The Best Credit Cards for Earning Airline Elite Status [2025]

If you fly frequently, you know the value of having airline elite status. Free checked bags, priority boarding, assistance when things go wrong, and complimentary upgrades can really make travel more comfortable.

Qualifying for elite status year after year, however, has become more difficult. In addition to flying the required number of elite qualifying miles, some airlines have added levels of hefty spending requirements (elite qualifying dollars) in order to achieve any level of elite status.

It can be easier to qualify for elite status with the help of an airline credit card. While none of the major domestic air carriers offers a credit card that offers complimentary airline elite status, there are credit cards that do offer a faster path to elite status.

Being a cardholder and spending on specific airline-branded cards can earn you miles that help you qualify for elite status. You may also earn elite qualifying dollars on certain airline-branded credit cards that count towards elite status revenue requirements or earn a waiver of those spending requirements.

Let’s take a look at the airline-branded cards that can expedite your path to airline elite status and explain how the process works for each card.

Alaska Airlines

Alaska Milage Plan Elite Status Qualifications

Alaska Airlines keeps its elite status qualifications simple. The Mileage Plan program has 4 elite status tiers and reaching them merely requires earning elite-qualifying miles (EQMs).

Mileage Plan members earn 1 EQM for every mile flown on award travel (including partner airlines), as well as 1,000 EQM for every 3,000 miles earned via everyday and travel partnerships.

Best of all, members can earn up to 30,000 EQM via spending on the Alaska Airlines co-branded credit cards.

In between status levels, members also earn valuable Milestone rewards. These rewards are issued every 10,000 to 50,000 miles, providing travelers with added incentive to remain loyal beyond achieving their status goals.

American Airlines

AAdvantage Elite Status Qualifications

American Airlines has simplified the path to elite status with the introduction of the Loyalty Points program. For each $1 you spend on any co-branded American Airlines credit card, you’ll earn 1 Loyalty Point, which will count toward your elite status.

These cards also offer a faster path to elite status:

* The AAdvantage Aviator Silver card is not open to new applicants but can be requested as a product change once you have an AAdvantage^® Aviator^® Red World Elite Mastercard^®.

The AAdvantage Executive World Elite card comes with premium travel benefits such as Admirals Club lounge access for the cardholder, immediate family members, or up to 2 guests plus authorized users. The card also comes with priority boarding and a free checked bag.

Hot Tip: Use your AAdvantage-branded Mastercard or other Mastercard to shop via SimplyMiles or the AAdvantage eShopping portal to earn more elite-qualifying Loyalty Points and reach elite status even faster.

American AAdvantage Credit Cards Snapshot

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Status lovers will enjoy the variety of benefits that come with this card. From free bags to reduced-price inflight beverages, AA still flies in style.

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®

Status lovers will enjoy the variety of benefits that come with this card. From free bags to reduced-price inflight beverages, AA still flies in style.

Welcome Offer

Earn 80,000 American Airlines AAdvantage^® bonus miles after $3,500 in purchases within the first 4 months of account opening.

80,000 miles

UP's Offer Valuation*:

$1,120

Annual Fee

$0 intro annual fee, $99 after the first year

APR

20.24% — 29.24% Variable

Why We Like This Card

The AAdvantage Platinum Select World Elite card is a great option for American Airlines frequent flyers who want to earn more miles on their daily purchases and score perks such as free checked bags, preferred boarding, and savings on inflight food and beverage purchases.

Pros & Cons

Pros

• 2x miles at restaurants, gas stations, and eligible American Airlines purchases
• 1x miles on all other purchases
• 1x Loyalty Point per $1 spent on all purchases

Cons

• Does not earn transferable rewards
• Charges an annual fee

Read Full Review

Card Highlights

• Earn 80,000 American Airlines AAdvantage^® bonus miles after $3,500 in purchases within the first 4 months of account opening
• Earn 2 AAdvantage^® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
• Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
• Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
• Enjoy preferred boarding on American Airlines flights

Financial Snapshot

• APR: 20.24% — 29.24% Variable
• Foreign Transaction Fees: 0%

Rewards Center

American Airlines AAdvantage Program

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Welcome Offer

Earn 100,000 American Airlines AAdvantage^® bonus miles after spending $10,000 within the first 3 months of account opening.

