The Complete Guide to Using the Wells Fargo Rewards Portal [2026]

You can redeem Wells Fargo Rewards points in a variety of ways, including transferring points to several airline and hotel partners.

If you’re interested in booking travel, take a closer look at the Wells Fargo Rewards portal. With your points, you can book flights, hotels, rental cars, and activities for your next vacation.

Below, you’ll find our in-depth guide to the Wells Fargo Rewards portal and what you should know before redeeming your points.

Why Book Travel Through the Wells Fargo Rewards Portal?

One of the best parts of opening a bank credit card is that cardholders can redeem rewards at their leisure. Some are interested in earning cash rewards, viewing their rewards as a rebate on their purchases, while others choose to redeem points for unforgettable travel experiences.

If you’re in the latter group, you need to know the 2 ways to redeem points for travel. First, you can transfer Wells Fargo Rewards points to a few programs, such as British Airways Avios, Avianca Lifemiles, and Choice Privileges. (This is how people book business class flights for a fraction of the real cash cost or hotel rooms worldwide!)

However, to book your desired award flight or hotel, you need to find the right award availability for your travel dates. You might not always find award flights for the days you want to fly, which isn’t the best method of booking travel if you don’t have a ton of flexibility.

You may also want to book other types of travel that can’t easily be booked with points or miles. Cruises, tours, and vacation packages are examples of travel that aren’t easy to book with rewards.

That’s why, as a Wells Fargo cardholder, you may want to turn to the Wells Fargo Rewards portal to redeem points for travel, where every point is worth 1 cent. The math is simple: A $300 flight would require 30,000 points, a $1,000 hotel would require 100,000 points, and so forth.

The Wells Fargo Rewards portal is similar to your average online travel agency — think Expedia or Kayak. You can search for any flight, hotel, or activity without worrying about blackout dates. Then you can make your booking with cash, points, or a combination. The choice is yours.

Hot Tip:

There’s an understated benefit to booking with the Wells Fargo Rewards portal, specifically when redeeming points for flights. You still earn airline miles and elite qualifying points if you attach your frequent flyer number to the reservation since these reservations are considered paid tickets. Unfortunately, the same cannot be said for hotels and rental cars, which limits the ability to earn rewards points on third-party bookings.

Cards That Earn Wells Fargo Rewards Points

Back in 2024, Wells Fargo launched its best travel rewards card, the Wells Fargo Autograph Journey^® Card. This card builds off its existing Wells Fargo Autograph^® Card, which has a $0 annual fee.

With the announcement of the new card, the issuer improved its travel portal and finally added the flexibility to transfer points to participating airline and hotel programs.

Wells Fargo also has a solid cash rewards card, if that’s more your style. With the Wells Fargo Active Cash^® Card, you can instantly transfer your rewards to the Wells Fargo Autograph Journey card or the Wells Fargo Autograph card. You can do this by visiting the Wells Fargo Rewards portal, clicking My Rewards, and then clicking Transfer to consolidate rewards earned on multiple Wells Fargo cards.

This way, you can leverage the excellent 2% cash rewards rate on all purchases with the Wells Fargo Active Cash card, then pool your rewards earned from the Wells Fargo Autograph card or the Wells Fargo Autograph Journey card. Doing this opens more redemption options for your rewards.

How To Access the Wells Fargo Rewards Portal

There are 2 ways you can easily navigate to the Wells Fargo Rewards portal. You can go directly to the Wells Fargo Rewards portal website or log in to your Wells Fargo account.

In your Wells Fargo Rewards account, you should be able to preview credit cards, any checking or savings accounts you may have with the bank, and your rewards account, all on the same homepage.

Simply click on the Wells Fargo Rewards tab to see an overview of the points you’ve accumulated and the various redemption options. To launch the Wells Fargo Rewards travel portal, go to Use Rewards and Travel. From here, you’ll see a dialog box that says “You’re entering the updated Wells Fargo Travel portal,” and clicking Book Now will take you into the portal.

Here, you can search for flights, hotels, car rentals, activities, and more.

How To Book a Flight Through the Wells Fargo Rewards Portal

When you open up the Wells Fargo Rewards portal, it will show flights as the default search. You can enter your origin and destination, travel dates, fare class, and return time.

Once you’ve entered the required fields, you’ll see a list of flights, which you can order by cheapest first or most expensive first. From these results, you can tweak your search. For instance, you can filter by time, duration, stops, airline, and fare class.

Options on the results page include selecting your departure and then selecting your return. If you want to view options, you can click on View Details and then Fare Options or by clicking on View Upgrade Options on the flight review page.

Hit Select once you find the right flight for you. It’s important to know you won’t be able to select the exact fare class until the next screen pops up. That’s when you can review the options presented to you.

