23 Best Ways To Use 100,000 Chase Ultimate Rewards For Max Value

New Singapore Suites

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Chase cardmembers who earn ultimate reward points have the option to transfer their points at a fixed rate, or to a travel partner such as an airline or hotel.

With Chase Ultimate Rewards points, one of the best ways to receive the most value is to transfer your points directly to airlines or hotels.

As you’ll read in the post, different airlines require different numbers of points, which means the value of your points will fluctuate for each redemption.

Table of Contents

Transferring Chase Ultimate Rewards Points to Travel Partners

Chase provides two ways to redeem points with their travel partners for flights:

  • Redeem points directly for flights, hotels, cars, activities, or cruises through their portal
  • Transfer points to one of 9 airline or 4 hotel partners

Chase offers various personal and business credit cards that will earn ultimate rewards points.

Recommended Chase Cards (Personal)

Recommended Chase Cards (Business)

Chase Airline Transfer Partners

Chase recently added a few airline partners, which brings the total to 9 partners. You can transfer to 4 hotel partners, including Hyatt, which transfers instantaneously.

Chase Airline Transfer PartnerMin TransferTransfer RatioTransfer Time
Aer Lingus AerClub1,0001:1Almost Instant
British Airways Executive Club1,0001:1Almost Instant
Flying Blue AIR FRANCE KLM
1,0001:11-7 days
Iberia Plus1,0001:1Almost Instant
JetBlue1,0001:1Almost Instant
Singapore Airlines KrisFlyer
1,0001:1Up To 24 Hours
Southwest Airlines Rapid Rewards1,0001:1Almost Instant
United Airlines MileagePlus1,0001:1Almost Instant
Virgin Atlantic Flying Club1,0001:1Almost Instant

Chase Airline Transfer Partners

Chase Hotel Transfer Partners

Chase Hotel Transfer PartnerMin TransferTransfer RatioTransfer Time
World of Hyatt
1,0001:1Almost Instant
IHG Rewards Club1,0001:11 day
Marriott Rewards1,0001:12 days

Chase Hotel Transfer Partners

26 Best Ways To Use 100,000 Chase Ultimate Rewards

As with many other transferable point programs, you receive the most value for your points when transferring them to an airline or hotel partner (rather than booking directly through the Chase travel portal).

A higher value is usually on long-haul flights in premium cabins where the revenue of the flight is high.

This post explains some of the best ways to use Chase Ultimate Rewards across all of their airline and hotel partners.

1. Fly From the West Coast To Singapore (Singapore Airlines)

Singapore Airlines Business Class 777 - Seat 11K
Enjoy 11+ hours in business class on Singapore Airlines!

Singapore Airlines is one of 2 airlines offering non-stop flights from the U.S. to Singapore (the other is United).

With 88,000 KrisFlyer miles, you can fly Singapore Airlines business class on a 16+ hour flight. This airline is known for its exceptional product.

Singapore Airlines flies nonstop from both San Francisco and Los Angeles. If you prefer to take the long way, you can fly from New York through Frankfurt or Houston through Manchester for 4,000 additional miles.

You can book a round-trip economy flight for only 76,000 miles.

Need help booking business class? Check out our guide for booking Singapore Airlines business class 

2. Fly From The West Coast To Hong Kong (Singapore Airlines)

This redemption is intriguing because many are unaware that Singapore Airlines flies direct from the U.S. to Hong Kong.

For 82,000 KrisFlyer miles, you can fly 14+ hours in Singapore Airlines’ business class from San Francisco to Hong Kong.

If you want to stretch your miles, consider this option: you can book 3 one-way economy flights for 99,000 miles.

3. Fly From The West Coast To Japan or Korea (Singapore Airlines)

Another long-haul route flown by Singapore Airlines is from the West Coast to both Japan and South Korea.

You can book Singapore Airlines’ business class from Los Angeles to Tokyo (NRT) or South Korea (ICN) for 85,000 miles one-way. That’s 11+ hours in business class!

At 75,000 miles round-trip, you can book an economy flight.

Hot Tip: If you’re set on going to Tokyo, check out our guide on the best ways to fly to Japan using points and our Ultimate Travel Guide to Tokyo!

