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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
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The World of Hyatt loyalty program allows members to book award stays at Hyatt hotels around the world. It has been a tremendously popular program among miles and points enthusiasts because of its reasonable redemption rates and some fantastic properties.
The World of Hyatt Credit Card by Chase provides a great way to earn World of Hyatt points and offers several perks to improve your travel experience. Let’s take a look at what this card has to offer.
World of Hyatt Benefits
Hyatt might not have as many properties as Hilton or Marriott, but there are many reasons why you might want to get the World of Hyatt card.
Here’s the latest bonus information for the World of Hyatt card:
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.
Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Up to 60,000 points
$450
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.
When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.
Pros
Up to 9 points total for Hyatt stays: 4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
1x point per $1 on all other purchases
1 Free Night Award each cardmember anniversary (Category 1 to 4)
A second Free Night Award when you spend $15,000 on the card
Hyatt Discoverist status
5 automatic elite night credits each year
2 elite night credits for every $5,000 spent on the card
DoorDash DashPass subscription
No foreign transaction fees
Purchase protection
Trip cancellation/interruption and luggage insurance
Cons
$95 annual fee
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
When you use the World of Hyatt card, you will earn 9x points at Hyatt hotels, including restaurants and spas, that can then be used to book award stays at Hyatt brands such as Grand Hyatt, Park Hyatt, and Andaz Hotels — even luxury properties.
You’ll also earn 2x points on purchases at restaurants, flights (purchased directly from the airline), fitness clubs and gym memberships, and local transit and rideshare purchases. All other purchases will earn 1x point per dollar spent.
You can use your annual free night certificate at the fabulous Park Hyatt Siem Reap. Image Credit: Hyatt
Every year you have the card, you will receive an annual free night certificate after your account anniversary. These certificates can be redeemed at any Category 1-4 Hyatt hotel or resort in the Hyatt portfolio.
Hyatt has some fantastic Category 4 hotels from which to choose, so you won’t have any problems finding a fun way to use your annual free night certificate. For example, you could visit Cambodia and stay at the Park Hyatt Siem Reap or visit Melbourne, Australia, and stay at the Grand Hyatt Melbourne.
In addition, cardholders will receive complimentary Discoverist status in the World of Hyatt program as long as they keep the card open. Discoverist status can also be earned by staying 10 qualifying nights at Hyatt properties or earning 25,000 base points.
As a Discoverist, you will earn 5x points with Hyatt, plus a 10% bonus, for a total of 5.5x points. Hyatt Discoverist status includes benefits like 2 p.m. late checkout, preferred room upgrades, and elite check-in.
The Grand Hyatt Melbourne is a great place to use your Club Lounge access awards as an Explorist member. Image Credit: Hyatt
The World of Hyatt card boosts you towards achieving higher levels of elite status each year by starting you out with 5 elite night credits just for being a cardholder.
The World of Hyatt program has 3 elite status tiers: Discoverist, Explorist, and Globalist. All World of Hyatt cardholders receive automatic Discoverist status, while Explorist status and Globalist status require 30 elite nights and 60 elite nights, respectively.
Thanks to the 5 elite night credits from your World of Hyatt card, you’ll actually need just 25 elite nights each year to reach Explorist status and 55 elite nights to reach Globalist status.
5. Spend Your Way to Elite Status
As if the 5 annual elite night credits weren’t enough, the World of Hyatt card also gives you 2 elite night credits for every $5,000 you spend on the card. This means you can effectively spend your way to higher levels of Hyatt elite status without staying in Hyatt hotels.
Consider an example where a cardholder spends $20,000 on their World of Hyatt card throughout the year, about $1,667 a month, from a combination of Hyatt stays and their everyday purchases. This amount of spend would earn them 8 elite night credits, which, combined with the 5 elite night credits you receive for holding the card, brings you to 13 elite night credits.
