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The Best Ways to Fly and Stay in the Maldives With Points and Miles

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Brandon Brunner
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Brandon Brunner

Countries Visited: U.S. States Visited:

Edited by: Keri Stooksbury
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Keri Stooksbury

Editor-in-Chief

Countries Visited: 44U.S. States Visited: 28

With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
& Kellie Jez
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Kellie Jez

Director of Operations & Compliance

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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The Maldives is considered one of the most sought-after luxury vacation destinations in the world. Made up of more than 1,000 coral islands, the Maldives is a tropical archipelago located in the Indian Ocean.

With its incredible white sand beaches, extensive coral reefs, and crystal-clear blue water, the Maldives is the perfect island excursion for a relaxing vacation or special honeymoon destination.

And the Maldives can be a fun adventure, too! With an endless amount of water sports to choose from, no visit is complete without experiencing some of the best snorkeling and diving spots in the world (think manta rays and whale sharks).

While the Maldives does have some budget-friendly accommodations, most of those are in or very close to the capital city of Malé (MLE), and might not meet your high expectations for the Maldives.

This guide will help explain the best award programs for you to upgrade your entire dream vacation to the Maldives. From flights to hotels, we’ve got you covered to help you experience the Maldives in style without the high price tag.

Best Programs to Book Award Flights to the Maldives

Getting to the Maldives sounds like it could be a difficult task — a group of islands thousands of miles away in the middle of the Indian Ocean doesn’t seem like it would be super easy to get to!

But since this is such a sought-after destination, many airlines do offer flights to the Maldives. While no U.S. airlines offer flights directly to the Maldives, there are plenty of other options utilizing your flexible reward points and partner award charts.

Award availability may be a challenge when looking for flights to the Maldives, but we’ve got a great guide to help make searching for award space easier.

Hot Tip: If you’re running into a lot of dead ends, consider flying into Colombo (CMB), Sri Lanka. It’s just about an hour away by air to the Maldives and often has much more award availability.

American Airlines AAdvantage

The American Airlines AAdvantage program can help you get to the Maldives even though American Airlines doesn’t operate flights there.

On its partner award chart, the Maldives falls into the Indian Subcontinent region. Here are the one-way rates for award flights on Oneworld Alliance partners and partner airlines from the U.S.:

  • Main Cabin: 40,000 AAdvantage Points
  • Business: 70,000 AAdvantage Points
  • First: 115,000 AAdvantage Points

American Airlines offers some great options to get to the Maldives by booking on its partner airlines. Here are some of our favorite partners to redeem AAdvantage miles to the Maldives.

Etihad

Etihad offers flights from the U.S. to the Maldives via Abu Dhabi (AUH) in the United Arab Emirates.

American Airlines does not show Etihad award availability or allow you to book these award flights online. You can search for award availability directly on Etihad and look for Etihad Guest seats since those are what American Airlines usually has access to.

Etihad offers an incredible first and business class product on its long-haul flights from the U.S., including the famous Etihad First Class Apartment on its A380 aircraft, which flies from New York’s John F. Kennedy (JFK) airport.

Etihad First Class Apartment - Apartment 4K from Doorway
The Apartments on Etihad’s A380 are second to none. Image Credit: Alex Miller

Etihad flies to Abu Dhabi from the following cities in the U.S.:

  • Chicago O’Hare International (ORD)
  • Los Angeles International (LAX)
  • New York-John F. Kennedy International (JFK)
  • Washington Dulles International (IAD)

Award availability is usually pretty decent. Be sure to search segment by segment to increase your odds of finding the Etihad Guest award seats.

Hot Tip: If you are looking specifically for business or first class award seats on Etihad, the U.S. reservation agents are known to have difficulty in seeing that award space. Try calling other American Airlines reservation centers like Australia or Singapore, who can usually see Etihad’s availability.

Want to know other ways to book Etihad airways to the Maldives in style? Check out our in-depth guides to the best ways to book Etihad business class flights and Etihad first class flights in a step-by-step guide.

Cathay Pacific

Cathay Pacific offers flights to the Maldives via Hong Kong International (HKG), where it operates direct flights 4 times a week.

American Airlines also does not allow you to book or see award availability on Cathay Pacific flights on its website. You can search award availability on British Airways or Qantas, and once you find your preferred seats on Cathay Pacific, call AAdvantage to book.

Cathay Pacific offers an incredible business and first class product on all flights from the U.S., but only offers business class flights on the 6-hour flight to the Maldives from Hong Kong.

