The information regarding the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
As a traveling business owner, you spend a lot of time up in the air. Whether you need to get to clients or other destinations, you need an airline (and a credit card) you can depend on.
Citibank gives you both with the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. You get a card that gives you perks like boarding privileges while also earning more miles for your next award redemption.
With such a busy schedule, knowing you have a reliable business credit card in your pocket gives you one less thing to worry about.
The Ideal Cardholder
Sign-Up Bonus, Earning Categories and Points
The current sign-up bonus for the card is listed above in the card summary table. Simply spend the required amount in the allotted time to earn usually enough for a one way flight.
A seat in the main cabin to any of the 48 contiguous U.S. states and Canada is only 20,000 miles (AAnytime Level 1 award). Using a MileSAAver award, a business class seat to the same destinations would cost only 25,000 miles.
You’ll earn 2 miles for every dollar you spend on American Airlines purchases and select business categories, which includes telecommunications services, car rentals and purchases at gas stations!
Earn 1 mile per dollar on all other purchases. The annual fee is $99 per year, waived in year 1.
Bottom Line: The CitiBusiness Platinum Select card earns 2x miles for AA flights and purchases at telecommunication merchants, cable and satellite providers, car rental merchants, and at gas stations. Earn 1 mile per dollar spent on all other purchases.
Boarding and Baggage Benefits
Nobody likes paying extra to check their bags. With the CitiBusiness Platinum Select card, check your first bag free when traveling on domestic flights.
Up to 4 people can share this benefit if they are traveling with you under the same reservation.
Plus, no more waiting to board the plane! Get complimentary Group 1 boarding on American Airlines domestic flights.
In addition, there are no foreign transaction fees on card purchases, saving you money when you fly internationally.
Bottom Line: First checked bag free, Group 1 boarding, and zero transaction fees add great value to the CitiBusiness Platinum Select card.
More Card Benefits and Discounts
The card really is jam-packed with benefits and discounts.
First, the $99 annual fee is waived for the first year. That gives you 12 months to enjoy everything that comes with the card without having to pay for any of it!
Next, save 25% on inflight Wi-Fi. This discount can add up quickly when you fly often for business.
Reduced mileage awards provide another fantastic discount. Redeem round-trip flights with reduced mileage awards for 7,500 fewer miles and save your points for other awards.
Finally, earn an American Airlines Companion Certificate after spending $30,000 or more in purchases each card membership year.
Bottom Line: The CitiBusiness Platinum Select card comes with tons of perks like no annual fee the first year, 25% off inflight Wi-Fi, reduced mileage awards, and more.
Big Business Benefits
As a business owner, you’ll enjoy the features that come with the card.
Rack up the points faster than ever by requesting employee cards at no additional cost. That means you’ll get the miles for everyone’s purchases. You can set the credit line and cash advance limits on each employee card.
You’ll also get 24/7 access to a dedicated small business customer service team (1-866-458-4216) and a personal business assistant to help with travel, hotel, and dining arrangements (1-800-301-5584).
Another business benefit is online account summaries, which make it easier to track your quarterly and annual expenses.
Bottom Line: Business owners will find the CitiBusiness Platinum Select card has useful features such as free employee cards, dedicated customer service, and online account summaries.
Best Way To Maximize AAdvantage Miles
The fastest way to accumulate miles with the CitiBusiness Platinum Select card is by charging everything to the card in the 2x bonus categories.
These are telecommunications merchants, cable and satellite providers, car rental merchants and gas stations.
The following list includes even more ways to earn tons of American Airlines miles with the card.
Tip #1: Purchase all American Airlines flights and services with the card to earn 2x miles. Remember, you also get a 25% discount for inflight W-Fi
Tip #2: Earn elite status with the AAdvantage loyalty program to bank points rapidly with a bonus: Gold (40%), Platinum (60%) and Executive Platinum (120%).
You will need to accumulate elite-qualifying miles (EQMs) to earn status: Gold (25,000), Platinum (50,000), and Executive Platinum (100,000).
You also have another option for achieving Gold or Platinum status (though not Executive Platinum). Participate in an elite status challenge to earn status for fewer EQMs. The only caveat is that you need to pay to do so.
The benefits of Gold status definitely outweigh the cost. In addition to getting a 40% bonus on miles, you’ll also get free upgrades, priority check-in, complimentary same-day standby, and a discounted Admirals Club membership.
There are even more benefits for Platinum status!
Tip #3: Enroll your card with car rental agencies to multiply points quickly. First, earn 2x points because car rentals are in the 2x bonus mile category.
Plus, earn up to 500 points per rental depending on the agency. Avis and Budget are preferred partners, which means you will earn the most miles with each rental. Platinum and Gold status AAdvantage members earn 1,000 points per rental!