4. Fly From The East Coast To Europe (Singapore Airlines)

Upgraded Points on Singapore Suites, Flight 1 - Round the World Trip
Singapore Suites! Doesn’t get much better than this!

The most popular premium redemption for #avgeeks in the U.S. is to fly Singapore Suites out of New York (JFK). At only 76,000 miles one-way, who wouldn’t want to try this out?

An alternate option is business class on the 2 non-stop routes from the U.S. to Europe. For 65,000 from either Houston (IAH) to Manchester (MAN) or New York (JFK) to Frankfurt (FRA), you can fly Singapore Airlines business class.

Look into flying economy to get the most flights for your miles. With 90,000 KrisFlyer miles, you can book 2 round-trip economy flights to Europe from either Houston or New York.

Need help booking Singapore Airlines Suites? Here’s our step-by-step guide to booking Singapore Suites or First Class.

5. Fly Intra-North America In Business Class (Singapore Airlines)

United Business Class
United Airlines operates a Boeing 787 with a 2-2-2 business class cabin layout. United does not offer first class on this route. Image courtesy of United Airlines.

Premium transcontinental flights can get up there in price, particularly the closer you are to the departure date. With KrisFlyer miles, you can book these expensive flights for a relatively low number of points.

Unlike United, which charges a 10,000-mile premium each way for transcontinental flights, Singapore Airlines requires the same number of miles for all flights.

At 40,000 miles round-trip, you can book United business class intra-North America. Based on a recent search, transcontinental United flights in premium cabins are generally more than $1,000.

Singapore Airlines does not show intra-North America award availability, so we recommend using United’s website to search, then call KrisFlyer at 800-742-3333 to book the flight.

6. Fly Star Alliance To South America (Singapore Airlines)

United Polaris Lie-Flat Seat
Enjoy a lie-flat seat with direct aisle access when flying Polaris. Image courtesy of United.

Another difference between the KrisFlyer and MileagePlus programs is the way the South American region is structured. United Airlines divides South America into northern and southern regions. With Singapore Airlines, South America is 1 region.

The way to take advantage of South America being in one region is to use KrisFlyer miles to fly long-haul flights to the southern region.

With 100,000 KrisFlyer miles, you can fly round-trip in business class from the U.S. to Santiago, Chile (SCL), Buenos Aires, Argentina (EZE), Rio de Janeiro, Brazil (GIG), and São Paulo, Brazil (GRU).

You also have the option to fly other Star Alliance partners like Copa Airlines and Avianca. With these airlines, you’ll have a connection in Central America or South America on your way to southern South America.

Search for United and Star Alliance award availability on United’s website and then book the award directly on Singapore Airlines’ website.

7. Fly Star Alliance To Northern South America (United)

With United dividing South America into two regions, the northern region provides a 25,000-mile discount compared to the southern region.

United includes Colombia, Ecuador, French Guiana, Guyana, Peru, Suriname, and Venezuela in the northern South America region.

For 70,000 United miles, you can fly round-trip in business class on United or Star Alliance partners to South America.

If you are booking a trip as a couple or for a larger group, consider this option: with 100,000 United miles, you can book 2 round-trip economy flights plus an additional one-way economy flight.

Search for award availability on United’s website, which is also where you will book your round-trip or one-way flights.

8. Fly United To Europe In Business Class (United)

London, England
Fly United Airlines across the pond to Europe!

Flying to Europe is likely at the top of many U.S.-based travelers’ wish lists. With the MileagePlus program, you can fly there for a low number of miles.

Europe is one region in United’s award chart allowing you to fly transatlantic with the multitude of European-based Star Alliance partners.

With 60,000 miles, you can fly business class on United one-way to Europe. For an additional 10,000 miles, you can fly business class on a Star Alliance partner such as Lufthansa.

An alternative option is to fly three economy flights on United or Star Alliance partners for 90,000 MileagePlus miles.

Need help booking? Check out our guide to booking Lufthansa business class or United business class.

9. Fly Star Alliance To Central & Southern Africa (United)

South African Airways Business Class
If you find yourself on one of South African Airways’ new Airbus A330s in business class, you’ll enjoy a nice lie-flat seat with direct aisle access. – Image courtesy of AusBT

Similar to South America, United divides Africa into two regions: northern Africa and central and southern Africa.