100,000 miles

UP's Offer Valuation*:

$980

Annual Fee

$595

APR

20.24% — 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The AAdvantage Executive World Elite card is a must-have for frequent American Airlines flyers who want Admirals Club lounge access, to earn more miles on their daily expenses, and a fast-track to American Airlines AAdvantage elite status.

Pros & Cons

Pros

• Earn 10x miles on eligible hotels and car rentals booked through aadvantagehotels.com and aadvantagecars.com
• Earn 4x miles on eligible American Airlines purchases, and 5x miles after you spend $150,000 in purchases in a calendar year
• Earn 1x mile and 1 Loyalty Point on all other purchases

Cons

• $595 annual fee
• Doesn’t earn many miles on all other eligible purchases

Read Full Review

Card Highlights

• Earn 70,000 American Airlines AAdvantage^® bonus miles after spending $7,000 within the first 3 months of account opening.
• Admirals Club^® membership for you and access for up to two guests or immediate family members traveling with you
• No Foreign Transaction Fees on purchases
• Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
• First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

Financial Snapshot

• APR: 20.24% — 29.24% Variable
• Foreign Transaction Fees: 

Rewards Center

American Airlines AAdvantage Frequent Flyer Program

American Airlines AAdvantage^® MileUp^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn 2x miles per dollar spent on American Airlines flights and at grocery stores, all without needing to pay an annual fee.

American Airlines AAdvantage^® MileUp^®

Earn 2x miles per dollar spent on American Airlines flights and at grocery stores, all without needing to pay an annual fee.

Welcome Offer

Earn 15,000 American Airlines AAdvantage^® bonus miles after $500 in purchases within the first 3 months of account opening.

15,000 miles

UP's Offer Valuation*:

$210

Annual Fee

$0

APR

20.24% — 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The American Airlines AAdvantage^® MileUp^® is perfectly suited for those looking for a way to earn more American Airlines miles and earn Loyalty Points, all with a $0 annual fee.

Pros & Cons

Pros

• 2x miles per $1 on American Airlines and grocery store purchases
• 1x miles per $1 on all other purchases
• 25% savings on inflight food and beverage purchases

Cons

• Other cards are more rewarding for frequent American Airlines flyers
• Charges a 3% foreign transaction fee

Read Full Review

Card Highlights

• Earn 15,000 American Airlines AAdvantage^® bonus miles after $500 in purchases within the first 3 months of account opening
• No Annual Fee
• Earn 2 AAdvantage^® miles for each $1 spent at grocery stores, including grocery delivery services
• Earn 2 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases
• Earn 1 AAdvantage^® mile for every $1 spent on other purchases
• Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
• Save 25% on inflight food and beverage purchases when you use your card on American Airlines flight

Financial Snapshot

• APR: 20.24% — 29.24% Variable
• Foreign Transaction Fees: 3%

CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A low annual fee, a free checked bag, and tons of perks and discounts make this card valuable for business owners who frequently travel with American Airlines.

CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^®

A low annual fee, a free checked bag, and tons of perks and discounts make this card valuable for business owners who frequently travel with American Airlines.

Welcome Offer

Earn 65,000 American Airlines AAdvantage^® bonus miles after $4,000 in purchases within the first 4 months of account opening.

65,000 miles

UP's Offer Valuation*:

$910

Annual Fee

$0 intro annual fee for the first year, then $99

APR

20.49% to 29.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

With the CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^®, you get a card that helps you earn more miles on all of your business expenses, and gives you perks like preferred boarding, free checked bags, and discounts on inflight purchases, while also helping you qualify for higher levels of elite status.