Tip #4: Earn points at restaurants by registering your card with the AAdvantage Miles Dining Program.
Get 1 AAdvantage mile per $2 spent. Agree to receive emails from the program and get 3 miles per $1 spent. Make 12 qualified dining transactions in a calendar year and get 5 miles per $1 spent!
That’s a lot of miles for dining you would probably be doing anyway!
Plus, you aren’t limited to enrolling American Airline AAdvantage credit cards to the program. As long as your credit cards are not enrolled in another miles-earning dining program, you can add up to 5 of any of your credit cards to the program.
Tip #5: Stay at hotels to earn AAdvantage miles.The following table shows participating American Airline AAdvantage partners and the miles you can earn by staying with them:
|Partner Hotel||Miles Earned|
|La Quinta Inns & Suites, Best Western, Park Inn, Choice Hotels, Radisson, Country Inns & Suites By Carlson||250 miles/stay|
|Melia Hotels International, Millennium Hotels and Resorts||Up to 500 miles/stay|
|Quorvus Collection, Raffles Hotels & Resorts, Fairmont Hotels & Resorts, New Otani Hotels, Shangri-La Hotels & Resorts, Nikko Hotels International, Swissotel Hotels & Resorts, Hyatt, Park Plaza, Preferred Hotel Group||500 miles/stay|
|Fiesta Americana Hotels and Resorts||Up to 1,000 miles|
|WORLDHOTELS||Up to 2,000 miles|
|PointsHound||Up to 6,000 miles|
|Hilton Portfolio Hotels||1 mile/$1|
|Marriott Hotels||Up to 2 miles/$1|
|InterContinental Hotels||Up to 2 miles/$1|
|Wyndham Hotel Group||2 miles/$1 or 500 miles|
Tip #6: Earn miles for flights on American Airlines, Oneworld partner airlines, and non-alliance partner airlines.
We’ve helped you out by creating tables of the current airline partners below:
And non-Oneworld partners:
|Additional Airline Partners|
|Seaborne Airlines||Gulf Air|
|Alaska Airlines||Etihad Airways|
|Fiji Airways||Air Tahiti Nui|
|Cape Air Airlines|
Tip #7: Earn up to 2,200 miles per ticket to various performance art shows with Audience Rewards. Enroll with your AAdvantage account number and find tickets to Broadway shows, operas, cabarets, and more in participating cities.
Tip #8: AAdvantage offers you the chance to earn miles by shopping through the eShopping Mall at stores like Kohl’s, Sears, and BestBuy. You can even search for coupon codes, sales, and deals for free shipping.
Bonus Tip: Check out ways to earn 100,000 AA miles in just 90 days!
Best Way To Redeem AAdvantage Miles
When you are ready to redeem your American Airlines AAdvantage miles, try to get the highest value possible.
Here are some options for redeeming points earned on the CitiBusiness Platinum Select card.
Tip #1: International flights provide the best value for your American Airlines miles. The table below shows some of the many redemptions available for main cabin and business class seats for domestic and international travel.
See the American Airline AAdvantage site for a complete list.
|Destination||Main Cabin Seat||Business Seat|
|48 contiguous U.S. states||12,500||25,000|
|Canada & Alaska||15,000||30,000|
|Central America / Mexico / Caribbean||17,500||27,500|
Because you can’t transfer your points directly to the partners, you’ll have to search for award flights and then call AAdvantage (1-800-433-7300) to book the flights. You may be able to get the $25 booking fee waived by asking the representative.
Tip #2: Save 7,500 miles when booking round-trip domestic travel using the MileSAAver rate. You must call to book your ticket, and the discount is good on specified round-trip routes every other month.
Tip #3: Redeem miles to upgrade to a higher cabin on American Airlines and American Eagle flights. Upgrades start at 5,000 miles for full-fare economy upgrades.
Tip #4: Take advantage of the 500-mile upgrade program from AAdvantage and upgrade from published fares in the Main Cabin on American Airlines marketed flights.
Purchase 8 upgrades for 40,000 miles or buy 500-mile upgrades for $40 on aa.com, at the airport, by phone (800-882-8880), or at American Airlines ticketing locations.
Executive Platinum members can upgrade free of charge on all flights. Platinum and Gold members receive complimentary upgrades on flights 500 miles or less.
Platinum and Gold members also earn four 500-mile upgrades for every 12,500 EQMs earned during the membership year. These can be used for upgrades on flights of more than 500 miles.
Tip #5: Redeem points or combine points and cash for hotel stays and car rentals.You need at least 1,000 miles for each reservation, and there are no blackout dates.
