Amex Saks Fifth Avenue Credit and Dell Credit Reset

Updated: July 1, 2025, 8:16am CDT

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Saks Fifth Avenue and Dell Statement Credits Have Reset
Final Thoughts

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Cardholders of The Platinum Card^® from American Express and The Business Platinum Card^® from American Express receive quite a few annual credits throughout the year. Some credits can be used at any point throughout the year, others are monthly, and some are biannual — meaning you get part of the credit in each half of the year.

Cardholders of either the personal or business version of the Amex Platinum card are now eligible to use these credits once again as they reset in the second half of the year, which is July 1.

Saks Fifth Avenue and Dell Statement Credits Have Reset

For those not familiar, personal Amex Platinum cardholders receive up to $100 in annual statement credits at Saks Fifth Avenue upon enrollment, paid out as a $50 statement credit for purchases made in each half of the year: From January 1 to June 30 and the other $50 for purchases made between July 1 and December 31.

Woman with Dell laptop — Use your statement credits to offset new Dell products or a new outfit! Image Credit: Dell

Amex Business Platinum cardholders receive up to annual statement credits on Dell technology purchases upon enrollment. From July 1 to December 31 this year, cardholders can receive up to $150 in statement credits toward purchases made directly with Dell in the U.S., plus up to $1,000 in additional statement credits after spending $5,000 or more on qualifying Dell purchases. For every year after, the credit will not have a reset or bi-annual difference as the credit will simply be: receive up to $150 in statement credits on U.S. purchases directly with Dell Technologies on your card, and an additional $1,000 statement credit after you spend $5,000 or more on your card in the same calendar year.

Now that we’re in the second half of the year, those with either card can use their statement credit to save on purchases with both merchants.

If you’re looking to get even more value, try stacking these statement credits with rewards from a shopping portal like Rakuten or by using an applicable Amex Offer upon enrollment. With both Dell and Saks Fifth Avenue, you can occasionally earn anywhere from 2% to 14% cash-back (or 2x to 14x Amex Membership Rewards points) when shopping through the Rakuten portal. This allows you to earn extra cash-back or points for making a purchase that will be credited back to you!

Final Thoughts

Annual credits on credit cards are sometimes difficult to remember to use. You certainly don’t want to wait until the last minute and end up missing out, as items shipped after the deadline may not be charged to your credit card in time for this half of the year’s credit. So, if you have a current use for these credits, go ahead and put those Dell and Saks Fifth Avenue statement credits to good use! Be sure to enroll in this benefit through your American Express account.

For inspiration on how to spend your credits, we have a guide to the best products you can buy with the Amex Platinum card’s Saks Fifth Avenue credits and the best products you can buy with the Amex Business Platinum card’s Dell credits.