18 Valuable Benefits of the New Frontier Airlines World Mastercard

Frontier Airlines World Mastercard Card Art

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A little while back, the folks at Frontier Airlines realized they’d need to do something different to get customers to be loyal to their brand.

Sure, they already had a loyalty program and a credit card…but anyone you asked would have told you that neither was really worth looking at.

Well, Frontier and Barclays decided to change that.

At the beginning of June, they invited a few family travel writers (myself included) out to the Frontier Headquarters in Denver to talk about their plans.

To say we were surprised is an understatement! Most of us went in thinking there wasn’t much that would be of interest to our readers, but by the end of the presentations and a weekend of chatting with executives, I have to say we were wrong.

Frontier Airlines and Barclays have put together a refreshed loyalty program and a new co-branded credit card that have some great features.

Let’s take a look at the details of the new Frontier Airlines World Mastercard, and you can decide for yourself if it’s a card you should add to your wallet.

Card Basics

First off, the Frontier Airlines World Mastercard is issued by Barclays Bank. You may remember them previously as Barclaycard or Barclaycard US, but they recently switched their name to match that of their other businesses.

Barclays is not nearly as tough as Chase with their 5/24 rule, but they do have their own set of rules when it comes to being approved for a new card. Here are a few guidelines:

  • You won’t be approved for more than 1 Barclays card in a single day.
  • After you cancel an existing card, you need to wait as long as 6 months before applying for another of that same card.
  • Barclays may look at the spending on your current Barclays cards when deciding to approve you or not.

Second, the new Frontier Airlines World Mastercard has an annual fee of $79 that is not waived the first year. This is $10 higher than the previous version of the card, but the newly added benefits make it more than worth the additional charge.

Finally, with this card, you will earn miles in the newly refreshed myFrontier loyalty program.

Earning Benefits

restaurant meal
The Frontier Airlines World Mastercard makes it pretty easy to build up your rewards. With 3x earning at restaurants, you can take all of your friends out and soon be on your way to elite status. Image courtesy of Shutterstock.com

Generous Sign-Up Bonus

Since its launch, the sign-up bonus for the new Frontier Airlines World Mastercard has been 40,000 points after spending just $500 in the first 90 days and paying the annual fee.

Barclays is known for having some of the lowest initial spending requirements on their cards — sometimes as low as just a first purchase. The required $500 for this card is certainly easily doable.

The low-level domestic awards on Frontier’s award chart are just 10,000 miles each way, so with the earnings from this bonus alone, you can fly 2 full round-trip flights within the United States.

Hot Tip: Did you book an award flight and need to cancel? We’ve got a step-by-step on how to cancel award Frontier flights

5X / 3X / 1X Miles Earning

The Frontier Airlines World Mastercard has a 3-tiered earning structure that is easy to remember.

Cardholders earn the following multiplies for each listed category of spending:

  • 5X miles on purchases made at frontier.com
  • 3X miles on restaurant purchases
  • 1X miles on everything else

Bottom Line: By concentrating your spending on Frontier tickets and restaurants, you can really build up your miles quickly.

Spend to Elite Status

Every dollar you spend on the Frontier Airlines World Mastercard earns you 1 Elite Qualifying Mile.

That’s right: you can earn Elite miles just by spending. You don’t even need to fly! If you do fly with Frontier, however, your balance will grow even quicker.

Once you have earned 20,000 Qualifying Miles in a calendar year, you will qualify for Frontier’s Elite20k status. This comes with benefits like free advanced seat assignment and a free carry-on bag.

Earn 50,000 Qualifying Miles through a combination of flying or spending on your card, and you will earn Elite50K status. This adds the benefits of advanced seating for your whole family (up to 8 traveling companions) and a mileage multiplier when you fly.

Finally, earn 100,000 Qualifying Miles in a calendar year and you will receive Elite100k status. With this, you receive all of the benefits of the lower levels, plus your whole family (up to 8 traveling companions) will receive the Works! package when you fly with Frontier. That package includes a free carry-on bag, a free checked bag, the best seats on the plane, no change fees, and the ability to refund your tickets.

Unlock Family Pooling

With the Frontier Airlines World Mastercard, each cardmember can add up to 8 additional contributors to their Family Pool. This will allow them to combine their myFrontier Miles to reach award redemption levels quicker.

The great thing about this benefit is that although Frontier is calling this “Family Pooling,” the members of your pool do not actually have to be in your family.

A cardmember and any 8 additional people (friends, co-workers, or actual family) can form a Family Pool.

Keep Miles From Expiring

Miles in the myFrontier program expire after 6 months without account activity.

This is fairly short compared to most loyalty programs, but the Frontier Airlines World Mastercard can make sure you won’t have to worry about that short expiration time.

Simply make a charge on your card every few months, and your myFrontier account and miles will always remain active.

Hot Tip: Need more miles? Check out these other great ways to earn more Frontier miles.

Financial Benefits

chip and pin
Because the Frontier Airlines World Mastercard comes with Chip + PIN technology, you shouldn’t have any problems using it at unmanned terminals in Europe and around the world. Image courtesy of Shutterstock.com

Chip + PIN Card

Not only does the Frontier Airlines World Mastercard have a chip for added security, but you can also set up a PIN and use the card without needing a signature.