Pros & Cons

Pros

• 2x miles per $1 spent on American Airlines purchases
• 2x miles per $1 spent on cable and satellite providers, at gas stations, on car rentals, and on select telecommunications merchants
• 1 Loyalty Points per $1 spent

Cons

• $0 intro annual fee for the first year, then $99 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Designed for businesses
• Earn 65,000 American Airlines AAdvantage^® bonus miles after $4,000 in purchases within the first 4 months of account opening
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line
• 25% savings on American Airlines inflight Wi-Fi when you use your card
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage^® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
• Earn 1 AAdvantage^® mile per $1 spent on other purchases
• Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
• No Foreign Transaction Fees

Financial Snapshot

• APR: 20.49% to 29.49% Variable
• Foreign Transaction Fees: None

Rewards Center

American Airlines AAdvantage Frequent Flyer Program

Air Canada

Air Canada Aeroplan Elite Status Qualifications

Aeroplan frequent flyer members have several levels of elite status for which to strive. Requirements include meeting both flying and Status Qualifying Dollar (SQD) levels in a calendar year.

Here are the various Aeroplan elite levels and the requirements for each one.

How the Aeroplan^® Credit Card Can Help You Qualify

As an Aeroplan cardholder, you will receive Aeroplan 25K elite status just for holding the Aeroplan card. Your status begins when you are approved and continues for the remainder of that year and for the entire following calendar year.

To maintain your 25K Aeroplan elite status, just spend $15,000 in a calendar year on the card. Or, you can qualify by meeting the SQM/SQS and SQD requirements listed above.

Spend $50,000 in a calendar year on the card and receive a status boost of 1 level up from your qualification level. For example, if you qualified for 25K in a calendar year, you would be bumped up to 35K.

25K elite members receive priority seat selection, 50% discount on preferred seats, priority check-in/boarding/standby, 2 free checked bags, and Star Alliance Silver recognition. Additionally, 25K members receive select benefits that can include upgrade credits, bonus Aeroplan points, reduced reward pricing, and more.

Aeroplan Card Snapshot

Aeroplan^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.

Aeroplan^® Credit Card

The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.

75,000 bonus points

UP's Offer Valuation*:

$1,125

Annual Fee

$95

APR

20.49% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Flyers based in the U.S. may think they wouldn’t have a need for a card like the Aeroplan^® Credit Card, it might be much better suited for you than you think.

Not only does Air Canada offer fantastic award redemptions, but adding the card to your wallet makes the program even more rewarding by offering elite status, more points, travel coverage, and more. Let’s take a closer look and see why the Aeroplan card might make a lot of sense for you.

Pros & Cons

Pros

• 3x points per $1 on Air Canada purchases, at grocery stores, and dining at restaurants (including takeout and eligible delivery services)
• 500 bonus points for every $2,000 you spend in a calendar month (up to a maximum of 1,500 bonus points)
• Receive Aeroplan 25K status for the remainder of the calendar year, plus the following calendar year, and continue to extend it beyond that by spending $15,000 on the card per calendar year

Cons

• $95 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 75,000 bonus points
• Earn 75K bonus points after you spend $4,000 on purchases in the first 3 months your account is open.
• $95 Annual Fee
• Redeem points for both international and domestic flights with the Aeroplan^® Credit Card.
• Fly to another continent and travel the world with the Aeroplan^® Credit Card.
• Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
• 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 28.99% Variable
• Foreign Transaction Fees: None

Hot Tip: Learn more about the best ways to use your Air Canada Aeroplan points, check out this list of options.

Frontier Airlines

Frontier Airlines Elite Status Qualifications

Frontier Airlines has 4 tiers of elite status in its FRONTIER Miles program. Here’s how you qualify for each level during any calendar year:

Top-level Diamond status includes priority boarding, award and travel fees waived, companion travel, status gifting, bonus mileage multiplier, and a free Discount Den membership.

How the Frontier Airlines World Card Can Help You Qualify

Earn 1 Elite Qualifying Mile for every dollar spent on the Frontier Airlines World Mastercard^®. Having the card also opens up the option to pool miles between family members. Cardholders also unlock Gold status after making their first purchase on the card within 90 days of account opening. You can maintain Gold status for 12 months by spending $3,000 on your card within the first 12 months of account opening.

In addition, you’ll earn 5 reward miles per dollar spent on the card, 3x miles for dining, and 1 mile on all other purchases. Another benefit to this card is that when you spend $2,500 on the card each year, you’ll earn a $100 flight credit.

Hot Tip: Because you earn 1 Elite Qualifying Mile for every dollar spent on the Frontier Airlines World card, you could qualify for elite status just by spending on the card. 

