The Complete Guide to Using the Chase Travel Portal — Maximize Your Options

Key Takeaways

• The Chase Travel portal allows cardholders to book travel using points, typically 1 to up to 2 cents per point on select flights, via Points Boost, depending on the card.
• The portal offers flights, hotels, cruises, car rentals, and experiences. Users can pay with points, a Chase credit card, or a combination of both.
• You can also use the portal to pay with points at Amazon, Apple, and PayPal, purchase gift cards, and transfer points to Chase airline and hotel partners.

Chase Ultimate Rewards is one of the major transferrable points programs and a favorite among many travelers. Points are easy to earn and can be transferred to many different hotel and airline partners. But you can also book travel directly through Chase Travel using Ultimate Rewards points.

Booking travel through the Chase Travel portal is simple and can be a great way to use your points.

We’ll show you everything you need to know about redeeming your points, including the benefits, knowing what your points are worth, and booking airlines, hotels, and more through the Chase Travel portal.

Why Book Travel Through the Chase Travel Portal?

Generally, you can get maximum value from your Chase Ultimate Rewards points by transferring them to the Chase airline and hotel partners, so why are we talking about using points through a travel portal? While it’s true that the only way to get the highest value redemptions is by transferring, there is still a lot of value to be had by booking directly through the Chase Travel portal.

Flexibility

Award bookings aren’t known to provide a lot of flexibility. On the other hand, booking through Chase Travel is like using any other online travel agency, or OTA. There are no blackout dates or limited inventory award seats. If a flight or hotel is available, you can book it with points through the Chase travel portal.

You Can Earn Frequent Flyer Miles

One of the major bummers of booking flights with frequent flyer miles is that you don’t earn miles on award bookings. You can end up traveling a lot without earning miles. However, any booking you make with your Chase Ultimate Rewards points through the Chase Travel portal earns frequent flyer miles and accrues status points. Unfortunately, hotel and car rental bookings still don’t earn points.

Simplicity

Over the years, we have talked to many people who love the idea of collecting points and miles but don’t want to deal with the hassle. While many don’t mind putting a little work into getting an awesome redemption, others are just looking for a simple way to book travel and hopefully save some money in the process.

That’s where the Chase Travel portal comes in. With this method of redeeming points, you don’t have to deal with transferring, comparing point values, blackout dates, limited award availability, or multiple travel accounts. You only have to deal with 1 type of point and 1 travel portal but can still retain many of the benefits of collecting points and miles in the first place.

Bottom Line: You can book flights, hotels, rental cars, activities, and cruises through the Chase Travel portal.

Cards That Earn Chase Ultimate Rewards Points

If you like the idea of using the Chase Travel portal, you need a credit card that earns Chase Ultimate Rewards points:

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel^SM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel^SM
• 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points + $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening. Get more than $2,700 in annual value with Sapphire Reserve.

100,000 points + $500 Chase Travel credit

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

20.24% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 20.24% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Ink Business Preferred^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Ink Business Preferred^® Credit Card

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Welcome Offer

Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

90,000 points

UP's Offer Valuation*:

$1,800

Annual Fee

$95

APR

20.24% - 26.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Ink Business Preferred^® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.

Pros & Cons

Pros

• 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
• Cell phone protection
• Purchase protection

Cons

• No elite travel benefits like airport lounge access

Read Full Review

Card Highlights

• Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
• Points are worth more when you redeem for travel through Chase Travel^SM
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Member FDIC

Financial Snapshot

• APR: 20.24% - 26.24% Variable
• Foreign Transaction Fees: $0

Rewards Center

Chase Ultimate Rewards

Sapphire Reserve for Business℠

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.

200,000 points

UP's Offer Valuation*:

$4,000

Annual Fee

$795

APR

18.49% - 26.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

Financial Snapshot

• APR: 18.49% - 26.49% Variable
• Foreign Transaction Fees: None

Some great cash-back cards from Chase can also be used to book travel through Chase Travel. The points earned on these cards can be converted into cash-back or used in the Chase travel portal.

• Chase Freedom Flex℠
• Chase Freedom Unlimited^®
• Chase Freedom^® card (no longer open to new applicants)
• Ink Business Cash^® Credit Card
• Ink Business Unlimited^® Credit Card
• Ink Business Premier^® Credit Card

What Are Chase Ultimate Rewards Points Worth?

It’s easy to earn lots of Chase Ultimate Rewards points, but do you know how much they’re worth? If you’re transferring your Chase Ultimate Rewards points to a travel partner, their values goes up or down depending on the type of redemption.

When you book travel directly through the Chase Travel portal, depending on the card you have and what type of booking you are making, there may be a set value per point that won’t change, or you may have access to Points Boost offers that can increase the per-point redemption value.