Cathay Pacific flies to Hong Kong from the following cities in the U.S. and operates the Hong Kong – Malé route on Wednesdays, Thursdays, Saturdays, and Sundays.

  • Boston Logan International (BOS)
  • Chicago O’Hare International (ORD)
  • Los Angeles International (LAX)
  • New York-John F. Kennedy International  (JFK)
  • Newark Liberty International (EWR)
  • San Francisco International (SFO)
  • Washington Dulles International (IAD)

There are a few more ways to get access to Cathay Pacific award seats using other airlines’ programs. Alaska Airlines actually beats American Airlines in rates, but it doesn’t seem to have as much access to award seats.

Hot Tip: You do have other options to fly up front with Cathay Pacific to the Maldives. Check out our step-by-step guide for booking business class flights and first class flights on Cathay Pacific.

Qatar Airways

Qatar Airways offers flights to the Maldives via Hamad International in Doha (DOH) and operates flights from 10 U.S. cities while providing daily flights from Doha – Malé.

Award bookings and availability for Qatar Airways flights are not available when searching on American Airlines. Instead, it’s best to check the award search engines on British Airways or Qantas to find availability before calling AAdvantage.

Qatar Airways does not offer any of its first-class products from its U.S. destinations. Don’t let that deter you if you’re going for ultimate luxury since its business class product can easily be compared to some other first class products out there!

We would highly recommend trying to get availability on its business class product QSuites, which is among the best business class products on the market.

Qatar, QSuites, 11F & 11E, Boeing 777
Image Credit: Alex Miller

Qatar Airways flies to Doha from the following U.S. cities:

  • Hartsfield-Jackson Atlanta International (ATL)
  • Boston Logan International (BOS)
  • Chicago O’Hare International (ORD)
  • Dallas-Ft. Worth International (DFW)
  • George Bush Intercontinental-Houston (IAH)
  • Los Angeles International (LAX)
  • Miami International (MIA)
  • New York-John F. Kennedy International (JFK)
  • Philadelphia International (PHL)
  • Washington Dulles International (IAD)

Best of all, all Qatar Airways U.S. routes have QSuites!

For even more information, check out our article on the best ways to book Qatar Airways QSuites.

Bottom Line: American Airlines AAdvantage provides some of the best award rates (70,000 one-way in business class) and best premium cabins in first and business class (Etihad Apartments) when using its award miles to book flights to the Maldives on partner airlines. 

How to Earn Enough AA Miles to Fly to the Maldives

There are so many ways to earn American Airlines AAdvantage miles. Some of our favorite methods to earn lots of AAdvantage miles are the many credit cards that earn with (or can transfer to) American Airlines.

Both Citi and Barclays offer quite a few different flavors of American Airlines AAdvantage credit cards for both personal and business use. Each comes with unique benefits that will help you earn lots of AAdvantage miles and other great perks when you fly American Airlines.

Marriott Bonvoy has also enhanced its airline transfer program and added even more partner airlines you can transfer your Marriott Bonvoy points to, including American. Marriott Bonvoy points transfer to American at a 3:1 rate with a transfer time of 2 days.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Marriott Bonvoy Bold® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Earn 30,000 Bonus Points after you spend $1,000 on eligible purchases within the first 3 months from account opening.
30,000 points
$210
$0
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros

  • Up to 14x points per $1 on Marriott purchases
  • 2x points per $1 on travel purchases
  • 15 Elite Night Credits each year (automatically gives you Silver Elite status)
  • No foreign transaction fees
  • No annual fee

Cons

  • Lower point earn rate than other Marriott Bonvoy cards
  • Marriott Bonvoy Silver Elite status is the lowest status tier
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 1X point for every $1 spent on all other purchases.
  • Your points don't expire as long as you make purchases on your card every 24 months.
  • No Foreign Transaction Fees.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

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Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Marriott Bonvoy Boundless® Credit Card

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Earn 5 Free Night Awards (each night valued up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 5 Free Night Awards
$1,750
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros

  • Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
  • Earn big at grocery stores, gas stations, and dining
  • Automatic Silver Elite Status
  • 1 Free Night Award each cardmember anniversary (valued up to 35,000 points)
  • One year complimentary DoorDash DashPass subscription
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Marriott Silver status is the lowest status tier
  • Limited time offer! Earn 5 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

