Planning a Trip Before 2025 Ends? Don’t Miss These Massive IHG Welcome Offers

If you’ve been considering booking a trip (or 2) later this year, now could be a great time to consider the latest welcome offers from 2 IHG co-branded credit cards issued by Chase.

Right now, you can take advantage of limited-time welcome bonus offers on the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card to score award nights at thousands of IHG hotels and resorts worldwide.

Let’s take a look at the details of each card and determine which would be better for your travel needs.

Increased Welcome Bonus Offers on IHG Credit Cards

The welcome offers for the IHG Premier card and the IHG Traveler card have increased significantly:

• IHG Premier card: Earn 5 free nights (with a 60,000-point maximum per night) after spending $5,000 with your card within the first 3 months — its best offer of 2025.
• IHG Traveler card: Earn 120,000 bonus points after spending $2,000 within the first 3 months.

If you were to maximize the welcome offer on the IHG Premier card, you could think of it as being equivalent to a staggering, up to 300,000 IHG One Rewards points. We value IHG One Rewards points at 0.5 cents apiece, meaning the welcome offer on the IHG Traveler card is worth $600, while the IHG Premier card’s welcome offer is worth $1,500.

Considering that you have 3 months to meet the minimum spending requirements, you’ll want to make sure you have a game plan for earning these welcome bonus offers — just in time for those year-end getaways.

IHG Traveler Card Benefits

HIGHEST POINTS OFFER OF 2025

Terms Apply / Rates & Fees

IHG One Rewards Traveler Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Apply Now(at Chase's secure site)

IHG One Rewards Traveler Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Welcome Offer

Earn 120,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

120,000 points

UP's Offer Valuation*:

$600

Annual Fee

$0

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons

Pros

• Up to 17x total points per $1 on IHG stays
• 3x points per $1 on monthly bills, at gas stations, and restaurants
• 2x point per $1 on all other purchases

Cons

• Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

• Our Highest Points Offer of 2025! Earn 120,000 Bonus Points
• No Annual Fee
• Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
• No Foreign Transaction Fees
• Redeem 3 Nights, Get the 4th Night Free
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

The IHG Traveler card is the entry-level offering in the lineup of Chase’s co-branded IHG credit cards. However, the benefits are still compelling for those who want a hotel credit card with no annual fee:

• $0 annual fee
• Up to 17 total points per $1 spent when you stay at IHG properties
• 3 points per $1 spent on purchases on monthly bills, at gas stations, and at restaurants, and 2 points per $1 on all other purchases
• Fourth night free when you redeem IHG One Rewards points
• No foreign transaction fees

IHG Premier Card Benefits

BEST OFFER OF 2025

Terms Apply / Rates & Fees

IHG One Rewards Premier Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome Offer

Earn 5 Free Nights – valued at up to 300,000 total points – after spending $5,000 on purchases in the first 3 months from account opening. Each Free Night is valued at up to 60,000 points.

5 Free Nights

UP's Offer Valuation*:

$1,500

Annual Fee

$99

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

• Up to 26x points per $1 on IHG stays
• 5x points per $1 spent on purchases on travel, at gas stations, and restaurants
• 3x points per $1 on all other purchases

Cons

• $99 annual fee
• Does not earn transferable points

Read Full Review

Card Highlights

• Our Best Offer of 2025! Earn 5 Free Nights
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier cardmember
• Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

The IHG Premier card is the top option in the lineup of Chase’s co-branded IHG cards. It offers a ton of benefits for travelers who want an enhanced experience at IHG hotels and resorts:

• $99 annual fee
• Up to 26 total points per $1 spent when you stay at IHG properties
• Annual free night certificate at each card anniversary
• Fourth night free when you redeem IHG One Rewards points
• 5 points per $1 spent on purchases on travel, at gas stations, and at restaurants; 3 points per $1 on all other purchases
• Automatic IHG Platinum Elite status
• Global Entry, TSA PreCheck, or NEXUS statement credit of up to $120 every 4 years as reimbursement for the application fee charged to your card

Which IHG Card Is Right for You?

Both the IHG Premier card and the IHG Traveler card are offering increased welcome bonus offers, but which one you ultimately apply for is largely dependent on your relationship with IHG Hotels & Resorts and the IHG One Rewards program.

If you’re looking to dip your toes into the IHG ecosystem and plan a trip to try out the chain, the IHG Traveler card may be the perfect fit since you won’t have to pay an annual fee.

On the other hand, if you stay with IHG frequently and make a point of earning and redeeming IHG One Rewards points, the IHG Premier card is likely the better fit. Despite its annual fee, it offers many valuable benefits such as automatic elite status, an annual free night certificate, elevated points earning on stays, and much more.

Not to mention, its current welcome bonus offer is the best we’ve ever seen in 2025, offering a massive 5 free nights with a maximum value of 60,000 IHG One Rewards points per night.

Final Thoughts

Both the IHG Premier card and the IHG Traveler card are amazing for scoring hotel stays, though the better card for you depends on the benefits you’re looking for.

These limited-time welcome bonuses won’t be around forever. But now that the IHG Traveler card is offering a welcome bonus offer of 120,000 points and the IHG Premier card is offering a welcome bonus offer of 5 free nights (up to 60,000 points per night), it’s a great time to consider adding one of these cards to your wallet if you haven’t already.