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The Best Ways To Fly to Southeast Asia With Points and Miles [Step-by-Step]

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Stephen Au

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Whether you’re scheming your next big vacation or passively looking for travel destinations, you are sure to have encountered the picturesque scenery of Southeast Asia.

Perhaps you’ve also seen the amazing and ultra-cheap street food available on the curbs deep within major cities.

Well, exploring the vast depths of Southeast Asia should be on everybody’s bucket list. The diversity, vast culture, phenomenal food, and amazing attractions make it a must-visit.

Southeast Asia hasn’t always been the most accessible travel destination for U.S. citizens. Luckily, we’ve got the inside scoop on the best ways to fly to Southeast Asia with points and miles.

There’s tons of value to be had here, but it’s important to understand the best routes to take en route to Southeast Asia.

There are very few nonstop flights from the U.S., so you’ll most likely have to take a connecting flight to get to your final destination.

For the purposes of our analysis, we’re going to consider Brunei, Cambodia, Hong Kong, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Singapore, Thailand, Timor-Leste, and Vietnam as “Southeast Asia.” Notably, we are generally going to be excluding China, Japan, and South Korea (generally known as part of North Asia) and India, Pakistan, and Sri Lanka (generally thought of as being part of South Asia).

Let’s get started.

Nonstop Flights Between the U.S. and Southeast Asia

As we mentioned above, we’ll be strictly including nonstop flights between the U.S. and Southeast Asia, and since the region is generally quite far from the U.S., nonstop flight options are limited.

That being said, check out all of the following foreign airlines with nonstop flights between the U.S. and Southeast Asia:

  • Cathay Pacific
    • Boston (BOS) – Hong Kong (HKG)
    • Chicago (ORD) – Hong Kong (HKG)
    • Los Angeles (LAX) – Hong Kong (HKG)
    • New York (JFK) – Hong Kong (HKG)
    • San Francisco (SFO) – Hong Kong (HKG)
  • Philippine Airlines
    • Honolulu (HNL) – Manila (MNL)
    • Los Angeles (LAX) – Cebu (CEB)
    • Los Angeles (LAX) – Manila (MNL)
    • New York (JFK) – Manila (MNL)
    • San Francisco (SFO) – Cebu (CEB)
    • San Francisco (SFO) – Manila (MNL)
  • Singapore Airlines
    • Los Angeles (LAX) – Singapore (SIN)
    • New York (JFK) – Singapore (SIN)
    • Newark (EWR) – Singapore (SIN)
    • San Francisco (SFO) – Hong Kong (HKG)
    • San Francisco (SFO) – Singapore (SIN)
    • Seattle (SEA) – Singapore (SIN)

And here are the U.S. airlines offering nonstop flights between the U.S. and Southeast Asia:

  • American Airlines
    • Dallas (DFW) – Hong Kong (HKG)
  • United Airlines
    • Newark (EWR) – Hong Kong (HKG)
    • San Francisco (SFO) – Hong Kong (HKG)
    • San Francisco (SFO) – Singapore (SIN)

Best Programs To Use To Book Flights

Because of the diverse route network of connecting flights from the U.S. to Southeast Asia, there is an unbelievable number of redemptions you can make to book flights there.

We’ve analyzed all of the booking programs and came up with the top frequent flyer programs to focus on when booking flights.

All Nippon Airways (ANA) Mileage Club

Enjoy the comfort of ANA business class. Image Credit: Stephen Au

The first choice to book sweet spots award tickets is using All Nippon Airways’ frequent flyer program, Mileage Club. This loyalty program features astonishingly good redemption rates (especially for business class redemptions), a great set of routing rules, and excellent access to Southeast Asian routes from major U.S. hubs.

ANA has several restrictions on award bookings; namely, you cannot book one-way flights using miles. Depending on which airline you fly, ANA may pass on fuel surcharges as well. Even so, paying a couple of hundred dollars in fuel surcharges is absolutely worth saving tens of thousands of points.

To begin, let’s talk about how ANA prices award tickets. There are 2 award charts:

  1. Cheaper priced ANA-operated flights (subject to seasonality rules)
  2. Higher priced ANA partner flights

Currently, your best options to fly to Southeast Asia would be on ANA-operated flights due to the miles you’ll save.

For example, if you wanted to fly to Indonesia from North America, you’d pay:

  • 100,000 to 115,000 ANA miles for ANA business class through Tokyo (HND or NRT)
  • 136,000 ANA miles for partner business class through Tokyo (HND or NRT)

Because of this large mileage differential, you generally will want to focus on booking ANA business class.

ANA splits its Asia award chart into 2 zones:

  • Asia 1 (Zone 3) — Guam, Hong Kong, Macau, Mainland China, the Philippines, Taiwan
  • Asia 2 (Zone 4) — Afghanistan, Bangladesh, Bhutan, British Indian Ocean Territory, Brunei, Cambodia, East Timor, India, Indonesia, Kazakhstan, Kyrgyzstan, Laos, Malaysia, Maldives, Mongolia, Myanmar, Nepal, Pakistan, Singapore, Sri Lanka, Tajikistan, Thailand, Turkmenistan, Uzbekistan, Vietnam

Here is the ANA partner award chart:

Departure PointClass of ServiceAsia 1 (Zone 3)Asia 2 (Zone 4)
North America (Zone 6)Economy (Y)60,00080,000
Business (C)95,000136,000
First (F)180.000240,000

If you fly from North America to the Philippines (which is in Asia 1), you will pay round trip costs of 60,000 miles in economy, 95,000 miles in business, and 180,000 miles in first class.

