Airline Loyalty Rewards
ANA Mileage Club Loyalty Program Review
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Tokyo-Haneda, Tokyo-Narita
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ANA Suite Lounge (Tokyo); U.S. lounge locations: Chicago (ORD), Honolulu (HNL), Houston (IAH), Los Angeles (LAX), New York (JFK), San Francisco (SFO), San Jose (SJC), Seattle (SEA), and Washington (IAD).
ANA Overview
ANA’s loyalty program is called Mileage Club, and the miles you earn are called Mileage Club miles.
Miles can be earned by flying on ANA, Star Alliance, and partner airline flights. You can also earn ANA miles by spending with its non-airline partners, which include hotels and rental car companies.
When the time comes to redeem ANA miles, you can use your miles to fly on ANA and its partner airline flights. ANA miles can also be redeemed with the airline’s car rental, hotel, and other travel partners.
Joining Mileage Club
Enrollment in the ANA Mileage Club program is easy! Simply complete this form and ANA will provide you with your frequent flyer profile and number.
After enrollment, you will earn ANA miles by flying on ANA or its partner airline flights, and also by spending money with its partners.
How to Sign in to Your Mileage Club Account
Go to the ANA homepage and enter your ANA number and password to log in to your account.
Viewing Your Account Activity
ANA allows you to view 12 months of activity in your account. To view your account activity, log in, click the “Mileage Balance” tab on the right side of your account page, and then click “Miles” on the left side of your account page.
Points Expiration
ANA miles expire at the end of the 36th month in which the miles were earned.
For example, if you earn ANA miles on September 16, 2024, the miles will expire on September 30, 2027.
The only way to extend the expiration of your ANA miles is to hold ANA Diamond member status.
Mileage Club Elite Status
The ANA Mileage Club program has 3 status levels: Bronze, Platinum, and Diamond. The level of your elite status is determined by the amount of Premium Points that you earn over the course of a calendar year.
Bronze: ANA’s lowest tier elite status comes with the following benefits:
- Elite Reservations Desk
- Access to the ANA Lounge using miles or Premium Points
- Ability to use Premium Points to upgrade from economy to premium economy on domestic ANA flights, or upgrade to the next higher cabin class on ANA international flights
- Access to early reservations for domestic (Japan) ANA flights
- Access to advanced seat reservations for domestic (Japan) ANA flights
- Access to a waiting list for a fully booked ANA flight
- Priority check-in desk
- Additional free baggage allowance on international flights
Platinum: ANA’s middle tier elite status comes with all of the benefits of Bronze plus:
- Free upgrades to premium economy if upgrade space is available
- Priority baggage claim
- Exclusive security checkpoint
Diamond: ANA’s top-tier elite status comes with all of the benefits of Platinum plus:
- Access to the ANA Suite Lounge (the airline’s most premium lounge)
- Personal concierge to greet you at the Tokyo-Haneda or Tokyo-Narita ANA Suite Lounge
- No additional fees when making changes to an international flight
If you’re interested in learning more about the elite benefits offered by ANA, here’s the link.
Value of Mileage Club Elite Status
ANA’s elite status is not as relevant for U.S.-based travelers as holding elite status is with a major U.S. airline.
In order to receive the most value out of ANA elite status, you will need to be either a Japan-based flyer, or a regular flyer of ANA or Star Alliance flights to Japan.
Earning Mileage Club Elite Status
ANA uses a point system to qualify for elite status tiers. The points are called Premium Points, and they’re earned when flying ANA or Star Alliance partner flights between January and December.
The airline miles and Premium Points you earn when flying are separate. Miles are based on your cabin class and the distance that you flew. Premium Points are based on a convoluted calculation and relate to your elite status.
Premium Points are based on 4 factors:
- Basic segment mileage
- Mileage accrual rate by booking class and fare type/rule
- Route Ratio
- Boarding Points
Basic segment mileage is the number of miles that you flew — pretty straightforward.
