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11 Best Ways To Redeem Finnair Plus Points for Maximum Value [2023]

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Stephen Au

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Note: As a result of the Russia-Ukraine conflict, Finnair is currently experiencing many restrictions on airspace and may temporarily suspend flights to/from Asia.

Finnair, the flag carrier of Finland, is one of 14 Oneworld member airlines and is headquartered in the Finnish capital of Helsinki. Operating since 1923, the airline is majority-owned by the government of Finland and is the sixth oldest airline in the world.

Additionally, Finnair has had no fatalities since 1963, and therefore consistently ranks at the top of the global airline safety rankings.

But we’re not here to talk about Finnair’s spotless safety record. We’re here to talk about its frequent flyer program, Finnair Plus. Finnair Plus is, sadly, a mostly useless frequent flyer program. It charges ungodly amounts of points for flight awards and there’s very little value to be had for award generalists.

There are a handful of niche redemptions that you can keep in your back pocket if you find yourself with a substantial balance of Finnair Plus points.

Let’s see how we can maximize your Finnair Plus points.

The Pros and Cons of Finnair Plus Points (Quick Overview)

There’s honestly not a lot to like about Finnair Plus, but we’ve managed to dig up a few talking points on both sides of the discussion. Let’s start with the good things. There aren’t a whole lot:

  • Change fees are relatively modest

That’s pretty much where it ends as far as the pros of Finnair Plus. On the other hand, there are a slew of areas where Finnair Plus is weak as a loyalty program:

  • Exorbitant redemption prices (380,000 Finnair Plus points versus 140,000 Alaska miles for round-trip first class on Qantas between North America and Australia)
  • Lack of quality transfer partners (only Capital One)
  • One-way awards are priced horribly
  • All fuel surcharges are passed on
  • Confusing rewards program and routing rules

Overall, Finnair Plus is a rewards program you generally want to avoid unless you already have a bunch of points. If you’ve been crediting your Oneworld flights to Finnair for many years, you may fall under this category. If you fly to Finland a lot, you may also find some value in liquidating these points.

Using Your Finnair Plus Points

Finnair Plus is a generally confusing loyalty program, but the good news is that you can book some partners completely online, which will minimize travelers’ headaches.

Remember, Finnair is a member of the Oneworld alliance and also has some non-alliance partners.

We’ll go over the partners you can book with online versus over the phone in the next sections.

Oneworld Alliance Airline Partners

Here are the Oneworld alliance partners that Finnair is affiliated with:

  • Alaska Airlines
  • American Airlines
  • British Airways
  • Cathay Pacific
  • Iberia
  • Japan Airlines
  • Malaysia Airlines
  • Qantas
  • Qatar Airways
  • Royal Air Maroc
  • Royal Jordanian
  • S7 Airlines (temporarily suspended)
  • SriLankan Airlines

Remember that a number of additional airlines are affiliate members of the Oneworld alliance. These are mostly regional subsidiaries of Oneworld airlines.

Non-Alliance Airline Partners

In addition to being partners with all Oneworld airlines, Finnair is partners with Braathens Regional Airlines (BRA), Juneyao Air, and LATAM Airlines.

You can earn and redeem Finnair Plus points with these partners as well, so that’s a bonus.

Finnair Plus Award Charts

Finnair Plus has a slew of award charts, and here’s where it starts to get confusing.

  1. Region-based (Finnair flights only)
  2. Region-based (Partner flights only)

If you’re flying on Finnair flights only, then you will want to pay attention to this region-based award chart:

SCROLL FOR MORE
Ticket TypeFlights Within Northern Europe*Flights Within Europe**Flights Between Europe and Asia or North America
Economy / one-way7,50015,00045,000
Economy / return15,00030,00090,000
Premium Economy*** / one-way60,000
Premium Economy*** / return120,000
Business / one-way12,50025,00080,000
Business / return25,00050,000160,000

* Copenhagen, Gothenburg, Gdansk, Krakow, Moscow, Oslo, Stockholm, St. Petersburg, Reykjavik, Riga, Talinn, Tartu, Tromsø, Visby, Vilnius, Warsaw, and all flights within Finland. Please note there is no business class on flights within Finland.
** Includes Tel Aviv .
*** On selected routes.

