Bilt Mastercard Now Lets You Pay Landlords Directly via Its App

Bilt Mastercard is one of the newest credit cards on the market as of a few months ago, and while it doesn’t have an annual fee, it actually provides a really great suite of benefits and points-earning opportunities.

One of the most unique features of the card is that it allows you to pay your rent on the card for no additional fee, and you’re able to earn 1 point per dollar spent. By simply paying your rent you’d otherwise cut a check for, you now can earn points!

Table of Contents

What’s Changing?
Bilt Card Specifics
Final Thoughts

What’s Changing?

Bilt is unique in that it allows you to pay your rent via a credit card, something the vast majority of credit cards charge a fee for.

While Bilt previously allowed rent to be paid via a manually sent check in the mail (but you’d still earn points on your Bilt card), it has now introduced the ability for you to pay via an ACH transfer directly within its Bilt Rewards app, allowing you to pay your landlord via their specific rental payment portal website — a huge game-changer for the card.

Even when you pay via an ACH transfer, you’ll still earn 1 point per dollar spent (up to 50,000 points every year), and it’s the same process and earning had you put the total rent charge on your credit card.

Bilt Mastercard against blue background — The Bilt card will now let you pay your rent by ACH. Image Credit: Bilt

Bilt Card Specifics

The Bilt card earns 3x points on all dining, 2x points on travel (specifically, airlines, hotels, and rental cars) and 1 point on everything else, including rent, for no annual fee.

In addition to these point earnings, you can enjoy:

No foreign transaction fees
Primary rental car insurance
Cell phone damage insurance
Lyft, Hello Fresh, DoorDash, Fandango, and Shoprunner credits

Bilt has a number of unique travel partners that you can transfer your points to:

American and Hyatt are unique on this list as their points are otherwise fairly tough to come by.

Final Thoughts

The Bilt card is an all-around great credit card for everyday spend, and the fact that it accumulates points for paying your rent — which can be several thousands of dollars a month — is an absolute no-brainer. With no annual fee, this card makes sense for anyone who owes a monthly rent and values travel and points transfers.

Information regarding the Bilt Mastercard was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

4 comments

Jeannette July 11, 2022

Would you happen to know if when the landlord receives the payment it comes from BILT or in the renter’s name?

Jarrod West July 12, 2022
Hi Jeannette,
The payment is sent from Bilt but it will be in your name so that your landlord knows to apply it to your account.
Reply

Boon Tiak Pang August 9, 2022

My landlord wants me to initiate an ACH to pay him. Does Bilt support that mode of rental payment, or does the ACH initiation have to come from the landlord?

Jarrod West August 9, 2022
Hi Boon,
To my knowledge, Bilt does not offer ACH.
Reply

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Bilt Mastercard Now Lets You Pay Landlords Directly via Its App

What’s Changing?

Bilt Card Specifics

Final Thoughts

About James Larounis

4 comments

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What’s Changing?

Bilt Card Specifics

Final Thoughts

About James Larounis

4 comments

Any thoughts or questions? Comment below! Cancel reply

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Advertiser Disclosure