Mileage accrual rate by booking class and fare type/rule is based on the type of airline ticket you purchased. All cabin classes typically have letters associated with the type of fare you’re buying, which translates into a certain percentage of miles that you will earn.
Route Ratio is a multiplier based on the route. Domestic Japan flights earn 2x, ANA flights between Japan and Asia or Japan and Oceania earn 1.5x, and other ANA or Star Alliance flights earn 1x.
Boarding Points are the points you earn based on your cabin class and type of airfare. ANA provides guidance on how many points you will earn here.
To summarize, ANA awards flight miles and Premium Points, and the airline has a Premium Points Simulation to help you calculate the number of miles and points you will earn.
Hot Tip: First National Bank of Omaha’s ANA credit card is a way to earn additional Premium Points that count toward your ANA elite status.
How to Earn ANA Miles
ANA only has 1 co-branded credit card for U.S.-based travelers, so the best way to earn ANA miles is to look into the flexible point programs.
Marriott and American Express are the flexible points programs that allow you to earn ANA miles by transferring those points directly to ANA.
Earning Miles Through Flying
ANA awards what it calls “regular flight miles” by simply holding ANA elite status. If you fly on an ANA or a United Airlines-operated flight, you will also earn bonus miles based on your cabin class and fare type.
The flight miles that you earn can then be used for award flights or upgraded benefits.
Mileage will be determined by your elite status tier and the number of years you’ve had said elite status. In addition, you will earn 5% bonus miles for holding a co-branded ANA credit card.
If you don’t hold an ANA credit card, here’s what you’ll earn based on your elite status:
- Bronze – 40% bonus miles during your first elite year; 50% bonus miles in year 2 continuing as long as you hold the status.
- Platinum – 90% bonus miles during your first elite year; 100% bonus miles in year 2 continuing as long as you hold the status.
- Diamond – 115% bonus miles during your first elite year; 125% bonus miles in year 2 continuing as long as you hold the status.
By holding one of the credit cards listed on this page, you will increase your earn rates in each elite tier by 5%.
For example, you will earn 45% bonus miles instead of 40% bonus miles during your first Bronze elite year if you have one of the credit cards listed in the link.
The ANA miles you earn when flying on an ANA partner will be driven by the partner that you fly, the fare class, and the marketing carrier of the flight (codeshare).
Earn Miles With Credit Cards
ANA offers a single co-branded credit card through First National Bank of Omaha that we don’t recommend. The card doesn’t come with a significant welcome offer, and the earning rates when spending on the card leave much to be desired.
Instead, focus on earning Marriott and Amex points that can be transferred directly to ANA. Both partners offer a number of personal and business credit cards (Chase, Amex) that make it easy to earn enough points for a redemption.
Earning Bonus Miles in Other Ways
In addition to being in the Star Alliance and partnering with other airlines, ANA has non-airline partners like hotels and car rental companies.
As you’ll see on its earning miles page, you can earn miles by spending with ANA’s hotel, car rental, mileage mall, restaurants, and retail partners.
Booking Online
The best websites to search for Star Alliance availability (including ANA) are United, Aeroplan, and ANA.
Each search engine has its drawbacks, but when used in combination, they can help you find the availability you’re looking for.
United Airlines’ search engine is best to get a broad view of availability thanks to its month-long calendar. It’s also great that United doesn’t require you to log in to see award space.
The drawback with United is that you’ll come across phantom award space, so it’s important to click through the entire booking process to confirm award availability. Also, United doesn’t organize award routes by the most convenient routing, so use the drop-downs on the left side of the search results to find your desired flights.
Aeroplan is a great tool because it tends to be more accurate than United. The search engine is straightforward and allows you to easily search for the cabin class and route you’re after. Unlike United, you must log in to use the search engine.
The downside is that Aeroplan only allows you to search availability 1 week at a time, and like United, the search results can be inaccurate.
