IHG One Rewards Transfer Partners and How To Use Them [2026]

IHG Hotels & Resorts is one of the world’s largest hotel management and hospitality companies, with over 7,000 properties in more than 100 countries worldwide, making it easy to rack up points.

In addition to letting you redeem your rewards for stays at IHG hotels, IHG has nearly 40 airline partners, with 34 of those offering the ability to transfer your IHG points to airline miles. Most of these airline programs offer transfer rates at a 5:1 ratio.

This guide covers the full list of airline transfer partners, transfer ratios, how to transfer, and when it makes sense to do so.

Quick Overview of IHG One Rewards Transfer Partners

IHG One Rewards has nearly 40 airline partners, but only 34 of those allow IHG One Rewards transfers, and each program has different transfer terms and conditions, though most of them transfer at a 5:1 ratio.

This means you earn 1,000 airline miles with most of these partners when you transfer 5,000 IHG One Rewards points. The 2 exceptions are: Air Miles (40:1) and Air New Zealand Airpoints (400:1).

We value IHG One Rewards points at 0.5 cents per point, this means that transfers generally only make sense when the airline miles can be redeemed at 2.5 cents per mile or more, given the 5:1 transfer rate. (Source: Upgraded Points.)

Transfers usually take around 14 to 21 days, which is appreciably faster than other hotel currencies that can sometimes take up to 2 months. Keep in mind that IHG One Rewards is a 1:1 transfer partner of Chase Ultimate Rewards, so that can be a good way to boost your rewards balance.

Here is the complete table of transfer partners, as well as the transfer ratios and minimum transfer amounts associated with each partner.

Out of all the transfer partners above, just Air Miles and Air New Zealand Airpoints stray away from the 5:1 transfer ratio.

Let’s look at some transfer examples:

• 5:1 ratio (the rate for the majority of partners): Transfer 10,000 IHG One Rewards points to United and earn 2,000 United MileagePlus miles.
• 40:1 ratio: Transfer 10,000 IHG One Rewards points to Air Miles and earn 250 Air Miles.
• 400:1 ratio: Transfer 10,000 IHG One Rewards points to Air New Zealand Airpoints and earn 25 Airpoints.

Earning IHG One Rewards Points

One of the best ways to earn IHG One Rewards points is to use the co-branded credit cards issued by Chase. These cards earn up to 28 IHG One Rewards points total per $1 spent.

Recommended IHG One Rewards Cards

LIMITED-TIME OFFER

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The Brand New IHG One Rewards Premier Select Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Select card is a compelling option for travelers who frequently stay at IHG hotels, and want a card that will help them earn more points on all of their stays.

Apply Now(at Chase's secure site)

The Brand New IHG One Rewards Premier Select Credit Card

The IHG Premier Select card is a compelling option for travelers who frequently stay at IHG hotels, and want a card that will help them earn more points on all of their stays.

Welcome Offer

Earn 200,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.

200,000 points

UP's Offer Valuation*:

$1,000

Annual Fee

$350

APR

19.24% - 27.74% Variable

Why We Like This Card

The IHG Premier Select card is a compelling option for travelers who frequently stay at IHG hotels, and want a card that will help them earn more points on all of their stays, and comes with automatic IHG Platinum Elite status.

Pros & Cons

Pros

• Up to 28x total points on IHG stays
• 6x points on dining and all other travel, including rideshare
• 3x points on all other purchases

Cons

• $350 annual fee
• Food and beverage credits don’t roll over quarter to quarter

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 200,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
• Enjoy up to $300 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• This card offers over $1,000 in value your first year!
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• Earn up to 28X total points on stays at IHG Hotels & Resorts
• Earn 6X points on dining and all other travel, including rideshare. Earn 3X points per $1 spent on all other purchases.
• Automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Select cardmember. Plus, get 20 Elite Night Credits each year.
• Earn 2 Elite Night Credits for every $5,000 you spend on your card.
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: 

LIMITED-TIME OFFER

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The New IHG One Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on dining, gas stations, and grocery stores, and 2x on all other purchases.

