% off the standard rate at all participating Hyatt hotels, as well as 5% off qualifying stays at Oasis home rentals.
Usually, you need to spend 50 nights in Hyatt hotels each year to qualify for this benefit, so this is a great way to start saving yourself some cash on your Hyatt stays.
Elite Night Credits as You Spend
With your card, you’ll earn 5 Elite Night Credits for every $10,000 you spend on the card in a calendar year, making for a great way to help you achieve higher levels of World of Hyatt elite status even faster.
In fact, with this perk, you could spend your way to World of Hyatt status without needing to step foot in a Hyatt hotel. You can do so by spending $60,000 on the card to earn Explorist status and $120,000 on the card to earn top-tier Globalist status.
Of course, it wouldn’t make much sense to spend your way to elite status if you don’t stay in Hyatt hotels much. But the point is that spending on the World of Hyatt Business card is a great way to supplement your stays to help you reach higher levels of elite status that you might not ordinally be able to qualify for.
If you are able to spend $50,000 on your card throughout the year, from then on you’ll receive a 10% rebate on your award stays. There’s a cap of 20,000 points back — which you’d have to redeem 200,000 points to hit.
Again, this only applies to award stays after you’ve met the $50,000 threshold, so if this is a benefit that entices you, then you’ll want to meet that spend requirement as early in the year as possible.
Travel Protections
With the card, you’ll also receive the following travel protections:
Primary Rental Car Coverage
Trip Cancellation and Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for non-refundable expenses if your trip is canceled or cut short by a covered situation.
Shopping Protections
Purchase Protection: This covers new purchases made with the card for 120 days against damage or theft, for up to $10,000 per claim and $50,000 per account.
Extended Warranty Protection: Products purchased with warranty coverage of 3 years or less are extended by 1 additional year.
How To Earn and Redeem World of Hyatt Points
World of Hyatt points are some of our favorite hotel points to earn thanks to how generous the World of Hyatt award chart is. Fortunately, using your card isn’t the only way to earn Hyatt points. We’ve put together a guide that breaks down all of the best ways to earn World of Hyatt points.
You’ll find when it comes time to redeem your points that you can get some serious value with the World of Hyatt program and stay at some killer hotels. Here is a look through some of our favorite ways to redeem Hyatt points!
Alternative Cards to the World of Hyatt Business Card
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 on purchases within the first 6 months of Card Membership. Offer ends 1/8/2025.
175,000 points
$875
$195
20.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
If you’re not a Hyatt person and prefer Hilton hotels instead, then you should opt for the Hilton Business Amex card. The card earns 12x Hilton Honors points per $1 on Hilton stays and 5x points on other purchases made for the first $100,000 each calendar year, then 3x points thereafter.
Plus, it comes with complimentary Hilton Gold status, National Car Rental® Emerald Club Executive® status (enrollment required), and up to $240 back each year for eligible purchases made directly with Hilton.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
A great option for business owners who stay in Marriott hotels and want automatic elite status.
A great option for business owners who stay in Marriott hotels and want automatic elite status.
Earn 3 Free Night Awards, valued up to 50k points each for a total value of 150k points, after spending $6,000 in eligible purchases within the first 6 months of Card Membership.
3 Free Night Awards
$1,050
$125
20.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
Business travelers who opt for Marriott as their hotel chain of choice will definitely want to consider the Marriott Bonvoy Business® American Express® Card. The card offers great benefits to cardholders like a complimentary hotel night once a year, complimentary Gold Elite status, and multiple point redemption options.
Pros & Cons
Pros
6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
Similarly, if you’re more of a Marriott person, then the Marriott Bonvoy Business card would be a better option for you. This card offers 6x Marriott Bonvoy points per $1 on Marriott stays at participating properties, 4x points per $1 at restaurants worldwide, U.S. gas stations, shipping in the U.S., and wireless phone services purchased directly from U.S. providers, plus 2x points per $1 on all other purchases.
You’ll also receive complimentary Marriott Gold Elite status, 15 Elite Night Credits to help you reach Platinum Elite status, and a free night award each year valid for any Marriott hotel costing up to 35,000 points per night.
For rates and fees of The Hilton Honors American Express Business Card, click here. For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.
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