How to Find the 80k Bonus Offer for the Chase Sapphire Preferred Card [2020]

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The Chase Sapphire Preferred® card is easily one of the most popular travel rewards cards available thanks to its bonus categories, benefits, welcome offer, and the fact that it earns Chase Ultimate Rewards points.

Like most credit cards, the welcome offer for the Chase Sapphire Preferred card can vary. So, if you’re hoping to get the biggest bonus possible, here are a few ways to increase your chance.

Update: The Chase Sapphire Preferred now has a first ever public offer of 80,000 bonus points after spending $4,000 within the first 3 months.

Benefits of the Chase Sapphire Preferred Card

Before we dive into how to get the highest bonus possible on the Chase Sapphire Preferred card, let’s go over some of the card’s best benefits to see if it is a good fit for you and your needs.

Other Key Benefits

  • Primary Rental Car Coverage: Keeps your rental car covered for theft and damage in the U.S. and most countries around the world.
  • DoorDash DashPass Subscription: DashPass members receive free food delivery and discounted service fees on select food delivery orders on the DoorDash app.
  • Trip Cancellation/Interruption Insurance: If you need to cancel or cut a trip short due to covered issues (like severe weather or an illness), you’re eligible for up to $10,000 of coverage for prepaid, nonrefundable travel expenses.
  • Baggage Delay Insurance: If your checked baggage is delayed more than 6 hours, you’ll receive $100 in reimbursements for essential items per day for up to 5 days.
  • Purchase Protection: Your new purchases are covered for up to 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended Warranty Protection: The time period of a U.S. manufacturer’s warranty is extended by an additional year.
  • Trip Delay Reimbursement: If you pay for your trip with the Chase Sapphire Preferred card and it is delayed for 12 or more hours, or long enough to require an overnight stay, you’ll be eligible for reimbursement of up to $500 per ticket in reasonable expenses.
  • 25% Point Bonus Through Chase Travel Portal: Your points are worth 1.25 cents apiece, instead of 1 cent, when redeemed through the Chase Ultimate Rewards travel portal.

Update: Chase has added limited-time benefits for Chase Sapphire Preferred cardholders:
– Cardholders will earn 3x points per dollar with Instacart, up to $3,000, 3x points per dollar at gas stations, up to $1,500, and 5x points per dollar on select streaming services, up to $1,500, through September 30, 2020.
– Cardholders can now redeem your points at 1.25 cents per piece as a statement credit towards purchases at grocery stores, home improvement stores, and dining establishments until September 30, 2020.

How to Find the 80,000 Chase Sapphire Preferred Bonus Offer

Chase Sapphire Preferred
Where will you travel with your Chase Sapphire Preferred card? Image Credit: Chase

While the standard offer on the Chase Sapphire Preferred card is usually pretty solid, you’ll always want to make sure you’re getting the best offer possible. Here a few ways to try and track down a higher offer.

September 2020 Update: Increased Public Welcome Offer to 80,000 Points (Easiest Way!)

Naturally, one of the best ways to track down a higher welcome offer is by not having to track it down at all! Occasionally, Chase will offer an increased welcome offer, available to everyone, for a limited time.

Luckily for those considering adding the Chase Sapphire Preferred card to their wallet, that time is now!

Ultimate Rewards points are worth more when redeemed through the Ultimate Rewards travel portal, or even more when transferred to one of Chase’s airline or hotel transfer partners.

Utilizing CardMatch

CardMatch, a tool offered by, allows users to check for targeted offers from partners. Many of the larger U.S. banks, like Chase and American Express, publish these targeted offers to CardMatch and then reveal those offers to users when they use the CardMatch tool.

If you’re wanting to make sure that you’re pre-qualified for a card before you apply, CardMatch offers that as well. While being pre-approved does not guarantee approval, the likelihood of approval will improve significantly compared to someone who applies for the card through its website. Just be aware that there’s no guarantee that you’ll see better offers than what is offered publicly, but in our opinion it’s worth checking especially as it’s free and your credit doesn’t get pulled.

