Chase Sapphire Reserve Card — How To Use the $288 Apple TV+ and Apple Music Credits

The Chase Sapphire Reserve^® recently got a major boost. Chase has added a ton of new benefits, increased earning rates on a handful of categories (up to 10x in some categories), and introduced an eye-watering, considerably higher annual fee.

One of the exciting new benefits on the Chase Sapphire Reserve card is a $288 credit toward Apple TV+ and Apple Music when you enroll in Chase’s mobile app.

Before getting into the nuts and bolts of the Apple TV+ and Apple Music statement credits, it’s essential to go over what makes the Chase Sapphire Reserve card one of the best premium travel cards on the market. Let’s take a look.

Chase Sapphire Reserve Card Overview

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Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

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Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

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Chase Sapphire Reserve Card Benefits

The Chase Sapphire Reserve card offers several new benefits, including Apple TV+ and Apple Music statement credits.

In fact, you can get well over $3,000 in annual value with the Chase Sapphire Reserve card on travel, lifestyle, and more. Additionally, the card also earns some of the highest bonus points in categories such as travel and dining, surpassing those of most premium travel rewards cards.

Here’s a look at some of the benefits of the Chase Sapphire Reserve card:

• 8x points on all Chase Travel purchases for airline tickets, hotels (including The Edit), rental cars, cruises, activities, and tours
• 4x points on flights and hotels when booking directly
• 3x points on dining worldwide, including eligible delivery
• $300 annual travel credit
• $500 credit for stays with The Edit (up to $250 for each prepaid booking of 2 nights or more with The Edit, up to $500 annually)
• Up to $250 in statement credits for select prepaid hotel stays booked through Chase Travel at IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts properties (2-night minimum stay required; through December 31, 2026)
• Global Entry, TSA PreCheck, or NEXUS fee credit of up to $120 every 4 years
• Lounge access, including Chase Sapphire Lounge by The Club, Priority Pass, and select Air Canada Maple Leaf Lounges (when flying on a Star Alliance carrier)
• Complimentary IHG One Rewards Platinum Elite status through December 31, 2027
• Up to $150 in statement credits every 6 months (up to $300 annually) for dining at restaurants that are part of Sapphire Reserve Exclusive Tables
• $300 StubHub and viagogo credit
• Trip cancellation and interruption insurance, auto rental coverage, and lost luggage reimbursement
• No foreign transaction fees
• Complimentary Apple TV+ and Apple Music (through June 22, 2027), a value of $288 annually

Apple TV+ and Apple Music Credits: How Do They Work?

Your Chase Sapphire Reserve card includes complimentary subscriptions to both Apple TV+ (valued at $12.99 monthly) and Apple Music (valued at $10.99 per month) through June 22, 2027.

Here’s how to register for the credits (you only need to do this once):

• First, open the Chase Mobile app on your phone and navigate to Card Benefits.
• Next, search for the Apple TV+ and Apple Music offers and follow the prompts to link your Apple ID.
  • To find your Apple ID, go to your Apple device’s (if you have one) Settings and tap your name at the top. Your Apple ID should be displayed below your name. If this doesn’t work, you can visit appleid.apple.com or iCloud.com to see your ID on the sign-in screen. If you don’t have an Apple ID, you can create one at iCloud.com. 
• Once that’s taken care of, activate your complimentary subscriptions.

Note that if you have a paid Apple TV+ subscription purchased directly through Apple, it will be suspended when you enroll through Chase. If you cancel your complimentary Apple TV+ subscription through Chase, your paid Apple TV+ subscription purchased directly through Apple resumes. 

Finally, this subscription doesn’t cancel out any fee you may incur with a concurrent Apple One subscription, which also includes Apple TV+ and Apple Music. Your Apple One subscription through Apple runs concurrently unless you cancel your existing subscription. 

Are the Apple TV+ and Apple Music Credits Worth It?

Like many premium credit cards, the Chase Sapphire Reserve card has rebranded to offer travel benefits as well as perks that enhance daily life.

Apple TV+ and Apple Music are used by millions daily. Apple TV+ alone makes it worth it, offering some of the most exciting original shows, such as “Severance” and “The Morning Show,” with no ads.

Apple Music is home to a massive music catalog and lets you stream music in spatial audio, a 3D effect that creates an immersive experience.

If you’re already paying for either membership — or didn’t want memberships because you didn’t want to pay — these statement credits are a fantastic way to save money and keep you entertained at the same time.

Final Thoughts

The Chase Sapphire Reserve card offers many fantastic benefits, including elevated earnings on travel, airline lounge access, and hotel elite status, plus hundreds of dollars in value in statement credits.

One of the new benefits on the refreshed card is a complimentary Apple TV+ and Apple Music membership through June 2027. While it may not be the benefit you open the card for, it’s certainly one you’ll want to use.