10 Luxury Hotels You Can Book With Amex Platinum’s New $600 Credit

The Platinum Card^® from American Express and The Business Platinum Card^® from American Express are easily one of the most lucrative travel cards out there, offering perks like hotel elite status, statement credits, and airport lounge access (some require prior enrollment).

Both cards received a major refresh recently, and one of the best new benefits is an annual statement credit of up to $600 for prepaid nights at American Express Fine Hotels + Resorts or The Hotel Collection properties. 

Every calendar year, cardholders can receive up to $300 in statement credits semi-annually (January to June, and July to December). The Hotel Collection requires a 2-night minimum stay.

With that said, let’s dive into the 10 best ultra-luxe hotels you can book with this new credit.

Amex Fine Hotels + Resorts vs. The Hotel Collection

The Amex Platinum card and the Amex Business Platinum card are considered the best premium rewards cards, mostly because of the fantastic travel benefits, especially hotel benefits, included with both cards:

• Up to $600 prepaid hotel credit
• 5x Membership Rewards points on prepaid hotels booked with AmexTravel.com
• Hilton Honors Gold status and Marriott Bonvoy Gold Elite status upon enrollment
• Access to Amex’s Fine Hotels + Resorts program

Both cardholders can book luxury hotels through AmexTravel.com in 2 ways. The first is the Fine Hotels + Resorts (FHR) program, which offers exclusive benefits at high-end properties worldwide, such as Waldorf Astoria, Park Hyatt, and The Ritz-Carlton:

• Room upgrade upon arrival (when available)
• Daily breakfast for 2 guests
• Guaranteed 4 p.m. late checkout
• Noon check-in, when available
• Complimentary Wi-Fi
• Unique property credit, such as a spa or food and beverage credit valued at a minimum of $100

The Hotel Collection is also available on AmexTravel.com and offers premium benefits on stays of at least 2 nights at select properties across the globe. Think of it as the little brother to the Fine Hotels + Resorts program. With a Hotel Collection booking, you’ll receive benefits such as:

• $100 property credit towards eligible charges
• Room upgrade at check-in, if available

How To Redeem the Up to $600 Prepaid Hotel Credit

This credit provides up to $600 in total value per calendar year, split into 2 semi-annual allotments of up to $300 each. Keep in mind that unused credits do not roll over.

You must use your Amex Platinum card or Amex Business Platinum card to book a prepaid hotel stay through AmexTravel.com at participating hotels in the Fine Hotels + Resorts or Hotel Collection programs. You don’t have to do anything but use your card, as the credit is applied automatically once the prepaid hotel rate is posted on your card.

+ NEW BENEFITS

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Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

ELEVATED WELCOME OFFER

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The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 200,000 points

UP's Offer Valuation*:

Up to $4,400

Annual Fee

$895

APR

18.24% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,550 lounges, along with tons of annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

Pros & Cons

Pros

• Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
• Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $895 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Elevated Welcome Offer: Earn 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Business Platinum Card^® within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
• See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
• Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 5X points on flights and prepaid hotels on AmexTravel.com
• 1X points on other eligible purchases
• $895 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.24% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 200,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

With that said, let’s take a closer look at the best properties worldwide in which you can maximize each semi-annual amount (up to $300).

1. Raffles Dubai, United Arab Emirates

The ultra-luxe Raffles Dubai in the United Arab Emirates offers amenities including a massive spa, a jacuzzi, water loungers, a kids pool, a fitness center, and more.

You can find rates as low as $204 per night here and receive special offers like a complimentary third night, which is included in the average nightly rate. As a Fine Hotels + Resorts hotel, you’ll receive a $100 property credit, which can be used on purchases like spa services or dining. 

2. SAii Lagoon Maldives, Curio Collection by Hilton, Maldives

While the Maldives is often associated with ultra-luxury accommodations, it also has a reputation for some of the most expensive hotels in the world. But there are plenty of deals to be had, such as the SAii Lagoon Maldives, Curio Collection by Hilton.

The 198-room resort is one of the best budget options in the Maldives, and it’s a 5-star property. Amenities include several dining options, an outdoor pool, a fitness center, a spa, and more. Plus, you’ll have plenty of opportunities to snorkel and dive at the resort.

Rates at SAii Lagoon Maldives start at around $299 per night, and you’ll score 15% off the nightly room rate, excluding taxes and fees. The resort is part of The Hotel Collection, which means you’ll need to book at least 2 nights, but you’ll get a $100 on-site credit to spend at the property.