JetBlue

JetBlue Elite Status Qualifications

There are 4 levels of JetBlue Elite status that can be earned by spending on travel, spending on a JetBlue credit card, or by a combination of both (through earning JetBlue tiles).

• Earn 1 tile for every $100 in qualifying spend on JetBlue flights, JetBlue Vacations, Paisly by JetBlue, JetBlue extras and fees, and American Airlines flights.
• Earn 1 tile for every $1,000 in eligible JetBlue credit card purchases.

You can earn JetBlue TrueBlue Mosaic elite status each calendar year by flying, using a JetBlue credit card, or both. To earn status, you either need to hit the travel spend minimum or the credit card spend minimum or the tile requirement.

JetBlue Mosaic status comes with free checked bags, waived cancellation or change fees, priority boarding, bonus points, and free alcoholic beverages onboard. You also receive a dedicated customer service phone line.

How JetBlue TrueBlue Credit Cards Can Help You Qualify

You can earn JetBlue Mosaic status simply by spending $50,000 or more in a calendar year on The JetBlue Plus Card or The JetBlue Business Card.

JetBlue TrueBlue Credit Cards Snapshot

The JetBlue Plus Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn major points to redeem for JetBlue flights and more! Earn up to 6x points in various categories and a yearly point bonus.

Apply Now(at Barclays' secure site)

The JetBlue Plus Card

Earn major points to redeem for JetBlue flights and more! Earn up to 6x points in various categories and a yearly point bonus.

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.

50,000 points

Annual Fee

$99

APR

21.24 to 29.99% variable

Why We Like This Card

The information regarding the JetBlue Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

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The JetBlue Plus card is a must-have for frequent JetBlue flyers. Not only does it help you earn more points on all of your JetBlue flights, but also offers perks like a rebate on award tickets, free checked bags, discounts on inflight purchases, and more.

Plus, The JetBlue Plus card can help you qualify for JetBlue TrueBlue Mosaic elite status, making your future flights with JetBlue even more rewarding.

Pros & Cons

Pros

• 6x points on eligible JetBlue purchases
• 2x points at restaurants and eligible grocery stores
• Free first checked bag for you and up to 3 eligible travel companions on JetBlue-operated flights

Cons

• Charges an annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
• Earn 6X points on eligible JetBlue purchases.
• Earn 2X points at restaurants and eligible grocery stores.
• Earn 1X points on all other purchases.
• Earn 5,000 bonus points every year after your account anniversary.
• Enjoy Mosaic benefits if you spend $50,000 or more on purchases each calendar year with your card.
• Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card.
• 50% inflight savings on cocktails and food purchases.

Financial Snapshot

• APR: 21.24 to 29.99% variable
• Foreign Transaction Fees: None

Rewards Center

JetBlue TrueBlue Frequent Flyer Program

The JetBlue Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn 6 points per $1 on JetBlue purchases, free checked bag, a 10% points rebate, and bonus points each year on your account anniversary.

Apply Now(at Barclay's secure site)

The JetBlue Business Card

Earn 6 points per $1 on JetBlue purchases, free checked bag, a 10% points rebate, and bonus points each year on your account anniversary.

Welcome Offer

Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days, plus 10,000 bonus points when a purchase is made on an employee card in the first 90 days.

60,000 points

Annual Fee

$99

APR

21.24% variable or 29.99% variable

Why We Like This Card

The information regarding The JetBlue Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

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As a small business owner, you don’t have time to waste. That’s why you look for products and services you can depend on.

You already spend money on airline tickets, office supplies, and dining out. Get for The JetBlue Business Card and you’ll automatically earn points (and bonus points!) for your expenses.

Even better, give your employees cards at no extra cost and you’ll get the points earned from their purchases too. Then redeem your points for free trips and more!