ANA is likely the least utilized website of the 3 because it takes the most time to learn. But once you learn how to use it, you’ll have access to more accurate award availability.
The ANA search engine requires you to search round-trip or an open-jaw route, which makes it more difficult to use than being able to search one-way. The website also requires you to log in to search for award space.
Hot Tip: If can’t find award space on the ANA website and the flights you want are showing on the United and/or Aeroplan website, call ANA at 800-235-9262. The agent can then search for the award space that you found and help you book the flight.
Branded and Partnered Credit Cards
ANA makes it challenging to earn miles from its co-branded credit cards. The airline currently only has 1 credit card for U.S. travelers that earns ANA miles.
ANA Credit Cards
The one credit card that you can apply for is through First National Bank of Omaha. But with a low welcome offer, we recommend passing on this card for now.
Marriott Credit Cards
Marriott credit cards are the best ways to earn points that can be transferred directly into ANA miles.
What’s great about earning these points is that for every 60,000 points you transfer to an airline partner, you’ll receive 5,000 bonus points. 60,000 points will mean you’ll have 25,000 airline miles (3:1 transfer ratio + 25% bonus) to use for your next redemption.
To help you earn enough points for a flight, here are the Marriott credit cards we recommend:
A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.
Why We Like This Card
Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold® Credit Card.
The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.
Pros & Cons
- Up to 14x points per $1 on Marriott purchases
- 2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
- 5 Elite Night Credits each year
- Lower point earn rate than other Marriott Bonvoy cards
- Marriott Bonvoy Silver Elite status is the lowest status tier
Card Highlights
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
- Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- New! Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
- 1X point for every $1 spent on all other purchases.
- New! Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
- No Foreign Transaction Fees.
- Member FDIC
- APR: 20.74% - 27.74% Variable
- Foreign Transaction Fees: None
Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.
Why We Like This Card
If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.
Pros & Cons
- Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
- Earn big at grocery stores, gas stations, and dining
- Automatic Silver Elite Status
- $95 annual fee
- Marriott Silver Elite Status is the lowest status tier
Card Highlights
- Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
- Member FDIC
- APR: 20.74% - 27.74% Variable
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesThe Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
The Marriott Bonvoy Bevy™ American Express® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.
Pros & Cons
- 6x points per $1 at hotels participating in Marriott Bonvoy
- 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
- 2x points per $1 on all other purchases
- $250 annual fee (rates & fees)
- Free Night Award certificate is not an automatic benefit
Card Highlights
- Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
- Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
- Earn 2X points on all other eligible purchases with the Marriott Bonvoy Bevy™ Card.
- Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
- With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
- Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
- 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
- Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
- $250 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: 19.99%-28.99% Variable
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesA premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.
So is the card a worthwhile addition to your wallet?
Pros & Cons
- 6x points per $1 at hotels participating in Marriott Bonvoy program
- 3x points per $1 on flights booked directly with airlines and restaurants worldwide
- 2x points per $1 on all other purchases
- Steep annual fee of $650 (rates & fees)
- 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express® Card
Card Highlights
- Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
- Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
- Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: 19.99%-28.99% Variable
- Foreign Transaction Fees: None
American Express Credit Cards
American Express cards are another great way to earn points that can be transferred directly into ANA miles.
Amex has a number of valuable partners including ANA, and they regularly offer bonus miles when transferring points to airline partners — further increasing the value of the points you earn.
A combination of these Amex credit cards will make sure you are on your way to earning plenty of points:
Recommended Amex Cards (Personal)
Terms Apply / Rates & FeesThe Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
Pros & Cons
- The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
- 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
- 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
- $695 annual fee (rates and fees)
- Airline credit does not cover airfare (only incidentals like checked bags)
Card Highlights
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesThis is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
Why We Like This Card
The American Express® Gold Card is a game-changer.
With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.
There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.
Pros & Cons
- 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
- 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
- 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com
- $325 annual fee (rates and fees)
- No lounge access
Card Highlights
- Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Recommended Amex Cards (Business)
Terms Apply / Rates & FeesThis card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Why We Like This Card
The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.