Compare this to the Asia 1 and Asia 2 award charts for ANA flights from North America:

Departure PointClass of ServiceLow SeasonRegular SeasonHigh Season
Asia 1 (Zone 3)Economy (Y)45,00055,00060,000
Premium Economy (PY)66,00076,00081,000
Business (C)80,00090,00095,000
First (F)165,000165,000180,000
Asia 2 (Zone 4)Economy (Y)55,00065,00070,000
Premium Economy (PY)84,00094,00099,000
Business (C)100,000110,000115,000
First (F)195,000195,000210,000

As you can see, the range of costs for ANA-operated flights depends on seasonality. Here are the dates that correspond to each seasonality bucket:

Departure and DestinationAsia 1 (Zone 3) or Asia 2 (Zone 4)North America (Zone 6)
SeasonYearPeriod
Low2021January 5-29, April 1-27, May 10-June 30, December 1-19January 5-February 28, April 1-27
2022January 4-20, April 1-26, May 9-June 30, December 1-18January 4-February 28, April 1-26
2023January 4-12January 4-February 28
Regular2021January 30-March 31, July 1-22, August 23-November 30March 1-31, May 10-July 22, August 23-December 19
2022January 21-March 31, July 1-21, August 22-November 30March 1-31, May 9-July 21, August 22-December 18
2023January 13-March 31March 1-31
High2021January 1-4, April 28-May 9, July 23-August 22, December 20-31January 1-4, April 28-May 9, July 23-August 22, December 20-31
2022January 1-3, April 27-May 8, July 22-August 21, December 19-31January 1-3, April 27-May 8, July 22-August 21, December 19-31
2023January 1-3January 1-3

To put all these charts together, let’s take an example itinerary.

Suppose you want to fly to Kuala Lumpur in ANA business class and have found award availability on April 22, 2022.

Since this falls under low season and consists wholly of ANA flights, your cost will be 100,000 ANA miles round-trip.

ANA’s mileage scheme is a bit complex, but those who take the time to learn the ins and outs of ANA Mileage Club will reap the rewards of very cheaply priced award flights.

If you’re not willing to fly on ANA business class, check out some other partners that will be useful in planning your Southeast Asia itineraries:

  • Air China (via Beijing (PEK))
  • Air India (via Delhi (DEL) or Mumbai (BOM))
  • Asiana Airlines (via Seoul (ICN))
  • EVA Air (via Taipei (TPE))
  • Garuda Indonesia (via Jakarta (CGK) or Bali (DPS)
  • Philippine Airlines (via Manila (MNL))
  • Singapore Airlines (via Singapore (SIN), Tokyo (NRT), or Hong Kong (HKG))
  • THAI Airways (via Bangkok (BKK))
  • Vietnam Airlines (via Hanoi (HAN) or Ho Chi Minh City (SGN))

By putting all of this knowledge together, let’s talk about some excellent route options you can take:

  • Houston (IAH) – Tokyo (HND or NRT) – Jakarta (CGK) round-trip in ANA first class, then business class during regular season for 110,000 ANA miles + $291 in taxes and fees
  • Los Angeles (LAX) – Beijing (PEK) – Singapore (SIN) round-trip in Air China and Singapore Airlines first class for 240,000 ANA miles + $256 in taxes and fees
  • New York (JFK) – Manila (MNL) round-trip in Philippines Airlines business class for 95,000 ANA miles + $246 in taxes and fees
  • Seattle (SEA) – Taipei (TPE) – Kuala Lumpur (KUL) round-trip in EVA Air business class for 136,000 ANA miles + $194 in taxes and fees
  • Washington, D.C. (IAD) – Tokyo (NRT) – Manila (MNL) round-trip in ANA business class during low season for 80,000 ANA miles + $247 in taxes and fees

Hot Tip: You can always add 1 stopover and 1 open-jaw on itineraries booked using ANA miles. Be sure to incorporate this into your trip to visit multiple cities for free!

Here are the steps you can take to begin booking your flights with ANA miles:

  1. If you are searching for flights on Star Alliance partners, you can use ANA’s website directly.
  2. On the right-hand side of the top banner of ANA’s website, click ANA Mileage Club.
  3. Click International on the left-hand side of the following page. Then, click Award Reservation.
  4. Log in with your ANA member number and password.
  5. Type in your cities, travel dates, class of service, number of passengers, and click Search.
  6. Once you’ve found award availability, you’ll want to transfer your points. Be sure to incorporate any transfer times into your booking.
  7. Click on the flights you want.
  8. If searching for award space separately from ANA, such as through ExpertFlyer, you’ll want to call ANA at 800-235-9262 after finding availability for your desired flights.
  9. Confirm your reservation and pay for any taxes and fees.

Earning ANA Mileage Plan Miles

Earning ANA miles is made easy by the fact that it is an Amex transfer partner and Marriott Bonvoy transfer partner.

You can transfer at a 1:1 ratio from Amex or a 3:1 ratio with a 5,000-mile bonus from Marriott Bonvoy when you transfer 60,000 points.

Transfers from Amex take around 3 business days, while transfers from Marriott take around 7 business days.

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Pros

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  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
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Cons

  • $695 annual fee (rates and fees)
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  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
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  • $695 annual fee.
  • Terms Apply.

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U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
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The American Express® Gold Card is definitely a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are a number of other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per $1 at restaurants, plus takeout and delivery in the U.S.
  • 4x points per $1 at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
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  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
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  • No Foreign Transaction Fees.
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U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
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When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Pros

  • 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
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  • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
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  • Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
  • Access to Amex’s Fine Hotels & Resorts program

Cons

  • High annual fee of $695 (rates and fees)
  • Airline fee credit does not cover airfare, only incidentals like checked bags
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
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  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
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  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
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U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

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The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 110,000 points with the Amex Business Gold card! The current public offer is 70,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Pros

  • 4x Membership Rewards points per $1 on the 2 categories where your business spends the most:
    • Airfare purchased from airlines
    • U.S. purchases for advertising in select media
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Cons

  • $295 annual fee (rates and fees)
  • No elite travel benefits like airport lounge access or elite status
  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
  • *Terms Apply

Financial Snapshot

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U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
N/A
N/A
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0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APRs will not exceed 29.99%
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-840)

As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business® Plus Credit Card from American Express.

With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).

The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.

Let’s take look at all that the Amex Blue Business Plus card has to offer.