NEW 155K OFFER
Marriott Bonvoy Bevy™ American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy™ American Express® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.
Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
155,000 points
$1,085
$250
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Bevy™ American Express® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy
  • 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X points)
  • 2x points per $1 on all other purchases
  • Complimentary Marriott Bonvoy Gold Elite status
  • 15 Elite Night Credits per year
  • 1,000 bonus points per paid stay
  • 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
  • No foreign transaction fees (rates and fees)

Cons

  • $250 annual fee (rates and fees)
  • Free Night Award certificate is not an automatic benefit
  • Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
  • $250 Annual Fee.
  • Terms apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

NEW 185K WELCOME OFFER
Marriott Bonvoy Brilliant® American Express® CardTerms Apply / Rates & Fees

Marriott Bonvoy Brilliant® American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant® American Express® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
185,000 bonus points
$1,295
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros

  • 6x points per $1 at hotels participating in Marriott Bonvoy program
  • 3x points per $1 on flights booked directly with airlines and restaurants worldwide
  • 2x points per $1 on all other purchases
  • 25 Elite Night Credits each year
  • Priority Pass Select membership upon enrollment
  • Global Entry or TSA PreCheck application fee statement credit
  • Annual Free Night Award after card renewal
  • Complimentary Platinum Elite status

Cons

  • Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Alaska Airlines Mileage Plan

Alaska Airlines Mileage Plan is a unique award program since it doesn’t belong to any airline alliance. Instead, Alaska Airlines has direct partnerships with several global airlines to expand its reach.

Each partner airline has a special award chart with Alaska Airlines, and the Maldives falls into the India and South Asia region category for its awards.

Here are the one-way rates for award travel on its partners that fly to the Maldives — and don’t forget to check out the best ways to earn lots of Alaska Airlines Mileage Plan miles.

Cathay Pacific

  • Coach: 50,000 Alaska Airlines Mileage Plan miles
  • Business: 62,500 Alaska Airlines Mileage Plan miles
  • First: 70,000 Alaska Airlines Mileage Plan miles

Emirates

  • Coach: 42,500 Alaska Airlines Mileage Plan miles
  • Business: 82,500 Alaska Airlines Mileage Plan miles
  • First: 150,000 Alaska Airlines Mileage Plan miles

Korean Air

  • Coach: 100,000 Alaska Airlines Mileage Plan miles
  • Business: 140,000 Alaska Airlines Mileage Plan miles

We’ve already discussed flying Cathay Pacific with American Airlines miles. Even though Alaska Airlines has better rates, it seems it has even more limited award access compared to American Airlines AAdvantage.

Here, we’re going to focus primarily on Emirates award flights using Alaska Airlines miles.

Emirates

Emirates offers multiple flights via Dubai International (DXB) on its exclusive A380 and Boeing 777 fleet, with both first class and business class options all the way to Malé.

Making an award booking on Emirates using Alaska Airlines miles is easy. Both award availability and booking can quickly be done online using an Alaska Airlines award search.

Want to add a couple of days in Dubai on your way to the Maldives? Alaska Airlines awards are perfect since they allow a free stopover, even on one-way flights!

Emirates has an incredible first and business class product on its fleet — including the showers on its A380 — and award availability is usually easy to find using Alaska Airlines miles. You can get an in-depth look at flying first class on the Emirates A380 with our detailed review.

Emirates also offers the most flights to the Maldives via Dubai, with several nonstop options and even more with short stops in Colombo, Sri Lanka.

Emirates First Class - A380
Fly in style in your private cabin with Emirates first class — and don’t forget to take a shower on its A380. Image Credit: Alex Miller

Emirates flies to Dubai from the following U.S. cities:

  • Boston Logan International (BOS)
  • Chicago O’Hare International (ORD)
  • Dallas-Ft. Worth International (DFW)
  • Ft. Lauderdale-Hollywood International (FLL)
  • George Bush Intercontinental-Houston (IAH)
  • Los Angeles International (LAX)
  • New York-John F. Kennedy International (JFK)
  • Orlando International (MCO)
  • San Francisco International (SFO)
  • Seattle-Tacoma International (SEA)
  • Washington Dulles International (IAD)

Want more options to get to the Maldives with Emirates? We have a step-by-step guide with the best ways to book business class flights and first class flights on Emirates.

Bottom Line: Alaska Airlines Mileage Plan offers incredible rates to the Maldives, but they’re different for each partner. The best part about booking Alaska Airline award flights is when you have the opportunity to utilize a free stopover in the airline’s “hub” city. 