Let’s now move on to the region-based award charts for partner airlines. Just like Alaska Airlines Mileage Plan, Finnair Plus uses a different award chart for each partner, so there are loads of different award charts available.

However, most (if not all) of these award charts are ludicrous, charging 180,000 Finnair Plus points for a one-way first class flight on Japan Airlines between the U.S. and Japan, for example.

You really don’t want to be booking partner award flights using Finnair. If you absolutely must do so, however, visit this link and choose your partner airline.

Awards Bookable Online vs. Phone

As per Finnair Plus, you can book award flights on these airlines online:

  • British Airways
  • Cathay Pacific
  • Iberia
  • Japan Airlines
  • Qantas
  • Qatar Airways

For any other airlines, you’ll need to contact Finnair Plus at +358-9-818-0800 (Finland), 929-474-6049 (New York), or 323-694-7646 (Los Angeles).

Hot Tip: For expert tips and strategies, see our complete guide on searching for Oneworld award availability.

Award Redemption Rules

There are a bunch of award redemption rules unique to each award type. For Finnair-only award travel (known as Classic awards), here are the rules Finnair has indicated:

  • Return flights must share the same departure and return city. One-way flights are exempt. For example, JFK-HEL-JFK is valid, whereas JFK-HEL-ORD is not.
  • Connections for award flights are always booked for the first possible flight. No stopovers are permitted for short-haul, and 1 stopover is permitted on long-haul flights. This means that you’ll have the tightest connections available. 
  • The outgoing and return flights of a return award ticket may not be on the same day.
  • Customers can make changes with certain restrictions for the award flights. The change and refund fees are both $50. 
  • If the customer travels in multiple travel classes during an award journey, the cost of that award will be calculated based on the highest travel class.
  • Double-booked awards will be dropped and canceled.

Unfortunately, this makes for a relatively boring set of rules for Finnair-based travel. The next set of routing rules from Finnair that we’ll be discussing is for partner award flights:

  • You can only book awards for yourself, close relatives, and people sharing the same household as you. We’re not sure what qualifies as “close relatives” or “sharing the same household,” but we’ll take this at face value.
  • An award may be combined with a Finnair flight.
  • For round-trip flights, the origin and destination airports must be identical. This doesn’t apply to one-way flights.
  • There are no stopovers, except 1 stopover permitted on intercontinental flights.
  • The outgoing and return flights may not be on the same day.
  • The change and refund fees are both $50. 
  • You may not change your ticket once the journey has started.
  • Your award ticket will be ticketed within 1 day of reserving it.
  • If the customer travels in multiple travel classes during an award journey, the cost of that award will be calculated based on the highest travel class. In other words, mixed cabin awards will be charged the highest travel class booked.
  • Double-booked awards will be canceled.

In essence, the partner award routing rules are nearly identical to Finnair’s Classic awards, which is not too surprising.

How To Boost Your Finnair Plus Points

Earning Finnair Plus points can be difficult with only 1 transfer partner in Capital One Miles.

Capital One miles transfer at a 1:1 ratio. Additionally, transfer times are instantaneous, which means you can transfer right before booking your flights. The minimum transfer amount is 1,000 Capital One miles.

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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

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Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros
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  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
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  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

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Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
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$1,350
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The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

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  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
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  • Transfer your miles to your choice of 15+ travel loyalty programs
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  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None
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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

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Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
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In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

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  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
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  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
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The 12 Best Ways To Use Your Finnair Plus Points

There are (nearly) an unlimited number of ways to waste your Finnair Plus points, and these include redemptions that cost a fortune.

However, there are actually quite a few ways to extract significant value from your points. Let’s get started with the best ways to use Finnair Plus points.