Transfer Your Points Between Credit Cards for Maximum Value

If you have multiple Chase credit cards, it makes sense to transfer your points to the card with the most valuable redemption rate. The only exception is the Ink Business Premier card, because points earned on this card can’t be transferred to any other card.

1. To transfer your points between 2 cards, log in to the Chase dashboard, select Manage rewards, and then Combine points.

2. Then you will be able to select the card you want to transfer points from and the card you want to receive the points from. After you choose, click Next.

3. You can transfer all your points or just what you need. Click Review to continue.

4. Double-check the details and click the Submit button to complete the transfer.

Bottom Line: Your credit card determines the potential value of your Chase Ultimate Rewards points. Your points are worth between 1 and up to 2 cents each, depending on the type of booking you make, such as a flight or hotel, and which credit card you’re redeeming points through. 

Points Boost

Points Boost is a feature that was introduced in June 2025. It allows you to redeem your Chase points for up to 2 cents per point in value with select credit cards through Chase Travel.

The J.P. Morgan Reserve Card and the Ink Business Plus^® Credit Card also have access to the Points Boost feature.

Chase Sapphire Reserve card and Chase Sapphire Reserve Business cardholders always see the maximum Points Boost for hotels within the Edit by Chase Travel collection. For all other Points Boost options, the value you get will vary, with some Points Boost offers only available for a limited time.

When searching in Chase Travel, keep an eye out for the rocket ship icon, which lets you know what flights or hotels are currently participating in Points Boost.

Earning Chase Points by Booking Travel

What if you’d prefer to pay for your travel with a Chase credit card to earn Ultimate Rewards points? The number of points you earn through the Chase Travel portal depends on which credit card you have and what type of travel you’re purchasing.

How To Access the Chase Travel Portal

You can log in to your account in 2 ways. First, you can go directly to the Ultimate Rewards website to log in, or you can log in through your Chase account.

If you’re in your Chase account, click on one of your Ultimate Rewards credit cards and then click on Redeem next to the card’s Ultimate Rewards balance.

From here, you can access Chase Travel by clicking on Travel and then Book travel in the top menu.

How To Book a Flight Through Chase Travel

1. In the Travel section of your Ultimate Rewards account, click on Flights to start your flight search. As with any other OTA, you begin your search by inputting basic information such as departure and arrival city, travel dates, and the number of passengers.

2. Next, you can narrow and sort your search results with drop-down menus on the right side of your screen.

3. Flights with Points Boost will be clearly displayed. Other flight options will be available below them. For each flight option, you’ll see the price in dollars and points.

4. After selecting your departing flight, you can choose your return flight using the same process as you did for selecting the outbound.

5. From here, you can confirm your flight details and select a fare upgrade if you wish. Then you can choose how to pay for your flight. You can pay for the entire purchase with points or a Chase credit card, or split your payment between points and a Chase credit card.

6. Finally, input your passenger information. Don’t forget to add a frequent flyer number, a Known Traveler Number, or a Redress number if you have them.

Hot Tip: When purchasing travel through the Chase travel portal, you can split your payment between Chase Ultimate Rewards points and a Chase credit card.

How To Book a Hotel Through Chase Travel

1. To book a hotel through the Chase Travel portal, you need to start by clicking on the Stays tab in the main search box. Then, input your destination, check-in and check-out dates, and the number of travelers. Next, click on the blue Search button.

2. To the right, you’ll see filtering and sorting options, along with a map of your search results.

3. Any hotels participating in Points Boost will be featured first. Additional results will be below those. Each search result will show the price in both dollars and Chase Ultimate Rewards points. These prices include taxes and fees, except for resort fees.

4. Once you select your hotel, click on Add to Trip. You can pay for all or part of your hotel cost using Ultimate Rewards points. Click Start checkout to input your reservation details and finalize your booking.

Hot Tip: Hotels that are part of the Edit and booked through Chase Travel are eligible to earn points and elite nights in the hotel’s program. These hotels will be labeled as “Hotel loyalty program eligible.”

The Edit by Chase Travel

The Edit by Chase Travel is a group of exclusive hotels available to Chase Sapphire Reserve card and Chase Sapphire Reserve Business cardholders. When booked through the Chase Travel portal, these properties offer the following benefits:

• Daily breakfast for 2
• Welcome amenity (varies by property)
• $100 property credit
• Room upgrades at check-in (based on availability)
• Free Wi-Fi
• Early check-in and late checkout (based on availability)

The Edit’s hotels always feature the maximum Points Boost, which means you’d get 2 cents per point in value when you use your Ultimate Rewards points to book.