Pros & Cons

Pros

• 6x points on JetBlue purchases
• 2x points at restaurants and office supply stores
• Group A Priority Boarding

Cons

• Charges an annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days, plus 10,000 bonus points when a purchase is made on an employee card in the first 90 days
• Earn 6x points on eligible JetBlue purchases
• Earn 2x points at restaurants and office supply stores
• Earn 1x points on all other purchases
• Free first checked bag for you and up to three companions on the same reservation when you use your card to book JetBlue-operated flights
• No foreign transaction fees

Financial Snapshot

• APR: 21.24% variable or 29.99% variable
• Foreign Transaction Fees: None

Rewards Center

JetBlue TrueBlue Frequent Flyer Program

Southwest Airlines

Southwest Rapid Rewards Elite Status Qualification

Here’s what it takes to qualify for Rapid Rewards elite status with Southwest Airlines:

A-List Preferred members receive 2 free checked bags, priority check-in, boarding, and security lane access. They also receive 100% bonus points for flights, and the ability to stand by for other same-day flights.

A Companion Pass allows a member to purchase a ticket and add a preselected companion for the cost of just taxes and fees. The pass can be used unlimited times during the valid time period for which the member has qualified.

Hot Tip: Are you a frequent flyer with Southwest? If yes, see our complete guide to the best credit cards for Southwest flyers.

How Southwest Rapid Rewards Credit Cards Can Help You Qualify

Rapid Rewards-branded credit cards earn qualifying tier points, when spending on the cards, that count toward elite status and bonus points that count toward the Companion Pass. In addition, anniversary points granted when you renew your Rapids Rewards credit card count toward Companion Pass status.

The generous welcome bonus you receive after meeting minimum spending requirements also counts toward Companion Pass requirements.

There are several ways to earn Southwest Rapid Rewards points that count toward the Companion Pass and free flights. To review some creative ideas and learn more about the Rapid Rewards loyalty program, you’ll want to check out our guides.

Southwest Rapid Rewards Credit Cards Snapshot

Southwest Rapid Rewards^® Priority Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card focuses on the Southwest traveler with anniversary points, travel credit, upgrades, and money back on inflight purchases.

Southwest Rapid Rewards^® Priority Credit Card

This card focuses on the Southwest traveler with anniversary points, travel credit, upgrades, and money back on inflight purchases.

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

50,000 points

UP's Offer Valuation*:

$650

Annual Fee

$149

APR

20.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Southwest Rapid Rewards^® Priority Credit Card is the most premium personal Southwest card offering from Chase. When you peel back the curtain, it is easy to see why.

Not only does the card offer multiple bonus categories to help you earn more Southwest Rapid Rewards points, but it is also loaded with benefits that are sure to offer quite a bit of value to Southwest flyers.

Here is a full overview of the card to help you decide if it is a good fit for your wallet.

Pros & Cons

Pros

• 3x points per $1 on Southwest purchases
• 2x points per $1 on local transit and commuting, including rideshare purchases
• 2x points per $1 on internet, cable, phone services, and select streaming purchases

Cons

• $149 annual fee
• Does not earn transferable points

Read Full Review

Card Highlights

• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 7,500 anniversary points each year.
• Earn 3X points on Southwest^® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• $75 Southwest^® travel credit each year.
• No foreign transaction fees.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Southwest Rapid Rewards Frequent Flyer Program

Southwest Rapid Rewards^® Premier Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn Southwest points on every purchase, plus anniversary points, Tier Qualifying Points, and points toward the Companion Pass!

Apply Now(at Chase's secure site)

Southwest Rapid Rewards^® Premier Credit Card

Earn Southwest points on every purchase, plus anniversary points, Tier Qualifying Points, and points toward the Companion Pass!

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

50,000 points

UP's Offer Valuation*:

Up to $650

Annual Fee

$99

APR

20.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Another week, another flight. Flying weekly can get tiring, but you know that every flight gets you closer to taking some great vacations with your significant other or your favorite travel buddy.

To save money on the flights, you like to use Southwest Airlines.

So why not get the Southwest Rapid Rewards^® Premier Credit Card to help you earn extra Rapid Rewards points?

Pros & Cons

Pros

• 3x points per $1 on Southwest purchases
• 2x points per $1 on Rapid Rewards hotel and car rental partners
• 2x points per $1 on local transit and commuting, including rideshares

Cons

• $99 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 6,000 anniversary points each year.
• Earn 3X points on Southwest^® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• 2 EarlyBird Check-In^® each year.
• No foreign transaction fees.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Southwest Rapid Rewards Frequent Flyer Program

Southwest Rapid Rewards^® Plus Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card makes it easy to earn unlimited points and qualify for the Southwest Companion Pass.

