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IHG One Rewards Transfer Partners and How To Use Them [2026]

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Stephen Au
Updated: 
Edited by: Jessica Merritt
& Michael Y. Park
IHG One Rewards Transfer Partners and How To Use Them [2026]
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IHG Hotels & Resorts is one of the world’s largest hotel management and hospitality companies, with over 6,600 properties in more than 100 countries worldwide, making it easy to rack up points.

In addition to letting you redeem your rewards for stays at IHG hotels, IHG has nearly 40 airline partners, with 34 of those offering the ability to transfer your IHG points to airline miles. Most of these airline programs offer transfer rates at a 5:1 ratio.

This guide covers the full list of airline transfer partners, transfer ratios, how to transfer, and when it makes sense to do so.

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Quick Overview of IHG One Rewards Transfer Partners

IHG One Rewards has nearly 40 airline partners, but only 34 of those allow IHG One Rewards transfers, and each program has different transfer terms and conditions, though most of them transfer at a 5:1 ratio.

This means you earn 1,000 airline miles with most of these partners when you transfer 5,000 IHG One Rewards points. The 3 exceptions: Air Miles (40:1), El Al Matmid (250:1), Air New Zealand Airpoints (400:1).

We value IHG One Rewards points at 0.5 cents per point, this means that transfers generally only make sense when the airline miles can be redeemed at 2.5 cents per mile or more, given the 5:1 transfer rate. (Source: Upgraded Points.)

Transfers usually take around 14 to 21 days, which is appreciably faster than other hotel currencies that can sometimes take up to 2 months. Keep in mind that the IHG One Rewards is a 1:1 transfer partner of Chase Ultimate Rewards, so that can be a good way to boost your rewards balance.

Here is the complete table of transfer partners, as well as the transfer ratios and minimum transfer amounts associated with each partner.

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IHG One Rewards Airline Transfer Partner

Minimum Transfer

Transfer Ratio (IHG:Airline)

Aeromexico Rewards

10,000

5:1

Air Canada Aeroplan

10,000

5:1

Air China PhoenixMiles

10,000

5:1

Air France-KLM Flying Blue

10,000

5:1

Air Miles

10,000

40:1

Air New Zealand Airpoints

10,000

400:1

Alaska Airlines Atmos Rewards

10,000

5:1

American Airlines AAdvantage

10,000

5:1

ANA Mileage Club

10,000

5:1

Avianca Lifemiles

10,000

5:1

The British Airways Club

10,000

5:1

Cathay Pacific Cathay

10,000

5:1

China Southern Sky Pearl Club

10,000

5:1

Club Iberia Plus

10,000

5:1

Delta SkyMiles

10,000

5:1

Emirates Skywards

10,000

5:1

Etihad Guest

10,000

5:1

Gulf Air Falconflyer

10,000

5:1

Hainan Airlines Fortune Wings Club

10,000

5:1

InterMiles

10,000

5:1

Japan Airlines Mileage Bank

10,000

5:1

JetBlue TrueBlue

10,000

5:1

Korean Air SKYPASS

10,000

5:1

Malaysia Airlines Enrich

10,000

5:1

Qantas Frequent Flyer

10,000

5:1

Qatar Airways Privilege Club

10,000

5:1

Saudia Alfursan

10,000

5:1

Singapore Airlines KrisFlyer

10,000

5:1

South African Airlines Voyager Miles

10,000

5:1

TAP Air Portugal Miles&Go

10,000

5:1

Thai Airways Royal Orchid Plus

10,000

5:1

United MileagePlus

10,000

5:1

Virgin Atlantic Flying Club

10,000

5:1

Virgin Australia Velocity

10,000

5:1

Out of all the transfer partners above, just 2 of them stray away from the 5:1 transfer ratio.

Let’s look at some transfer examples:

  • 5:1 ratio (the rate for the majority of partners): Transfer 10,000 IHG One Rewards points to United and earn 2,000 United MileagePlus miles.
  • 40:1 ratio: Transfer 10,000 IHG One Rewards points to Air Miles and earn 250 Air Miles.
  • 400:1 ratio: Transfer 10,000 IHG One Rewards points to Air New Zealand Airpoints and earn 25 Airpoints.