How To Book a Rental Car Through the Chase Travel Portal

1. To rent a car through the Chase Travel portal, start by clicking on the Cars tab in the main search box. Then input your pick-up location, drop-off location, dates, times, and driver’s age. Click on the blue Search box to continue.

2. You can then narrow and sort your search with the filtering options on the right side of the page.

3. For each car option, you can see the car details, rental company, and price, including taxes and fees. Once you select the car you want to rent, click Add to trip.

4. You won’t see the ability to pay with points until you add a car to your trip. Once you get to the final checkout page, you’ll see the ability to pay for all or part of the rental with Chase points. Double-check all of the details before completing your purchase.

How To Book Activities Through Chase Travel

Did you know you can also book activities through Chase Travel?

1. To get started, click the Activities tab on the Ultimate Rewards travel homepage. Then input your destination and travel dates and click the Search button to continue.

2. You can narrow your search by using the sorting and filtering options on the right side of the screen. Each activity’s price will be shown in both dollars and Chase points. Click on a specific activity for more information and to book.

3. Click on Add to trip cart to proceed to the checkout page, where you can choose to pay with cash or points.

Bottom Line: You can book lots of activities through the Chase Travel portal, including airport transfers!

How To Book a Cruise Through the Chase Portal

If you’re a fan of cruises, you’ll be pleased to know you can book them through your Chase Travel portal.

1. To get started, click the Cruises tab on the Ultimate Rewards travel homepage. Then input your preferred cruise line, departure date, and cruise length.

2. You’ll get a list of results you can sort and filter with the drop-down boxes to the right. You’ll be able to see basic information about each cruise, including the itinerary and the price in both cash and points, but beyond that, you have to call Chase to get more information or make a booking.

3. When you click on Call for details, you’ll get a Cruise ID number to reference for the specific cruise you’re interested in. You can reach Chase cruise specialists at 855-234-2542.

Hot Tip: You can book a cruise through Chase Travel, but you have to call to make your reservation, as they can’t be booked online.

How Do the Prices Compare to Other Sites?

Are you getting a good deal by booking through Chase? Let’s compare the prices available through the Chase Travel portal to those of other OTAs and search engines, including Hotwire, Kayak, and Expedia.

Flights

We did some flight searches and found no clear-cut pattern of prices between the Chase portal and other websites.

Example No. 1: Round-trip flight between Philadelphia (PHL) and San Francisco (SFO) for 1 person in economy.

We searched this route in the Chase Travel portal. The cheapest was a flight that was split between Alaska Airlines and Delta Air Lines for $526.20. Priceline had the same low price. Expedia and Hotwire both charged booking fees, making the price a little higher. Each airline’s website couldn’t split the itinerary between different airlines, so those were much more expensive.

If you are in doubt or would like to check prices yourself, Kayak is a great place to start. It will show you prices for a flight on all of the OTAs and the airline’s website. It’s a great one-stop shop for comparing flight prices.

Example No. 2: Round-trip flight between New York City (JFK) and Paris (CDG), France, for 1 person in economy.

We searched this route in the Chase Travel portal. The cheapest option was a flight that was split between American Airlines and British Airways for $689.78. This wasn’t the overall best price we found, though. That award went to Expedia and Priceline.

Hot Tip: You earn frequent flyer miles when you book your flight through the Chase Travel portal.

Hotels

Example No. 1: Here’s how prices looked for a week-long stay at the JW Marriott Cancun Resort & Spa in Mexico for 2 people, including all taxes and fees. The $291.55 resort fee couldn’t be paid with points.

In this example, the best cash rate by far was through Marriott. However, if you want to pay with points, booking with Chase Ultimate Rewards points through the portal would be your best bet.

Remember that Marriott doesn’t have an award chart, so different seasons can have different award prices. A 7-night stay at this hotel can dip down to 240,000 points for a 7-night stay. If you’re going to pay for your hotel stay in points, it’s always smart to calculate how many points it would cost to book through Chase versus transferring points. This information can help you make the best and least expensive choice.

Example No. 2: Let’s look at an example of a hotel that doesn’t participate in a loyalty program. We priced out a 2-night stay at Almond Tree Inn Hotel in Key West, Florida, for 2 people. The highest prices were direct via the hotel, with all other websites surveyed being cheaper.

Here’s how the prices stacked up:

Chase’s low price matched the other online travel websites and was actually lower than the hotel’s own website, so it would be a great option in this case. It also affords the opportunity to use points for a hotel that doesn’t have its own loyalty program.

Car Rentals

In many cases, car rental prices found through the Chase Travel portal were similar to those found on the rental agency’s website.

The main difference between booking through Chase and directly through a car rental agency is that the latter often allows you to book the car without paying up front. With the Chase portal, you pay at the time of booking, and there may be change or cancellation fees if you need to modify your reservation.

