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ANA CARD U.S.A. Plus: Full Review [2025]

Jarrod West's image
Jarrod West
Edited by: Jessica Merritt
& Jestan Mendame

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

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ANA CARD U.S.A. Plus

ANA CARD U.S.A. Plus

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • 10,000 miles

  • $85

ANA CARD U.S.A. Plus

The ANA USA card helps you earn more miles on your daily purchases and provides a faster path toward elite status.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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Summary

The ANA USA card is suited for U.S.-based frequent ANA flyers who want a card that helps them earn more miles on everyday purchases and provides a faster path toward elite status.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn 10,000 Bonus Miles after spending $7,000 in purchases within the first 3 billing cycles of opening your account (through 2/27/26).
  • 2x miles on ANA purchases
  • 1x mile on all other purchases
  • 5,000 bonus miles after your first purchase
  • 25% flight bonus miles
  • Priority check-in
  • Shortcut to ANA Bronze status
  • Discount benefits at ANA partner hotels and group retail stores
  • No foreign transaction fees
  • [up cc_id="725042" name="ana-usa-card-name-annual- fee-number"] annual fee

Pros & Cons

Pros

  • 2x miles on ANA purchases
  • 1x miles on all other purchases
  • 5,000 bonus miles after your first purchase
  • 25% flight bonus miles
  • Priority check-in
  • Shortcut to ANA Bronze status
  • Discount benefits at ANA partner hotels and group retail stores
  • No foreign transaction fees

Cons

  • Charges an [up cc_id="725042" name="ana-usa-card-name-annual- fee-number"] annual fee
  • Bonus categories are limited and reward rates are not strong

Great Card If

  • You frequently fly with All Nippon Airways (ANA), but you are based in the U.S.
  • You want a card that will help you qualify for ANA elite status.

Don’t Get If

  • You want a card that earns more valuable, transferable rewards that can be redeemed with multiple airlines.
  • You seldom fly with ANA.

ANA USA Card — Is It Worth It?

The ANA USA card is only worthwhile for travelers based in the U.S. who frequently travel with ANA and would benefit from adding a card to their wallet that helps them achieve ANA Mileage Club elite status.

In virtually all other circumstances, you’d be better off opting for a card that earns transferable travel rewards and offers more bonus categories, as you’ll get far more value out of those cards both on your day-to-day spend and when you are ready to redeem your points or miles.

ANA USA Card Top Benefits and Perks

Here is a full look at the benefits and perks you can expect from the ANA USA card:

  • 5,000 bonus miles after your first purchase: In addition to the card’s welcome bonus offer, this perk helps boost your ANA mileage balance immediately after you make your first purchase.
  • 25% flight bonus miles: Accrue 25% more redeemable miles from your ANA flight purchases as a benefit of being an ANA USA cardmember.
  • Priority check-in: Get priority check-in at the business class check-in counter on international flights with ANA, regardless of the fare class you are in.
  • Shortcut to ANA Bronze status: Cardholders who earn 30,000 premium points or more within 1 year will be qualified for ANA Bronze Service membership status, even if they do not meet the 15,000 points requirement for ANA Group-operated flights. With ANA Bronze, you’ll receive perks like:
    • Access to ANA Lounges using miles or Premium Points
    • Ability to use Premium Points to upgrade to the next higher cabin class on ANA international flights
    • Priority check-in desk
    • Additional free baggage allowance on international flights
    • Access to early reservations and advanced seat reservations for domestic (Japan) ANA flights
    • Access to a waiting list for a fully booked ANA flight
  • Discount benefits at ANA partners: Receive a variety of discounts on ANA and partner companies, like:
    • 10% off ANA inflight purchases
    • 10% off duty-free shops at the Narita, Haneda, and Kansai airports
    • Discounts at ANA Hotels and IHG ANA co-branded hotels
    • 5% off while shopping at ANA Group airport shops
  • No foreign transaction fees: Use your card abroad without incurring foreign transaction fees.

Best Ways To Earn and Redeem ANA Miles

Using the ANA USA card can help you earn more ANA miles, as it offers 2x miles on ANA purchases and 1x miles on all other purchases. Additionally, taking advantage of transferable reward programs, like Amex Membership Rewards and Marriott Bonvoy, can help boost your balance of ANA miles.

Once you’re ready to redeem your ANA miles, the ANA Mileage Club loyalty program offers some of the best award pricing of any award program. For instance, you can fly round-trip between the U.S. and Japan in ANA business class starting at just 100,000 miles.

Alternative Cards to ANA USA Card

American Express® Green Card

If you’d rather earn transferable rewards that can be redeemed with a wide variety of airlines, the Amex Green card would suit you much better.

With the Amex Green card, you’ll earn 3x Amex Membership Rewards points at restaurants worldwide, on all eligible travel purchases (including airfare), and transit purchases, plus 1x points on all other purchases.

While the card does charge a slightly larger annual fee compared to the ANA USA card, it also comes with up to $209 per year in statement credits toward a CLEAR® Plus membership, access to Amex Offers upon enrollment, and access to Amex transfer partners, which includes ANA at a 1:1 rate.

The information regarding the American Express® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Capital One Venture Rewards Credit Card

The Capital One Venture card is another great transferable rewards card with a similar annual fee to the ANA USA card.

It earns 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel, as well as an unlimited 2x miles on all other purchases. These miles can then be redeemed through Capital One Travel with airlines such as ANA, or you can utilize the Capital One transfer partners.

Frequently Asked Questions

Is the ANA USA card worth it?

The ANA USA card can be worth it if you’re a U.S.-based traveler who flies with ANA frequently and wants a card that will help you earn more miles and elite status. For all others, you would get far more value out of a card that earns transferable rewards.

 

What credit card programs transfer to ANA?

The only 2 programs that transfer to ANA are American Express Membership Rewards at a 1:1 rate and Marriott Bonvoy at a 3:1 rate.

Does the ANA USA card have an annual fee?

Yes, the ANA USA card charges an [up cc_id="725042" name="ana-usa-card-name-annual- fee-number"] annual fee.

What are the benefits of the ANA USA card?

Some of the primary benefits of the ANA USA card include:

  • 5,000 bonus miles after your first purchase
  • 25% flight bonus miles
  • Priority check-in
  • Shortcut to ANA Bronze status
  • Discount benefits at ANA partner hotels and group retail stores
  • No foreign transaction fees
Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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