How to Earn Alaska Airlines Miles to Fly to the Maldives

Alaska Airlines has co-branded credit cards with Bank of America that can help you earn some extra Mileage Plan miles. Alaska Airlines also is a partner airline for Marriott Bonvoy, giving you even more flexibility when looking to book Alaska Airline partner awards.

We’ve covered some of the great benefits of transferring Marriott Bonvoy with partner airlines above, but you can see our guide on how to earn lots of Marriott Bonvoy points if you need more inspiration.

Korean Air SKYPASS

Korean Air offers flights to the Maldives via Seoul Incheon airport (ICN), but it’s important to note that the flight from Seoul to Malé makes a quick stop in Colombo, Sri Lanka.

Your best use of Korean Air SKYPASS miles will be directly on Korean Air award flights.

Hot Tip: With the loss of Korean Air as a transfer partner for Chase Ultimate Rewards, you might think it’s difficult to get more Korean Air SKYPASS miles — check out our favorite ways to earn lots of Korean Air SKYPASS miles.

The Maldives falls into the Southwest Asia region on the Korean Air award chart; here are the award redemption rates for one-way flights:

Off-Peak

  • Economy: 42,500 Korean Air SKYPASS miles
  • Business: 85,000 Korean Air SKYPASS miles
  • First: 105,000 Korean Air SKYPASS miles

Peak

  • Economy: 70,000 Korean Air SKYPASS miles
  • Business: 127,500 Korean Air SKYPASS miles
  • First: 157,500 Korean Air SKYPASS miles

Hot Tip: Check out our in-depth guide to booking first class on Korean Air since you can only experience Korean Air’s first class is by using its own SKYPASS miles. Partner airlines do not have access to Korean Air’s exclusive first class seats.

Korean Air offers an incredible first and business class product on flights to the U.S., which provides easy connections to the Maldives. The flight from Seoul to the Maldives also offers first class, but it’s basically the same seat as business class with an enhanced menu.

It’s easy to search and book award flights using Korean Air SKYPASS miles directly on its website. Just watch out for those taxes and fees, since they’re on the higher side compared to other programs.

The good news is that award availability is usually pretty easy to find on Korean Air, and most of it will fall in the off-peak rates.

Korean Air first class
Enjoy the caviar in your private suite on Korean Air first class. Image Credit: Stephen Au

Korean Air flies to Seoul from the following U.S. cities:

  • Hartsfield-Jackson Atlanta International (ATL)
  • Chicago O’Hare International (ORD)
  • Dallas-Ft. Worth International (DFW)
  • Honolulu International (HNL)
  • Harry Reid International (LAS)
  • Los Angeles International (LAX)
  • New York-John F. Kennedy International (JFK)
  • San Francisco International (SFO)
  • Seattle-Tacoma International (SEA)
  • Washington Dulles International (IAD)

Even though Korean Air makes its first class redemptions exclusive to its own SKYPASS mileage program, there are other ways to book business class. Take a look at the best ways to book Korean Air business class flights for other redemption options with other travel programs.

How to Earn Korean Miles to Fly to the Maldives

Korean Air does have co-branded credit cards with U.S. Bank. It also used to be one of our favorite transfer partners with Chase Ultimate Rewards, but unfortunately, that partnership has ended.

Hot Tip: The best way to earn lots of Korean Air SKYPASS miles is by transferring from Marriott Bonvoy. Here is our guide on how to earn lots of Marriott Bovnoy points so you can transfer them to Korean Air.

United Airlines MileagePlus

United Airlines is a member of Star Alliance, which allows quite a few different options when looking for award flights to the Maldives using the United MileagePlus program.

United MileagePlus uses a variable award pricing system, but you can expect this approximate mileage price on flights from the U.S. to the Maldives.

  • Economy: 44,000 United MileagePlus miles
  • Business: 99,000 United MileagePlus miles
  • First: 154,000 United MileagePlus miles

Star Alliance carriers that offer regular service to the Maldives are Air India, Singapore Airlines, and Turkish Airlines. Other carriers sometimes operate seasonal service to the Maldives.

When using MileagePlus, you could easily be flying with multiple carriers on a wide range of routes throughout the U.S. and beyond.

The best part of the program is that there are so many ways to earn lots of United MileagePlus miles!

Hot Tip: Don’t forget to check out our review of United Airlines in its own dedicated piece!

How to Earn United Miles to Fly to the Maldives

We’ve covered many ways of earning United MileagePlus miles, but if you’re in a rush for a one-way business class ticket to the Maldives, check out our guide on how to earn 100,000 United MileagePlus miles in 90 days!