Pros

  • 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
  • Purchase protection and extended warranty protection
  • No annual fee and employee cards at no additional cost

Cons

  • No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
  • No elite travel benefits like lounge access or elite status
  • Charges foreign transaction fees
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% – 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • No Annual Fee
  • Terms Apply

Financial Snapshot

  • APR: 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APRs will not exceed 29.99%
  • Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Card Categories

Rewards Center

American Express Membership Rewards

Alaska Airlines Mileage Plan

Cathay Pacific Airbus A350 Business Class Window Seat. Image Credit: Greg Stone

Alaska Airlines Mileage Plan is, unsurprisingly, right at the top of our best ways to book travel to Southeast Asia. With amazing airline partners, sweet spot redemptions everywhere, and awesome routing rules, it’s no wonder that it is our highest-value airline mileage currency.

There are a ton of ways to redeem Alaska Airlines miles for huge value, and this one is no exception. The most useful airline partners will be:

  • Cathay Pacific
  • Japan Airlines
  • Korean Air (round-trip flights only)
  • Hainan Airlines
  • American Airlines

The best airlines on the list are the first 2, and the award redemption rates are phenomenal. Additionally, you can add on a stopover for free on one-way flights, effectively getting you a free flight!

Fuel surcharges will not be passed on with Cathay Pacific and Japan Airlines, which is the icing on the cake. If you’re still hesitating, check out our spectacular experiences in Cathay Pacific first class and Japan Airlines first class.

Here are some example routes you can take to Southeast Asia using Alaska Airlines miles:

  • Boston (BOS) – Hong Kong (HKG) – Surabaya (SUB) one-way in Cathay Pacific first class and Cathay Pacific business class for 70,000 Alaska Airlines miles + $55 in taxes and fees
  • Chicago (ORD) – Tokyo (NRT) – Kuala Lumpur (KUL) one-way in Japan Airlines first class and Japan Airlines business class (Sky Suites III) for 75,000 Alaska Airlines miles + $53 in taxes and fees
  • Los Angeles (LAX) – Hong Kong (HKG) – Ho Chi Minh City (SGN) one-way in Cathay Pacific business class for 50,000 Alaska Airlines miles + $58 in taxes and fees
  • Seattle (SEA) – Tokyo (NRT) – Bangkok (BKK) one-way in Japan Airlines business class for 65,000 Alaska Airlines miles + $54 in taxes and fees

If you’re ready to book using Alaska miles, here’s a step-by-step guide:

  1. Visit Alaska Airlines’ website.
    • You can’t search Cathay Pacific or LATAM using Alaska Airlines’ website. Instead, visit British Airways and search from there.
  2. There will be a search box on the homepage. Check off the box that says Use Miles. Check off the box that says Multi-city if you’re going to add stopovers or open jaws.
  3. Type in your search criteria, which includes dates, destination and origin cities, number of passengers, and trip type (one-way or not).
  4. Select the best flights for your situation and checkout by spending your Alaska miles and paying for taxes and fees.
    • If you’re booking Cathay Pacific, you’ll need to call Alaska Airlines at 800-252-7522 and give them the flight numbers, dates, and other information.
  5. Choose the best seats in advance by using your airline record locator (not Alaska Airlines’ record locator!).

Earning Alaska Airlines Miles

There are several ways to earn Alaska miles.

Alaska Airlines’ singular transfer partner is Marriott Bonvoy, but there are tons of other ways to get your hands on Alaska miles, including using the co-branded Bank of America credit cards and purchasing miles during sales.

You can transfer Marriott Bonvoy points at a 3:1 ratio with a 5,000-mile bonus for every 60,000 Marriott Bonvoy points transferred to Alaska Airlines. Transfers from Marriott Bonvoy take around 3 business days to process.

Since the best way is arguably transferring from Marriott Bonvoy, we’ve also written a guide on the best ways to earn Marriott Bonvoy points.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Marriott Bonvoy Bold® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Earn 30,000 Bonus Points after you spend $1,000 on eligible purchases within the first 3 months from account opening.
30,000 points
$210
$0
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros

  • Up to 14x points per $1 on Marriott purchases
  • 2x points per $1 on travel purchases
  • 15 Elite Night Credits each year (automatically gives you Silver Elite status)
  • No foreign transaction fees
  • No annual fee

Cons

  • Lower point earn rate than other Marriott Bonvoy cards
  • Marriott Bonvoy Silver Elite status is the lowest status tier
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Marriott Bonvoy Boundless® Credit Card

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Earn 3 Free Nights after you spend $3,000 on eligible purchases (each night valued up to 50,000 points) within the first 3 months from account opening.
Up to 3 Free Nights
$1,050
$95
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros

  • Earn big when you use your card at over 7,000 participating Marriott Bonvoy hotels
  • New benefit to earn big at grocery stores, gas stations, and dining
  • Automatic Silver Elite Status
  • 1 Free Night Award each cardmember anniversary (up to 35,000 points)
  • DoorDash DashPass subscription
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Marriott Silver status is the lowest status tier
  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No Foreign Transaction Fees.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Bevy™ American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Marriott Bonvoy Bevy™ American Express® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.
Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months.
125,000 points
$875
$250
20.99%-29.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Marriott Bonvoy Bevy™ American Express® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy
  • 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X points)
  • 2x points per $1 on all other purchases
  • Complimentary Marriott Bonvoy Gold Elite status
  • 15 Elite Night Credits per year
  • 1,000 bonus points per paid stay
  • 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
  • No foreign transaction fees (rates and fees)

Cons

  • $250 annual fee (rates and fees)
  • Free Night Award certificate is not an automatic benefit
  • Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • With complimentary Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
  • $250 Annual Fee.
  • Terms apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Marriott Bonvoy Brilliant® American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Brilliant® American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Marriott Bonvoy Brilliant® American Express® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months.
Two 85K Free Night Awards
$1,190
$650
20.99%-29.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy program
  • 3x points per $1 on flights booked directly with airlines and restaurants worldwide
  • 2x points per $1 on all other purchases
  • 25 Elite Night Credits each year
  • Priority Pass Select membership upon enrollment
  • Global Entry or TSA PreCheck application fee statement credit
  • Annual Free Night Award after card renewal
  • Complimentary Platinum Elite status

Cons

  • Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) for eligible purchases made on the Marriott Bonvoy Brilliant Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select an Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Bottom Line: In all, Alaska Airlines is a gem when booking flights to Asia. Whether it’s the numerous airline partners with sensational premium cabin products, the awesome mileage price, generous stopover and open-jaw policy on one-way awards, absence of fuel surcharges, or easy booking process, Alaska Airlines should be on your radar when booking flights to Southeast Asia with points. 

