United Credit Cards Now Earn Bonus Miles When Paying Rent With Bilt

Renters with United credit cards are about to get a big boost to their United MileagePlus balances, thanks to a new partnership with Bilt Rewards.

Starting today, personal United co-branded cards will earn 2x miles when used to pay rent through Bilt, valid on up to $50,000 of rent per calendar year. However, there is a fee for using these credit cards to pay rent through Bilt, which is worth considering.

Here is everything you need to know to start taking advantage of this new partnership.

Earn 2x United Miles on Rent With Bilt Rewards

Those with the following United Airlines credit cards can now earn 2x miles on rent, on up to $50,000 of rent per calendar year, when they pay through Bilt:

• United Club℠ Card
• United℠ Explorer Card
• United Gateway℠ Card
• United℠ Presidential Plus℠ Card (closed to new applicants)
• United Quest℠ Card

Remember that the standard 3% fee for using third-party cards with Bilt applies, as opposed to cardholders of the Bilt Mastercard (closed to new applicants; rates & fees) who earn 1x points on rent with no added transaction fees, up to 100,000 points per calendar year. Cardholders must use their card at least 5 times per billing period to earn points at optimal rates.

That said, when you use an American Express, Discover, Mastercard, or Visa credit card to pay your rent through the Bilt website or mobile app and pay the 3% fee, you’ll still earn 1 Bilt Rewards Point for every $2 spent on rent.

Since all of the eligible United credit cards are issued on the Visa network, you’ll earn 2x United MileagePlus miles and 0.5x Bilt Points on your rent purchase. For instance, if your rent is $2,000, you’d pay a $60 transaction fee while earning 4,000 United miles and 1,000 Bilt Points for the purchase.

We value United miles at 1.2 cents per mile and Bilt Points at 2 cents per point, making the combined value of these points $68. That leaves you with $8 of positive value after accounting for the $60 transaction fee.

While you’re only coming out slightly ahead given the fee you’ll have to pay, the value proposition gets even better when you are working toward a new credit card welcome offer or if you’re spending on your United credit card to earn Premier Qualifying Points toward United MileagePlus elite status.

Expanded Choice for Bilt Customers

Back in May, Bilt announced that those with personal versions of Alaska Airlines credit cards can earn 3x Atmos Rewards points for every $1 spent on rent, up to $50,000 annually, when paying through Bilt (the same 3% transaction fee applies).

Now, Bilt is offering its customers even more choice with the inclusion of United credit cards. These customers can earn 2x United miles on up to the same $50,000 annual cap when paying through Bilt.

Don’t forget that both Atmos Rewards and MileagePlus are 1:1 transfer partners of Bilt Rewards, meaning you’ll now have plenty of options to boost your rewards balance in either program.

Final Thoughts

Today’s news from Bilt is great news for United credit cardholders who pay their rent using Bilt. Now, these customers can earn 2x miles on rent payments — double what they earned previously.

Of course, remember to factor in the 3% fee you’ll pay on these purchases when deciding whether it makes sense for you.