Chase Bank does have United Airlines co-branded credit cards, but our favorite way to earn MileagePlus miles is by transferring from Chase Ultimate Rewards — it has lots of great airline transfer partners that transfer 1:1.

Marriott Bonvoy is another flexible option when looking to transfer points into United MileagePlus.

Here are our favorite Chase Ultimate Reward credits cards that will help you earn points to transfer directly to United Airlines:

Recommended Chase Cards (Personal)

POPULAR FIRST CARD
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
60,000 points
$1,200
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros

  • 5x points on all travel booked via the Chase Ultimate Rewards portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
  • $50 annual credit on hotel stays booked through the Chase Ultimate Rewards portal
  • 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
  • Excellent travel and car rental insurance
  • 10% annual bonus points
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt

Cons

  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

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Chase Ultimate Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
60,000 points
$1,200
$550
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros

  • 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked via the Chase Ultimate Rewards portal
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis

Cons

  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

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Chase Ultimate Rewards

If you’re a business owner, see our list of the best Chase business credit cards.

Best Programs to Book Hotels in the Maldives

The Maldives is a very popular bucket-list destination, but you have to book right to make it live up to the hype. Staying at the right hotel in the Maldives will definitely help this dream destination live up to your expectations.

Luckily, there are plenty of options to find your perfect stay in the Maldives using points. Here, we’ll cover the top hotels in the Maldives to stay at using points.

It’s important to consider the additional costs of staying at a popular but remote tourist destination.

For example, traveling from the international airport in Malé to some of these resorts can cost $500+ per person to transfer by seaplane or speedboat!

Hilton Honors

The Hilton Honors loyalty program is a great way to have a luxurious stay in the Maldives. It can be incredibly easy to earn lots of Hilton Honors points and make sure you have an extended stay in paradise.

There are currently 3 Hilton resorts in the Maldives: the Conrad Maldives Rangali Island, Waldorf Astoria Maldives Ithaafushi, and the SAii Lagoon Maldives, Curio Collection by Hilton.

Conrad Maldives Rangali Island

Conrad Maldives Overwater Bungalow
Redeem Hilton Honors points for an overwater bungalow at the Conrad Maldives! Image Credit: Conrad Maldives

The Conrad Maldives Rangali Island is one of the best options to book using points in the Maldives because it’s the only one that offers an overwater bungalow for the standard award price.

That’s right: you can stay in an overwater villa in the Maldives on points! The Conrad Maldives is one of Hilton’s highest-tiered properties, costing 95,000 points per night for the standard award rate.

But you don’t have to stay in an overwater villa for 95,000 points per night if you don’t want to — the resort offers some fabulous beach bungalows in the same award category. Beach bungalows are generally around double the size of overwater villas and have easy beach access. Beach villas tend to be popular for smaller families, while overwater villas tend to be popular with the younger crowd.

Having elite status with Hilton Honors will give you even more value for your points for longer stays. Starting at Silver status, Hilton Honors members get the fifth night free on a standard room award booking.

That means you can stay in an overwater bungalow for 5 nights for just 380,000 points. That might sound like a lot of points, but there are plenty of American Express Hilton Honors credit cards to consider signing up for that can help you get there and even enhance your stay!

Some of these Hilton Honors credit cards give you Gold or Diamond status, which will provide tremendous value when staying at this resort. For example, Gold status gives you free breakfast during your entire stay, which includes 2 different restaurants (one on each island) at this resort.

The Conrad Maldives also goes above and beyond to provide a complimentary afternoon tea and happy hour for elite guests. You can get afternoon tea each day from 4 p.m. to 5 p.m. with small sweets and light snacks. Immediately afterward, Gold members also are invited to a free happy hour with beer, wine, and mixed drinks at the Rangali bar from 5 p.m. to 6 p.m.!

Bottom Line: For an average of just 76,000 Hilton Honors points per night, you can stay in an incredible overwater bungalow using the fifth-night free benefit and get free breakfast, tea, and happy hour with Hilton Honors Gold status — which is instantly earned just by having a Hilton Honors American Express Surpass® Card.

How to Earn Points to Stay at Hilton Hotels in the Maldives

American Express has quite a few co-branded Hilton Honors credit cards that can easily get you enough Hilton Honors points for your stay in the Maldives.