3. Canopy by Hilton Cancun La Isla, Mexico

One of the most affordable international options is Canopy by Hilton Cancun La Isla in Mexico. The 174-room hotel is just steps from nightlife, beach clubs, and more. On the property, you’ll be able to enjoy a spa, a rooftop lounge, and a pool. 

Rates average around $140 per night. As a Hotel Collection property, where you’ll need to stay at least 2 nights, this is a fantastic deal. You’ll also receive a $100 property credit to use during your stay. 

4. Virgin Hotels New Orleans, Louisiana

Located in New Orleans’ Warehouse District, Virgin Hotels New Orleans is the perfect hotel to stay in if you want to explore everything the city offers. You’ll be a short distance from Frenchman Street, the French Quarter, and the Garden District. Plus, the hotel has plenty of amenities to keep you entertained, such as several restaurants, a fitness center, and a rooftop pool.

Because of Virgin Hotels New Orleans’ low rates, you can easily get multiple nights with your credit. Nightly rates are as low as $109. 

Hotel Collection benefits include $100 towards eligible charges, such as food and beverage, spa, or other on-property charges, a 1-category room upgrade at check-in, when available, and early check-in and late checkout.

5. 100 Queen’s Gate Hotel London Kensington, Curio Collection by Hilton, United Kingdom

100 Queen’s Gate Hotel London Kensington, Curio Collection by Hilton is in what was once a 1870s townhouse. Today, it hosts 228 guest rooms, with amenities including a fitness center, 2 meeting rooms, a library lounge, and 3 on-site restaurants. The hotel is also near attractions such as Hyde Park and the Royal Albert Hall. 

A member of The Hotel Collection, rates start at around $300 nightly. 

6. Kimpton Grand Roatan Resort and Spa by IHG, Honduras

Another Fine Hotels + Resorts property, Kimpton Grand Roatan Resort and Spa by IHG, is a solid choice for using your credit. The resort offers 119 rooms, suites, bungalows, and villa suites.

Amenities include 4 restaurants, a spa, beach access, and an infinity pool. If you’re a fan of reality television, Netflix’s “Love Is Blind” filmed part of Season 8 at the resort!

Rates start at around $250 nightly.

7. Grand Hyatt Deer Valley, Utah

Grand Hyatt Deer Valley is considered the flagship hotel of Deer Valley East Village. It offers year-round activities for travelers of all ages. The hotel, which opened last fall, offers 436 guest rooms, suites, and residences. Amenities include 4 food and beverage options, a spa, pet-friendly accommodations, a heated outdoor pool, 3 hot tubs, and a pool deck.

Rates start at around $230 per night at this Fine Hotels + Resorts property. Like other Fine Hotels + Resorts properties, you’ll receive a $100 experience credit, which can be applied to services like the spa or as food and beverage credit.

UP Senior Editor Stella Shon recently stayed here and just paid $36 out-of-pocket after her prepaid hotel credit applied to the 1-night stay.

8. SO/ Auckland, New Zealand

SO/ Auckland is a member of The Hotel Collection. In the heart of downtown Auckland, the 130-room hotel features a rooftop bar, a sauna, and a pool. You’ll be within a few blocks of the waterfront, plus numerous shopping options, dining, and nightlife. 

One of the most affordable hotels on this list, you can expect to pay around $142 nightly at SO/ Auckland.

9. JW Marriott Phuket Resort & Spa, Thailand

Located along Mai Khao Beach, JW Marriott Phuket Resort & Spa is one of the more luxe resorts in Phuket, and one of the most affordable.

Amenities include a spa, 3 pools, a fitness center, several restaurants and bars, the JW Marriott Garden, and family-friendly activities. 

A member of The Hotel Collection, you’ll find rates as low as $186 per night. 

10. Conrad Hong Kong, Hong Kong

Last but not least, the Conrad Hong Kong is a fantastic way to spend your credit, thanks to its reasonable nightly rates. 

Located in Hong Kong’s business district, the hotel has views of Victoria Harbor and Victoria Peak. Amenities include 5 restaurants and bars, a fitness center with a sauna and steam room, and an outdoor pool. 

Rates start at $289 per night. As a Fine Hotels + Resorts property, you’ll receive a $100 property credit to be used during your stay.

Final Thoughts

The Amex Platinum card and the Amex Business Platinum card now offer an easy-to-use credit for hotels, and this list is just the start of properties that fall under the umbrella of Fine Hotels + Resorts or The Hotel Collection. With many hotels under $300 per night, you’ll be able to maximize the benefit in no time!