This is one area where the United States is behind a lot of other countries. Unattended kiosks for trains, parking, or other services (in Europe especially) often require a chip + PIN card to process the transaction. Most U.S.-issued credit cards won’t work in these situations.

It’s great to see Barclays offering more and more of their cards with chip + PIN capability. It really does make travel easier!

No Foreign Transaction Fees

Wherever you are when you make a foreign transaction (whether in a foreign country or making a purchase from a foreign website), you’ll never be charged a foreign transaction fee with your Frontier Airlines World Mastercard.

Bottom Line: No foreign transaction fees and the ability to use it as a chip and PIN card makes this a great card to take with you when you travel.

$0 Fraud Liability Protection

This is becoming pretty standard on most credit cards, but it is still an important benefit.

If your card is compromised — whether physically taken or digitally faked — you will not be responsible for any charges that you did not make.

Complimentary Credit Score

Not only does this card give you the ability to check your FICO Credit Score for no additional charge, but it also will let you set up alerts so you receive a message when your credit score changes.

Staying on top of your credit is one of the best things to do if you want to be financially responsible and able to apply for more credit cards down the road.

0% Introductory APR for Balance Transfers

The Frontier Airlines World Mastercard comes with a 0% introductory APR for 15 months on any balance transfers that you make within 45 days of account opening.

This can be helpful if you have a large purchase that you need to pay off over a few months — but make sure you don’t go over the 15 months, because then your interest rate will go up dramatically.

Also, it’s important to note that balance transfers to this card incur a fee of $5 or 3% of the transfer, whichever is greater. Those fees can get pretty high for larger transfers, so make sure not to use this unless you really need it.

Flight Benefits

Frontier Airlines, Fox Livery
With a low required annual spend of just $2,500, you will earn a $100 flight voucher each year. Use that for your next ticket, and you should have very little out of pocket cost.

Waived Award Redemption Fee

Frontier is a low-cost carrier, which means they have ancillary fees for everything. This includes redeeming your miles for an award flight.

A regular myFrontier member has to pay the following award redemption fees unless they book 180+ days before the flight.

  • $15 for bookings 21-179 days before travel
  • $50 for bookings 7-20 days before travel
  • $75 for bookings <6 days before travel

Bottom Line: With the Frontier Airlines World Mastercard, all of your award redemption fees will be waived, no matter when you book your flight. That can save you a lot of money, especially if you typically book flights closer to the time of travel.

Priority Boarding

Frontier Airlines World Mastercard cardholders can enjoy priority Zone 2 boarding whenever they fly on Frontier operated flights. Get on the plane and get settled early, and you won’t have to worry about crowding at the gate.

Anniversary Flight Voucher

Each year (12-month period) that you have the Frontier Airlines World Mastercard, you can earn a $100 flight voucher on your anniversary. All you have to do to get the voucher is spend at least $2,500 on your card over the course of the year.

Several credit cards have benefits similar to this where they give you a flight voucher after a certain amount of spending, but none require as little spending as this card.

Bottom Line: Just put a few hundred dollars in purchases on your card each month, and you will get a voucher on your anniversary that is worth more than your annual fee. That makes keeping this card a pretty easy decision.

World Mastercard Benefits

The Frontier Airlines World Mastercard also comes with a few additional benefits due to the fact that it is a World Mastercard. These benefits include the following 5 items:

  • Concierge Service
  • Travel Accident Insurance
  • Trip Cancellation Insurance
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver

Details of these benefits can be found in the cardmember agreement you receive along with your card after approval, but unfortunately are not available anywhere in the details of the card online or anywhere in the application.

We’ve reached out to Barclays and Frontier for details of these benefits, including limits of insurances and auto rental damage, but have not yet received a reply. As soon as we do, we will update this post with the specifics of each World Mastercard benefit.

Final Thoughts

With all of these benefits, the ability to earn Elite Qualifying Miles from spending, and the ability to share your elite benefits with your family, the Frontier Airlines World Mastercard is definitely worth considering. This is especially true if you are part of a family that regularly travels domestically.

Sure, we’ve all heard the horror stories of delays and cancellations with Frontier Airlines, but honestly, can you name one airline that you haven’t heard stories like that about?

Frontier is an Ultra Low Cost Carrier (ULCC), and if you fly with them, you should expect fees for everything extra after you buy your ticket. However, this credit card will help some of those fees go away. Earning elite status with your spending on the card will reduce the fees even more.

Frontier Airlines is rapidly expanding throughout the U.S. and in neighboring countries. They keep costs low by flying their planes for longer each day and not having extra planes sitting around that aren’t in service.

That means if a plane goes mechanical, you are going to have a lengthy delay. The flight might even get canceled if they can’t get it fixed, but you can be sure that they are doing everything they can to get you where you want to go. Frontier doesn’t want unhappy customers any more than you want to be unhappy.

If you are a bit flexible in your travel and are comfortable flying with a ULCC, then Frontier is a great option. Their ticket prices can really save you a lot and let you travel more with the same amount of spending. Keep an eye out for their regularly appearing fare sales, and you can save even more.