Apply Now(at Chase's secure site)

The New IHG One Rewards Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on dining, gas stations, and grocery stores, and 2x on all other purchases.

Welcome Offer

Earn 125,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

125,000 points

UP's Offer Valuation*:

$625

Annual Fee

$0

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you want to enhance your IHG stays with more points and benefits but don’t want to pay an annual fee, consider the IHG One Rewards Credit Card.

This guide provides a detailed overview of the card, including rewards rates and cardholder benefits.

Pros & Cons

Pros

• Up to 17 total points per $1 on IHG stays
• 3 points per $1 on dining, gas stations, and grocery stores
• 2 points per $1 on all other purchases

Cons

• Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 125,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening.
• No Annual Fee
• Earn up to 17X total points on stays at IHG Hotels & Resorts
• Earn 3X points on dining, at grocery stores (new!) and gas stations. Earn 2X points per $1 spent on all other purchases.
• Automatic Silver Elite status as long as you remain an IHG One Rewards cardmember. Plus, enjoy 5 Elite Night Credits annually (new!).
• No Foreign Transaction Fees
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The New IHG One Rewards Premier Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent card for IHG fans, offering a free night every year, automatic Gold Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

The New IHG One Rewards Premier Credit Card

An excellent card for IHG fans, offering a free night every year, automatic Gold Elite status, and your fourth night free on award stays.

Welcome Offer

Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

180,000 points

UP's Offer Valuation*:

$900

Annual Fee

$150

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Gold elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

• Up to 24x points on IHG stays
• 5x points on flights booked directly and car rental agencies, dining, gas stations, and grocery stores
• 3x points on all other purchases

Cons

• $150 annual fee
• Does not earn transferable points

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Earn up to 24X total points on stays at IHG Hotels & Resorts
• Earn 5X points on flights booked directly, car rental agencies, at gas stations, grocery stores (new!) and restaurants. Earn 3X points per $1 spent on all other purchases.
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• This card offers over $700 in value your first year!
• Automatic Gold Elite Status as long as you remain an IHG One Rewards Premier cardmember. Plus, get 15 Elite Night Credits each year (new!).
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

LIMITED-TIME OFFER

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The New IHG One Rewards Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Business card is good for business travelers who regularly stay at IHG hotels.

Apply Now(at Chase's secure site)

The New IHG One Rewards Business Credit Card

The IHG Business card is good for business travelers who regularly stay at IHG hotels.

Welcome Offer

Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.

190,000 points

UP's Offer Valuation*:

$950

Annual Fee

$200

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The IHG One Rewards Business Credit Card is useful for small-business owners who often stay at IHG hotels and resorts.

This review covers the IHG Business card’s earning rates, benefits, fees, and more to help you decide whether it’s a good fit for your business travel expenses.

Pros & Cons

Pros

• Up to 26 total points per $1 spent on IHG properties
• 5 points per $1 spent on flights booked directly, rental cars, dining, gas stations, and select advertising
• 3 points per $1 spent on all other purchases

Cons

• $200 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
• Earn up to 26X total points on stays at IHG Hotels and Resorts.
• Earn 5X points on flights booked directly, car rental agencies, select advertising, at gas stations and restaurants. Earn 3X points per $1 spent on all other purchases.
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• NEW! A $100 Airline Statement Credit each year when you spend at least $250 on flights purchased directly with the airline.
• This card offers over $750 in value your first year!
• Automatic Platinum Elite status as long as you remain a Business cardmember. Plus, enjoy 15 Elite Night Credits annually (new!).
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

If you’re short on IHG One Rewards points, remember that the program is a Chase transfer partner, so you can transfer points from a Chase Ultimate Rewards credit card at a 1:1 ratio to IHG One Rewards.

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BEST FIRST TRAVEL CARD

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Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.24% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred card bonus categories include travel, dining, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation home rentals with top brands, and streaming services.

It offers flexible point redemption options, no foreign transaction fees, and strong travel insurance coverage, including primary car rental insurance. If you travel a few times a year and spend on dining, the card is likely to be a good choice, but it’s hard to justify if you don’t dine out or travel often.