Southwest Rapid Rewards^® Plus Credit Card

This card makes it easy to earn unlimited points and qualify for the Southwest Companion Pass.

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

50,000 points

UP's Offer Valuation*:

$650

Annual Fee

$69

APR

20.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

If you spend a lot of time in the air, it’s important to get a great deal on your plane tickets.

Southwest Airlines can help you get those deals.

One way to save is by using the Southwest Rapid Rewards^® Plus Credit Card. This card helps you earn points for all your spending, and earning more reward points is always a good thing for a busy traveler!

Pros & Cons

Pros

• 2x points per $1 on Southwest purchases
• 2x points per $1 on local transit and commuting, including rideshares
• 2x points per $1 on internet, cable, phone services, and select streaming

Cons

• $69 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 3,000 anniversary points each year.
• Earn 2X points on Southwest^® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• 2 EarlyBird Check-In^® each year.
• Earn 1 point for every $1 spent on all other purchases.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Southwest Rapid Rewards Frequent Flyer Program

Bottom Line: Southwest Airlines elite status offers several benefits, but the Southwest Companion Pass has become a holy grail of travel and a sought-after perk for those who frequently fly Southwest Airlines. 

United Airlines

United MileagePlus Elite Status Qualifications

Each calendar year, MileagePlus members must complete the required levels of activity to qualify for United Premier elite status. Members must meet the appropriate number of Premier Qualifying Flights (PQF) and/or Premier Qualifying Points (PQP).

Top-level United Premier 1K members receive complimentary PlusPoints that can be used to upgrade domestic and international paid flights, plus cancellation or award fee waivers, and more.

Hot Tip: We also have 2 in-depth dedicated posts for what United MileagePlus elite status is worth — one in terms of perks prior to departure and at the airport and another for benefits related to seating and upgrades.

How United MileagePlus Credit Cards Can Help You Qualify

United credit cardholders can earn Premier Qualifying Points (PQP) through their annual credit card spend.

United MileagePlus Credit Cards Snapshot

LIMITED TIME OFFER

The New United℠ Explorer Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

The New United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome Offer

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

60,000 miles

UP's Offer Valuation*:

$720

Annual Fee

$150

APR

20.49% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider The New United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

• 5x total miles per $1 on hotel stays through United Hotels
• 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
• 1x mile per $1 on all other purchases

Cons

• $0 intro annual fee for the first year, then $150
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Limited-Time Offer: Earn 60,000 bonus miles
• $0 introductory annual fee for the first year, then $150
• 2x miles on United^® purchases, dining, and hotel stays when booked with the hotel
• Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
• Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
• Up to $120 Global Entry, TSA PreCheck^® or NEXUS fee credit
• Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
• Over $400 in partner credits each year
• Member FDIC

Financial Snapshot

• APR: 20.49% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

United MileagePlus Frequent Flyer Program

LIMITED TIME OFFER

The New United Club℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

The New United Club℠ Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Welcome Offer

Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

90,000 miles

UP's Offer Valuation*:

$1,080

Annual Fee

$695

APR

20.49% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent

Why We Like This Card

The New United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons

Pros

• 4x miles per $1 on United purchases
• 2x miles per $1 on travel and dining purchases
• Complimentary United Club membership

Cons

• $695 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Limited-Time Offer: Earn 90,000 bonus miles
• 4x miles on United^® purchases
• 2x miles on dining and all other travel
• 1x mile on all other purchases
• United Club℠ card membership - at least a $750 value
• Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access^® travel services
• Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year
• Member FDIC

Financial Snapshot

• APR: 20.49% - 28.99% Variable
• Foreign Transaction Fees: None

BEST OFFER EVER

The New United Quest℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

The New United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Welcome Offer

Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

100,000 miles + 3,000 PQP

UP's Offer Valuation*:

$1,200

Annual Fee

$350

APR

20.49% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

Enter: The New United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between The New United℠ Explorer Card and The New United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons

