6 Best Ways To Use 100K Chase Sapphire Preferred Bonus Points

The Chase Sapphire Preferred^® Card has been one of the most popular credit cards on the market for several years.

Chase Ultimate Rewards points can be transferred to both airline and hotel partners for award flights and hotel stays. Additionally, you can use your Chase Ultimate Rewards points through the Chase Travel portal at a rate of 1 cent per point or up to 1.75 cents per point when booking select travel with a Points Boost offer, which can be particularly useful when there are cheap cash flights available. In other words, some of the ways to use Chase points are better than others, and when you use them right, you can get amazing value from them.

Let’s take a look at how many Ultimate Rewards points you can expect to earn quickly once you’ve been approved for the card — and how you can get great value out of those points.

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Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.74% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

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Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
• 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 27.99% Variable
• Foreign Transaction Fees: None

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Chase Ultimate Rewards

6 Best Ways To Use 100,000 Ultimate Rewards Points

You might be wondering what Ultimate Rewards points can really get you. Since there are several Chase airline and hotel partners, you have lots of ways to redeem Ultimate Rewards points.

Here are some great ways you can use your Ultimate Rewards points so you can start traveling right away!

1. Business Class to Europe With Promo Rewards (Air France-KLM Flying Blue): $3,000 Value

If you want to try business class to or from Europe on Air France or KLM, you can do so at the standard rate of 60,000 Flying Blue miles. Fortunately, Air France-KLM Flying Blue runs promotional rewards every month to help you get even more value.

Promo rewards are listed at 25% to 50% off the standard award price. While it’s been a long time since we’ve seen a 50% business class promo for a flight between Europe and the U.S., 25% off is still a great deal. Rather than needing 60,000 Flying Blue miles, you’d only need 45,000 miles. This would allow you to fly round-trip in business class from 1 welcome bonus offer alone!

Very often, there will be at least 1 city in the U.S. on the list, which could make this the perfect chance for you to fly business class to Europe.

2. Short Flights While Traveling Abroad (British Airways Avios): $1,000 Value

If you fly all the way to Europe, Asia, or even Australia, you might want to see more than 1 amazing city after traveling such a long way. Fortunately, you can use British Airways Avios to hop around from city to city on several continents rather than using cash for each additional flight.

For flights under 650 miles, you only need 4,500 Avios for an economy award ticket. Make sure you’re looking for nonstop flights whenever possible since British Airways uses a distance-based award chart. This means they add up the flight distance of each segment, which could push you into the next redemption tier of their chart and require more Avios.

Let’s take a look at a few examples of how you can use Avios to see even more fun places on your next trip. If you visit London, you could then book a flight to Paris (CDG) for 4,500 Avios. Next, you could hop over to Madrid (MAD) for another 4,500 Avios.

Because British Airways uses a distance-based chart, you could even book a very short round-trip ticket for 9,000 Avios. This is a great way to include London on a European adventure without getting hit with high taxes and fees flying out of the U.K.

Here’s how you could make it work: If you fly from the U.S. to Amsterdam (AMS), Brussels (BRU), Munich (MUC), or Paris (there are more options, too), you can book a round-trip ticket from one of these cities to London for only 9,000 Avios total. This is particularly useful when flying with multiple people since cash ticket prices can add up quickly in some of these European cities.

If your flights are longer than 650 miles, you can still find great value with British Airways Avios when flying within Asia and Europe, as they often have some of the better redemption rates for both economy class and business class.

3. Round-Trip to Europe on a Star Alliance Airline (United MileagePlus): $1,000 Value

One of the easiest ways to book a trip to Europe is with United MileagePlus miles. For as few as 60,000 Ultimate Rewards transferred to your United account, you can book a round-trip economy class award ticket to Europe.

Many of United’s Star Alliance partners require you to pay carrier-imposed surcharges when you book awards through their respective programs. Fortunately, United MileagePlus does not hit you with these surcharges, so you only need to take care of the taxes and fees.

4. Crazy Cheap Award Flights to Morocco, Algeria, and More (Air France-KLM Flying Blue): $1,000 Value

Another great sweet spot for an economy class award is with Air France-KLM Flying Blue. You can fly from the U.S. to places like Algeria and Morocco for as few as 60,000 Flying Blue miles. That’s not the total for a one-way award ticket, though: It’s the total miles required for a round-trip economy class award.

You might wonder how this is possible. Well, Air France-KLM Flying Blue classifies both of these countries — as well as a few other countries in North Africa — as part of the European region. This classification makes Flying Blue a go-to program for booking economy class award flights to Algeria, Morocco, and more.

Prefer to fly business class? You could even book a one-way business class award ticket starting at 60,000 Flying Blue miles. So 100,000 points earned on the Chase Sapphire Preferred card nearly gives you enough points to fly business class round-trip!

5. Turn the Southwest Companion Pass Into Even More Trips (Southwest Rapid Rewards): $1,000 to $2,000 Value

Have the Southwest Companion Pass? Earning 100,000 points from the Chase Sapphire Preferred card instantly opens up a ton of options for you.

Sure, you can book 2-for-1 cash tickets to take advantage of the Companion Pass, but you can also book the same flights by transferring Ultimate Rewards to your Southwest Rapid Rewards account and booking award flights. In other words, the 2-for-1 deal applies to award flights, as well! Even with Southwest making major (unpleasant) changes to its Rapid Rewards program in March 2025, it is still possible to find value when flying Southwest, especially if you have the Companion Pass.

With flights operating across the U.S. and to Mexico, the Caribbean, and Central America, you and your designated companion will be able to have serious fun.

6. 2 Nights at the Park Hyatt Sydney (World of Hyatt): $1,800 Value

One of the biggest advantages of Chase Ultimate Rewards points is that they can be transferred to your World of Hyatt account to book award stays. Hyatt has amazing properties around the world that you won’t want to miss.

A favorite of many is the Park Hyatt Sydney, with its amazing views of Sydney Harbour and the Sydney Opera House. Not only do you get a fantastic view, but the rooms are phenomenal, and the service is top-notch. You also have easy access to ferries that can take you across the harbor to Manly Beach and the Sydney Zoo. If you like heights, you can go just around the corner to the Sydney Harbour Bridge. You can even schedule a tour of the bridge and climb to the top!

The Park Hyatt Sydney is a Category 8 hotel in Hyatt’s award chart, which means that it costs 40,000 World of Hyatt points during the standard calendar (45,000 points during the peak season or 35,000 during off-peak). Keep in mind that 40,000 Chase Ultimate Rewards points are worth 40,000 World of Hyatt points when transferred to Hyatt, allowing you to book 2 free nights at this incredible hotel.

Final Thoughts

There are so many ways to utilize 100,000 points from the Chase Sapphire Preferred card. Any of the scenarios above would be a blast, and there are plenty more fun ways to redeem Ultimate Rewards points.

Make sure you have a plan to hit the minimum spending requirement to earn the sign-up bonus so you don’t miss out on a large chunk of points. It will all be worth it once you book your next amazing vacation or getaway!