Citi Diamond Preferred Card – Review

Name: Citi Diamond Preferred Card – Review
Item: Citi Diamond Preferred Card
Rating: 3.5
Author: Alex Miller

Updated: November 15, 2024, 9:40am CST

Edited by:

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Citi^® Diamond Preferred^® Card

U.P. Rating

3.5

Welcome Offer
None
Annual Fee
$0
APR
0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. After that the variable APR will be 17.49% to 28.24%. Note that 0% intro APR is on purchases starting from date of account opening.
Credit Recommended
Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Citi^® Diamond Preferred^® Card

This card has no annual fee with its strongest point being its introductory APR period on purchases and balance transfers.

U.P. Rating

3.5

Summary

The Citi^® Diamond Preferred^® Card is a no-annual-fee card that comes with a generous introductory APR period on purchases and balance transfers.

Card Details

Card Snapshot

Welcome Bonus & Info

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.49% to 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO^® Score online.
With Citi Entertainment^®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
No Annual Fee – our low intro rates and all the benefits don’t come with a yearly charge.

Card Categories

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Citi Diamond Preferred card vs. Citi Strata Premier℠ Card

The information regarding the Citi^® Diamond Preferred^® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.