Pros

• 5x miles on stays through Renowned Hotels and Resorts
• 3x miles per $1 on United purchases
• 2x miles per $1 spent on travel, dining, and select streaming services

Cons

• Does not earn transferable rewards
• Does not offer airport lounge access

Read Full Review

Card Highlights

• Best Offer Ever: Earn 100,000 bonus miles and 3,000 PQP
• 3x miles on United^® purchases
• 2x miles on dining, select streaming services, and all other travel
• 1x mile on all other purchases
• Receive a $200 United^® travel credit and 10,000-mile award flight discount on each account anniversary
• Earn a 10,000-mile eligible award flight discount after spending $20,000 each calendar year
• Earn 2 global Economy Plus^® seat upgrades after spending $40,000 on purchases each calendar year
• Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 28.99% Variable
• Foreign Transaction Fees: None

LIMITED-TIME OFFER

The New United Gateway℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

The New United Gateway℠ Card

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Welcome Offer

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

30,000 miles

UP's Offer Valuation*:

$360

Annual Fee

$0

APR

0% Intro APR on Purchases for 12 months; after that, 20.49% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The New United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros & Cons

Pros

• 2x miles per $1 on United purchases
• 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
• 1x mile per $1 on all other purchases

Cons

• If you are a frequent United flyer, other cards offer more perks
• It does not earn transferable rewards

Read Full Review

Card Highlights

• Limited-Time Offer: Earn 30,000 bonus miles
• 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
• 2x miles on United^® purchases
• 2x miles at gas stations, on local transit and commuting
• 1x mile on all other purchases
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
• Earn 2 checked bags after you spend $10,000 in a calendar year
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR on Purchases for 12 months; after that, 20.49% - 28.99% Variable
• Foreign Transaction Fees: None

The New United Club℠ Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

The New United Club℠ Business Card

The United Club Business card is a great option for frequent United flyers looking for United Club access.

Welcome Offer

Earn 80,000 bonus miles plus 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account.

80,000 miles + 2,000 PQP

UP's Offer Valuation*:

$960

Annual Fee

$695

APR

20.49%-28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The New United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros & Cons

Pros

• 2x miles per $1 spent on United purchases
• 1.5x miles per $1 spent on all other purchases
• Complimentary United Club membership

Cons

• $695 annual fee
• Earning rate for United purchases is poor compared to other United cards

Read Full Review

Card Highlights

• Earn 80,000 bonus miles plus 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account
• Earn 2x miles on United purchases
• Earn 1.5x miles on all other purchases
• Earn 5x miles on stays purchased through Renowned Hotels and Resorts for United^® Cardmembers
• Employee cards at no additional cost
• United Club℠ membership included – at least a $750 value per year – with the ability to unlock United Club All Access Membership
• Earn 2 global Economy Plus^® seat upgrades each year
• Free first and second checked bags for you and a companion, save up to $320 per round-trip
• Up to $50 in credits on United FareLock purchases annually
• Up to $200 in credits on Renowned Hotels and Resorts for United^® Cardmembers annually
• Up to $150 in credits on rideshare purchases annually
• Up to $100 in United travel credits on Avis or Budget purchases annually
• Up to $200 in credits on JSX purchases annually
• 25% back on United inflight purchases
• No foreign transaction fees
• Complimentary Instacart+ Membership (terms apply)
• Up to $240 in Instacart credits annually (terms apply)

Financial Snapshot

• APR: 20.49%-28.99% Variable
• Foreign Transaction Fees: $0

Final Thoughts

If you frequently travel on several airlines and elite status isn’t important to you, you may fare better with a premium travel rewards credit card. These cards offer benefits such as worldwide lounge access, accelerated earnings on all airlines, a large card welcome bonus, and travel statement credits.

The Platinum Card^® from American Express and the Chase Sapphire Reserve^® are 2 such alternatives to consider if an airline-branded card isn’t right for you.

But, if you frequently fly 1 particular airline, you can experience additional benefits, earn frequent flyer miles quickly, and even enjoy a faster path to elite status, by having that airline’s branded card. Many airline-branded credit cards also come with elite-style benefits such as free checked bags, priority boarding, no additional fees, companion tickets, and more.