While you can’t change car rentals and hotel stays once they are purchased, you can buy them for family members and friends by entering their information during the redemption process.
Go to the American Airline AAdvantage site to search for available hotels, car rentals, and vacations.
For even more tips, check out our guide on the best ways to use 100,000 AAdvantage Miles.
Oneworld Partners: S7 Airlines, Qantas Airways, British Airways, Cathay Pacific, Finnair, Iberia, Japan Airlines, LATAM Airlines, Malaysia Airlines, Qatar Airways, Royal Jordanian Airlines, SriLankan Airlines, and Airberlin.
Other Airline Partners: Air Tahiti Nui, WestJet, Alaska Airlines/Horizon Air, Cape Air, EL AL, Fiji Airways, Hawaiian Airlines, Jet Airways, Seaborne Airlines, Gulf Air, and Etihad Airways.
Rental Car Partners: Dollar, National, SuperShuttle, Avis, Budget, Alamo, Hertz, Thrifty, Carmel, Europcar, Sixt, and GroundLink. (more information on car partners)
Cruise Lines: Carnival Cruise Lines, Regent Seven Seas Cruises, Avalon Waterways, Celebrity Cruises, Costa Cruises, Disney Cruise Line, Holland America Line, Uniworld River Cruises, MSC Cruises, Windstar Cruises, Norwegian Cruise Line, Princess Cruises, Paul Gauguin Cruises, Royal Caribbean, AmaWaterways, Crystal Cruises, Cunard, Oceania Cruises, Ponant, Seabourn, SeaDream Yacht Club, Silversea Cruises, Viking Ocean Cruises, Viking River Cruises, and Azamara Club Cruises. (more information on cruise partners)
Hotel Partners: WORLDHOTELS, Melia Hotels International, Hilton Portfolio, Raffles Hotels & Resorts, Marriott Hotels, InterContinental Hotels, Choice Hotels, Wyndham Hotel Group, Best Western, Country Inns & Suites By Carlson, Shangri-La Hotels & Resorts, Fairmont Hotels & Resorts, New Otani Hotels, Fiesta Americana Hotels and Resorts, Park Inn, Hotel JAL City, Hyatt, Langham Hospitality Group, La Quinta Inns & Suites, Millennium Hotels and Resorts, Nikko Hotels International, Park Plaza, PointsHound, Preferred Hotel Group, Quorvus Collection, Radisson, Radisson Blu, Rocketmiles, and Swissotel Hotels & Resorts.
Alternatives to the CitiBusiness Platinum Select Card
The biggest drawback to the card is that its value is directly tied to American Airlines. If you and your employees don’t fly American Airlines on a regular basis, the card won’t be useful.
If you want to earn points for your business expenses but have the freedom to redeem them with a wide variety of travel and business partners, the Chase Ink Business Preferred℠ Credit Card is an option.
That card has a $95 annual fee, although it is not waived the first year.
With the Chase Ink Business Preferred℠ Credit Card, earn 3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
Points earned with the Chase Ink Business Preferred℠ Credit Card can be used with travel partners like United MileagePlus, British Airways Executive Club, and Southwest Airlines Rapid Rewards, as well as many online retailers.
Bottom Line: Businesses that don’t fly American Airlines will not find value from the CitiBusiness Platinum Select card.
The Gritty Details: Everything Else You Need To Know
Your American Airlines AAdvantage account must be open 7 days prior to receiving benefits for the card, such as Group 1 boarding and first bag checked free.
Sign-up bonus miles – This offer is only available to new cardmembers. It is not available to cardmembers who have had a card opened or closed in the past 24 months.
Bonus miles will appear in your AAdvantage account 8-10 weeks after you meet the purchase requirements.
First checked bag free – This benefit does not apply to overweight or oversized bags. It also does not apply to flights booked with an American Airlines flight number but operated by another airline.
Companion certificate – Primary cardmembers earn a domestic main cabin travel American Airlines Companion Certificate after spending $30,000 or more each cardmembership year and cardmembership is renewed.
The credit card account must remain open for at least 45 days after the anniversary date. Certificates take 8-10 weeks for delivery and are good for 1 year.
Cardmember must pay the $99 ticket fee plus government taxes and fees totaling $21.60-$43.20 (depending on the itinerary).
25% inflight Wi-Fi Discount – This benefit is for inflight Wi-Fi when you use your card
Reduced mileage award – You must book through American Airlines reservations or ticket centers to receive this benefit. A $35 award service charge per person will apply.
Miles expiration – Miles will not expire as long as you earn or redeem miles with American Airlines, an affiliated carrier, or an American Airlines participant once every 18 months.
Apple Pay – Pay in-app at over 200,000 stores on your iPhone or iPad.
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