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Best Ways To Maximize 75,000 Ultimate Rewards Points

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Juan Ruiz
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Juan Ruiz

Senior Editor & Content Contributor

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Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been ...
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Stella Shon

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With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
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Keri Stooksbury


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With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...

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There’s no better time than now to apply for the Chase Sapphire Preferred® Card and earn points toward your upcoming summer travel plans.

Redeeming travel rewards, like Chase Ultimate Rewards points, can sometimes feel overwhelming. It can be confusing to earn a large amount of points after months of spend, say 75,000, and not know how to maximize their worth.

Fortunately, there are several ways to maximize your Ultimate Rewards points. Now, let’s explore some of these redemption options.

The 5 Best Ways To Redeem 75,000 Ultimate Rewards Points

Chase Sapphire Preferred® Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000 points
21.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

  • 5x points on all travel booked via the Chase Travel portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
Financial Snapshot
  • APR: 21.49%-28.49% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

Typically, the most effective method for redeeming your Ultimate Rewards points is by transferring them to a variety of Chase’s airline and hotel transfer partners (at a 1:1 rate), including United, Air Canada, and Hyatt, among others.

We’ll illustrate this with some redemption examples below.

1. 3 Round-Trip Tickets to London From the East Coast (Virgin Atlantic Flying Club) — $2,000+ Value

Virgin Atlantic Economy Seating
You can fly to London in economy for just 20,000 (or less) points round-trip with Virgin Atlantic’s Flying Club program. Image Credit: Juan Ruiz

Virgin Atlantic Flying Club points are one of our favorite airline currencies here at Upgraded Points. That’s because Virgin offers some very low-cost flights to and from London, although its tickets typically involve substantial taxes and surcharges.

However, at some exceptionally cheap rates, 75,000 points can transport you and a few buddies to London for some fish and chips and afternoon tea. That’s enough to score 3 round-trip economy tickets to London over the summer, almost 4 tickets, right after Labor Day. 

Virgin Atlantic Y Summer 2024 Screenshots
You can fly round-trip to London round-trip for just 20,000 points (sometimes even less) with Virgin Atlantic Flying Club points. Image Credit: Virgin Atlantic
Hot Tip:

Every now and then, Chase provides a transfer bonus to Virgin Atlantic, further reducing the cost of redeeming flights to London. However, when booking flights in economy, it’s important to consider other ways to extract the most value from your points rather than just assuming that transferring points is the only option. When fares are low, compare the cost of an award ticket to the cost of booking through Chase Travel with points.

2. One-Way Business Class to Europe (Air France/KLM Flying Blue) — $3,000+ Value

Air France Business MIA CDG Juan Ruiz
Flying Air France business class is a comfortable way to get to or back from Europe. Image Credit: Juan Ruiz

The Air France/KLM Flying Blue loyalty program is one of our favorites here at Upgraded Points. If you wish to fly business class to or from Europe on Air France or KLM this summer, you can do so at very reasonable rates, with one-way business class awards starting for as few as 50,000 miles.

AF Flying Blue Summer J Fare Screenshot
Air France business class awards can be booked by transferring Chase Ultimate Rewards points to the Air France/KLM Flying Blue loyalty program. Image Credit: Air France

To further lower the already competitive award rates, each month, Air France/KLM Flying Blue Promo Rewards offers discounts ranging from 25% to 50% off your mileage cost on certain city pairs, making business class award fares even cheaper during other times of the year.

Chase Ultimate Rewards requires transfers in 1,000-point increments, and the points transfer instantly. The convenience of this transfer partner allows you to fly in a very comfortable business class seat while enjoying Air France’s great dining menu and excellent service.

If you paid cash for a one-way business class ticket to Paris, it would cost more than $3,000 this summer, making this one of our favorite ways to fly over the pond in style redeeming Chase Ultimate Rewards points.

Air France Business Google Flights Fare
One-way cash rates in business class on Air France are regularly priced above $3,000. Image Credit: Google Flights
Hot Tip:

There are tons of great ways to redeem Air France/KLM Flying Blue miles for award travel.

3. From the U.S. to Tokyo in ANA Business Class (Virgin Atlantic Flying Club) — $7,000+ Value

ANA The Room Seat 2
On its Boeing 777-300ER aircraft, you can enjoy ANA’s new business class suites, “The Room.” Image Credit: Stella Shon

Virgin Atlantic Flying Club Virgin Points have great value beyond just flying to London. They can be incredibly useful for redeeming flights on partner airlines, like Tokyo-based All Nippon Airways (ANA). It is widely believed that one of the most valuable ways to redeem Virgin Points is by using them for ANA first and business class tickets.

The airline’s service is regarded as excellent, with comfortable modern seats and a delightful selection of meals and Champagne to pick from.

Business class flights on ANA can be redeemed for 90,000 points round-trip from the West Coast and 95,000 points from the East Coast, making it an exceptional deal. This is an incredible value, considering that the cash rates for these flights often exceed $7,000 round-trip. (Do note that you’ll have to call Virgin Flying Club’s customer service to book this award.)