Another huge perk is that some of these credit cards can instantly get you elite status with Hilton Honors. As mentioned above, that benefit alone can save you hundreds of dollars with free breakfast and other perks during your stay at Hilton properties in the Maldives.

Hilton Honors is also an Amex transfer partner — it often has a transfer bonus, but the standard transfer rate is 1:2.

Don’t forget to bring your Hilton credit card with you to the Maldives and use it for any extra charges during your stay — you could be earning up to 14 Hilton Honors points per dollar on eligible purchases at Hilton properties.

Recommended American Express Cards (Personal)

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with American Express Travel
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)

Cons

  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees

American Express® Gold Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per dollar on flights purchased directly from airlines or at Amex Travel
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

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American Express Membership Rewards

Business owner? Several American Express business cards earn points that can be transferred to Hilton.

Recommended Hilton Cards

Hilton Honors American Express CardTerms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!
Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
80,000 points
$400
$0
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros

  • 7x points per $1 on Hilton stays
  • 5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Honors Silver status
  • No annual fee (rates & fees)
  • No foreign transaction fees (rates & fees)

Cons

  • Not great for those who want multiple redemption options
  • Offers the least benefits of all Hilton cards
  • Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • No Annual Fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

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Hilton Honors Loyalty Program

Hilton Honors American Express Surpass® CardTerms Apply / Rates & Fees

Hilton Honors American Express Surpass® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
130,000 points
$650
$150
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros

  • 12x points per $1 at Hilton hotels
  • 6x points per $1 U.S. supermarkets, U.S. gas stations, and U.S. restaurants
  • 4x points per $1 at U.S. online retail purchases
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Honors Gold status
  • No foreign transaction fees

Cons

  • Annual fee of $150.
  • Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
  • Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
  • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $150 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors

Hilton Honors American Express Aspire CardTerms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.
Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership.
180,000 points
$900
$550
20.74% - 29.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.


Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros

  • 14x points per $1 on Hilton purchases
  • 7x points per $1 on select travel and at U.S. restaurants
  • 3x points per $1 on all other purchases
  • Complimentary Hilton Diamond status
  • Up to $400 in annual statement credits on purchases with participating Hilton Resorts (up to $200 in statement credits semi-annually)
  • Up to $200 back annually on eligible flight purchases (up to $50 in statement credits each quarter)
  • 1 Free Weekend Night Award each cardmember anniversary
  • $100 credit at Waldorf Astoria and Conrad properties

Cons

  • High annual fee of $550
  • Earn 180,000 Hilton Honors Bonus Points with the Hilton Aspire card from American Express after you use your new card to make $6,000 in eligible purchases within the first 6 months of card membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
  • Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio.
  • Earn 7x Hilton Honors Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio.
  • Enjoy complimentary Diamond status.
  • $550 annual fee.

Financial Snapshot

  • APR: 20.74% - 29.74% Variable
  • Foreign Transaction Fees: None

Card Categories

The Hilton Honors American Express Business CardTerms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Learn More(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
130,000 points
$650
$95
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status, complimentary Priority Pass visits, travel protections, and the opportunity to earn free night certificates.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros

  • 12x points per $1 on Hilton purchases
  • 6x points per $1 at U.S. gas stations, on wireless telephone services purchases directly from U.S. service providers, and on U.S. purchases for shipping
  • 6x points per $1 at U.S. restaurants, on flights booked directly with airlines or with Amex Travel, and on car rentals booked directly from select car rental companies
  • 3x points per $1 on all other purchases
  • Automatic Hilton Honors Gold status, and the ability to spend your way to Diamond status
  • 10 complimentary Priority Pass visits
  • Free Weekend Night Reward after $15,000 in spend in a calendar year, and a second after you spend $60,000
  • No foreign transaction fees (rates and fees)

Cons

  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X directly with hotels and resorts in the Hilton portfolio, 6X at U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants, 3X on all other eligible purchases.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Terms apply.

Financial Snapshot

  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Hilton Honors loyalty program

World of Hyatt

The World of Hyatt loyalty program is another fantastic option to consider for staying at an incredible remote resort in the Maldives.

There are plenty of opportunities to earn lots of World of Hyatt points to help you get there. You will have only one Hyatt property to choose from, but the Park Hyatt Maldives Hadahaa is definitely worth a visit.

Park Hyatt Maldives Hadahaa

Park Hyatt Maldives Hadahaa Deluxe Park Pool Villa
Image Credit: Hyatt

The Park Hyatt Maldives Hadahaa is an incredible resort with a 360-degree house reef just steps away from each villa. The standard award room is a Park Villa, and direct beach access makes it easy for you to snorkel just by walking out the door.