American Airlines AAdvantage

Measuring 33 inches wide, the Japan Airlines 777 first class seat will give you more space than you know what to do with! Image Credit: Stephen Au

American Airlines belongs to the Oneworld alliance. Notable Asian partners include Cathay Pacific, Japan Airlines, and Malaysia Airlines. By strategically leveraging these partners, you’ll be able to piece together an itinerary to Southeast Asia much quicker than usual.

Here are the one-way mileage costs on partner flights between the U.S. and Southeast Asia (in American’s Asia Region 2) using AA miles:

Class of ServiceAmerican AAdvantage Miles Cost
Economy37,500
Business70,000
First110,000

American Airlines AAdvantage does not allow stopovers or open-jaws on award tickets. If you want to stopover in a certain country, you’ll need to pay the mileage price for each individual segment.

For example, if you wanted to fly on Japan Airlines business class from the U.S. to Japan followed by another flight several days or weeks later to Southeast Asia, you’ll need to pay 60,000 AA miles for the first segment and another 30,000 AA miles for the second segment.

Neither Cathay Pacific (based in Hong Kong) nor Japan Airlines (based in Tokyo) offers first class flights from their hub airports to destinations in Southeast Asia, so your connecting segment to your final destination in Southeast Asia will, at best, be in business class.

Remember also that American Airlines allows only transpacific routes from the U.S. to Southeast Asia, so you won’t be able to fly the “long way” across the Atlantic to get to Southeast Asia.

Here are some great example routes you can take while trying 2 distinct premium cabin products:

  • Dallas (DFW) – Tokyo (NRT) – Kuala Lumpur (KUL) one-way on Japan Airlines business class and Malaysia Airlines business class for 70,000 AAdvantage miles + $20 in taxes and fees
  • Los Angeles (LAX) – Tokyo (NRT) – Hanoi (HAN) one-way on Japan Airlines first class and business class for 110,000 AAdvantage miles + $20 in taxes and fees
  • New York (JFK) – Hong Kong (HKG) – Bali (DPS) one-way on Cathay Pacific first class and Cathay Pacific business class for 110,000 AAdvantage miles + $32 in taxes and fees

To begin using AAdvantage miles for Southeast Asia travel, follow this procedure:

  1. Locate award availability by searching on British Airways (alternatives include Qantas or American Airlines if British Airways doesn’t work).
  2. Log into British Airways by typing in your Executive Club member number and password on the top-left side of the page. Click Login.
  3. Type in your travel route, travel dates, class of service, and the number of passengers.
  4. Write down the flight information for the flights you want to reserve.
  5. Call AAdvantage at 800-882-8880.
  6. Give them your flight information, including the number of passengers and cabin class you want to book.
  7. Provide any additional information and pay with AAdvantage miles and a credit card for taxes and fees.

Earning American Airlines AAdvantage Miles

There are 2 main ways to earn AAdvantage miles from credit cards:

Besides this, there are a lot of other ways to earn a lot of American Airlines miles.

Marriott Bonvoy transfers to AAdvantage at a 3:1 ratio, and tansfers take around 2 business days to complete.

Bottom Line: The possibilities with AAdvantage are honestly limitless. While you can’t add stopovers and open jaws to your AAdvantage reservation to Southeast Asia, we believe the best utilization of your American Airlines miles is in business class. First class is significantly more expensive, and there aren’t many itineraries deep into Southeast Asia wholly in first class. 

Air Canada Aeroplan

A comfortable lie-flat seat, fantastic food and beverage offerings, and even pajamas are what you can expect in EVA Air business class. Image Credit: EVA Air

Air Canada Aeroplan is a fantastic frequent flyer program to use! Over the years, it has maintained great redemption prices, consistent airline policies, and a streamlined booking process.

Redeeming Aeroplan points is possible on Star Alliance flights, along with select Air Creebec, Bearskin Airlines, Calm Air, Canadian North, Cathay Pacific, First Air, GOL Airlines, Middle East Airlines, and Olympic Air flights.

Here are some notable pros of using Aeroplan:

  • No close-in award booking fees
  • No fuel surcharges
  • 1 stopover allowed for 5,000 points extra, even on one-way flights
  • Great prices for business class itineraries
  • Excellent access to Asia with the partner network

Here are the mileage prices for flights to/from North America and Southeast Asia:

Distance (Miles)Operated ByEconomyPremium EconomyBusinessFirst
7,501 to 11,000Air Canada50,000 to 90,00070,000 to 160,00085,000 to 200,000130,00 to 300,000
Partner Airlines60,00085,000130,000

Here are some cool sample routes you can take:

  • Chicago (ORD) – New Delhi (DEL) – Singapore (SIN) one-way in Air India business class with a stopover in India for 90,000 Aeroplan points + $42 in taxes and fees
  • Houston (IAH) – Taipei (TPE) – Hanoi (HAN) one-way in EVA Air business class with a stopover in Taipei for 90,000 Aeroplan points + $42 in taxes and fees
  • New York (JFK) – Beijing (PEK) – Bangkok (BKK) one-way in Air China business class with a stopover in Beijing for 90,000 Aeroplan points + $42 in taxes and fees
  • San Francisco (SFO) – Hong Kong (HKG) – Singapore (SIN) one-way in United economy class with a stopover in Hong Kong for 65,000 Aeroplan points + $42 in taxes and fees
  • Washington, D.C. (IAD) – Tokyo (NRT) – Da Nang (DAD) one-way in ANA first class and business class with a stopover in Tokyo for 135,000 Aeroplan points + $42 in taxes and fees

As you can imagine, there’s a huge list of possible routes you can take. Here are the steps you’ll take to book using Aeroplan points:

  1. Visit Air Canada Aeroplan.
  2. Click Log in on the top-right corner of the homepage. Type your Aeroplan number followed by your password. Click Enter to log in.
  3. On the homepage, toggle the slider bar that says Points within the main search box.
  4. Fill in the search details, including travel date(s), trip type (one-way, round trip, or multi-city), destination and origin cities, and the number of travelers.
  5. Perform the search and find the flights you want to book. Complete the booking by redeeming your Aeroplan points and paying for taxes and fees.
    • If you have searched segment-by-segment and want to book a stopover, call Aeroplan to complete your booking at 800-361-5373.