ANA Business Class SFO NRT Screenshot Google Flights
If you don’t use points for ANA business class, you can expect to pay north of $7,000 for a round-trip to Japan this summer. Image Credit: Google Flights

Although 75,000 points won’t cover the cost of this round-trip luxury, with a few months of spending after receiving your card, you’ll be making significant progress towards accumulating enough points to redeem for ANA business class to Japan.

Bottom Line:

Virgin Atlantic Flying Club is one of the best programs for flights to Japan on ANA — with round-trip awards in business class starting at 90,000 miles from the West Coast and 95,000 miles from the East Coast.

4. 3 Nights at the Park Hyatt St. Kitts (World of Hyatt) — $2,250+ Value

Park Hyatt St Kitts
One of the best hotel redemptions I’ve made to date. Image Credit: Juan Ruiz

Many people like to transfer Chase Ultimate Rewards points to World of Hyatt. Hyatt’s award chart offers reasonable points for free stays at upscale hotels worldwide.

If you’re seeking a tranquil and luxurious getaway with stunning sun-filled views and a chance to unwind, consider booking a stay at the Park Hyatt St. Kitts.

You can reserve your stay starting at 25,000 World of Hyatt points per night or 25,000 Chase Ultimate Rewards points when transferred to Hyatt. For travel this July, 75,000 points can get you a 3-night stay at the Park Hyatt St. Kitts.

Hyatt Park Hyatt St. Kitts Award Nights Screenshot
Cash rates at the Park Hyatt St. Kitts are regularly above $700 per night, making this a worthwhile redemption. Image Credit: Hyatt

The Park Hyatt St. Kitts is a highly regarded option, offering breathtaking views of the crystal-clear waters of the Caribbean Sea and the neighboring island of Nevis. At an average of $750 per night during the low season and between $1,200 and $1,500 per night during peak season, a points redemption here will likely result in outstanding value from your hard-earned points.

Hot Tip:

When it comes to Hyatt’s most opulent hotel brand, the Park Hyatt name typically tops the rankings. If you’re interested in redeeming points at some of the best Hyatt hotels in the world, check out the best Park Hyatt hotels to book with points.

5. 2 Round-Trip Tickets to Hawaii (British Airways Avios, Southwest Rapid Rewards) — $2,000+ Value

Hawaii Scenery Maui
Hawaii is a great place to visit, and using points to pay for your flight is a great way to save on costs. Image Credit: Juan Ruiz

Hawaii is a year-round travel destination, but it is busiest in the summer months of July and August. In addition to being the most popular season to visit the Hawaiian islands — when everyone is on vacation, and schools are not in session — summer is also when airfare is at its highest.

Fortunately, Chase’s transfer partners include British Airways Executive Club and Southwest Airlines Rapid Rewards, 2 highly lucrative transfer programs. In addition, you can transfer your points to the loyalty program of either airline and use them to book flights to Hawaii.

You can use British Airways’ distance-based award chart to fly from the West Coast to Hawaii on American Airlines or Alaska Airlines. Given the 2,000–3,000-mile distance between the Hawaiian Islands and a number of West Coast destinations, including Los Angeles (LAX) and San Francisco (SFO), you can redeem British Airways Avios to book flights for 16,000 Avios each way in economy between the mainland and Hawaii, with points to spare.

This is among the most affordable ways to visit the Hawaiian Islands.

BA Avios Hawaii Screenshot
British Airways is a great program to book flights on American or Alaska to Hawaii. Image Credit: British Airways

You could spend even less by transferring points to Southwest when cash fares are low. For less than 15,000 points this summer, you can book a one-way ticket to Hawaii from the West Coast by transferring Chase Ultimate Rewards points to Southwest, which convert at a 1:1 ratio and transfer instantly.

Southwest Airlines Hawaii Screenshot
Transferring Chase Ultimate Rewards points to Southwest has become even more valuable with the addition of the airline flying to Hawaii. Image Credit: Southwest

Those with the beloved Southwest Companion Pass can do even better when redeeming points for flights to Hawaii. This is because the Southwest Companion Pass allows you to add a companion (yes, even on award tickets) for only the cost of taxes and fees (which is $5.60 one-way on a domestic ticket), so 2 people can fly to Hawaii for less than 15,000 points and a few dollars out of pocket.

Hot Tip:

Take a look at some great ways to use the Southwest Companion Pass, and you’ll be booking 2-for-1 awards before you know it!

Final Thoughts

There are many ways to make the most of the Chase Sapphire Preferred card. Any of the options above would be a fantastic addition to your summer travel plans, and there are plenty of other worthwhile approaches to utilizing your Ultimate Rewards points.

Juan Ruiz's image

About Juan Ruiz

Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been featured in various prestigious publications, such as USA Today, CNN Underscored, Forbes and The Points Guy. Juan is the visionary behind JetBetter, a premier award booking concierge service.

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