Finally, if you are going to fly with Frontier, you definitely want to have the Frontier Airlines World Mastercard in your wallet when you do. It will increase your earnings, decrease your fees, and make for a more pleasant travel experience overall.

Frequently asked questions

Does the Frontier card charge foreign transaction fees?

No, the Frontier card does not charge foreign transaction fees.

Jeff Brownson

About Jeff Brownson

Since discovering miles and points in 2010, Jeff has traveled to over 35 countries, flying in first class, business class, and sometimes even in coach. Whether he’s staying in a hostel dorm, or in a luxury suite at a 5 star hotel, Jeff is constantly looking for the best deal to make travel as close to free as possible.

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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. Very informative. I have just got this card and surely excited to boost myFrontier Miles.


  2. Can it only be used for flights?


  3. Darlene Verucci April 3, 2019

    If I purchase airline tickets with my Frontier Credit Card and 60 days from then they go on sale can I get a refund on my credit card?
    Thank You.


    • Hi Darlene. The answer to your question depends on how close you are to your departure date. If it is more than 90 days before departure, there is no cancellation fee so you could simply cancel your flight, get a full refund on your credit card, and book the new flight at the lower price. If within 90 days of departure, there is a cancellation fee that can range from $49 to $119. If you purchased “The Works” with your ticket, there is never a change or cancellation fee so, once again, you could cancel and purchase the ticket at the lower price. To read more about Frontier’s policy you can access that information here: https://faq.flyfrontier.com/help/i-didnt-use-my-ticket-can-i-get-a-refund


  4. Just received this card today and I am very excited. I purchased airline tickets online and applied to get a $100 credit on the first cycle. Very cool!


  5. Can you change flights and or cancel without being charged like you can with southwest? For example, if you decide to stay another day and need to change your flight?


    • Hi Lisa,

      With Frontier Airlines, if you make a change to your flight 90 days before the scheduled departure there is no fee. If it is less than 90 days before the flight then the fee is $49. Finally, if your trip is 13 days away or less, the fee for changes is $99.


  6. Are there any baggage perks with the frontier credit card? Free carry on or checked bags?


    • Hi Toni,

      Unfortunately, the Frontier card does not offer any baggage benefits other than lost luggage insurance.

      Thanks for reading!


  7. Richard Hudak August 24, 2019

    I’m trying to book travel the same day that I applied for the MasterCard.
    When I called the “help” line- what they said was I would get an email because I do not have the card in hand yet.
    However, I’m trying to book my daughter’s honeymoon plane tickets today.
    No email has been sent to me as of today with any link.
    I feel sucker-punched for falling for signing up for the credit card.
    Yet- I was “immediately” approved- yet cannot use the card to buy the tickets.
    I want to start the family pooling asap.
    So far- I am very unhappy with this “deal”.


  8. Herman L. Dawson October 2, 2019

    Do you receive a carry-on bag free with a Frontier Credit Card? I want to know before I open the card.


    • Hi Herman,

      Unfortunately, the Frontier Airlines card does not offer any free baggage benefits other than lost baggage insurance. You will still need to pay for a carry-on bag.

      Thanks for reading!


      • Julie Rhodes September 3, 2020

        What are the perks of having a Frontier credit card??? I don’t get good seats when I fly frontier. There is no alcohol on Frontier. I have to pay for carry-on baggage. Can you please tell me the benefits of having this card and paying an annual fee?
        Thank You


        • Hi Julie. Waived fees, priority boarding, and an annual voucher are just a few perks. We’ve listed those, and the other benefits of having the card, in this article. To determine if the card is worthwhile for you, however, you’ll need to receive enough value to offset that annual fee.


  9. When I travel back and forth to Mexico, can I use my Frontier card to pay my rent in Mexico? Would there be any extra fees charged?


    • Hi LJP,

      Yes, you can use your Frontier card in Mexico without any additional fees, the card does not charge any foreign transaction fees.


  10. Andrea Lesher March 9, 2020

    I received my Frontier MC in late January, paid the annual fee, and we’ve charged about $900 on the card. How do I get my 50,000 miles? I can’t find any information on how this links up with my Frontier Airlines account (I’ve already accumulated miles there).


    • Hi Andrea,

      Your card should already be linked to your Frontier account, if it is not then you should contact Frontier Airlines customer service to assist you. As far as the sign-up bonus for your card, that can take up to 6-8 weeks after meeting the minimum spend to post to your account.


      • Andrea Lesher March 9, 2020

        I just spent an hour on the phone with them, we had a disagreement about the number of miles I should have received, and I asked to talk to a manager. I tried to explain my situation to the manager and he hung up on me.


        • Hi Andrea,

          I’m very sorry that they treated you that way, were they able to connect the card to your account for you? As far as the miles go, those are going to be issued by Barclays since that is who your credit card is through. So you will want to contact them for questions regarding the sign-up bonus. But keep in mind that, if you just recently made the minimum spend, it can take a few weeks for those points to post.


  11. Will you get credit for existing flights?


Any thoughts or questions? Comment below!

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