How To Earn Amtrak Guest Rewards Elite Status (And Is It Worth It?)

The Amtrak Guest Rewards program is Amtrak’s loyalty program for riding trains across the U.S.

While many people tend to remember programs associated with airlines, hotels, and car rental programs, Amtrak has a somewhat robust loyalty scheme with several elite tiers and ways to earn points.

In this post, we will look at the Amtrak Guest Rewards program, how to earn points, how to earn elite status, and how to spend points, allowing you to be better equipped to ride the rails across the country.

How To Earn Amtrak Guest Rewards Points

The primary way to earn Amtrak Guest Rewards points is actually to travel on Amtrak trains — and the earning structure is relatively simple to understand. When you earn Amtrak points, you earn both redeemable points (the points you can redeem towards free train travel) and Tier Qualifying Points (TQPs; the points you use to earn elite status) simultaneously.

• For every $1 you spend on Amtrak travel, you earn 2 Amtrak Guest Rewards points
• If you travel in business class, you’ll earn a 25% point bonus
• If you travel in Acela first class, you’ll earn a 50% point bonus

If you travel in a sleeper car, you will not earn any point bonus aside from the 2x points per $1 spent.

Hot Tip: Don’t purchase a sleeper car cabin to earn any points — you won’t earn anything additional for traveling in a room.

According to an example provided by Amtrak:

• A $100 Amtrak ticket would earn you 200 Amtrak Guest Rewards points, which is 200 Tier Qualifying Points (TQPs)
• A $100 business class ticket would earn 2x the TQPs + a 25% point bonus, which is 250 redeemable Amtrak points (which is the same as 250 TQPs)
• A $100 Acela first-class ticket would earn 2x the TQPs + a 50% point bonus, which is 300 redeemable points (the same as 300 TQPs)

We’ll talk more about elite status later, but it’s worth noting that when you earn Amtrak points, you’re earning both elite qualifying points and points you can redeem toward free items simultaneously.

Bottom Line: The quickest way to earn Amtrak elite status is to purchase an Acela first class ticket — this earns the most points out of any ticket in the Amtrak system.

Amtrak Guest Rewards Credit Cards

Amtrak has 2 credit cards that earn points in the Amtrak Guest Rewards program: the Amtrak Guest Rewards^® Preferred Mastercard^® and the Amtrak Guest Rewards^® Mastercard^®.

Amtrak Guest Rewards Preferred Card

The Amtrak Guest Rewards Preferred card comes with these benefits for a $99 annual fee:

• 20,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles of account opening
• 3x points on Amtrak travel
• 2x points on all other dining, travel, transit, and rideshares
• 1x points on all other purchases
• 20% rebate on onboard food and beverage purchases
• Complimentary companion coupon
• Complimentary 1-class upgrade
• Complimentary station lounge pass
• Ability to earn 1,000 TQPs for every $5,000 spent
• No points expiration
• A 5% rebate on all redeemed Amtrak points when redeemed for Amtrak travel
• No foreign transaction fees

Amtrak Guest Rewards Card

Amtrak Guest Rewards^® Mastercard^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amtrak Guest Rewards card helps you earn more Amtrak points with no annual fee.

Amtrak Guest Rewards^® Mastercard^®

The Amtrak Guest Rewards card helps you earn more Amtrak points with no annual fee.

Welcome Offer

Earn 12,000 bonus points after spending $1,000 in the first 3 billing cycles of account opening.

12,000 points

Annual Fee

$0

Why We Like This Card

The Amtrak Guest Rewards Mastercard is a good option for frequent Amtrak travelers who want to earn more points on their rides and daily purchases with a $0 annual fee.