1. Fly Round-trip Between Finland and Northern Europe in Economy (15,000 Points)

Finnair economy
Image Credit: Finnair

If you find yourself in Finland and want to spend as few points as possible on an ordinarily expensive economy cash ticket, you can definitely count on Finnair Plus to help you out.

Round-trip costs from Helsinki to see the Northern Lights can be quite expensive, seeing as how Norway is one of the most expensive countries on Earth. So, using a small handful of Finnair Plus points can significantly soften the blow.

Here’s the route we’re talking about, which costs 15,000 Finnair Plus points one-way when booked online:

  •  Helsinki (HEL) – Tromsø (TOS)

If you wanted to fly on a different route, you could pay the same price to fly to any of these cities:

  • Copenhagen
  • Gothenburg
  • Gdansk
  • Krakow
  • Moscow
  • Oslo
  • Stockholm
  • St. Petersburg
  • Reykjavik
  • Riga
  • Tallinn
  • Tartu
  • Visby
  • Vilnius
  • Warsaw
  • All domestic Finland flights (no business class available)

2. Fly Round-trip Between Finland and Northern Europe in Business Class (25,000 Points)

Let’s say that you still want to fly within Northern Europe, but instead of economy, you opt for business class. The value you’ll get here is very limited due to the lack of quality business class seats on intra-Europe flights.

However, by taking advantage of the flight distances in the Northern Europe region, you can nab up to 4 hours in business class. Here’s a great route you can take:

  • Reykjavik (KEF) – Helsinki (HEL)

The business class seats are nothing to be astonished by, but they can make a 4-hour flight slightly more comfortable. Round-trip costs are 25,000 Finnair Plus points.

3. Fly Round-trip Between Finland and Europe in Economy Class (30,000 Points)

Let’s move on to another region. Finnair lumps the rest of Europe into the Europe region, and this actually includes Tel Aviv.

Many of Finnair’s routes are cash-intensive, and using Finnair Plus points can help soften the blow on your wallet.

If you’re interested in flying within Europe, you can do so with these great sample routes:

  • Gazipaşa (GZP) – Helsinki (HEL)
  • Helsinki (HEL) – Tel Aviv (TLV)

It will run you 30,000 points for round-trip tickets if booked online.

In addition to these ordinarily expensive routes, you can fly nonstop to/from Helsinki and:

  • Athens (ATH)
  • Eilat (ETM)
  • Heraklion (HER)
  • Kazan (KZN)
  • Malaga (AGP)
  • Rhodes (RHO)
  • Rome (FCO)
  • Samara (KUF)

There are many other destinations within Europe that Finnair flies to, and these examples are intended to illustrate some expensive cash destinations.

4. Fly Round-trip Between Finland and Dubai in Business Class (160,000 Points)

If you wanted to fly within Europe in business class, you could do so on a medium-haul route of around 6 hours via Finnair business class. Round-trip costs will be 160,000 Finnair Plus points.

If you’re lucky, you can even get an exciting lie-flat business class seat on the A350! On top of that, enjoy better service, food, and lounge access.

  • Helsinki (HEL) – Dubai (DXB)

5. Fly Round-trip in Finnair’s Lie-flat A350 Business Class Seats to London (50,000 Points)

Finnair Airbus A350 Business Class Mood Lighting
Finnair Airbus A350 business class. Image Credit: Greg Stone

Up until now, we haven’t talked about any special flight products from Finnair, and it’s for good reason. The seats on intra-Europe flights are somewhat depressing: business class seats are the exact same as economy seats, but the middle seat is blocked off.

That simply means that instead of 3 travelers on each side, there’s only a window and aisle seat occupied, and the middle seat is left empty. But, Finnair has great hard products aboard the A350 and A330, and this next redemption is focused on a short-haul flight that offers lie-flat business class in the reverse herringbone style.

If you wanted to try this on a short-haul flight, you can look no further than a route to London.

