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How to Use the United MileagePlus Shopping Portal to Earn More Miles [2023]

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Caroline Lupini
Updated: 
Edited by: Kellie Jez
How to Use the United MileagePlus Shopping Portal to Earn More Miles [2023]
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If you’re planning to shop online, what would you say if we told you you could earn extra miles just by clicking a few extra buttons? Pretty sweet, huh?

This article will teach you how to use the United Airlines MileagePlus Shopping portal to do just that!

How to Log in and the Basics of Using MileagePlus Shopping

MileagePlus Shopping home page
It’s easy to navigate your way around the shopping portal. Image Credit: MileagePlus Shopping

You can view the bonus miles offered for shopping at various retailers without logging in, but you will need to log in to actually earn rewards when you’re ready to shop.

If you already have a MileagePlus frequent flyer account with United, you’re in luck! You won’t need to create a new account to log in and start shopping. The login details for the MileagePlus Shopping portal are the same as for your account on united.com.

MileagePlus Shopping login
MileagePlus Shopping uses the same login information as your United frequent flyer account. Image Credit: MileagePlus Shopping

Once you are logged in to MileagePlus Shopping, you just need to search for the retailer you want to shop with to see the number of bonus miles you can earn for purchases!

MileagePlus Shopping Macys
At the time of writing, it was possible to earn 8 bonus miles per dollar spent rather than the standard 1 bonus mile. Image Credit: MileagePlus Shopping

Let’s say you are interested in shopping at Macy’s. At the time of writing, we found a bonus of 8 United miles for each dollar spent on macys.com purchases, which is a huge bump over its usual offer.

To earn the bonus miles, click “Shop this offer” to be redirected to the Macy’s online store, then complete your purchase in the new window. You don’t need to do anything else to earn the bonus!

Hot Tip: Only coupon codes provided by MileagePlus Shopping will be eligible for your purchase to earn miles. 

Special Shopping Offers

Occasionally the MileagePlus Shopping portal will offer bonus miles for spending various amounts of money. These offers come and go throughout the year.

You should keep an eye out for United’s special MileagePlus Shopping bonuses; they make it easy to earn even more miles!

Here are some examples of past bonuses to be on the lookout for:

  • Spend $125 in the next 2 weeks and earn 500 bonus miles
  • Spend $150 and earn 500 bonus miles; spend $750 and earn 2,500 bonus miles; spend $1,500 and earn 5,000 bonus miles.

Example Retailers

MileagePlus Shopping top stores
Just a few more examples of stores you can shop through United MileagePlus Shopping! Image Credit: MileagePlus Shopping

The number of miles earned through the online shop and the available retailers change regularly. At the time of writing, here are some of the better bonuses being offered through MileagePlus Shopping!

  • AT&T: 2,600 miles
  • ESPN+: 400 miles
  • Nike: 12 miles per $1
  • Florists.com: 10 miles per $1
  • Aveda: 9 miles per $1
  • Grubhub: 5 miles per $1

Hot Tip: If you are curious how these bonuses compare to other portals, use CashBack Monitor to easily check over 40 different shopping portals.

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United MileagePlus Shopping Button

MileagePlus Shopping button
You can earn miles even when you’re not on the shopping portal. Image Credit: MileagePlus Shopping

Don’t miss out on extra miles by downloading United’s MileagePlus Shopping button.

If you’re the type of person that forgets to login to your account and click through via the normal shopping portal, download this browser extension for Chrome and you’ll never miss out on another mile again!

Every time you visit a retailer’s website that is part of the program you’ll get an alert telling you that can earn miles when shopping on the website. Everything then happens automatically when you purchase on the retailer’s website. It’s that simple!

Earning In-Store Miles at Brick-and-Mortar Retailers

MileagePlus Shopping in store set up
Click on “My account” and scroll down to “In-store preferences” to manage your cards and add a mobile number. Image Credit: MileagePlus Shopping

MileagePlus members can also now earn miles when shopping at traditional brick-and-mortar stores. Login to your MileagePlus Shopping account, add 1 or more credit or debit cards to your profile, and link any desired in-store offers to your cards.

When browsing stores, in-store retailers will have a black store icon to indicate that the offer is in-store only. The earning rates can vary between in-store and online, so see which scenario works best for you before making your purchase.