Your standard award room rate will be 30,000 World of Hyatt points per night. While you can’t get an overwater bungalow just on points, hotels will often offer you paid upgrades, which could be worth it in this case. Those rates can depend on status but mainly depend on availability.

To get any exclusive benefits from elite status, you’ll have to go big — only Globalist elite members receive extra benefits.

If you are a World of Hyatt Globalist elite member, you’ll get free breakfast for up to 2 guests, plus complimentary cocktails and canapés from 5 p.m. to 7 p.m. There’s also a chance you could get a complimentary Pool Villa upgrade.

The hotel also provides snorkel gear for all guests that you can borrow from its dive shop for your entire stay, and free yoga classes and kayaking to keep you active!

You can also stay active by participating in some of the paid activities to really enhance your experience in the Maldives. This could include a private island picnic, visiting a local island, or snorkeling with whale sharks and manta rays!

Hot Tip: There’s nothing worse than forgetting to pack essentials. To ensure you’re beach ready, explore our Ultimate Beach Vacation Packing List to make sure you have everything you need. 

How to Earn Points to Stay at Hyatt Properties in the Maldives

Chase offers The World of Hyatt Credit Card and World of Hyatt Business Credit Card, but another way to rack up even more World of Hyatt points is by transferring from Chase Ultimate Rewards. World of Hyatt is a Chase transfer partner with Chase Ultimate Rewards at a rate of 1:1.

Hot Tip: Check out our guide on the best ways to redeem your World of Hyatt points, which includes the easiest way to earn points transferring from Chase Ultimate Rewards.

Marriott Bonvoy

You have lots of options to use the Marriott Bonvoy loyalty program for your stay in the Maldives. Bringing together 2 major hotel brands also offers many great opportunities to earn lots of Marriott Bonvoy points.

Marriott currently operates 6 resort properties in the Maldives, including the Le Meridien Maldives Resort & Spa, Lhaviyani Atoll.

Don’t forget that all Marriott Bonvoy members get a fifth night free on award bookings, which can add significant value to your reward stay in the Maldives.

St. Regis Maldives Vommuli Resort

St. Regis Maldives Beach Villa
Image Credit: Marriott

The St. Regis Maldives Vommuli Resort can go for thousands of dollars a night, but luckily this property is now much easier to get on points. That’s if you can find availability, which is rare. Award rates start around 70,000 points but get progressively more expensive during times of demand.

Hot Tip: Award availability is hard to find for the St. Regis Maldives Vommuli Resort. Be sure to check the Marriott Bonvoy mobile app when looking for your reward stays because sometimes it shows more availability than what’s on the website. The search is definitely worth it, because this property is one of the best St. Regis hotel point redemptions out there!

It’s important to account for the cost of transportation to these remote resorts in the Maldives. This property probably has one of the most expensive seaplane transfer costs, running at $665 per person!

But with high costs come high rewards, and the St. Regis Maldives won’t disappoint on service. It provides a butler to help plan your stay with dinners and activities, offers free bike rentals to ride around the island, and also provides free yoga and other group exercise activities daily.

You can even rent your own 68-foot private yacht named Norma to go island-hopping (or escape the island for an overnight getaway)!

The St. Regis Maldives Vommuli Resort will definitely make your dream of the Maldives a reality and provide the most value for your points, especially if you take advantage of the fifth-night free!

W Maldives

W Maldives
Image Credit: Marriott

The W Maldives is an incredible private island resort and makes for a great redemption using your Marriott Bonvoy points.

This could cost you as few as 70,000 points per night but the price will increase during times of higher demand. It’s also possible to book an overwater bungalow on points. This will be at a higher rate than the standard room and starts at 135,000 points per night.

The W Maldives offers both seaplane and speedboat transfers — the seaplane costs around $500 and the speedboat costs $350.

The W Maldives does have a house reef, so you can just snorkel right out from your room. It also has plenty of additional activities you can book, like swimming with whale sharks and manta rays, or sunset sail cruises.

JW Marriott Maldives Resort & Spa

JW Marriott Maldives
JW Marriott Maldives. Image Credit: Marriott

JW Marriott opened in 2019, and it’s shaken up the competition in the Maldives.

It’s is situated on Vagaru Island on the Shaviyana Atoll, meaning you’ll have to pony up $600 per person for a round-trip seaplane transfer to access this resort.