Here’s the route I’m talking about:

  • Helsinki (HEL) – London-Heathrow (LHR) only on AY 1331

There’s only 1 flight with a widebody aircraft to/from London, but it’s totally worth spending the points for a new experience. This can be had on a round-trip flight for 50,000 points.

6. Fly Round-trip Between Finland and Asia in Economy Class (90,000 Points)

Now, let’s get into the long-haul destinations. Finnair operates nonstop flights to major cities in Asia, and these are:

  • Bangkok (BKK)
  • New Delhi (DEL)
  • Phuket (HKT)
  • Seoul-Incheon (ICN)
  • Tokyo (NRT)

It’s best to use your Finnair Plus points on economy tickets that would otherwise be prohibitively expensive, such as to these destinations:

  • Helsinki (HEL) – Osaka (KIX)
  • Phuket (HKT) – Helsinki (HEL)

The cash price of these tickets can run into $2,000+ round-trip, so spending 90,000 points can net you a value of ~2.2 cents per point, which is staggering for economy tickets.

7. Fly Round-trip Between Finland and Asia in Business Class (160,000 Points)

If you wanted to fly from Finland to Asia or vice-versa, you can do so in business class for 160,000 points round-trip. In this case, it’s important to get the best business class product, which is either on the A330 or A350.

A lot of times you don’t have much of a choice since there’s only 1 type of aircraft flown on long-haul routes. Here are some 10+ hour flights that you might be interested in trying:

  • Helsinki (HEL) – Seoul-Incheon (ICN)
  • Tokyo-Narita (NRT) – Helsinki (HEL)

8. Fly Round-trip Between Finland and North America in Economy Class (90,000 Points)

Flying to/from the U.S. and Finland is identical in price to flying to Asia, which is great. Usually, flights to/from the U.S. are at least slightly more expensive in points than to Asia due to the high demand from America.

Here are some of the routes you can take:

  • Chicago (ORD) – Helsinki (HEL) operated by the A330
  • New York City (JFK) – Helsinki (HEL) operated by the A330
  • Dallas-Fort Worth (DFW) – Helsinki (HEL) operated by the A350
  • Los Angeles (LAX) – Helsinki (HEL) operated by the A350
  • Seattle (SEA) – Helsinki (HEL) operated by the A330

Bottom Line: Economy tickets can be quite expensive, particularly from the West Coast, so using 90,000 points for a round-trip ticket will save you a bundle of cash.

9. Fly Round-trip Between Finland and North America in Business Class (160,000 Points)

Finnair recently began expanding its routes operated by the A350, which is the newest plane available on Finnair. Additionally, it has the longest flight, measuring at around 10.5 hours.

There’s just something about brand-new business class products in the reverse herringbone layout that oozes classiness. And luckily, the A330 features the same lovely business class configuration as the new A350.

  • Chicago (ORD) – Helsinki (HEL) operated by the A330
  • Los Angeles (LAX) – Helsinki (HEL) operated by the A350
  • Miami (MIA) – Helsinki (HEL) operated by the A350
  • New York (JFK) – Helsinki (HEL) operated by the A350

10. Upgrade Deeply Discounted Finnair Tickets Between Finland and North America/Asia (50,000 Points)

Another redemption you can make is not an award redemption, but rather, an upgrade. Finnair doesn’t have a minimum fare class required to upgrade, so if you find yourself booking a super cheap economy ticket, you can upgrade your flights for a somewhat reasonable price.

Here’s the upgrade chart for Finnair Plus flights. Remember, these upgrade costs are for one-way flights.

SCROLL FOR MORE
RegionPoint Charge for a One-way Flight
Finland
Northern Europe*7,500
Rest of Europe** and Tel Aviv10,000
Asia and North America50,000

* Copenhagen, Gothenburg, Krakow, Moscow, Oslo, Stockholm, St. Petersburg, Reykjavik, Riga, Talinn, Tartu, Vilnius, and Warsaw.

The cheapest round-trip economy tickets to/from North America and Asia can run as little as $500. If you get your hands on those and find upgrade space on Finnair, you can pay 50,000 Finnair Plus points to upgrade each segment.