With Star Alliance members Ethiopian Airlines and South African Airways based in Africa, you have options to take that safari you’ve been eyeing!

For 80,000 miles, you can fly business class on Ethiopian or South African one-way to Africa. Ethiopian flies non-stop from Washington (IAD) to Ethiopia (ADD) and South African flies non-stop from New York (JFK) to Johannesburg (JNB).

A cost-effective points option is to consider flying economy. At 80,000 miles round-trip, you can fly to Africa on a Star Alliance partner.

Hot Tip: As with most long-haul premium cabin redemptions, award availability to Africa will be limited. Consider using Expert Flyer to find award availability that aligns with your travel dates. 

10. Fly United To South Asia In Economy (United)

Tokyo, Japan
Fly United to Asia and explore Tokyo!

The MileagePlus program has 4 Asian regions, with the South Asia region including countries such as Cambodia, Hong Kong, Indonesia, Malaysia, Philippines, Singapore, Thailand, and Vietnam.

United flies non-stop from San Francisco (SFO) to Hong Kong (HKG) and Singapore (SIN). United also flies non-stop from Los Angeles (LAX) to Singapore (SIN).

You can fly Star Alliance partner Singapore Airlines, which has a non-stop flight from San Francisco to Singapore. This flight actually makes the list of 10 Longest Nonstop Flights In The World.

At 80,000 miles round-trip, you can fly non-stop in economy on United or Singapore Airlines to Asia. Business class is 75,000 miles one-way on United, but award availability is usually lacking, so we can’t currently recommend this option.

Find award availability for United and Singapore Airlines can on their websites. If you want to fly on Singapore Airlines, call United at 800-421-4655 to book the award.

11. Fly United To Japan In Business Class (United)

Tokyo, Japan
Fly United business class to Japan!

One of the additional Asian regions to consider with the MileagePlus program is Japan. United includes the entire country as one region, similar to Mexico.

What makes this redemption impressive is that United flies non-stop from Japan (NRT) to the following U.S. cities: Chicago (ORD), Denver (DEN), Honolulu (HNL), Houston (IAH), Los Angeles (LAX), Newark (EWR), San Francisco (SFO), and Washington (IAD).

With 75,000 MileagePlus miles, you can book non-stop business class on United to Japan. Or, you can book 3 United economy flights at 105,000 miles, where you’ll find much better award availability.

12. Fly United To Australia & New Zealand In Economy (United)

Best Ways to Fly to Australia with Points & Miles; Sydney Opera House
Use United to fly long haul to Australia!

Australia and New Zealand, like Europe, are typically countries that rank high on wish lists for travelers who based in the U.S.

Both Australia and New Zealand are grouped into the same region in United’s award chart. That means you can book the following flights for the same number of miles when flying United:

  • Houston (IAH), Los Angeles (LAX), and San Francisco (SFO) to Sydney (SYD)
  • Los Angeles (LAX) to Melbourne (MEL)

For 80,000 miles round-trip, you can book non-stop economy flights to Australia or New Zealand. Business class requires 80,000 miles on United or 90,000 miles on partner Air New Zealand. However, it’s hard to come by premium award availability for these routes.

Hot Tip: For business class award availability on United or Air New Zealand, you will want to use Expert Flyer. Even with Expert Flyer, business class on Air New Zealand will be extremely difficult to find. 

13. Fly From The East Coast To Europe On Oneworld Partners (British Airways)

american airlines business class 777
A lie-flat seat with direct aisle access to keep you comfortable in business class. Image courtesy of American Airlines.

British Airways uses a distance-based chart on its flights and with partner airlines. For Oneworld partner flights to Europe, most flights will be within the Zone 5 mileage of 3,001-4,000 miles one-way.

With premium cabins, British Airways adds material taxes and fees, so you will want to focus on flights on Oneworld partners American Airlines and Iberia.

With 60,000 British Airways Avios, you can book a one-way business class flight to Europe. You could also book 5 one-way economy flights for 100,000 miles, which is enough for you and a partner, plus another one-way flight!

