Chase Sapphire Preferred Card Relaunches Massive 100K Welcome Bonus Offer

Earning 100,000 Ultimate Rewards points from a single card is almost unheard of, but now the opportunity is back with the Chase Sapphire Preferred^® Card.

This crowd-favorite travel credit card is offering an exceptional six-figure welcome bonus for a limited time. Eligible applicants can earn 100,000 bonus points after spending $5,000 within the first 3 months of account opening. In short, this is the largest welcome bonus offer the card has ever offered, making a return after nearly 4 years.

If you want to maximize rewards for flights, hotels, or other travel redemptions, here’s what you need to know about this valuable welcome offer — including how you might qualify even if you already have the card.

Chase Sapphire Preferred Card 100K Welcome Offer

The Chase Sapphire Preferred card is an amazing travel credit card with a manageable $95 annual fee. It checks all the right boxes: a valuable rewards program, high earning potential, travel protections and primary rental car insurance, practical everyday credits, and no foreign transaction fees.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

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Card Highlights

• Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Checking the Chase Sapphire Preferred card’s welcome offer history, this card’s welcome offer has typically been 60,000 bonus points. However, this time, the value is much higher, as eligible applicants can earn an impressive 100,000 bonus points for a limited time.

The minimum spending requirement is $5,000 in the first 3 months of account opening. After meeting the spending requirement, it will take 1-2 billing cycles for these points to reflect in your Chase Ultimate Rewards balance.

The timing of this welcome bonus offer couldn’t be more perfect if you plan on taking a vacation in the latter half of 2025. Chase Ultimate Rewards points are versatile for flights, hotels, and more. In fact, Upgraded Points estimates this welcome bonus offer to be worth a whopping $2,000, as Ultimate Rewards points are valued at approximately 2 cents apiece for travel redemptions.

Can You Get Another Chase Sapphire Preferred Card Welcome Offer?

Here’s the scoop: Even if you already have the Chase Sapphire Preferred card, you may be eligible for the welcome bonus offer (again). However, there are a couple of Chase application rules to familiarize yourself with.

First, Chase specifies that you cannot earn another welcome bonus offer on the Chase Sapphire Reserve^® or Chase Sapphire Preferred card within 48 months — across both cards, meaning earning a bonus on one of these cards also impacts the other. However, if more than 4 years have passed since you last received a bonus on either card, you may be eligible for the new 100,000-point offer.

Lastly, Chase’s unwritten 5/24 rule means you’re unlikely to be approved for the Chase Sapphire Preferred card if you’ve opened 5 or more cards — from any issuer — within the previous 24 months.

So, to recap:

• Your last welcome bonus offer on the Chase Sapphire Preferred card or Chase Sapphire Reserve card must have been earned more than 48 months ago.
• You should have opened fewer than 5 credit cards (from any bank) in the past 24 months to maximize your chances of approval for a new Chase Sapphire Preferred card.

Furthermore, Chase permits only 1 Sapphire card per person at a time. If you meet both eligibility criteria, you could downgrade your Chase Sapphire Preferred card — to a card like the Chase Freedom Unlimited^® — and then reapply for the card while the 100,000-point bonus is available.

Final Thoughts

The amazing 100,000-point offer has returned for the Chase Sapphire Preferred card — but not for long. If you’re eligible, now is the time to apply and take advantage of this generous welcome bonus offer. With unbeatable rewards and perks, it’s a must-have for travelers.