MileagePlus Shopping Vera Bradley in store vs online
Image Credit: MileagePlus Shopping

When you make an eligible in-store purchase, paid for by a linked card, you will automatically earn miles on qualified purchases.

Every offer you link is only valid to redeem for 1 single in-store purchase. Members can even receive SMS notifications of their in-store purchase transactions.

Using Credit Cards to Earn Extra Miles and Points

Even though you’ll be earning bonuses through MileagePlus Shopping, that isn’t an excuse to put your charges on a debit card! You’ll want to make sure you’re paying with a credit card that will give you rewards for spending, too.

If your main focus is earning United miles, you should use cards that earn United miles directly or cards that earn Chase Ultimate Rewards points that can be transferred to United at a 1:1 ratio.

Consider whether your earnings can be multiplied further by taking advantage of a specific credit card category bonuses, too!

Below you’ll find rewards cards that earn United miles as well as Chase Ultimate Rewards points.

Chase Ultimate Rewards Cards

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Chase Sapphire Preferred® Card
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
75,000 points
$1,500
$95
19.99% - 28.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons
Pros
  • 5x points on all travel booked via the Chase Travel portal
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
Read Full Review
Card Highlights
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
  • 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
Financial Snapshot
  • APR: 19.99% - 28.24% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve®
Chase Sapphire Reserve®
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Chase Sapphire Reserve®
A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.
Earn 100,000 bonus points + $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening. Get more than $2,700 in annual value with Sapphire Reserve.
100,000 points + $500 Chase Travel credit
$2,000
$795
20.24% - 28.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent
Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons
Pros
  • 8x points on all Chase Travel purchases
  • 5x points on Lyft rides
  • 4x points on flights and hotels booked directly
Cons
    • $795 annual fee
Read Full Review
Card Highlights
  • Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
  • Get more than $2,700 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
  • Member FDIC
Financial Snapshot
  • APR: 20.24% - 28.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

If you’re a business owner, you could consider a Chase business credit card too.

Hot Tip: Don’t miss a chance to earn extra Ultimate Rewards points when you shop at a MileagePlus Shopping retailer! Check your Chase Offers before any online purchases to activate any special deals or discounts for popular online retailers.

United MileagePlus Cards

LIMITED TIME OFFER
The New United℠ Explorer Card
The New United℠ Explorer Card
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

The New United℠ Explorer Card
With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000 miles
$720
$150
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider The New United℠ Explorer Card, because this card does all that and more!

Pros & Cons
Pros
  • 5x total miles per $1 on hotel stays through United Hotels
  • 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
  • 1x mile per $1 on all other purchases
Cons
  • $0 intro annual fee for the first year, then $150
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Limited-Time Offer: Earn 60,000 bonus miles
  • $0 introductory annual fee for the first year, then $150
  • 2x miles on United® purchases, dining, and hotel stays when booked with the hotel
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
  • Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
  • Over $400 in partner credits each year
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

United MileagePlus Frequent Flyer Program

LIMITED TIME OFFER
The New United Club℠ Card
The New United Club℠ Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

The New United Club℠ Card
Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
90,000 miles
$1,080
$695
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent
Why We Like This Card

The New United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons
Pros
  • 4x miles per $1 on United purchases
  • 2x miles per $1 on travel and dining purchases
  • Complimentary United Club membership
Cons
  • $695 annual fee
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Limited-Time Offer: Earn 90,000 bonus miles
  • 4x miles on United® purchases
  • 2x miles on dining and all other travel
  • 1x mile on all other purchases
  • United Club℠ card membership - at least a $750 value
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
BEST OFFER EVER
The New United Quest℠ Card
The New United Quest℠ Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

The New United Quest℠ Card
The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.
Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
100,000 miles + 3,000 PQP
$1,200
$350
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

Enter: The New United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between The New United℠ Explorer Card and The New United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons
Pros
  • 5x miles on stays through Renowned Hotels and Resorts
  • 3x miles per $1 on United purchases
  • 2x miles per $1 spent on travel, dining, and select streaming services
Cons
  • Does not earn transferable rewards
  • Does not offer airport lounge access
Read Full Review
Card Highlights
  • Best Offer Ever: Earn 100,000 bonus miles and 3,000 PQP
  • 3x miles on United® purchases
  • 2x miles on dining, select streaming services, and all other travel
  • 1x mile on all other purchases
  • Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
  • Earn a 10,000-mile eligible award flight discount after spending $20,000 each calendar year
  • Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year
  • Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
LIMITED-TIME OFFER
The New United Gateway℠ Card
The New United Gateway℠ Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