Earning IHG One Rewards Points

One of the best ways to earn IHG One Rewards points is to use the co-branded credit cards issued by Chase. These cards earn up to 26 IHG One Rewards points total per $1 spent.

Recommended IHG One Rewards Cards

IHG One Rewards Traveler Credit CardTerms Apply / Rates & Fees
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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.

Apply Now(at Chase's secure site)
IHG One Rewards Traveler Credit Card
Earn up to 17x when you stay at IHG hotels, 3x on monthly bills, at gas stations, and restaurants, and 2x on all other purchases.
Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
80,000 points
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Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Why We Like This Card

If you’re someone who is looking to enhance your IHG stays by earning more points and benefits, without paying an annual fee, then the IHG One Rewards Traveler Credit Card might be the perfect fit for you.

In this guide, we will provide a detailed view of what the card can offer so you can decide if it makes sense to add to your wallet.

Pros & Cons
Pros
  • Up to 17x total points per $1 on IHG stays
  • 3x points per $1 on monthly bills, at gas stations, and restaurants
  • 2x point per $1 on all other purchases
Cons
    • Not as rewarding as the IHG One Rewards Premier Credit Card
Read Full Review
Card Highlights
  • Earn 80,000 Bonus Points
  • No Annual Fee
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 27.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

IHG Rewards Loyalty Program Review

IHG One Rewards Premier Credit CardTerms Apply / Rates & Fees
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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)
IHG One Rewards Premier Credit Card
The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
140,000 points
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$99
19.24% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons
Pros
  • Up to 26x points per $1 on IHG stays
  • 5x points per $1 spent on purchases on travel, at gas stations, and restaurants
  • 3x points per $1 on all other purchases
Cons
  • $99 annual fee
  • Does not earn transferable points
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Card Highlights
  • Earn 140,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 27.74% Variable
  • Foreign Transaction Fees: None
LIMITED-TIME OFFER
IHG One Rewards Premier Business Credit CardTerms Apply / Rates & Fees
IHG One Rewards Premier Business Credit Card
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Apply Now(at Chase's secure site)
IHG One Rewards Premier Business Credit Card
The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.
Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
Up to 200,000 points
$1,000
$99
19.24% - 27.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons
Pros
  • Up to 26x total points per $1 spent on IHG Hotels and Resorts
  • 5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
  • 3x points per $1 spent on all other purchases
Cons
  • $99 annual fee
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Limited Time Offer! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
  • Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® Hotels & Holiday Inn®
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 27.74% Variable
  • Foreign Transaction Fees: None

If you’re short on IHG One Rewards points, remember that the program is a Chase transfer partner, so you can transfer points from a Chase Ultimate Rewards credit card at a 1:1 ratio to IHG One Rewards.

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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
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Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons
Pros
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  • 2x points on all other travel worldwide
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
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Card Highlights
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
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  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
Financial Snapshot
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Chase Ultimate Rewards

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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
125,000 points
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19.49% - 27.99% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Excellent
Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons
Pros
  • 8x points on all Chase Travel purchases
  • 5x points on Lyft rides
  • 4x points on flights and hotels booked directly
Cons
    • $795 annual fee
Read Full Review
Card Highlights
  • Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Get more than $2,700 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
  • Member FDIC
Financial Snapshot
  • APR: 19.49% - 27.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

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How To Transfer IHG One Rewards Points

Unlike with most other hotel programs, it’s not possible to transfer IHG One Rewards points without picking up the phone.

Luckily, the process is easy. Simply call 888-211-9874 to transfer your points. Provide the agent with your IHG One Rewards number, choose which transfer partner you’d like to move points to, and confirm the transfer amounts.

Points are transferred in 14 to 21 days.

Should You Transfer to a Partner or Book Hotel Stays?

The IHG rewards program is one of the Big 4 hotel loyalty programs, alongside World of Hyatt, Marriott Bonvoy, and Hilton Honors.

We value IHG One Rewards points at 0.5 cents each. (Source: Upgraded Points.) That means 10,000 points are worth around $50, but it’s certainly possible to get better value, especially when redeeming at upscale or luxury hotels.

