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Bilt Mastercard Now Lets You Pay Landlords Directly via Its App

James Larounis's image
James Larounis
James Larounis's image

James Larounis

Senior Content Contributor

563 Published Articles 1 Edited Article

Countries Visited: 30U.S. States Visited: 35

James (Jamie) started The Forward Cabin blog to educate readers about points, miles, and loyalty programs. He’s spoken at Princeton University and The New York Times Travel Show and has been quoted in...

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Bilt Mastercard is one of the newest credit cards on the market as of a few months ago, and while it doesn’t have an annual fee, it actually provides a really great suite of benefits and points-earning opportunities.

One of the most unique features of the card is that it allows you to pay your rent on the card with no additional transaction fee, and you’re able to earn 1 point per dollar spent. By simply paying your rent you’d otherwise cut a check for, you now can earn points!

What’s Changing?

Bilt is unique in that it allows you to pay your rent via a credit card, something the vast majority of credit cards charge a fee for.

While Bilt previously allowed rent to be paid via a manually sent check in the mail (but you’d still earn points on your Bilt card), it has now introduced the ability for you to pay via an ACH transfer directly within its Bilt Rewards app, allowing you to pay your landlord via their specific rental payment portal website — a huge game-changer for the card.

Even when you pay via an ACH transfer, you’ll still earn 1 point per dollar spent (up to 100,000 points in a calendar year), and it’s the same process and earning had you put the total rent charge on your credit card.

Bilt Mastercard against blue background
The Bilt card will now let you pay your rent by ACH. Image Credit: Bilt

Bilt Card Specifics

The Bilt card earns 3x points on all dining, 2x points on travel (specifically, airlines, hotels, and rental cars), and 1x points on other purchases, including rent, for no annual fee.

In addition to these point earnings, you can enjoy:

  • No foreign transaction fees
  • Lyft, Hello Fresh, Fandango, and Shoprunner credits

Bilt has a number of unique travel partners that you can transfer your points to:

Hyatt is unique on this list as its points are otherwise fairly tough to come by.

Final Thoughts

The Bilt card is an all-around great credit card for everyday spend, and the fact that it accumulates points for paying your rent — which can be several thousands of dollars a month — is an absolute no-brainer. With no annual fee, this card makes sense for anyone who owes a monthly rent and values travel and points transfers.

Information regarding the Bilt Mastercard was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 
James Larounis's image

About James Larounis

James (Jamie) started The Forward Cabin blog to educate readers about points, miles, and loyalty programs. He’s spoken at Princeton University and The New York Times Travel Show and has been quoted in dozens of travel publications.

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