Considering that one-way business class tickets are around $4,000+, you could get significant value by upgrading your tickets.

11. Upgrade Deeply Discounted Finnair Tickets to Tel Aviv and Try Finnair’s Sauna on a Long Layover in Helsinki (10,000 Points)

Finnair Lounge Helsinki Sauna
Finnair Lounge Helsinki Sauna. Image Credit: Finnair

An extension of upgrading deeply discounted tickets is doing so to enhance your lounge experience. Just because an airline offers mediocre hard products (intra-Europe business class) doesn’t mean that it can’t be valuable to travelers.

For example, Finnair is one of the only airlines in the world to offer a sauna in its business class lounge at Helsinki (HEL). If you had a super-cheap economy ticket within Europe (not Northern Europe), why not upgrade for 10,000 Finnair Plus points and spend a long layover in the lounge?

Final Thoughts

All in all, Finnair Plus won’t be a frequent flyer program we’re dying to use. It has mind-bogglingly high redemption rates on most awards, and it’s difficult to get tons of value.

However, we’ve shown that there are ways to use your Finnair Plus points to get some good value. We’ve covered the entire gamut of possible trip redemptions, ranging from a simple regional award ticket to upgrades on deeply-discounted economy fares.

All in all, there’s a bit of value to be had in using Finnair Plus points. In general, redemptions take a ton of points, so be ready to shell out hundreds of thousands of points.

Information regarding the Capital One Spark Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

How can I earn points on Finnair?

There are 2 main ways to earn points on Finnair Plus:

  1. Crediting Oneworld flights to Finnair
  2. Transferring from Capital One Miles

There are other ways to earn Finnair points, such as purchasing them directly, being gifted points, having points transferred to you, and spending with its partners.

Is it possible to earn Finnair Plus points by using credit cards?

What are Finnair Plus points worth?

Unfortunately, Finnair points are not worth much. They can be valued anywhere from 0.7 to 2 cents per point.

Are Finnair Plus points refundable?

Yes, provided that your award ticket hasn’t been partially used. A totally unused ticket is refundable with a $50 fee.

When do Finnair Plus points expire?

Finnair Plus points expire after points inactivity of 18 months. Any qualifying activity where you earn or use points will reset the 18-month timer.

Is Finnair part of American Airlines?

No, Finnair is the flag carrier of Finland. It is in the same alliance as American Airlines, the Oneworld alliance. You can redeem Finnair Plus points on travel with Oneworld airlines, just like you can redeem American Airlines AAdvantage miles on travel with Finnair or any other Oneworld airline.

Sadly, you can’t combine miles from different airlines, such as between American Airlines and Finnair.

How much does it cost to buy Finnair Plus points?

At the moment, you can purchase up to 150,000 Finnair Plus points per year. These points will be deposited into your Finnair Plus account 1 to 3 days after purchase.

If you purchase the maximum, you can pay $1,722 (~€1,632), which equates to around 1.4 cents per point. This is not the best value out there, but they actually sometimes run sales of 50% bonus points.

How do I join Finnair Plus?

You can join Finnair Plus here.

Do I need to be an Finnair Plus member to search for awards?

You won’t want to use Finnair’s search engine to search for awards, due to the fact that British Airways and Qantas offer superior award searches.

Find out more in our guide to search Oneworld award availability.

How many Finnair Plus points do I have?

You can check the number of points in your Finnair Plus account by logging in and viewing your membership profile.

How many Finnair Plus points are required for a trip reward?

The cheapest for a trip reward with Finnair Plus is 10,000 points one-way or 15,000 points round-trip for travel in Northern Europe.

How do I contact Finnair Plus?

You can contact Finnair Plus over the phone at any of these 3 numbers:

  • +358-9-818-0800 (Finland)
  • 929-474-6049 (New York)
  • 323-694-7646 (Los Angeles)

Also, if you wish to reach Finnair by other means, you can follow this link.

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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