But if you don’t see yourself needing to book a stay at an IHG property anytime soon, it is worth considering transferring points to airline partners.

For a full overview of IHG One Rewards redemption options beyond airline transfers, see our dedicated redemptions guide on the best ways to redeem IHG One Rewards points.

When It Makes Sense To Transfer IHG One Rewards Points

If you feel confident that you can get at least 2.5 cents for every airline mile you earn through IHG One Rewards transfers, then it makes sense to transfer IHG One Rewards points at a 5:1 ratio.

In most cases, getting 2.5 cents per mile from frequent flyer programs is difficult unless you’re booking premium cabin flights via Saver-level award tickets.

Another situation when it makes sense to transfer IHG One Rewards points to frequent flyer programs is if you are just a few thousand miles short of what you need to book a specific flight.

If you need 50,000 Delta SkyMiles to book a flight but only have 48,000 SkyMiles, you can simply transfer 10,000 IHG One Rewards points to Delta and book it.

Combining IHG One Rewards From Multiple Accounts

IHG allows you to transfer points from one member to another for a flat rate of $5 for every 1,000 points. You can do this for an unlimited number of points.

So if you wanted to transfer 20,000 IHG One Rewards points to your friend, it’d cost $100. Unfortunately, this would negate much of the redemption value you’d get from any of your points, so we don’t recommend doing it.

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Visit the transfer page and fill in the details to transfer your points to another member via points.com.

Redeeming IHG One Rewards Points

Our favorite way to redeem IHG One Rewards points is for hotel stays because you can squeeze outsize value from IHG’s reward pricing structure, especially at luxury properties. For example, if you redeem your IHG One Rewards points for a peak-season hotel stay during a spring break holiday in Miami, you’re probably going to get great value. The second-best way to get lots of value from IHG One Rewards points is to transfer points to airline frequent flyer programs.

Before You Transfer Your IHG One Rewards Points

Before you decide to transfer your IHG One Rewards points to an airline, here are a few major items to keep in mind.

Transfers are irreversible once they’ve been made, so if you’re transferring points to book an airline award ticket, make sure you confirm that there is award availability first.

Since IHG airline transfers take 14 to 21 days of processing time, you probably should not transfer if you need the miles in your account urgently.

Lastly, IHG does not offer transfer bonuses, so the rate for each program is always fixed. Given that the transfer rate is 5:1 with most programs, it generally only makes sense if you can get 2.5 cents per mile or more in value, which is usually just reserved for premium cabin flight bookings.

Final Thoughts

If you’re not going to redeem your IHG One Rewards points for hotel stays, transferring them to airline partners can help you get good value.

While the program has nearly 40 airline partners, only 34 of those allow IHG One Rewards transfers, and most programs offer a transfer at a 5:1 ratio.

Nonetheless, if you can get at least 2.5 cents per mile in redemption value (which is really only possible when redeeming for business or first class flights), then it makes plenty of sense to transfer IHG One Rewards points at a 5:1 ratio.

Featured Image Credit: Ehsan Haque

Frequently Asked Questions

Is IHG One Rewards a Chase travel partner?

Yes, Chase transfers to IHG One Rewards at a 1:1 ratio typically within a few minutes.

Can I transfer IHG One Rewards points to my spouse?

Yes, you can. IHG One Rewards charges a fee of $5 for every 1,000 points you transfer, so keep that in mind. You can also buy IHG One Rewards points in 1,000-point increments (up to 100,000 points per calendar year).

How much is 20,000 IHG One Rewards points worth?

By our valuations of 0.5 cents each, 20,000 IHG One Rewards points are worth $100.

How long do IHG One Rewards point transfer take?

Generally speaking, transferring IHG One Rewards points to airlines takes anywhere from 14 to 21 days.

Is it worth transferring IHG One Rewards points to airline miles?

You’d most likely get more value out of your IHG One Rewards points by redeeming them for stays at IHG hotels during your travels than you would by transferring them to airlines — but airline transfers can still be worthwhile for you depending on your needs.

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.

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