When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.
Pros & Cons
- 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
- Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
- Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
- High annual fee of $695 (rates & fees)
- Airline fee credit does not cover airfare, only incidentals like checked bags
Card Highlights
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
- APR: 18.49% - 27.49% Variable
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesGet 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Why We Like This Card
The American Express® Business Gold Card is excellent at racking up rewards for your business spend.
The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.
Pros & Cons
- 4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
- 3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
- Access to Amex’s The Hotel Collection
- $375 annual fee (rates and fees)
- No elite travel benefits like airport lounge access or elite status
Card Highlights
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
- APR: 18.49% - 27.49% Variable,0% on purchases for 6 months from date of account opening
- Foreign Transaction Fees: None
Terms Apply / Rates & FeesEarn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Why We Like This Card
As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business® Plus Credit Card from American Express.
With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).
The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.
Let’s take look at all that the Amex Blue Business Plus card has to offer.
Pros & Cons
- 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
- Purchase protection and extended warranty protection
- No annual fee and employee cards at no additional cost
- No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
- No elite travel benefits like lounge access or elite status
Card Highlights
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 25.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply.
- APR: 17.49% - 25.49% Variable,0% on purchases for 12 months from date of account opening
- Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
How to Redeem ANA Mileage Club Miles
ANA uses 3 different award charts: one when flying ANA domestically within Japan, one when flying ANA or Air Japan internationally, and one when flying ANA’s partner airlines.
For ANA or Air Japan flights, the award chart is based on:
- Award zone
- Date of the flight (seasonality)
- Cabin class
For ANA partner airline flights, the award chart is based on:
- Award zones
- Cabin class
The ANA and Air Japan domestic chart can be found here, the ANA international award chart here, and ANA partner award chart here.
When you are flying on ANA to/from the U.S., below are the seasonality dates that you’ll want to keep in mind:
Seasonality | Year | Dates |
Low | 2024 | January 11-February 29, April 4-April 24, December 1-December 25 |
2025 | January 9-February 28, April 3-April 23, December 1-December 24 | |
2026 | January 8-February 28 | |
Regular | 2024 | March 1-March 7, May 7-August 1, August 19-November 30 |
2025 | March 1-March 13, May 13-July 17, August 25-November 30 | |
2026 | March 1-March 12 | |
High | 2024 | January 1-January 10, March 8-April 3, April 25-May 6, August 2-August 18, December 26-December 31 |
2025 | January 1-January 8, March 14-April 2, April 24-May 12, July 18- August 24, December 25-December 31 | |
2026 | January 1-January 7, March 13-March 31 |
After you decide the dates that you want to fly, here are the round-trip mileage rates for travel to/from North America.
ANA flies from Tokyo-Narita (NRT) to the following airports in the U.S.: Chicago(ORD), Houston (IAH), Los Angeles (LAX), New York (JFK), San Francisco (SFO), San Jose (SJC), Seattle (SEA), Mexico City (MEX), and Washington, D.C.(IAD).
ANA also flies from Tokyo-Haneda (HND) to the following airports in the U.S.: Chicago, Los Angeles, New York, and Vancouver (YVR).
Class | Low | Regular | High |
Economy | 40,000 | 50,000 | 55,000 |
Business | 75,000 | 85,000 | 90,000 |
First | 150,000 | 150,000 | 165,000 |
Hot Tip: If you’re eyeing a trip to Japan and want to use your miles, we put together a piece on the best ways to redeem ANA miles.
Star Alliance and Partner Awards
For flights to Japan from North America on a Star Alliance partner like United Airlines, here’s the round-trip mileage required:
Class | Miles Required |
Economy | 50,000-55,000 |
Business | 85,000-90,000 |
First | 150,000-165,000 |
It’s important to note that all ANA and partner airline flights must be booked round-trip, except for ANA domestic flights.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the American Express® Business Gold Card, click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, click here.
