Amex Business Green Card: Full Review [2025]

Great Card If

• You want to earn flexible rewards for your business expenses.
• You want a card with no preset spending limit.

Don’t Get If

• You want a card that offers more bonus categories so you can earn more rewards.
• You want a card that offers more premium perks and benefits.

Business Green Rewards Card from American Express: Is It Worth it?

If you’re a business owner who wants to use the American Express rewards ecosystem, the Business Green Rewards Card from American Express could be a great way to do so.

Not only will you be earning points in one of the most valuable rewards programs on all of your business expenses, but it also offers helpful tools like a pay-over-time feature, no preset spending limit, free employee cards, baggage insurance, purchase protection, and access to Amex Offers (enrollment required).

Plus, when you’re ready to redeem your rewards, you have no shortage of options, including cash-back, Amex Travel, paying with select merchants, and our favorite option with the wide variety of Amex transfer partners.

Amex Business Green Card Top Benefits and Perks

Since the Amex Business Green card charges an annual fee, make sure the benefits you’d receive and the rewards you’d earn give you good value for your money.

• Car rental loss and damage insurance: Receive secondary rental car insurance to help cover accidental damage or theft of a rental vehicle.
• Baggage insurance: Provides coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage toward lost, damaged, or stolen baggage.
• Purchase protection: Items purchased with your card up to 90 days from the purchase date are covered for theft or accidental damage, with up to $1,000 per purchase and up to $50,000 per calendar year.
• Extended warranty protection: The manufacturer warranty on eligible warranties of 5 years or less on items purchased with the card is extended by 1 additional year.
• Amex Offers: Earn additional Amex Membership Rewards points, or statement credits, with dozens of select merchants each month.
• Free employee cards: Earn rewards and track expenses across employee cards without additional fees.
• No preset spending limit: Unlike a traditional card with a set limit, your monthly spending limit will adapt to your purchase, payment, and credit history.

Best Ways To Earn and Redeem Amex Membership Rewards Points

The best way to earn more Amex points with your Amex Business Green card is to use it for business expenses. If you have employees who make purchases on behalf of the business, consider providing them with a free employee card to earn rewards on those purchases.

Once you’ve built up a solid stash of rewards that you’d like to redeem, you’ll be spoiled for choice, as Amex Membership Rewards points are some of the most valuable points you can earn and offer multiple great redemption options. However, we believe the best way to redeem Amex points is by strategically using the Amex transfer partners.

Alternatives to the Amex Business Green Card

Ink Business Preferred^® Credit Card

The Ink Business Preferred card is a better all-around credit card than the Amex Business Green card, which has the same annual fee.

It’s much better at earning points, with 3x points on up to $150,000 in combined purchases on internet, cable and phone services; shipping expenses; travel; and ads purchased with search engines or social media sites. Plus, it comes with perks, including cell phone protection, purchase protection, rental car insurance, extended warranty protection, and access to Chase transfer partners.

American Express^® Business Gold Card

If you want to stay in the Amex Membership Rewards ecosystem, you might want to consider the Amex Business Gold card, easily one of the best business cards on the market for earning rewards.

With it, you earn 4x points on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases, including:

• Transit purchases including trains, taxicabs, ride-sharing services, ferries, tolls, parking, buses, and subways
• U.S. purchases made from electronic goods retailers and software and cloud system providers
• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
• U.S. purchases at gas stations
• U.S. purchases at restaurants, including takeout and delivery
• Purchases at U.S. media providers for advertising in select media (online, TV, radio)

Plus, the card includes perks and benefits like up to $20 in monthly credits for eligible U.S. purchases at FedEx, Grubhub, and office supply stores (enrollment required), up to $155 Walmart+ credit, purchase protection, cell phone insurance, trip delay insurance, baggage insurance, access to the Amex transfer partners, and more.  

See below for some of our card comparisons with the Amex Business Green card:

• Amex Business Gold Card vs Amex Business Green Card
• The Business Platinum Card^® from American Express vs Amex Business Green Card

For Pay Over Time, carrying a balance will incur interest. Eligible charges can be included in the Pay Over Time balance, up to the Pay Over Time Limit. Pay Over Time only applies to eligible charges meeting minimum transaction amounts.”

For the purchase protection benefit of the American Express^® Business Gold Card, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the cell phone protection benefit of the American Express^® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the trip delay insurance benefit of the American Express^® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the baggage insurance plan benefit of the American Express^® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.