Find Oneworld award availability on the British Airways or Qantas’ website. The award can then be booked directly on British Airways.

Need help booking? Here’s our step by step guide to booking business class on American Airlines.

Hot Tip: The Wandering Aramean has a useful Avios mileage calculator that helps confirm the mileage required for your particular flight. 

14. Fly From The West Coast To Hawaii (British Airways)

Hawaii
Soak up in some rays and save some miles flying to Hawaii!

For many people in the U.S., Hawaii is a top travel wishlist destination. However, getting there is prohibitively expensive. Using British Airways Avios for flights from the West Coast is a way to cut down on those expenses.

Flights to Hawaii from the West Coast are between 2,001-3,000 miles and fall within Zone 4 on the Executive Club award chart.

At 25,000 miles round-trip, you can book economy flights on Alaska Airlines or American Airlines to Hawaii. That’s two round-trip flights to Hawaii for 100,000 Avios!

Find American Airlines award availability on the British Airways or Qantas website. You’ll use Alaska’s website to find Alaska Airlines availability, then call British Airways to book the ticket at 800-247-9297.

15. Fly To North Africa On SkyTeam Partners (Flying Blue)

Visit Chefchaouen in Morocco for the same number of miles as going to Europe with KLM/Air France Flying Blue. Image courtesy of lonelyplanet.com
Visit Chefchaouen in Morocco for the same number of miles as Europe with KLM/Air France Flying Blue. Image courtesy of lonelyplanet.com.

Flying Blue recently switched to using dynamic pricing with award ticket mileage tied to the revenue cost of the flight.

With the recent changes, you’ll now use the Miles Price Estimator to provide an estimate of the number of miles required for your flight.

With 62,500 Flying Blue miles, you can book a business class flight on SkyTeam partners. The route will take you through Europe on a partner such as Air France or Delta.

Another option is to book 2 round-trip economy flights at 100,000 miles.

Find SkyTeam award availability on the Air France or KLM website. KLM has a superior user interface.

16. Fly Delta To The Caribbean In Economy (Flying Blue)

Caribbean
Kick back and enjoy the sun and sand in the Caribbean!

While flying Delta using Flying Blue doesn’t provide the highest value redemption, there are still good redemption options to fly to the Caribbean.

For example, you can use 15,000 miles to book a one-way flight to the Caribbean. This low-mileage redemption is great news for family travelYou could book round-trip flights for a family of three for under 100,000 points!

Find Delta award availability on Delta’s website, where you’ll look at dates showing “Lowest Fare.” Next, use those dates found on Delta’s website to search for award availability on Air France or KLM, which is where you’ll book the flight.

17. Fly From the U.S. To Tahiti On Air France (Flying Blue)

Use Flying Blue Promo Awards to get a seriously good deal on flying Air France in business class. Image curtesy of airliners.net.
Use Flying Blue Promo Awards to get a seriously good deal on flying Air France in business class. Image courtesy of airliners.net.

Award availability is tough to find with this redemption, but worth it if you can get access.

Air France flies one of the few non-stop flights from the U.S. to Tahiti, which is between Los Angeles (LAX) and Tahiti (PPT). Later this year, United is scheduled to begin service between San Francisco (SFO) and Tahiti, providing another option to the South Pacific.

With 75,000 Flying Blue miles, you can theoretically book non-stop business class flights to Tahiti. Separately, you can book non-stop economy flights for 30,000 miles one-way.

Find Air France award availability on the Air France or KLM websites, which is where you will also book the award.

Bottom Line: Business class award availability on this route is tough to find. Based on a recent search, only one day through April 2019 is available to book for 75,000 miles one-way. 

18. Fly Delta To Europe In Economy (Virgin Atlantic)

Similar to Etihad, Virgin Atlantic uses separate award charts for their partner airlines. If Delta flies a route not covered in the Delta award chart (i.e., U.S. to South America), you will need to call Virgin Atlantic to confirm the required mileage.

For 30,000-35,000 Flying Club miles, you can book round-trip economy flights on Delta to the U.K.

You can use 30,000 Flying Club miles for round-trip flights from Boston (BOS), New York (JFK), or Philadelphia (PHL) to the U.K. To fly round-trip from either Atlanta (ATL), Detroit (DTW), or Minneapolis (MSP) to the U.K. requires 35,000 Flying Club miles.