Earning Air Canada Aeroplan Points

It’s extremely easy to earn lots of Aeroplan points with 4 transfer partners in American Express Membership Rewards, Capital One Miles, Chase Ultimate Rewards, and Marriott Bonvoy.

Amex, Capital One, and Chase all transfer at a 1:1 ratio almost instantly.

On the other hand, Marriott Bonvoy transfers at a 3:1 ratio and takes around 4 business days. Also, for every 60,000 Marriott Bonvoy points transferred to Aeroplan, you’ll get a bonus of 5,000 Aeroplan points.

Recommended Capital One Cards

TOP PICK
Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$395
21.99% - 28.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Excellent (740-840)

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros

  • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
  • 5x miles per $1 on flights purchased through Capital One Travel
  • 2x miles per $1 on all other purchases
  • $300 annual travel credit on bookings made through Capital One Travel
  • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • 10,000 bonus miles awarded on your account anniversary each year
  • Global Entry/TSA PreCheck credit
  • Add authorized users for no additional annual fee
  • No foreign transaction fees

 

Cons

  • $395 annual fee
  • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

 

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more – you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

Financial Snapshot

  • APR: 21.99% - 28.99% Variable
  • Foreign Transaction Fees: $0

Card Categories

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Capital One Miles

 

Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
20.99% - 28.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent Credit (670-850)

As a frequent traveler with excellent credit, you’re always on the lookout for a credit card that comes with all the bells and whistles. And the easier it is to understand, the better!

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great sign-up bonus, high rewards rates, and flexible redemption options.

Pros

  • 5x miles per $1 on hotels and rental cars booked through Capital One Travel
  • 2x miles per $1 on all other purchases
  • 2 complimentary visits to a Capital One Lounge or Plaza Premium Lounges each year
  • Global Entry or TSA PreCheck credit
  • No foreign transaction fees
  • Access to Capital One transfer partners

Cons

  • $95 annual fee
  • Limited elite benefits
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from our Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

  • APR: 20.99% - 28.99% Variable
  • Foreign Transaction Fees: None

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Capital One Miles

Capital One VentureOne Rewards Credit CardTerms Apply / Rates & Fees

Capital One VentureOne Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Learn More(at Capital One's secure site)

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
20,000 miles
$360
$0
19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card, the no-annual-fee version of the more popular Capital One Venture Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros

  • No annual fee
  • No foreign transaction fees
  • Ability to use transfer partners
  • Access to Capital One Dining

Cons

  • Weak earn rate at 1.25x miles per $1 spent on all purchases
  • No luxury travel or elite benefits
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
  • Foreign Transaction Fees: None

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Capital One Miles

United MileagePlus

Traveling in business class is one of the best ways to maximize your frequent flyer awards. Image Credit: United

Booking United MileagePlus awards to Southeast Asia is super easy. Currently, the cost of partner awards is competitive in business class.

United MileagePlus has moved to a dynamic award pricing system for flights on its own metal. However, the pricing for partners has largely remained the same.

The only exception is that for flights booked within 30 days before departure, there’s an additional “close-in booking fee” of 3,500 miles.

These award prices don’t include the close-in booking fee, so you’ll want to add 3,500 miles for any close-in bookings.

To begin, here’s the award chart for Star Alliance partners:

Class of ServiceUnited MileagePlus Cost (Saver-Level Availability)
Economy44,000
Business90,000
First140,000

The countries included in South Asia are:

  • Bangladesh
  • Bhutan
  • Brunei
  • Cambodia
  • Hong Kong
  • Indonesia
  • Laos
  • Macau
  • Malaysia
  • Myanmar
  • The Philippines
  • Singapore
  • Thailand
  • Vietnam

Here is what the cheapest level of availability will cost on United-operated flights. The range is huge, but the Saver-level availability is what you’ll want to look for.

Class of ServiceUnited MileagePlus Cost (Saver Level-Availability)
EconomyFrom 35,000 miles
BusinessFrom 70,000 miles

Here are some great example routes you can take:

  • Newark (EWR) – Mumbai (BOM) one-way on United Polaris class from 75,000 MileagePlus miles
  • San Francisco (SFO) – Seoul (ICN) – Palau (ROR) one-way on Asiana Airlines business class for 90,000 MileagePlus miles
  • Washington, D.C. (IAD) – Beijing (PEK) – Chiang Mai (CNX) one-way on Air China business class for 90,000 MileagePlus miles

Booking award flights on United MileagePlus is easy. Just follow these steps and you’ll be on your way to Southeast Asia in no time:

  1. Visit United.
  2. Choose from Roundtrip or One-way.
  3. Check the box that says Book with miles.
  4. If you want to view as many dates as possible, also check off the box that says Calendar shop
  5. Type your departure and destination airports
  6. Toggle your dates, number of travelers, and class of service.
  7. Click Find flights.
  8. You’ll be prompted to log in with your MileagePlus account.
  9. Choose your flights and complete the booking completely online by paying with your MileagePlus miles and a credit card for taxes and fees.

Earning United MileagePlus Miles

There are several ways to earn United miles, and using Chase co-branded United credit cards or transferring points from Chase (best way) or Marriott Bonvoy are some of the best ways to do so.

