What is the annual fee on the Kroger Mastercard?

The Kroger Mastercard does not charge an annual fee.

Kroger REWARDS World Mastercard^®- Review [2024]

Updated: September 30, 2024, 1:48pm CDT

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Kroger REWARDS World Elite Mastercard^®- Review [2023]

U.P. Rating

Apply Now(at Kroger's secure site)

Annual Fee
$0

Kroger REWARDS World Elite Mastercard^®- Review [2023]

The Kroger Mastercard helps you earn more cash-back with up to 5% cash-back rewards on your Kroger purchases with no annual fee.

U.P. Rating

Apply Now(at Kroger's secure site)

Summary

The information regarding the Kroger REWARDS World Elite Mastercard^® was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.

Earn up to 5% cash-back on mobile wallet and Kroger Pay transactions, 2% cash-back on purchases inside Kroger stores, and 1% back everywhere else. Plus, you can save an additional 55 cents per gallon of fuel each time you redeem at least 100 Fuel Points at Kroger Fuel Centers for the first year.

Card Details

Card Snapshot

Welcome Bonus & Info

Up to 5% cash-back on mobile wallet and Kroger Pay transactions on up to $3,000 in purchases each year and 2% back thereafter
2% cash-back on purchases inside Kroger stores
1% cash-back everywhere else
Save an additional 55¢ per gallon of fuel each time you redeem at least 100 Fuel Points at Kroger Fuel Centers for the first year
Earn 2x Fuel Points and $59 toward a free Next-Day Delivery Boost membership after you apply and are approved for the credit card, and complete your Boost enrollment
No annual fee

Pros & Cons

Pros

Up to 5% cash-back on mobile wallet and Kroger Pay transactions on up to $3,000 in purchases each year and 2% back thereafter
2% cash-back on purchases inside Kroger stores
1% cash-back everywhere else
Save an additional 55¢ per gallon of fuel each time you redeem at least 100 Fuel Points at Kroger Fuel Centers for the first year
Earn 2x Fuel Points and $59 toward a free Next-Day Delivery Boost membership after you apply and are approved for the credit card, and complete your Boost enrollment
No annual fee

Cons

5% cash-back category is limited to up to $3,000 in Kroger Pay and mobile wallet transactions each year
Must have at least 1,000 points ($10) to redeem cash-back for Kroger purchases and 2,500 points ($25) to redeem for a statement credit

Kroger REWARDS World Elite Mastercard®- Review [2023]

Kroger REWARDS World Elite Mastercard®- Review [2023]

Card Snapshot

Welcome Bonus & Info

Pros

Cons

Upgraded Points: Expertise You Can Trust

The U.P. Rating System

Kroger REWARDS World Elite Mastercard^®- Review [2023]

Kroger REWARDS World Elite Mastercard^®- Review [2023]