Why the Walmart+ Membership Perk Is the Amex Platinum Card’s Best-Kept Secret

Many people apply for The Platinum Card^® from American Express for its incredible benefits, such as airport lounge access and elite status with hotel chains (upon enrollment). However, there are some lesser-known perks that can prove to be extremely valuable.

One of the Amex Platinum card’s most useful everyday benefits is the complimentary Walmart+ membership (enrollment required). Here are the 4 main benefits you can enjoy as a Walmart+ subscriber, courtesy of this popular card.

Amex Platinum Card Benefits

No card offers as many travel perks as the Amex Platinum card. The card provides the most comprehensive airport lounge access of any card, elite status with the Hilton Honors and Marriott Bonvoy loyalty programs, rental car elite status, and top-notch travel and purchase protections, though enrollment is required.

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Platinum Card^® from American Express

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

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Up to $3,850

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$895

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Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

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• Foreign Transaction Fees: None

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American Express Membership Rewards

The Amex Platinum card also earns highly valuable American Express Membership Rewards points. We value American Express Membership Rewards points at 2.2 cents each, the highest valuation for any transferable points currency. 

Of course, the Amex Platinum card also has a substantial $895 annual fee (rates & fees). However, it offers several annual statement credits (enrollment required) that help offset the fee, including up to $240 digital entertainment credit, up to $200 Uber Cash credit, and up to $200 prepaid hotel credit.

However, the Walmart+ membership credit on the Amex Platinum card doesn’t get as much attention. Normally, Walmart+ costs $12.95 per month, or $98 if you purchase the annual subscription — let’s take a closer look at how you can maximize the benefits of this everyday membership.

Why a Walmart+ Membership Is So Valuable

Amazon truly changed the game when it introduced its Prime service. After all, ordering something online and having it show up directly at my door rather than visiting brick-and-mortar stores is significantly easier.

To try and match what Amazon accomplished, Walmart’s subscription service was born during the pandemic.

The Amex Platinum card’s Walmart+ credit covers the monthly cost of the standard $12.95 monthly fee. Even if you order things from Walmart only occasionally, you can have the peace of mind that this benefit is available for no additional money from your pocket.

Here’s a look at some of the best perks of a Walmart+ membership.

1. Free Shipping at Walmart

Arguably, Walmart+’s most valuable benefit is free shipping on items with no minimum purchase requirement (excluding items not shipped by Walmart, such as those from Marketplace). Walmart+ also offers free grocery delivery with a $35 order minimum.

Although there is a Walmart about 10 minutes from my home, I find Walmart+ extremely convenient as someone who works from home. I tend to make 2 or 3 grocery orders per month, and having them delivered to my front door without any delivery fees has actually been quite convenient.

2. Complimentary Paramount+ Subscription

Walmart+ goes beyond free shipping. Members also enjoy a complimentary Paramount+ Essential plan subscription, which allows you to enjoy 40,000 TV episodes, movies, and live sports. This subscription usually costs $7.99 per month or $59.99 per year, only adding to the great savings of the Amex Platinum card.

Since I have Paramount+, I no longer pay for cable or other subscription services like Netflix, Hulu, or Disney+. Although none of the primary streaming services have the same television shows or movies, I have found Paramount+ to have an excellent selection.

3. Major Gas Discounts — Including Sam’s Club Location

Walmart+ members can save 10 cents per gallon on fuel at over 13,000 stations across the country, including Walmart, Murphy, Exxon, and Mobil locations. They can also fill up at Sam’s Club gas stations, which are usually limited to Sam’s Club members only.

In the Chicagoland area where I live, Sam’s Club gas stations typically have the best prices. With gas prices as high as they have been, it’s always nice to save at the pump. Our family has 5 vehicles, so this hidden perk results in huge savings annually.

4. Free Burger King Whopper

Another interesting benefit of Walmart+ is for those who enjoy Burger King. Walmart+ members can get 25% off digital orders daily with Burger King at participating U.S. locations.

Walmart+ members can also receive a free Whopper once per quarter (every 3 months) when purchasing any amount in the BK app or at bk.com. To claim these perks, you’ll need to link your Walmart+ and BK Royal Perks accounts and visit the Offers tab on the BK app to start claiming free burgers.

Although I don’t eat at Burger King too often, this is a great way to get some free food several times a year — especially when I’m on the road.

Final Thoughts

Though Walmart and Amex might seem like an unusual pairing, you won’t want to miss out on the chance to leverage this surprisingly valuable benefit. In fact, enrolling in the Walmart+ membership is just one of the many ways you can get ongoing value from the Amex Platinum card — well over $150, conservatively speaking.