Chase Ultimate Rewards points transfer to MileagePlus at a 1:1 ratio and are instantaneous. On the other hand, transfers from Marriott Bonvoy are at a 3:1.1 ratio. This 3:1.1 ratio is slightly better than its usual airline partners.

Also, you will receive a 15,000 Marriott Bonvoy points bonus transferred to United when you transfer 60,000 Marriott Bonvoy points. This means you will get a total of 27,500 United miles when transferring 60,000 Marriott Bonvoy points.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
60,000 points
$1,200
$95
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros

  • 5x points on all travel booked via the Chase Ultimate Rewards portal
  • 5x points on select Peloton purchases over $250 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
  • $50 annual credit on hotel stays booked through the Chase Ultimate Rewards portal
  • 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
  • Excellent travel and car rental insurance
  • 10% annual bonus points
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt
  • Complimentary Spot Club Platinum status with The Parking Spot for 2 years, 20% off of your first reservation, and points for 1 free day of parking (enroll by October 26, 2023)

Cons

  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

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Chase Ultimate Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
60,000 points
$1,200
$550
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros

  • 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked via the Chase Ultimate Rewards portal
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis

Cons

  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Chase Freedom Unlimited®

Chase Freedom Unlimited®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Learn More(at Chase's secure site)

Chase Freedom Unlimited®

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back.
Additional 1.5% cash-back
$0
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

Don’t forget too, there’s 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.

Pros

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • 5% back on travel purchased through Chase Ultimate Rewards
  • 3% back on dining and drugstore purchases
  • 1.5% back on all other purchases
  • No annual fee
  • Earn big on travel purchased through Chase Ultimate Rewards
  • Everyday bonus on dining and drugstores
  • Straightforward cash-back on all other purchases
  • Ability to pool points

Cons

  • 3% foreign transaction fee
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Chase Freedom Flex℠

Chase Freedom Flex℠

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Chase Freedom Flex℠

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.
Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
$200
$0
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Chase Freedom Flex℠ sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

Pros

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
  • No annual fee
  • Excellent cell phone insurance
  • Ability to pool points
  • Mastercard World Elite benefits

Cons

  • 3% foreign transaction fees in U.S. dollars
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

If you’re a business owner, see our recommended Chase business credit cards.

Avianca LifeMiles

Enjoy a spacious seat in Asiana Airlines’ business class. Image Credit: Asiana Airlines

Avianca LifeMiles is extraordinarily useful, particularly if you’re a Citi ThankYou Rewards loyalist.

Up until now, there haven’t been any options to redeem Citi ThankYou Rewards points for flights to Southeast Asia. That changes with the introduction of one of the most underrated airline loyalty programs in the business.

Here’s what Avianca LifeMiles has to offer:

  • Great first class award prices
  • No fuel surcharges
  • No close-in booking fees
  • Ease of earning LifeMiles
  • Star Alliance network of partners

For flights to Southeast Asia, the mileage price is as follows:

Class of ServiceAvianca LifeMiles Cost
Economy39,000
Business78,000
First99,000

The countries included in the South Asia region are:

  • Bangladesh
  • Brunei
  • Cambodia
  • Indonesia
  • Laos
  • Malaysia
  • Myanmar
  • Singapore
  • Thailand
  • Vietnam

Note that areas like Guam, Palau, the Philippines, and Taiwan fall under the North Asia pricing, which is as follows:

Class of ServiceAvianca LifeMiles Cost
Economy35,000
Business75,000
First90,000

Here are some great example routes you can book:

  • Chicago (ORD) – Tokyo (NRT) – Bangkok (BKK) one-way in ANA business class for 78,000 LifeMiles + ~$62 in taxes and fees
  • New York (JFK) – Taipei (TPE) – Jakarta (CGK) one-way in EVA Air business class for 78,000 LifeMiles + ~$62 in taxes and fees
  • San Francisco (SFO) – Seoul (ICN) – Phnom Penh (PNH) one-way in Asiana Airlines business class for 75,000 LifeMiles + ~$62 in taxes and fees

Here’s how to get started booking your LifeMiles reservation:

  1. Visit LifeMiles.
  2. Change the language as necessary to English by clicking on the flag in the top-right corner.
  3. Click Log in on the top-right corner with your LifeMiles number and password.
  4. Click Fly on the top banner.
  5. Type your route, class of service, and the number of passengers. Click Find Flights.
  6. Finish booking your flight by paying with LifeMiles and taxes/fees.

Earning Avianca LifeMiles

As mentioned above, Avianca LifeMiles is transfer partners with Citi ThankYou Rewards, along with American Express Membership Rewards, Brex Rewards, Capital One Miles, and Marriott Bonvoy.

Amex, Brex, Capital One, and Citi transfer instantaneously at a 1:1 ratio. Marriott Bonvoy transfers in around 1 business day at a 3:1 ratio.

In addition to regular credit card transfers, you can purchase LifeMiles with huge bonuses regularly. In fact, the largest bonus was a whopping 200%, so it’s definitely worth it to wait until these sales to buy LifeMiles.

There are other ways to earn lots of Avianca LifeMiles as well.

Recommended Citi Cards

Citi Premier® Card

Citi Premier® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.

Learn More(at our partner's secure site)

Citi Premier® Card

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
60,000 points
$960
$95
21.24% - 29.24% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!

Pros

  • 3x points at restaurants, supermarkets, gas stations, airfare, and hotel purchases
  • Access to Citi transfer partners
  • Annual hotel credit
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Financial Snapshot

  • APR: 21.24% - 29.24% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Citi ThankYou Rewards

Citi Rewards+® Card

Citi Rewards+® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.