Perhaps the coolest part about this resort is that the “base” level rooms are overwater villas, which means you can book these for as few as 70,000 points per night during periods of low demand.

There are 5 restaurants and 3 bars, in addition to 2 outdoor pools, a kids’ pool, game room, gym, spa, and even a salon. If you’re looking for activities during your stay, you can go boating, kayaking, snorkeling, jet skiing, sailing, scuba diving, water skiing, and even play table tennis or volleyball!

Westin Maldives Miriandhoo Resort

Westin Maldives
Westin Maldives Miriandhoo Resort. Image Credit: Marriott

The Westin Maldives Miriandhoo Resort is a Marriott property focusing on sustainable luxury. Standard rooms at this property start at around 50,000 points per night during periods of low demand. 

This is one of the newer Marriott options, which makes it an appealing property for honeymooners and other demographics.

You’ll also have to take a 35-minute seaplane flight to get to this resort costing $550 per person round-trip, but once you’re there, you can explore all the resort has to offer.

Located on Baa Atoll, this property features 3 eateries, a luxe bar, barbecues, and even tennis courts. Notably, this resort is within a biosphere reserve, and you’re close to snorkeling with sharks and manta rays.

Of course, water sports are available, such as kayaking, jet-skiing, and more. To pamper yourself, you can check out the spa with a classic glass floor looking into the depths of the sea.

Sheraton Maldives Full Moon Resort & Spa

Sheraton Maldives Aerial
Image Credit: Marriott

The Sheraton Maldives Full Moon Resort & Spa would probably be our last choice when looking to redeem points for an award stay in the Maldives.

It is not far from the international airport (only 15 minutes by speedboat), making it a less remote destination compared to other resorts. Also, the shared speedboat transfers are complimentary to all guests at this resort. That does help save a bundle on costs, especially compared to the $500-$800 per person you’ll pay at other properties.

The Sheraton Maldives starts at 40,000 points per night during periods of low demand. 

While redeeming points at this property will still provide tremendous value, it is usually the least expensive when booking regular rates with cash.

How to Earn Points to Stay at Marriott Properties in the Maldives

We’ve already covered multiple ways to earn lots of Marriott Bonvoy points from our favorite Marriott Bonvoy credit cards.

If you’re not transferring your Marriott Bonvoy points to its many airline partners to get you to the Maldives, using your points to cover your stay is another great option!

With tons of fantastic properties available, you have plenty of options to use your Marriott Bonvoy points for your stay in the Maldives.

Final Thoughts

We hope that this guide will help you make the trip to the Maldives — one of the most sought-after dream vacation destinations — for a fraction of the cost by utilizing your points and miles.

While the Maldives is a luxury destination, we don’t want you to pay luxury prices! Taking a special trip to the Maldives is the perfect time to start using your hard-earned points and miles to upgrade your travel style.

Our recommendation for the best airline reward program for your luxury business or first class flight is either:

  • American Airlines AAdvantage for Qatar Airways QSuites — 70,000 one-way in business class
  • Alaska Airlines Mileage Plan for Cathay Pacific — 70,000 one-way in first class

For the best hotel loyalty reward program to use for your exotic private island resort in the Maldives, we recommend:

  • Conrad Maldives for 78,000 points per night using the fifth-night free benefit
  • W Maldives for 68,000 points per night using the fifth-night free benefit during the standard season

We know availability can be tough to find, but it’s worth spending some time looking into all your options! Persistence is key — sometimes hotels and airlines release reward space sporadically, so it’s always best to keep checking and using different avenues to search for award space.

The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
For rates and fees for The Hilton Honors American Express Surpass® Card, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of the Hilton Honors American Express Card, click here.
For rates and fees of The Hilton Honors American Express Business Card, click here.
For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.

Frequently Asked Questions

What are the best ways to fly to the Maldives?

We recommend using American Airlines miles to fly with Etihad, Qatar, or Cathay Pacific. Another great option is to use Alaska Airline miles to fly Emirates, Korean Air, or Cathay Pacific.

Brandon Brunner's image

About Brandon Brunner

Brandon was born and raised in California and really didn’t travel much growing up, even outside of his own state. While attending college, he was constantly looking to find the cheapest fares to any destination abroad, and quickly learned about the motto- “Chase the fare, not the destination”. Luckily, his first international flight was to Costa Rica (under $300 roundtrip) where that “Pura Vida” lifestyle (and Imperials) hit him hard, and he knew he had to see more.

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