Find award availability on Delta’s website. Next, call Virgin Atlantic at 800-365-9500 to book the ticket.

19. Fly ANA To Japan In Business Class (Virgin Atlantic)

ANA Business Class Seat
Enjoy the comfort of ANA business class. – Image courtesy of aluxurytravelblog.com

When I first saw this award price in the ANA award chart, I did a double take, as the award price is extremely competitive.

Adding to the competitive pricing is the fact that ANA flies from multiple U.S. destinations, including Chicago (ORD), Houston (IAH), Los Angeles (LAX), New York (JFK), San Francisco (SFO), San Jose (SJC), Seattle (SEA), and Washington (IAD).

With 90,000 Virgin Atlantic miles, you can book non-stop round-trip business class flights from the West Coast to Japan (NRT). From the Central and Eastern U.S., you can book non-stop business class flights for 95,000 miles round-trip.

Search for award availability on ANA’s website and call Virgin Atlantic to book the award ticket.

Need help booking ANA business class? Check our step-by-step on booking business class on ANA.

20. Fly Aer Lingus To Ireland In Business Class (Aer Lingus)

aer lingus business class layout
Fly Aer Lingus to Ireland in business class!

Aer Lingus, like British Airways, has an off-peak structure to their award chart, which provides attractive redemption rates during certain days of the year.

Like ANA, Aer Lingus flies from several U.S. cities, including Boston (BOS), Chicago (ORD), Hartford (BDL), Newark (EWR), New York (JFK), Philadelphia (PHL), Washington (IAD), Los Angeles (LAX), Miami (MIA), Orlando (MCO), San Francisco (SFO), and Seattle (SEA).

With 100,000 Aer Lingus Avios, you can book a round-trip business class flight to Dublin or Shannon from cities located in Zone 5 in the award chart.

Find Aer Lingus award availability on the Aer Lingus website, which is also where you will book the award.

21. Fly Royal Air Maroc To Morocco (Iberia)

Royal Air Maroc Dreamliner Business Class
If you’ve ever wanted to visit Casablanca, using Iberia Plus to book with Avios is a great way to try Royal Air Maroc’s business class on a flight from New York City (JFK).

Iberia uses separate award charts for partner airline flights similar to Virgin Atlantic. Iberia partners with Oneworld members such as American Airlines and also non-alliance members such as Royal Air Maroc.

The Royal Air Maroc award chart is distance-based with mileage determined by the total distance flown.

For 100,000 Iberia Avios, you can book non-stop, round-trip Royal Air Maroc flights to Morocco from either New York (JFK) or Washington (IAD).

You will need to call Iberia at 800-772-4642 to search for award availability and book the award ticket.

22. Fly Iberia To Spain (Iberia)

Iberia Business Class
Iberia business class, photo by Stefan Krasowski / Flickr / CC BY 2.0

When flying Iberia, note the award chart has an off-peak function like Aer Lingus, which provides reduced mileage redemption options if you are flexible with dates.

Iberia flights from the U.S. fall within Zone 5 for flights between Boston (BOS), Chicago (ORD), or New York (JFK) and Madrid (MAD).

At 68,000 miles round-trip, you can fly non-stop business class round-trip on Iberia to Madrid.

Find Iberia award availability on Iberia’s website, which is where you will also book the award ticket.

23. Redeem Hotel Stays At Hyatt (Hyatt)

Park Hyatt St Kitts
Transfer your points over to the World of Hyatt program and redeem for a stay at the Park Hyatt St. Kitts. You just can’t beat a view like this. Image courtesy of Shutterstock.

Standard awards in Category 1-4 hotels and Points+Cash hotels in the award chart will provide the most value for your Hyatt points.

If a premium experience makes more sense than a standard award, 30,000 points can land you a stay at places like the Park Hyatt New York or the Park Hyatt Tokyo.

Need more ways to use your Hyatt points? Check out our best ways to redeem Hyatt points post.

How To Transfer Chase Ultimate Rewards Points to Partners

For a step-by-step guide to transferring your Chase Ultimate Rewards to partners, head to the bottom of our post on the best ways to redeem Chase Ultimate Rewards.