With 13 elite night credits in tow, this brings the number of elite nights needed through actual Hyatt stays down to 17 nights for Explorist status and 47 nights for Globalist status. Put simply, the World of Hyatt card makes achieving higher levels of elite status much easier.
6. Earn an Extra Free Night Certificate
Want to earn an extra free night certificate? The World of Hyatt card allows you to do just that when you spend $15,000 on your card in a calendar year, and just like the free night certificate that comes with the card, it can be redeemed at any Category 1-4 Hyatt hotel or resort.
Travel and Shopping Protections
Like many credit cards provided by Chase, you have access to several travel protections with the World of Hyatt card.
Even when you’re not traveling, the World of Hyatt card can help ensure you can protect those purchases from some unfortunate circumstances.
7. Baggage Delay Insurance
No one wants to arrive at their destination only to discover their bags have been delayed. However, with the World of Hyatt card, you will be covered if your bags are delayed by at least 6 hours.
If this situation arises, Chase will reimburse you up to $100 daily for essentials (e.g., clothing and toiletries) for up to 5 days.
Even worse is when an airline loses your luggage and leaves you without any clothes for vacation or work meetings. With the lost luggage reimbursement benefit, Chase will cover you and any immediate family for lost luggage — whether it’s a carry-on or checked bag.
This benefit also covers damaged luggage and provides you and your immediate family with up to $3,000 in coverage.
9. Trip Interruption and Cancellation Insurance
If you have a vacation or work trip interrupted or canceled because of an illness, bad weather, or other situation as specified in the terms of the benefit, you could be eligible for reimbursement.
In these cases, you could be reimbursed for prepaid, non-refundable travel expenses up to $5,000 per person and up to $10,000 per trip.
10. Purchase Protection
With purchase protection, you can count on coverage against theft or damage to your new purchases for up to 120 days. You can file for up to $50,000 per account and up to $500 per claim.
Final Thoughts
For World of Hyatt loyalists, there is no better card to hold in your wallet than the World of Hyatt card. Using it will help you earn more World of Hyatt points each year, earn free night certificates, and reach higher levels of elite status within the World of Hyatt program.
You can then use your war chest of World of Hyatt points to book free nights at fantastic Hyatt hotels and enjoy those stays even more by receiving perks like late checkout and room upgrades thanks to your new Hyatt elite status.
The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Do points earned with the World of Hyatt card count toward elite status?
No. Points earned with the World of Hyatt card can be redeemed for award stays, but they aren’t base points that help you earn status. However, every $5,000 you spend on the card will earn you 2 elite night credits toward your next elite status level.
Can you transfer World of Hyatt points to airlines or other hotels?
You can transfer World of Hyatt points to airline partners, but the transfer rates are very poor. You’ll be better off using them to book award stays at Hyatt properties.
What points can be transferred to World of Hyatt points?
If you’re someone who visits Hyatt hotels at least a few times a year and you see the value in having World of Hyatt Discoverist status, an annual free night certificate, and all of the other benefits that the card offers, then yes, the World of Hyatt card is definitely worth having.
What credit score is needed for the World of Hyatt card?
No set credit score will guarantee your approval for the World of Hyatt card. However, if you have a credit score higher than 700, 2 years or more of clean credit history, and are under the Chase 5/24 rule, you should feel good about your chances of being approved for the card.
Do World of Hyatt members get free breakfast?
World of Hyatt members receive free breakfast at select Hyatt-branded hotels, including Hyatt Place, Hyatt House, and the all-inclusive Hyatt Ziva, Hyatt Zilara, and Miraval properties.
Free breakfast is not included at any other Hyatt hotels unless you are a World of Hyatt Globalist member.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
![10 Valuable Benefits of the World of Hyatt Credit Card [2023]](https://upgradedpoints.com/wp-content/uploads/2022/12/Park-Hyatt-Sydney-Opera-Deluxe.jpg?auto=webp&disable=upscale&width=1420&height=650&fit=crop)
