Qatar offers several co-branded credit cards, but the best way to earn Avios is by spending on a transferable point credit card.
Qatar Airways partners with 3 of the 5 transferable point partners, making nearly any redemption within reach. More on this below.
Qatar Airways Credit Cards
It’s true that Qatar offers a few credit cards through different financial partners, however, it makes more sense to focus on its U.S. point-earning partners.
The reason why is because you can land larger welcome bonuses and earn more on your spend with these partners relative to spending on the Qatar credit cards.
Citibank Credit Cards
Earning Citi ThankYou points can prove to be challenging for a few reasons.
It’s primarily because Citibank simply doesn’t have that many ThankYou point earning credit cards.
With programs like Amex and Chase offering business and personal credit card products, the only Citibank cards that you want to focus on are personal credit cards.
It’s not all doom and gloom with Citibank though and here’s why. Citibank offers transfer bonuses to some of its airline partners, many of whom are unique, further increasing the value of the points that you earn.
The bank’s current lineup includes four ThankYou point earning credit cards, one that’s only for students, and a fifth card that requires a product change from an existing Citibank card. More information about the cards can be found here:
Capital One Credit Cards
Capital One ended 2018 strong by revamping its award program to compete against the heavyweights Amex and Chase.
This is great news for consumers because it opened up a fifth transferable point program, a fourth by a U.S. bank.
What’s interesting with Capital One is that its business credit cards count against the Chase 5/24 number. If you’re not familiar with the 5/24 rule, we have a post covering it in detail here.
With a combination of business and personal credit cards from Capital One, you have the opportunity to earn more Capital One points.
If you’re interested in these products, more information about the cards can be found on the tables below.
Recommended Miles-Earning Capital One Cards (Personal)
Recommended Miles-Earning Capital One Cards (Business)
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Marriott Credit Cards
Closing out our list of transferable point programs, we have an old faithful in Marriott.
For those not familiar with Marriott’s point structure, read closely because it’s unique. For every 60,000 Marriott points that you transfer to most airline partners, you’ll receive a 5,000-point bonus in the form of airline miles.
The transfer ratio of Marriott points to most airlines is 3:1, so 60,000 Marriott points become 25,000 Qatar Airways miles with the 5,000-point bonus (60,000 / 3 = 20,000 + 5,000 = 25,000).
Recommended Marriott Cards
Other Hotel Partner Credit Cards
You might be wondering if there are other hotel partners like Marriott which provide you with the opportunity to transfer points for miles.
Unfortunately, brands like Hilton and Hyatt typically have horrendous transfer ratios to airlines and thus yield bad value. We don’t recommend these types of transfers for that reason.
If you’re either in a bind or are looking to top off an airline account, that’d be the only reason to transfer points from a hotel program to Qatar Airways.