Learn More(at our partner's secure site)

Citi Rewards+® Card

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com.
20,000 points
$320
$0
0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.74% - 28.74%.
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent Credit Recommended (670-840)
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel(SM) portal through June 30, 2024.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% – 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • No Annual Fee

Financial Snapshot

  • APR: 0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.74% - 28.74%.
  • Foreign Transaction Fees: 3% of each purchase transaction in US dollars

Card Categories

Citi® Double Cash Card

Citi® Double Cash Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Learn More(at our partner's secure site)

Citi® Double Cash Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!
None
$0
19.24% - 29.24% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Fair to Excellent (580-850)

The Citi® Double Cash Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros

  • Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
  • Flexible redemption options
  • No annual fee

Cons

  • No bonus categories
  • 3% foreign transaction fees
  • Lack of premium travel benefits
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

  • APR: 19.24% - 29.24% Variable
  • Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Card Categories

Rewards Center

Citi ThankYou Rewards

Citi Custom Cash® Card

Citi Custom Cash® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!

Learn More(at our partner's secure site)

Citi Custom Cash® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
$200
$0
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Fair to Excellent (580-850)

The Citi Custom Cash® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, without an annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros

  • 5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
  • No annual fee
  • Multiple redemption options
  • No redemption minimums

Cons

  • Your 5% category is limited to $500 in spend ($25 in cash-back) each month
  • Not particularly rewarding for any purchases outside of your top 5% cash-back category
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

Financial Snapshot

  • APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
  • Foreign Transaction Fees: 3%

Card Categories

<ul><li><a class="post-item__link" href="/news/new-citi-custom-cash-card/" target="_self" rel="follow" data-wpel-link="internal">Citi Custom Cash Card Launches [Earn 5% Back on Your Top Purchases]</a></li><li><a class="post-item__link" href="/credit-cards/best-citi-credit-cards/" target="_self" rel="follow" data-wpel-link="internal">Best Citi Credit Cards</a></li></ul>

Singapore Airlines KrisFlyer

Singapore Airlines business class 777 cabin. Image Credit: Alex Miller

The very last option we’re including in this guide is Singapore Airlines KrisFlyer. Known for its luxurious business class and over-the-top first class products, Singapore Airlines offers one of the best ways to fly to Southeast Asia. Since it is based in the Southeast Asian city-state of Singapore, it’s one of the absolute best candidates to traverse Southeast Asia.

Furthermore, the only way you’re going to book airline awards in business/first class on Singapore Airlines (except for intra-Asia flights) is by redeeming KrisFlyer miles.

Singapore Airlines enjoys the most versatile route network due to its centralized home airport located in the heart of Southeast Asia. Also, no fuel surcharges will be levied for Singapore Airlines flights, though the case is not the same with partners.

Hot Tip: If you want to figure out how you’re going to cross the Pacific from the U.S. aboard Singapore Airlines, check out our definitive guide on Singapore Airlines’ direct U.S. routes

Here are some Singapore Airlines routes you can take to Southeast Asia:

  • Los Angeles (LAX) – Singapore (SIN) – Bandar Seri Begawan (BWN) one-way in Singapore Airlines business class for 107,000 KrisFlyer miles
  • New York (JFK) – Frankfurt (FRA) – Singapore (SIN) one-way in Singapore Suites for 148,500 KrisFlyer miles
  • Newark (EWR) – Singapore (SIN) – Siem Reap (REP) one-way in Singapore Airlines business class for 111,500 KrisFlyer miles
  • San Francisco (SFO) – Singapore (SIN) – Mandalay (MDL) one-way in Singapore Airlines business class for 107,000 KrisFlyer miles

When flying nonstop to Singapore, you get to fly to exotic/relatively inaccessible cities such as Bandung (BDO), Koh Samui (USM), and Kota Kinabalu (BKI) with a one-stop itinerary, which is great news.

Here’s how you can book your KrisFlyer itinerary:

  1. Visit Singapore Airlines.
  2. Log into your Singapore Airlines KrisFlyer account.
  3. Click Redeem Flights.
  4. Select your dates of travel and airports.
  5. Choose your class of booking by selecting either Business or First/Suites if you’re a premium cabin traveler.
  6. Click Search.
  7. Choose your flight and pay for any taxes and fees.

Hot Tip: Need help booking? Check out the step-by-step guide for booking Singapore Airlines business class or first class.

Earning Singapore KrisFlyer Miles

There are tons of ways to earn KrisFlyer miles.

Singapore Airlines is transfer partners with every major transferable currency: American Express Membership Rewards, Brex Rewards, Capital One Miles, Chase Ultimate Rewards, Citi ThankYou Rewards, and Marriott Bonvoy.

Amex, Brex, Capital One, Chase, and Citi are all 1:1 transfer partners and all take 1 to 2 days to execute.

Marriott Bonvoy is a 3:1 transfer partner, and you’ll receive a 5,000 KrisFlyer miles bonus for every 60,000 Marriott Bonvoy points transferred, up to 240,000 Marriott Bonvoy points per day. Transfers take up to 2 business days to complete.

Bottom Line: The only way to book Singapore premium cabin awards from the U.S. is by using its own frequent flyer program, KrisFlyer. While the mileage prices are not the best out there for a similar route, the difference is flying on one of the best airlines in the world. Luckily, there are loads of ways to earn KrisFlyer miles. 

Delta SkyMiles

China Airlines business class. Image Credit: China Airlines

Although the value of Delta SkyMiles for business/first class redemptions is extremely limited on Delta Air Lines’ own flights, partner airlines are a completely different story.

In fact, much of Delta SkyMiles’ value proposition lies in business class flights on partners.

Although SkyMiles charges lots of miles for these flights, you’ll generally pay minimal taxes and fees for one-way flights in business class deep into Southeast Asia.

To fly to Southeast Asia using Delta SkyMiles, you’ll want to take advantage of the relationship Delta has with its SkyTeam alliance partners. Specifically, these airlines will be useful for planning travel to Southeast Asia:

  • China Airlines
  • China Eastern
  • China Southern (no longer in SkyTeam, but still a Delta partner)
  • Garuda Indonesia
  • Korean Air
  • Vietnam Airlines
  • Xiamen Airlines

As you can see, nearly a third of the SkyTeam partners (plus non-SkyTeam partner China Southern) are located centrally within Asia, so this will be a tremendous advantage in terms of award availability, route flexibility, and more.

Hot Tip: We’ve written detailed route guides for China Airlines, China Eastern, China Southern, and Korean Air, so be sure to check those out to aid in planning your award travel.