The New United Gateway℠ Card
The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
30,000 miles
$360
$0
0% Intro APR on Purchases for 12 months; after that, 20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

The New United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros & Cons
Pros
  • 2x miles per $1 on United purchases
  • 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
  • 1x mile per $1 on all other purchases
Cons
  • If you are a frequent United flyer, other cards offer more perks
  • It does not earn transferable rewards
Read Full Review
Card Highlights
  • Limited-Time Offer: Earn 30,000 bonus miles
  • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
  • 2x miles on United® purchases
  • 2x miles at gas stations, on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Earn 2 checked bags after you spend $10,000 in a calendar year
  • Member FDIC
Financial Snapshot
  • APR: 0% Intro APR on Purchases for 12 months; after that, 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
The New United Club℠ Business Card
The New United Club℠ Business Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

The New United Club℠ Business Card
The United Club Business card is a great option for frequent United flyers looking for United Club access.
Earn 80,000 bonus miles plus 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account.
80,000 miles + 2,000 PQP
$960
$695
20.49%-28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card

The New United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros & Cons
Pros
  • 2x miles per $1 spent on United purchases
  • 1.5x miles per $1 spent on all other purchases
  • Complimentary United Club membership
Cons
  • $695 annual fee
  • Earning rate for United purchases is poor compared to other United cards
Read Full Review
Card Highlights
  • Earn 80,000 bonus miles plus 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account
  • Earn 2x miles on United purchases
  • Earn 1.5x miles on all other purchases
  • Earn 5x miles on stays purchased through Renowned Hotels and Resorts for United® Cardmembers
  • Employee cards at no additional cost
  • United Club℠ membership included – at least a $750 value per year – with the ability to unlock United Club All Access Membership
  • Earn 2 global Economy Plus® seat upgrades each year
  • Free first and second checked bags for you and a companion, save up to $320 per round-trip
  • Up to $50 in credits on United FareLock purchases annually
  • Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers annually
  • Up to $150 in credits on rideshare purchases annually
  • Up to $100 in United travel credits on Avis or Budget purchases annually
  • Up to $200 in credits on JSX purchases annually
  • 25% back on United inflight purchases
  • No foreign transaction fees
  • Complimentary Instacart+ Membership (terms apply)
  • Up to $240 in Instacart credits annually (terms apply)
Financial Snapshot
  • APR: 20.49%-28.99% Variable
  • Foreign Transaction Fees: $0

» Related: The Best Credit Cards for United Airlines Flyers in 2025 [Lounges, Upgrades, Priority Boarding & More]

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Final Thoughts

Utilizing MileagePlus Shopping is an easy way to earn an extra mile or more per dollar spent on most of the purchases you’re already making online. You may also want to check out United’s dining program to really maximize your awards.

The more rewards you earn, the closer you will get to redeeming your United miles for a much-deserved vacation!

Featured Image Credit: Wayhome Studio via Adobe Stock

Frequently Asked Questions

What kind of miles can I earn through the United MileagePlus Shopping portal?

The miles you earn through the shopping portal for United are the same rewards you would earn for flying United.

Do the miles earned through United MileagePlus Shopping count toward Million Miler status?

No, the rewards earned through the portal do not count toward Million Miler status.

What can I use my United miles for?

You’ll generally get the most value when redeeming them for flights. We have compiled a list of the best ways to redeem your United miles — check it out!

Do I have to do anything to claim my miles?

Your miles should post automatically within 3 to 5 days after completing a purchase through the shopping portal, though this can take up to 15 days. You’ll also get a confirmation email from United indicating the number of miles you’ve earned. If you don’t see your rewards, you can contact United for help.

Is there a limit to the number of miles I can earn this way?

There is no limit to the number of miles you can earn through MileagePlus Shopping!

Caroline Lupini's image

About Caroline Lupini

Caroline Lupini always enjoyed traveling, but it became her goal to do as much as possible after a 3-week trip around Europe in 2011. In March 2014, Caroline left her job and embarked on nearly full-time travels. 

As a frequent traveler, frequent flyer miles have played a large role in planning her trips. Caroline has enjoyed discovering the ins and outs of how to maximize different types of miles, hotel points, and transferable points currencies.

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