Pros & Cons

Pros

• 2x points on Amtrak travel, including onboard dining
• 2x points on dining
• 1x points on all other purchases

Cons

• Doesn’t offer a lounge pass or upgrade certificate like the premium version of the card

Read Full Review

Card Highlights

• Earn 12,000 bonus points after spending $1,000 in the first 3 billing cycles of account opening
• 2 points per $1 spent on Amtrak travel, including onboard purchases
• 2 points per $1 spent on dining
• 1 point per $1 spent everywhere else
• 10% rebate on onboard food and beverage purchases
• Points don’t expire
• 5% rebate on all redeemed points for Amtrak travel
• No foreign transaction fees
• $0 annual fee

Financial Snapshot

• Foreign Transaction Fees: 

The Amtrak Guest Rewards card comes with these benefits for a $0 annual fee:

• 2x points on Amtrak travel
• 2x points on dining
• 1x points earned on all other purchases
• 10% rebate onboard board food and beverage purchases
• No points expiration
• 5% rebate on redeemed Amtrak Guest Rewards points
• No foreign transaction fees

With either card you choose, you’re earning more Amtrak Guest Rewards points to help you redeem towards free Amtrak travel.

How To Earn Amtrak Guest Rewards Elite Status

Amtrak has 3 tiers in its elite status program: Select, Select Plus, and Select Executive, each with different benefits as you progress up the ranks.

You can earn each status level as follows:

• Select — 5,000 TQPs ($2,500 in Amtrak spend without bonuses)
• Select Plus — 10,000 TQPs ($5,000 in Amtrak spend without bonuses)
• Select Executive — 20,000 TQPs ($10,000 in Amtrak spend without bonuses)

Benefits of Each Amtrak Guest Rewards Elite Status Level

These are the benefits of earning status, according to Amtrak:

Bottom Line: For most people, Amtrak Select status is a great status to attain — it comes with discount coupons and upgrade vouchers. Unlike airline status, earning Amtrak status is, in most cases, not something you should spend the money on unless you live within the Northeast Corridor.

Is Amtrak Guest Rewards Elite Status Worth It?

It’s not necessarily worth “chasing” Amtrak status, but certainly, if you’re close enough or travel Amtrak often enough, it can be helpful to keep track of your TQPs and aim to earn status. Remember that it’s much easier to earn status on the 2 coasts — within the Northeast Corridor and along the Pacific Surfliner route. Fares here are usually higher, the trips shorter, and the trains much more frequent than either long-distance services or trains in the Midwest.

The most significant benefits of Amtrak’s elite status are:

• Tier status point bonuses, which count towards the renewal of status
  • The higher you work your way up the Amtrak ranks, the easier it is to earn status in the future
• 1-class upgrades, which allow you to go from coach to business or business to first class (on the Acela)
  • The most valuable use of these coupons is on the Acela, upgrading from business to first class
• Companion coupons, which allow you to take a companion for free
  • Use these coupons on especially expensive trains, such as ultra-long-distance rides
• Lounge access or lounge access coupons
  • Depending on how much you ride Amtrak and don’t otherwise have access, you’ll find Amtrak lounges a quiet place to wait for your train

Redeeming Amtrak Guest Rewards Points

Amtrak points can be redeemed for several non-Amtrak travel-related awards, like travel, dining and entertainment, and retail gift cards, though you’ll likely get the most value when using your points on train tickets.

The most valuable way to redeem Amtrak points is for Amtrak travel itself. Unfortunately, Amtrak uses a variable revenue-based system, tied to the cash cost of the ticket, for determining how many points are required on a journey.

You can use your points on coach class, business class, first class (on Acela), Roomettes, Bedrooms, and other sleeping accommodations, as well as for the Auto Train. When you search for Amtrak tickets online, you’ll see the cash cost of your ticket.

Remember that the number of points you need will vary depending on the train you’re taking and the time of year. It will cost you more points during peak travel times because the cash fares on trains are higher. While you may get the cheapest redemption by using your points for coach class seating, consider using your points, where you can, on sleeper accommodations — these are often the most expensive seats on the train and come with the highest price tag, not to mention they are the most comfortable.

Final Thoughts

While Amtrak offers a loyalty program for train travel, it certainly isn’t as robust as airline loyalty programs, offering minimal benefits. It can be hard to earn Amtrak status — with some Amtrak journeys between even close city pairs taking many hours, Amtrak is often thought of as a secondary to air transportation, so you’ll have to be committed to train travel if you want to work your way up the elite ranks or earn enough points for a free ticket.

If you’re a regular Amtrak commuter or prefer watching the country go by as you ride the rails over longer distances, the Amtrak Guest Rewards program can provide some incentive to work towards free Amtrak trips, upgrades, status, and more.