10 Valuable Benefits of the World of Hyatt Credit Card

Hyatt Regency Danang

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The World of Hyatt loyalty program allows members to book award stays at Hyatt hotels around the world. It has been a tremendously popular program among miles and points enthusiasts because of its reasonable redemption rates and some amazing properties.

The World of Hyatt Credit Card provides a great way to earn World of Hyatt points and comes with a number of perks that can improve your travel experience. Let’s take a look at what this card has to offer.

World of Hyatt Benefits

Hyatt might not have as many properties as Hilton or Marriott, but there are a bunch of reasons why you might want to get the World of Hyatt card.

Here’s the latest bonus information for the World of Hyatt card:

The World of Hyatt Credit Card - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

We like how you also get one free night at any Category 1–4 Hyatt hotel (or resort) every year after your cardmember anniversary. See how to best use your free night for maximum value!

1. Earn More World of Hyatt Points

When you use the World of Hyatt card, you will earn 4x points per $1 on every purchase at Hyatt hotels, including restaurants and spas, that can then be used to book award stays at Hyatt brands such as Grand Hyatt, Park Hyatt, and Andaz Hotels — even luxury properties.

You’ll also earn 2x points per $1 on purchases at restaurants, flights, fitness clubs and gym memberships, and transit purchases. All other purchases will earn 1x point per dollar spent.

Hot Tip: Check out some of the amazing ways you can redeem your World of Hyatt points for awesome award stays! 

2. Annual Free Night Certificate

Park Hyatt Siem Reap
You can use your annual free night certificate at the amazing Park Hyatt Siem Reap. Image Credit: Hyatt

Every year you have the card you will receive an annual free night certificate after your account anniversary. These certificates can be redeemed at any Category 1-4 Hyatt hotel or resort in the Hyatt portfolio.

Hyatt has some fantastic Category 4 hotels from which to choose, so you won’t have any problems finding a fun way to use your annual free night certificate. For example, you could visit Cambodia and stay at the Park Hyatt Siem Reap, or visit Melbourne, Australia and stay at the Grand Hyatt Melbourne.

Hot Tip: Don’t miss our article on the best ways to use a Hyatt Category 1-4 free night certificate!

3. Complimentary Discoverist Status

In addition, cardholders will receive complimentary Discoverist status in the World of Hyatt program as long as they keep the card open. Discoverist status can also be earned by staying 10 qualifying nights at Hyatt properties or by earning 25,000 base points (5 nights or earn 12,500 base points in 2021 due to COVID-19).

As a Discoverist, you will earn 5x points per dollar spent with Hyatt, plus a 10% bonus, for a total of 5.5x points per $1. Hyatt Discoverist status comes with benefits like 2 p.m. late checkout, preferred room upgrades, elite check-in, and M life Pearl status.

4. Complimentary Elite Night Credits

Grand Hyatt Melbourne Lounge
The Grand Hyatt Melbourne is a great place to use your Club Lounge access awards as an Explorist member. Image Credit: Hyatt

The World of Hyatt card gives you a boost towards achieving higher levels of elite status each year by starting you out with 5 elite night credits just for being a cardholder.

The World of Hyatt program has 3 elite status tiers, Discoverist, Explorist, and Globalist. All World of Hyatt cardholders receive automatic Discoverist status, while Explorist status and Globalist status require 30 elite nights and 60 elite nights, respectively (reduced 50% to 15 and 30 nights in 2021).

Thanks to the 5 elite night credits from your World of Hyatt card, you’ll actually need just 25 elite nights each year to reach Explorist status (10 in 2021), and 55 elite nights to reach Globalist status (25 in 2021).

5. Spend Your Way to Elite Status

As if the 5 annual elite night credits weren’t enough, the World of Hyatt card also gives you 2 elite night credits for every $5,000 you spend on the card. This means you can effectively spend your way to higher levels of Hyatt elite status without staying in Hyatt hotels.

Consider an example where a cardholder spends $20,000 on their World of Hyatt card throughout the year, about $1,667 a month, from a combination of Hyatt stays and their everyday purchases. This amount of spend would earn them 8 elite night credits, which, when combined with the 5 elite night credits you receive for holding the card, brings you to a total of 13 elite night credits.