Final Thoughts

The Chase Sapphire Reserve®, Chase Sapphire Preferred®, and Ink Business Preferred℠ Credit Card all provide high sign-up bonuses, which can jump-start your way to one of these redemptions.

It’s important to research all of your options before transferring your points because reward programs can devalue over time.

Knowing where to search for award availability and how many points you’ll need will go a long way in getting you to your next destination.

FAQ

What are Chase points?

The Chase loyalty program is called Ultimate Rewards. The points you earn, redeem, and transfer are called Chase Ultimate Rewards.

What are Chase Ultimate Rewards points worth?

The value will depend on how you are redeeming your points. Transferring points to an airline or hotel partner generally provides the most value.

How can you earn more Ultimate Rewards points?

Chase has a variety of personal and business credit cards that earn Ultimate Rewards. Applying for credit cards with bonus earnings that match your spend will result in earning points over time.

Are Ultimate Rewards points transferrable?

Yes. Chase provides a variety of ways to transfer points, including transferring points to airline and hotel partners.

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Ink Business Preferred℠ Credit Card

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7 comments

  1. carol · May 10, 2018 · Reply

    Very interesting post but please explain how you can get from the east coast US to Europe on Delta using 20-25K Flying Club miles round-trip, as mentioned in the article? When I look at the Delta award chart on Virgin Atlantic I only see to/from US/UK (not the same as “Europe”) at 50K miles. I do not have a Virgin Atlantic membership (yet) and would like to understand first if I could use those miles to/from a smaller east coast airport, such as BUF, ROC or SYR to CDG or other mainland Europe airport? Would this add to the cost? So far I have been transferring my UR points to Singapore to get “cheaper” flights to Europe. The savings of 5K pts is woth looking at!
    Thanks for any advice you can give me!

    • Michael McHugh · May 11, 2018 · Reply

      Hi Carol

      The Delta award chart, which has changed in the past 24 hours, states that flights from the East Coast and Central US to the UK are 30-35k round-trip. I believe you are looking at peak pricing (50-55k) and not the standard pricing. I also reworded the article as I see how it’s confusing to say Europe and not the UK.

      If you are looking to connect to one of the cities listed in the award chart, extra miles will be required.

  2. Julie Tinsley · May 10, 2018 · Reply

    Great post, but can you recommend best ways to get to India?
    Thanks!

    • Michael McHugh · May 11, 2018 · Reply

      Happy to Julie!

      Air India and United fly non-stop from Newark (EWR) to Mumbai (BOM). I’d transfer MR or SPG to ANA for both economy and business class. Air India flies non-stop from Chicago (ORD), New York (JFK), Newark (EWR), San Francisco (SFO), and Washington (IAD) to Delhi (DEL). United flies non-stop from Newark to Delhi. I’d transfer MR or SPG to ANA for both economy and business class.

  3. Good comprehensive article all around Michael especially individual blue links!

    I notice you mention Star Alliance United partner Ethiopian flying to Africa Business Class but do not mention———- for west coast residents in particular!——— the Fifth Freedom route LAX-DUB non stop on their Boeing 787 Dreamliner ( then onwards to Addis Ababa and vice versa).
    As this would be a very useful non stop itinerary to Europe ( Aer Lingus also flies this same route to Dublin non stop) in Business Class I wonder what is the mileage requirement on each carrier and more importantly availability?
    TY so much Michael.

    • Michael McHugh · May 14, 2018 · Reply

      Hi Jim

      Thank you for the heads up on the Ethiopian 5th freedom route. I was unaware!

      I just checked the mileage requirements for these routes and found the following:
      LAX-DUB on Ethiopian = 27.5k Singapore miles one-way economy, 65k Singapore miles one-way business
      LAX-DUB on Aer Lingus = 25k British Airways miles one-way economy, 70k United miles one-way business

      Availability is wide open in economy through the remainder of the year. Business availability is quite good with a minimum of two days every month through the end of the year. Most months have 1/3 of the month with business availability.

  4. What’s the best way to search from secondary market like DTW to BOM. I have UR and MR points.
    Thanks

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