Pros & Cons

Pros

• 5x points on all travel booked via Chase Travel
• 3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation home rentals with top brands (such as Airbnb and Vrbo), and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• Subject to Chase’s 5/24 application restrictions

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more
• Get a year of complimentary Apple TV when activated by December 31, 2026 – a value of $156.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

How To Transfer IHG One Rewards Points

Unlike with most other hotel programs, it’s not possible to transfer IHG One Rewards points without picking up the phone.

Luckily, the process is easy. Simply call 888-211-9874 to transfer your points. Provide the agent with your IHG One Rewards number, choose which transfer partner you’d like to move points to, and confirm the transfer amounts.

Points are transferred in 14 to 21 days.

Should You Transfer to a Partner or Book Hotel Stays?

The IHG rewards program is one of the Big 4 hotel loyalty programs, alongside World of Hyatt, Marriott Bonvoy, and Hilton Honors.

We value IHG One Rewards points at 0.5 cents each. (Source: Upgraded Points.) That means 10,000 points are worth around $50, but it’s certainly possible to get better value, especially when redeeming at upscale or luxury hotels.

But if you don’t see yourself needing to book a stay at an IHG property anytime soon, it is worth considering transferring points to airline partners.

For a full overview of IHG One Rewards redemption options beyond airline transfers, see our dedicated redemptions guide on the best ways to redeem IHG One Rewards points.

When It Makes Sense To Transfer IHG One Rewards Points

If you feel confident that you can get at least 2.5 cents for every airline mile you earn through IHG One Rewards transfers, then it makes sense to transfer IHG One Rewards points at a 5:1 ratio.

In most cases, getting 2.5 cents per mile from frequent flyer programs is difficult unless you’re booking premium cabin flights via Saver-level award tickets.

Another situation when it makes sense to transfer IHG One Rewards points to frequent flyer programs is if you are just a few thousand miles short of what you need to book a specific flight.

If you need 50,000 Delta SkyMiles to book a flight but only have 48,000 SkyMiles, you can simply transfer 10,000 IHG One Rewards points to Delta and book it.

Combining IHG One Rewards From Multiple Accounts

IHG allows you to transfer points from one member to another for a flat rate of $5 for every 1,000 points. You can do this for an unlimited number of points.

So if you wanted to transfer 20,000 IHG One Rewards points to your friend, it’d cost $100. Unfortunately, this would negate much of the redemption value you’d get from any of your points, so we don’t recommend doing it.

Visit the transfer page and fill in the details to transfer your points to another member via points.com.

Redeeming IHG One Rewards Points

Our favorite way to redeem IHG One Rewards points is for hotel stays, because you can squeeze outsize value from IHG’s reward pricing structure, especially at luxury properties. For example, if you redeem your IHG One Rewards points for a peak-season hotel stay during a spring break holiday in Miami, you’re probably going to get great value. The second-best way to get lots of value from IHG One Rewards points is to transfer points to airline frequent flyer programs.

Before You Transfer Your IHG One Rewards Points

Before you decide to transfer your IHG One Rewards points to an airline, here are a few major items to keep in mind.

Transfers are irreversible once they’ve been made, so if you’re transferring points to book an airline award ticket, make sure you confirm that there is award availability first.

Since IHG airline transfers take 14 to 21 days of processing time, you probably should not transfer if you need the miles in your account urgently.

Lastly, IHG does not offer transfer bonuses, so the rate for each program is always fixed. Given that the transfer rate is 5:1 with most programs, it generally only makes sense if you can get 2.5 cents per mile or more in value, which is usually just reserved for premium cabin flight bookings.

Final Thoughts

If you’re not going to redeem your IHG One Rewards points for hotel stays, transferring them to airline partners can help you get good value.

Though the program has nearly 40 airline partners, only 34 of those allow IHG One Rewards transfers, and most programs offer a transfer at a 5:1 ratio.

Nonetheless, if you can get at least 2.5 cents per mile in redemption value (which is really only possible when redeeming for business or first class flights), then it makes plenty of sense to transfer IHG One Rewards points at a 5:1 ratio.