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Bilt Mastercard is one of the newest credit cards on the market as of a few months ago, and while it doesn’t have an annual fee, it actually provides a really great suite of benefits and points-earning opportunities.
One of the most unique features of the card is that it allows you to pay your rent on the card for no additional fee, and you’re able to earn 1 point per dollar spent. By simply paying your rent you’d otherwise cut a check for, you now can earn points!
Bilt is unique in that it allows you to pay your rent via a credit card, something the vast majority of credit cards charge a fee for.
While Bilt previously allowed rent to be paid via a manually sent check in the mail (but you’d still earn points on your Bilt card), it has now introduced the ability for you to pay via an ACH transfer directly within its Bilt Rewards app, allowing you to pay your landlord via their specific rental payment portal website — a huge game-changer for the card.
Even when you pay via an ACH transfer, you’ll still earn 1 point per dollar spent (up to 50,000 points every year), and it’s the same process and earning had you put the total rent charge on your credit card.
Bilt Card Specifics
The Bilt card earns 3x points on all dining, 2x points on travel (specifically, airlines, hotels, and rental cars) and 1 point on everything else, including rent, for no annual fee.
In addition to these point earnings, you can enjoy:
- No foreign transaction fees
- Primary rental car insurance
- Cell phone damage insurance
- Lyft, Hello Fresh, DoorDash, Fandango, and Shoprunner credits
Bilt has a number of unique travel partners that you can transfer your points to:
American and Hyatt are unique on this list as their points are otherwise fairly tough to come by.
The Bilt card is an all-around great credit card for everyday spend, and the fact that it accumulates points for paying your rent — which can be several thousands of dollars a month — is an absolute no-brainer. With no annual fee, this card makes sense for anyone who owes a monthly rent and values travel and points transfers.
Information regarding the Bilt Mastercard was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Featured Image Credit: Prostock-studio via Adobe Stock
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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.