With a lot of airlines offering their own version of basic economy, it’s important to look carefully at the options. Many (but not all) airlines limit basic economy passengers to a personal item — no carry-on bag — and do not allow you to modify your flight.

Fortunately, Wells Fargo provides a clear chart detailing what is and isn’t included with your flight. Make your selection and hit Review Your Trip to begin the checkout process.

Enter all traveler details to confirm your booking. Don’t forget to add your frequent flyer number under the Member Number section to earn points and miles on your booking. You can also add a Known Traveler Number, if you have one.

If seat assignments are included in your booking, you can also reserve your spot on this screen. Then, under Payment Method, choose whether you want to pay with your credit card or points. If you want to use points, you can select how many, covering all or part of the trip cost.

What’s great about the Wells Fargo Rewards portal is that you can redeem any amount of points toward reducing that out-of-pocket cost — whether it’s 500 points ($5) or 15,000 points ($150) — there are no required increments, meaning you could apply only 1 point to a redemption if you wanted.

Lastly, enter the billing information for the flight, even if you redeem points for the entire fare. You need to enter a valid credit card number — and it doesn’t have to be your Wells Fargo card.

How To Book a Hotel Through the Wells Fargo Rewards Portal

Log in to the Wells Fargo Rewards portal and toggle the Hotels tab. Here, enter your destination, check-in and checkout dates, and the number of rooms and travelers. (Pro tip: If you begin your search but don’t finalize the booking, Wells Fargo has a dropdown option for your recent searches.)

The results populate in a list format, with each hotel offering information about the location and star rating. You’ll see the rates in cash and points, including taxes and fees, shown as an average nightly cost if you’re booking multiple nights. If you put in a broad destination (like a city name), it may be easier to click on View In Map. This will let you look at the results based on location.

When browsing search results, available filters include hotel name, rating, price range, points of interest, accommodation type, and amenities. Sorting options include price, rating, distance, and the site’s own picks.

You’ll also see extra perks on hotels listed as Preferred Partners.

Each hotel will present a variety of room types, whether you’re a solo traveler who needs a king bed or a family that needs 2 queen beds. Review each option carefully to learn about the cancellation and hotel policies, as some may be fully refundable and include perks like free breakfast.

Once you’ve made your selection, press Book Now to begin the payment process.

The rest of the process is pretty seamless. Enter traveler information for each guest, pay with cash or points, and pay for the booking with a valid credit card.

How To Book a Rental Car Through the Wells Fargo Rewards Portal

To rent a car through the Wells Fargo Rewards portal, click the Cars tab on the homepage. The portal makes it easy to look for rentals. Mandatory fields include pickup date and return date.

You will be able to see the make and model of each car (though you may get a similar class and type), the rental company, and the price in dollars and Wells Fargo Rewards points. Once you have selected the car, click on Select Car.

This will take you to a details page to review your choice. To complete the booking process, enter your full name, gender, and age, given that there’s a surcharge for young drivers and that some younger people won’t be able to rent a car at all. Then click on Book Now.

You can pay the full rate on your card or redeem some or all of your points for the balance. You need to put a valid credit card on file for incidentals, but it’s likely you’ll be asked for the card again when picking up your rental car at the counter.

Some Wells Fargo cards, including the Wells Fargo Autograph Journey card, offer a complimentary automobile rental collision damage waiver, but the coverage is secondary in the U.S.

How To Book Activities Through the Wells Fargo Rewards Portal

If you’re looking for tours and activities, look no further than the Wells Fargo Rewards portal. Head over to the Activities tab to enter your destination and travel dates to find experiences on your next vacation. Search fields include the destination or activity, number of participants, start date, and end date.

The options are based on where you’re going, but filters include the activity name, type, price range, guest rating, and duration. Sort options for the results include relevance, price, and rating.

After hitting Select Activity, you’ll get an overview of the activity and relevant information. Here, you can also select how many travelers will be attending and adjust the travel date. To continue booking, press Book Now.

You can complete payment by paying with cash or points. Enter a valid card number to complete the booking.

How Do the Prices Compare to Other Sites?

Now that we’ve gone through all of the options, let’s compare the prices. Below, you’ll find a few examples of the prices when you book directly and with popular travel booking portals, such as Hotwire, Kayak, and Expedia.

Flights

Example No. 1: Round-trip flight between Phoenix (PHX) and Nashville (BNA) for 1 person in economy.

The cheapest option on the Wells Fargo Rewards portal was offered by JetBlue — with 1 layover. However, after we did a quick search on Google Flights, it appeared that American and Southwest not only offered cheaper fares but nonstop options. Interestingly, only 1 American Airlines flight (and no Southwest flights) populated in the Wells Fargo Rewards portal search results.