With 13 elite night credits in tow, this brings the number of elite nights needed through actual Hyatt stays down to 17 nights for Explorist status (2 in 2021), and 47 nights for Globalist status (17 in 2021). Put simply, the World of Hyatt card makes achieving higher levels of elite status much easier, especially in 2021.

Hot Tip: Don’t miss a single change to the World of Hyatt program in 2021 — check out our guide Coronavirus (COVID-19): Hotel Elite Status Extensions, Changes, and Updates.

6. Earn an Extra Free Night Certificate

Want to earn an extra free night certificate? The World of Hyatt card allows you to do just that when you spend $15,000 on your card in a calendar year, and just like the free night certificate that comes with the card, it can be redeemed at any Category 1-4 Hyatt hotel or resort.

Travel & Shopping Protections

Like many credit cards provided by Chase, you have access to a number of travel protections with the World of Hyatt card.

Even when you’re not traveling, the World of Hyatt card can help ensure you’re able to protect those purchases from some unfortunate circumstances.

7. Baggage Delay Insurance

No one wants to arrive at their destination only to find out that their bags have been delayed. However, with the World of Hyatt card, you will be covered if your bags are delayed by at least 6 hours.

If this situation arises, Chase will reimburse you up to $100 per day for essentials (e.g., clothing and toiletries) for up to 5 days.

8. Lost Luggage Reimbursement

Even worse is when an airline loses your luggage and leaves you without any clothes for your vacation or work meetings. With the lost luggage reimbursement benefit, Chase will cover you and any immediate family for lost luggage — whether it’s a carry-on or checked bag.

This benefit also covers damaged luggage and provides you and your immediate family up to $3,000 in coverage.

9. Trip Interruption and Cancellation Insurance

If you have a vacation or work trip interrupted or canceled because of an illness, bad weather, or other situation as specified in the terms of the benefit, you could be eligible for reimbursement.

In these cases, you could be reimbursed for prepaid, non-refundable travel expenses up to $5,000 per person, and up to $10,000 per trip.

10. Purchase Protection

With purchase protection, you can count on coverage against theft or damage to your new purchases for up to 120 days. You are eligible to file for up to $50,000 per account and up to $500 per claim.

Final Thoughts

For World of Hyatt loyalists, there really is no better card to hold in your wallet than the World of Hyatt card. Using it will help you earn more World of Hyatt points each year, earn free night certificates, and reach higher levels of elite status within the World of Hyatt program.

You can then use your war chest of World of Hyatt points to book free nights at fantastic Hyatt hotels, and enjoy those stays even more by receiving perks like late checkout and room upgrades thanks to your new Hyatt elite status.


Frequently asked questions

Do points earned with the World of Hyatt card count toward elite status?

No. Points earned with the World of Hyatt card can be redeemed for award stays, but they aren’t base points that help you earn status. However, every $5,000 that you spend on the card will earn you 2 elite night credits towards your next level of elite status.

Can you transfer World of Hyatt points to airlines or other hotels?

You can transfer World of Hyatt points to airline partners, but the transfer rates are very poor. You’ll be better off using them to book award stays at Hyatt properties.

What points can be transferred to World of Hyatt points?

You can transfer Chase Ultimate Rewards to World of Hyatt at a 1:1 ratio. These transfers process almost instantly.

Is the World of Hyatt card worth it?

If you’re someone who visits Hyatt hotels at least a few times a year and you see the value in having World of Hyatt Discoverist status, an annual free night certificate, and all of the other benefits that the card offers, then yes the World of Hyatt card is definitely worth having.

What credit score is needed for the World of Hyatt card?

There is no set credit score that will guarantee your approval for the World of Hyatt card. However, as long as you have a credit score higher than 700, 2 years or more of clean credit history, and you’re under the Chase 5/24 rule, then you should feel good about your chances of being approved for the card.

Do World of Hyatt members get free breakfast?

World of Hyatt members receive free breakfast at select Hyatt-branded hotels including Hyatt Place, Hyatt House, and the all-inclusive Hyatt Ziva, Hyatt Zilara, and Miraval properties.

Free breakfast is not included at any other Hyatt hotels unless you are a World of Hyatt Globalist member.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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