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Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

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Credit Card Reviews

Our experts do a thorough analysis of all of the most popular credit cards on the market

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BEST BEGINNER CARD
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

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Earn 60,000 bonus points

The #1 First-Time Travel Rewards Card

LIMITED TIME OFFER
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

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Earn 75,000 miles + $250 travel credit

2x Miles All the Time

BEST LOUNGE ACCESS
The Platinum Card® from American Express

The Platinum Card® from American Express

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Earn 80,000 points

Luxury travel benefits and 5x points!

Chase Sapphire Reserve®

Chase Sapphire Reserve®

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Earn 60,000 points

The Latest Premium Travel Card From Chase

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

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Earn 90,000 points

The King of Business Credit Cards

BEST FOR DINING
American Express® Gold Card

American Express® Gold Card

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Earn 60,000 points

Earn 4x Membership Rewards points at restaurants and U.S. supermarkets.

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Essential Reading

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FICO vs. Credit Score: Differences and Similarities You Need To Know
Credit Cards

FICO vs. Credit Score: Differences and Similarities You Need To Know

What Is the Highest Credit Score Possible? [Plus How To Score 850!]
Credit Cards

What Is the Highest Credit Score Possible? [Plus How To Score 850!]

Does Opening a New Credit Card Hurt Your Credit Score?
Credit Cards

Does Opening a New Credit Card Hurt Your Credit Score?

How Long Does a Late Credit Card Payment Affect Your Credit Score?
Credit Cards

How Long Does a Late Credit Card Payment Affect Your Credit Score?

Chase Freedom Unlimited Card: Requirements, Ideal Credit Score & Approval Tips
Credit Cards

Chase Freedom Unlimited Card: Requirements, Ideal Credit Score & Approval Tips

Capital One Venture Rewards Credit Card: Requirements, Ideal Credit Score & Approval Tips
Credit Cards

Capital One Venture Rewards Credit Card: Requirements, Ideal Credit Score & Approval Tips

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Best Ways To Earn Points

Explore the different credit card points programs and learn how to maximize your credit card points.

How To Use Capital One Shopping To Save Money & Earn Rewards

How To Use Capital One Shopping To Save Money & Earn Rewards

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Bilt Rewards Review — Earning, Redeeming, Transfer Partners, and More

Bilt Rewards Review — Earning, Redeeming, Transfer Partners, and More

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19 Best Ways To Earn Lots of Chase Ultimate Rewards Points [2025]

19 Best Ways To Earn Lots of Chase Ultimate Rewards Points [2025]

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The Capital One Refer a Friend Program [Earn 100,000+ Points Every Year]

The Capital One Refer a Friend Program [Earn 100,000+ Points Every Year]

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Best Ways To Redeem Your Points

Learn all the different ways to use your credit card points, with detailed guides, tips and tricks from our experts.

53 Best Ways To Redeem Amex Membership Rewards Points for Max Value

53 Best Ways To Redeem Amex Membership Rewards Points for Max Value

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The 18 Best Ways To Redeem Bilt Rewards Points [For Max Value]

The 18 Best Ways To Redeem Bilt Rewards Points [For Max Value]

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22 Best Ways To Redeem Brex Rewards Points for Maximum Value

22 Best Ways To Redeem Brex Rewards Points for Maximum Value

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USAA Credit Cards & Rewards Program – How To Earn & Redeem Points [2025]

USAA Credit Cards & Rewards Program – How To Earn & Redeem Points [2025]

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Latest Credit Card Guides

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Top Credit Card Content

Buying Guides

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Top Credit Card Comparisons

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Recommended Reading

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Disclaimer: Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The information provided is for informational purposes only and should not be considered financial, tax or legal advice.

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.

Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

Editorial Disclosure: The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.