Here is the information that you need to provide CardMatch with in order to use the tool to see your offers:

  • Full name
  • Address
  • Last 4 digits of your Social Security number

While you may have hesitations on inserting the last 4 digits of your Social Security number, the entire website is secured using 256-bit encryption, and it is a PCI Level 1 Compliant organization — the same level of security offered from a bank.

Furthermore, when you insert these details to CardMatch, you will not receive a hard pull to your credit report. This information is only used to match you with any targeted offers you are eligible for.

Hot Tip: For a step-by-step guide on how to get personalized offers through CardMatch, explore our detailed guide on the CardMatch tool.

Targeted Mailings From Chase

Another great option to increase your odds of receiving a higher offer is by opting into targeted mailings from Chase. Luckily, the process of doing so is pretty simple.

First, log into your account and click over to your Profile, then Settings. Once there, select Marketing Preferences, and then make sure you’ve selected Yes to receive special offers from Chase, which includes credit card offers!

Chase marketing prefrences
Opt into Chase offers to increase your odds of an increased welcome bonus! Image Credit: Chase

Reasons You May Not Be Able to Get a Higher Welcome Offer

Chase’s 5/24 Rule

The Chase Sapphire Preferred card is subject to the Chase 5/24 Rule. If you’re not familiar, the 5/24 rules limit new applicants from opening certain cards with Chase if they have previously opened 5 or more new credit cards in the last 24 months.

Keep in mind that this mostly applies to new personal credit cards, as many business credit cards, personal loans, auto loans, etc., are not counted towards your 5/24 total.

So, if you’ve opened 5 or more new accounts over the past 2 years, you will not be approved for the Chase Sapphire Preferred card — even if you track down a higher welcome offer.

Low Credit

This reason likely needs no explanation, but if you currently have a low credit score, this will significantly decrease your odds of getting approved for the Chase Sapphire Preferred card — regardless of how large of a welcome offer you’re applying for.

If you were recently denied for the Chase Sapphire Preferred card, or think you would be denied if you applied, then your main priority should be to improve your credit score.

Hot Tip: What credit score do you need for the Chase Sapphire Preferred card? Have a look at our detailed credit score guide for the card to find out! 

You’ve Opted out of Marketing Offers

This one is very easy to overlook as Chase cannot send you marketing offers if you do not opt-in to receive them. If you want to limit the amount of snail mail you receive then you’re better off avoiding this, but if you want targeted offers mailed straight to you, then you have to opt-in!

Final Thoughts

Overall, the Chase Sapphire Preferred card is an excellent travel credit card, especially for beginners and those new to points and miles.

So, if you’re considering adding the Chase Sapphire Preferred card to your wallet, be sure to do some research so that you can make sure you’re getting the best offer possible. Once you’ve earned the bonus, then comes the fun part of deciding how to redeem your Chase Ultimate Rewards points!

Frequently asked questions

How much are Chase Ultimate Rewards points worth?

The value of the points you earn with your card can vary based on how you use them. If you are booking travel through the Chase travel portal, you will get 1.25 cents per point in value. However, if you transfer them to hotel or airline partners, they can be worth much more!

Is the Chase Sapphire Preferred card subject to the 5/24 rule?

Yes, the Chase Sapphire Preferred card is subject to the 5/24 rule. So if you have opened 5 or more new cards in the last 24 months, you will not be approved for the card.

Is the Chase Sapphire Preferred card worth it?

It depends! For most people it absolutely is. You should consider all of the benefits you’re receiving from the card and see if those outweigh the $95 annual fee. If so, then the card is most likely worth it for you!

Do Chase Ultimate Rewards points expire?

Your Chase Ultimate Rewards points will never expire as long as your account remains active.

Jarrod West

About Jarrod West

Born and raised just outside of Cincinnati, Jarrod became fascinated with using points and miles as the perfect way to visit dream destinations without breaking the bank. Thanks to points and miles, Jarrod was able to spend 3 months traveling Europe financed nearly entirely with points and miles; while flying in premium cabins and staying in 5-star hotels along the way. To date, Jarrod has traveled to 16 countries and 22 US states.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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