Neither Garuda Indonesia nor Vietnam Airlines operate nonstop routes to the U.S., so keep that in mind, too.

All in all, using Delta SkyMiles on one-way flights with partners will be priced as follows:

Class of ServiceDelta SkyMiles Cost
Economy67,500
Business165,000

Here are some example routes you can take:

  • Boston (BOS) – Seoul (ICN) – Phuket (HKT) one-way on Korean Air business class for 85,000 Delta SkyMiles + $40 in taxes and fees
  • Los Angeles (LAX) – Xiamen (XMN) – Phnom Penh (PNH) one-way on Xiamen Airlines business class for 85,000 Delta SkyMiles + $35 in taxes and fees
  • New York (JFK) – Guangzhou (CAN) – Hanoi (HAN) one-way on China Southern business class for 85,000 Delta SkyMiles + $280 in taxes and fees
  • Ontario (ONT) – Taipei (TPE) – Penang (PEN) one-way on China Airlines business class for 85,000 Delta SkyMiles + $85
  • San Francisco (SFO) – Shanghai (PVG) – Cebu (CEB) one-way on China Eastern business class for 85,000 Delta SkyMiles + $120 in taxes and fees

You can make your award search much quicker by using Delta’s flexible award calendar search.

If you ever thought about booking Delta One using SkyMiles, you’d see prices anywhere from 200,000 to 600,000 miles on round-trip flights, which is a jaw-dropping number.

Here are the steps you’ll want to take to book travel to Southeast Asia using Delta SkyMiles:

  1. Search for availability segment-by-segment on Delta, Air France/KLM Flying Blue, or ExpertFlyer.
  2. Once you’ve located the flights you want, write down the flight numbers, travel dates, booking class, and the number of passengers.
  3. Call Delta at 800-323-2323 and give them your flights, dates, and other information.
  4. Wait for the agent to hold the award ticket, and finish reserving your ticket by paying with miles and for any taxes and fees using your credit card.
  5. Write down your airline record locator and visit the website to reserve seats.

Earning Delta SkyMiles

There are lots of ways to earn Delta SkyMiles, including directly via the American Express co-branded credit cards and with partners American Express Membership Rewards and Marriott Bonvoy.

Currently, you can transfer American Express Membership Rewards points at a 1:1 ratio and Marriott Bonvoy points at a 3:1 ratio.

Transfers from Amex process instantly, while Marriott takes around 1 business day to transfer to Delta.

Recommended Delta Cards

Delta SkyMiles® Gold American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Gold American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card provides bonus SkyMiles on all purchases, along with a free bag, priority boarding, and discounted award flights.

Learn More(at Amex's secure site)

Delta SkyMiles® Gold American Express Card

This card provides bonus SkyMiles on all purchases, along with a free bag, priority boarding, and discounted award flights.
Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
40,000 miles
$480
$0 introductory annual fee for the first year, then $99.
20.99%-29.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

Frequent Delta flyers will love the Delta SkyMiles® Gold American Express Card. The card offers great benefits that will help save you money, effectively mimics low-level elite status with Delta SkyMiles, and helps you earn miles even faster, all for a low annual fee. Let’s dive into the benefits to see if the Delta Gold card is a good fit for your needs.

Pros

  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Bonus earning on Delta purchases and U.S. supermarket and worldwide restaurant purchases
  • First checked bag free on Delta flights
  • 20% back on inflight purchases

Cons

  • Moderate annual fee
  • Earn rate for Delta flights is relatively low compared to other travel cards
  • Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Enjoy your first checked bag free on Delta flights.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Frequent Flyer Program

Delta SkyMiles® Platinum American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Platinum American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Learn More(at Amex's secure site)

Delta SkyMiles® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.
Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months.
50,000 bonus miles
$600
$250
20.99%-29.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Delta SkyMiles® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Miles (MQMs) that are essential for earning Delta status. This could help you get closer to earning free flights and other valuable rewards.

Pros

  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • 3x SkyMiles per $1 spent on Delta purchases
  • 3x SkyMiles per $1 spent on purchases made directly with hotels
  • 2x SkyMiles per $1 spent at restaurants and U.S. supermarkets
  • 1x SkyMile per $1 spent on all other purchases
  • Annual companion certificate
  • Complimentary checked bags
  • Global Entry or TSA PreCheck application fee statement credit
  • 20% back on inflight purchases
  • Delta Status Boost
  • Discount on Delta Sky Club visits (Effective 1/1/24, this benefit will no longer be available)

Cons

  • $250 annual fee (rates & fees)
  • Does not earn transferable rewards
  • Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests or immediate family when traveling on a Delta flight from now until 12/31/23. Effective 1/1/24, this benefit will no longer be available.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Delta Platinum Card, up to two times through 12/31/23. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta Air Lines SkyMiles

Delta SkyMiles® Reserve American Express CardTerms Apply / Rates & Fees

Delta SkyMiles® Reserve American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Learn More(at Amex's secure site)

Delta SkyMiles® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.
Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
60,000 miles
$720
$550
20.99%-29.99% Variable
Credit ranges are only a recommendation and a variation of FICO© Score. Issuers may use many types of credit scores when considering an application.
Good to Excellent (670-850)

The Delta SkyMiles® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its lounge access, status boost, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros

  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • 3x SkyMiles per $1 on Delta purchases
  • 1x SkyMile per $1 on all other purchases
  • Complimentary Delta Sky Club and Amex Centurion Lounge access when flying Delta. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Delta Status Boost
  • Medallion Qualification Dollar (MQD) Waiver
  • Annual Companion Certificate
  • Access to Complimentary Upgrades and Upgrade Priority
  • Free checked bags
  • 20% back on inflight purchases
  • Global Entry or TSA PreCheck application fee statement credit
  • Travel and purchase protection

Cons

  • $550 annual fee (rates and fees)
  • No bonus categories other than Delta purchases
  • Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
  • Enjoy Delta Sky Club® access at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
  • Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Airline Loyalty Program