For a long time, Southwest flights were only available on the airline’s own website, though Google Flights has finally added Southwest search results. However, Wells Fargo‘s site doesn’t show Southwest fares at all and showed high prices for nonstop flights with American Airlines.

We always recommend shopping on Google Flights first as a preview. As you can see in the example above, booking through Wells Fargo Rewards was not the cheapest (or best!) option. Nonstop flights tend to cost more on Wells Fargo’s website.

Hot Tip:

Hotwire’s Bargain Fare was $301 and Priceline’s Express Deal was $325. Both hide the airline and flight times until after you book, meaning you could get more stops or less convenient flight times than you want.

Example No. 2: Round-trip flight between Boston (BOS) and London (LHR) for 1 person in economy.

The travel agency websites offered the cheapest fares — even cheaper than the airlines’ own websites. While points pricing can look attractive at first, the heavy cash co-pays will affect the value and how people feel about using points in some of these options, such as Virgin Atlantic.

Hot Tip:

Any flights booked via the Wells Fargo Rewards portal earn frequent flyer miles, whereas direct redemptions with the airline do not earn any rewards. This is an important consideration when you’re deciding whether to pay cash or points for your airline ticket.

Hotels

Example No. 1: We compared prices for a weeklong stay at the Hilton Cancun, an All-Inclusive Resort, for 2 people, including all taxes and fees.

There’s no clear winner here. Hilton’s member rate is slightly cheaper, but most sites have roughly the same cost.

Example No. 2: We also wanted to take a look at an example of an independent hotel that’s not part of a major hotel chain. After all, you don’t earn any redeemable or elite-qualifying points by booking hotels through the Wells Fargo Rewards portal. Therefore, we compared prices for a 3-night stay at the Editory Riverside Hotel in Lisbon.

As you can see, booking directly with this hotel is by far the cheapest option, saving roughly 14% against booking elsewhere. Notably, Wells Fargo has the highest rate of any option we checked, and all of its rates were nonrefundable.

Car Rentals

There are plenty of good car rental deals on the Wells Fargo Rewards portal. For this example, we compared the rates for the cheapest sedan and standard SUV for a 4-day rental in Phoenix.

Prices at Fox matched what we saw in Wells Fargo’s portal, and Expedia matched on the SUV’s price. Expedia also had the cheapest rate for the economy vehicle by a noticeable amount.

Meanwhile, the cheapest vehicle overall came from an off-airport location with a cap on mileage, so filtering results and reading the terms remains important.

The most interesting element, though, was finding SUVs at a cheaper price than economy vehicles within Wells Fargo and the agency’s websites.

It’s always a good idea to compare rates for car rentals on a few different websites.

Activities

We sampled a pair of activities in Maui for comparison, pricing each for 2 people. It’s usually cheaper to book activities with the tour company itself, as there will likely be a discount for direct reservations.

Wells Fargo had the cheapest price for the Road to Hana experience, and Wells Fargo beat Viator on the Luau. It’s also worth pointing out that the same experience showed different names across the various websites, which can make it difficult to compare pricing.

Other Ways To Use the Wells Fargo Rewards Portal

There are other ways to redeem your points via the Wells Fargo Rewards portal than travel:

• Cash-back at Wells Fargo ATM if you have a Wells Fargo debit card
• Gift cards (brands like Lowe’s, DoorDash, etc.)
• Redemptions to your Wells Fargo account
• Redemptions to purchases on your credit card account
• Reward payments at PayPal

All of these redemptions are worth 1 cent apiece, which makes it easy for cardholders to understand the value of their Wells Fargo Rewards. Therefore, cash-back may be appealing to those who want flexibility.

Alternatively, redeeming points for purchases on your Wells Fargo credit card statement is a solid backup. You can book travel (or buy virtually anything) with your Wells Fargo credit card, then redeem your points for an easy 1 cent apiece.

Transfer to Travel Partners

Looking to get more value from your points? The only way to achieve this is by transferring points to Wells Fargo Rewards travel partners. This definitely takes more legwork than any of the options above, but it could be well worth it to get 2 or 3 cents or more per point in value.

To transfer your Wells Fargo Rewards points to any of the above airline and hotel partners, log in to your account and click on Use Rewards, then Rewards Points Transfer. You must first link your accounts with frequent flyer information to begin the transfer process. You can transfer as little as 1 point to these partners.

Final Thoughts

Wells Fargo gives its cardholders plenty of opportunities to redeem points for travel — including via its very own portal. While we did find some flaws, you should always price-check to make sure you’re really getting the best deal.

On the Wells Fargo Rewards portal, cardholders can also redeem points for cash-back, statement credits, and gift cards for 1 cent apiece.

To get outsize value (i.e., more than 1 cent per point in value), you could also transfer your points to airline and hotel partners. These programs encompass some of our favorites here at Upgraded Points, including Avianca Lifemiles and British Airways Avios.