In both of these examples, Chase Travel didn’t offer the lowest price, though that won’t always necessarily be the case. Of course, the advantage of booking through Chase is the ability to use your Chase Ultimate Rewards points. It’s always a good idea to price your car rental on a few different websites before booking to ensure you’re getting the best price.

Activities

Chase actually offered the lowest prices on activities for both examples:

Other Ways To Use the Chase Travel Portal

Earn Bonus Ultimate Rewards Points

The Chase Travel portal also helps you earn bonus points. With the Shop through Chase feature, you can earn extra Ultimate Rewards points through your online shopping.

Click Shopping & Experiences and then Shop and earn bonus points in the top search bar to access the shopping portal. Click on a featured store or search for a specific one. Then click through the portal to your website of choice to make your purchase. Your bonus points will be added to your Chase Ultimate Rewards points total within 3 to 5 days, in most cases.

Pay With Points

Did you know you can use your Chase Ultimate Rewards points to make purchases at Amazon and PayPal? Click on Shopping & Experiences and then Pay with points at checkout in the top search bar, then select either Amazon or PayPal to enroll and shop.

Unfortunately, the redemption value you get when shopping through Amazon or PayPal is pretty bad: only 0.8 cents per point. While it’s great to have this option, we don’t recommend using points to shop at Amazon or PayPal as your main use of Chase Ultimate Rewards points.

Bottom Line: The value of using your Chase Ultimate Rewards points to shop through Amazon or PayPal isn’t great: You only get 0.8 cents per point!

Apple Purchases

You can use your Chase points to purchase Apple products by clicking on Shopping & Experiences, then Shop Apple in the main search box in your Ultimate Rewards account. Usually, you get 1 cent per point in value when using your points for Apple purchases, but there are occasional bonuses offered to get a better redemption rate.

Cash-Back

You can also redeem your Ultimate Rewards points for cash-back. To do this, select Convert to cash and then Cash back from the main search bar at the top of the screen. You will then be able to choose how many points you’d like to redeem for cash-back at a value of 1 cent per point.

You can have your cash direct deposited into a checking or savings account or as a statement credit. The deposit or statement credit will be posted within 3 days.

Bottom Line: Your Chase Ultimate Rewards points are worth 1 cent each when redeemed as cash-back. We do not recommend this as a primary redemption because you can get more value via the Chase Travel portal and a lot more when transferring to airline and hotel partners.

Experiences

This is a cool section of the Chase Travel portal. When you click Shopping & Experiences and then Book an experience in the main search bar, you’ll see a list of exclusive events, preferred seating, and other offers for select Chase cardmembers.

Experiences can be purchased with a credit card or points. When redeeming points for experiences, you receive 1 cent per point in value. Some experiences are only available to cardholders of specific cards, so if you have several, be sure to check all of your cards to make sure you don’t miss anything.

Gift Cards

If you prefer gift cards, you can purchase them through the Chase Travel portal using points. Click Shopping & Experiences and then Redeem for gift cards in the main search bar to get started. From here, you can scroll through all of the available gift cards. You get 1 cent per point in value, with occasional sales offering better redemption rates.

Hot Tip: Points redeemed for gift cards have a 1-cent-per-point value. However, you might notice some cards offer discounts, so there is the opportunity to get a bit more value!

Pay Yourself Back

Another way to use your Ultimate Rewards points is through the Pay Yourself Back feature. This allows you to redeem your points for a statement credit for purchases in select categories. Categories could include groceries, dining, select charities, gas stations, credit card annual fees, veterinary services, internet, cable, phone, and shipping. The redemption value varies by card.

Transfer To Travel Partners

Transferring points to travel partners is the best way to get the most value out of your points. By transferring, you can potentially get 2, 3, or more cents per point value.

Chase Airline Transfer Partners

Chase Hotel Transfer Partners

To transfer your Chase Ultimate Rewards points to any of the above airline and hotel partners, log in to your account and click on Transfer To Travel Partners in the top search box. Choose your airline or hotel and then select Transfer Points. You need to fill out your frequent flyer information or hotel loyalty membership number to complete the transfer.

Bottom Line: You can currently transfer your Chase Ultimate Rewards points to 14 different hotel and airline partners.

Final Thoughts

There are many ways to use your Chase Ultimate Rewards points. While transferring points to one of Chase’s airline and hotel travel partners can get you maximum value, there are a lot of benefits for booking travel directly through the Chase Travel portal.

In addition to hotels and flights, you can book car rentals, activities, and cruises. You can also use your points for cash back, shopping, gift cards, or Chase-exclusive experiences. With so many ways to use your Chase Ultimate Rewards points, your next trip is only a few clicks away!