Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Air France KLM Visa Signature® Credit Card: Full Review [2026]

Jarrod West's image
Jarrod West
Edited by: Jessica Merritt
& Ben Neighbors-Giles

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Air France KLM Visa Signature® Credit Card

Air France KLM Visa Signature® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon3
  • 70,000 miles + 100 XP

  • $89

  • 19.49% - 27.49% variable

Air France KLM Visa Signature® Credit Card

The Air France KLM Visa card helps you earn more miles and get closer to Flying Blue elite status with each purchase.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon3

Summary

The Air France KLM Visa card is helpful if you want to earn more Flying Blue miles and qualify for Flying Blue elite status.

Card Details

Card Snapshot

Welcome Bonus & Info

  • 3x miles on Air France, KLM, and SkyTeam member airlines’ purchases
  • 3x miles on dining purchases
  • 1.5x miles on all other purchases
  • 5,000 miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • 20 XP every year on your account anniversary, plus an additional 80 Experience Points (totaling 100 XP) after you spend $15,000 or more on purchases within the anniversary year, and another 60 XP (totaling 160 XP) after spending at least $25,000 on your card in a calendar year
  • $89 annual fee
  • Visa Signature perks
  • No foreign transaction fees

Pros & Cons

Pros

  • 3x miles on Air France, KLM, and SkyTeam member airline purchases
  • 3x miles on dining purchases
  • 1.5x miles on all other purchases
  • 5,000 miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • 20 XP every year on your account anniversary, plus an additional 80 Experience Points (totaling 100 XP) after you spend $15,000 or more on purchases within the anniversary year, and another 60 XP (totaling 160 XP) after spending at least $25,000 on your card in a calendar year
  • Visa Signature perks
  • No foreign transaction fees

Cons

  • Charges an $89 annual fee
  • Doesn’t earn transferable rewards
  • Other cards earn more rewards for similar purchases

Great Card If

  • You frequently fly with Air France and KLM.
  • You want a card that will help you earn Flying Blue miles and SkyTeam elite status.

Don’t Get If

  • You rarely fly with Air France and KLM.
  • You want a card that earns transferable rewards.

Air France KLM Visa Card — Is It Worth It?

The Air France KLM Visa card is a unique offering for U.S.-based flyers, but likely only makes sense if you frequently fly with Air France and KLM from the U.S. to their hubs in Paris (CDG), Amsterdam (AMS), and beyond. It can help you earn Flying Blue elite status, which also qualifies you for SkyTeam elite status.

If you don’t frequently fly with Air France or KLM, another card may be a better choice. Consider a card that earns transferable rewards, as nearly every major transferable rewards program can transfer points to the Air France-KLM Flying Blue program.

Air France KLM Visa Card Top Benefits and Perks

Here’s a look at all of the top benefits of the Air France KLM Visa card:

  • Anniversary XP: Each year, on your account anniversary, you’ll receive 20 Experience Points (XP) to help you qualify or requalify for Flying Blue elite status, plus an additional 80 Experience Points (totaling 100 XP) after you spend $15,000 or more on purchases within the anniversary year, and another 60 XP (totaling 160 XP) after spending at least $25,000 on your card in a calendar year.
  • Anniversary miles: You will receive 5,000 miles on your account anniversary every year after you spend $50 or more on purchases within the anniversary year.
  • Visa Signature perks: Includes rental car insurance, trip delay insurance, baggage insurance, cell phone protection, and more.
  • No foreign transaction fees: Use your card abroad without incurring additional fees.

Best Ways To Earn and Redeem Your Flying Blue Miles

You can earn more Flying Blue miles by using your card for Air France, KLM, and SkyTeam member airline purchases, where you’ll earn 3x miles. You’ll also earn 3x miles on dining and an uncapped 1.5x miles on all other purchases you make with the card.

Once you’ve built up a stash of Flying Blue miles, you’ll have many redemption options, as the Flying Blue program can offer substantial value to award travelers. Monthly Flying Blue Promo Rewards are among the best ways to redeem Flying Blue miles, as you can save 25% to 50% on various rotating routes, including those originating in the U.S.

Alternative Cards to the Air France KLM Visa Card

Chase Sapphire Preferred® Card

If you’re looking for an all-around travel rewards card, the Chase Sapphire Preferred card is a better option. It earns 5x points on all travel booked via the Chase Travel portal, 3x on dining purchases, online grocery purchases, and select streaming services, and 2x on all other travel purchases.

It also comes with perks such as a $50 annual Chase Travel hotel credit, a 10% annual points bonus, travel and car rental insurance, and access to Chase transfer partners, including the Air France-KLM Flying Blue program.

Wells Fargo Autograph Journey℠ Card

Similarly, the Wells Fargo Autograph Journey card offers better bonus categories for earning points. It allows you to transfer your rewards to the Air France-KLM Flying Blue program at a 1:1 rate.

It earns 5x points on hotels, 4x on airfare, 3x on other travel and restaurants, and 1x on all other purchases. Plus, you’ll receive a $50 annual airfare credit, cell phone protection, lost baggage reimbursement, no foreign transaction fees (rates & fees), and access to Wells Fargo transfer partners, including Flying Blue.

Frequently Asked Questions

What are the benefits of the Air France KLM Visa card?

In addition to the rewards that you’ll earn for using the card, the Air France KLM Visa card comes with a few useful benefits, including no foreign transaction fees, 5,000 bonus miles every year on your account anniversary when you spend $50 on the card in the previous year, and 20 XP toward your elite status each year on your account anniversary with the ability to receive 80 more XP when you spend $15,000 on the card, and another 60 XP after spending $25,000 on the card in a cardmember year.

Does the Air France KLM Visa card charge an annual fee?

Yes, the Air France KLM Visa card charges an $89 annual fee.

Does the Air France KLM Visa card come with free checked bags?

No, the Air France KLM Visa card does not offer free checked bags as a card benefit.

Does the Air France KLM Visa card give you Flying Blue elite status?

No, the Air France KLM Visa card does not give you automatic Flying Blue elite status. It does give you 20 Experience Points (XP) each year that you hold the card and the ability to earn another 80 XP when you spend $15,000 on the card in a cardmember year, and an additional 60 XP when you spend $25,000 on the card in a cardmember year, which will help you qualify for or reach higher levels of Flying Blue elite status.

Does the Air France KLM Visa card give you airport lounge access?

No, the Air France KLM Visa card does not offer any airport lounge access.

Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

DMCA.com Protection Status