9 Best Ways To Use 80K Chase Sapphire Preferred Bonus Points

Redeeming travel-focused credit card points, like Chase Ultimate Rewards points, can feel overwhelming. Even more so if you’ve just earned a haul of points from the Chase Sapphire Preferred^® Card.

Fortunately, there are plenty of ways you can redeem and get great value from your Chase Ultimate Rewards points. Let’s take a look at some of them, including the ability that Chase has to “pay yourself back” with your points.

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Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

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Card Highlights

• Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Preferred Card Benefits

The Chase Sapphire Preferred card is one of the most popular starter travel cards on the market — and for good reason!

In addition to a massive welcome bonus offer, the card is packed with great benefits for travelers.

• $50 hotel credit via Ultimate Rewards: Book your hotel via the Chase Travel portal and receive a statement credit of up to $50 each card anniversary year.
• 25% point bonus: When you redeem your points through the Chase Travel, your points are worth 1.25 cents apiece.
• DoorDash DashPass subscription: DashPass members receive free food delivery and discounted service fees on select food delivery orders on the DoorDash app. Membership must be activated by Dec 31, 2027.
• Groupon cash-back: Enroll to receive 10% back on Groupon deals every month for 12 months (up to $50), rewarded as Groupon Bucks.
• Trip cancellation and interruption insurance: If you need to cancel your trip or end it early for covered reasons (like severe weather or an illness), you’re eligible for up to $10,000 of coverage for prepaid, nonrefundable travel expenses.
• Trip delay reimbursement: If you purchase your flight with the Chase Sapphire Preferred card and are delayed for 12 or more hours or require an overnight stay, you’re eligible for a reimbursement of up to $500 per ticket in reasonable expenses (like hotel lodging or food).
• Baggage delay insurance: If your checked baggage is delayed more than 6 hours, you receive $100 in reimbursements for essential items, up to a maximum of $500 for bags delayed 5 days or more.
• Primary rental car coverage: Covers theft and damage done to your rental car.

Redeem for Future Travel Bookings

If you’re considering booking future travel, here are a few of our favorite uses of Chase Ultimate Rewards points that are both excellent value and flexible!

1. World of Hyatt Stays

World of Hyatt is easily one of the best Chase transfer partners because of the high quality of its hotels and very cheap award redemption rates compared to competitors like Marriott and Hilton.

Award nights range between 3,500 to 45,000 Hyatt points per night, with only a handful of properties falling into the most expensive Category 8 rate.

One of the Hyatt award chart sweet spots are Category 7 properties, where you can book a night at some of the nicest Hyatt hotels in the world, like the Park Hyatt Maldives for just 30,000 points per night during the standard season. This means that 80,000 Ultimate Rewards points earns you 2 free nights at any Category 7 hotel in the Hyatt portfolio, with another 20,000 points left over!

If you’re a more budget-conscious traveler and prefer to make your points stretch, you can still stay in excellent Category 1 properties, like the Hyatt Place Los Cabos or the Hyatt House Colorado Springs, and turn 80,000 Chase Ultimate Rewards points into 16 free hotel nights!

Hot Tip:

If you are traveling during Hyatt’s off-peak season (which varies by hotel), you can stretch your points even further. A Category 7 Hyatt hotel only costs 25,000 points during off-peak, and a Category 1 hotel only costs 3,500 World of Hyatt points.

2. Round-Trip Tickets to Spain on Iberia

Those looking to use their Ultimate Rewards points to visit Spain or to use that as a launchpad to other European destinations can do so by transferring their points to Iberia Plus and redeeming them for pretty spectacular rates.

Round-trip Blue Class (economy) tickets from New York (JFK), Boston (BOS), or Chicago (ORD) to Madrid (MAD) cost just 34,000 miles and 68,000 miles for business class, offering exceptional value for your points. Similarly, you can fly from Miami (MIA), Los Angeles (LAX), or San Francisco (SFO) to Madrid for just 42,500 miles in Blue Class and 84,000 in Business.

Chase Ultimate Rewards points transfer 1:1 to Iberia, so 80,000 points can get you 2 round-trip tickets to Spain in economy or 1 round-trip ticket in business class!

3. Short-Haul Economy Flights Using Avios

While flying in a premium cabin is always fun, sometimes it’s not worth paying the extra miles. This can be especially true when you’re flying on a very short flight. Paradoxically, many times airlines charge quite a bit for these short flights. That means you can get great value by using your miles instead of paying out cash.

British Airways charges 6,000 Avios for Zone 1, which includes flights under 650 flown miles. Unfortunately, British Airways removed this option for flights within North America, meaning that the cheapest redemption in North America is 9,000 Avios, which covers flights up to 1,150 miles. And you can still take advantage of the lower price if you are flying in Europe (on British Airways or Iberia) or Australia (on Qantas).

Hot Tip:

Chase also transfers 1:1 to Iberia Avios, and you can combine your Avios to other programs that use Avios, such as Finnair, Aer Lingus and Qatar. Each program has a different award chart, which can give you added flexibility.

4. Flying Blue Promo Awards

The typical price for a one-way flight between the U.S. and Europe on Air France or KLM is 25,000 Flying Blue miles in economy or 62,500 miles in business class. However, Air France-KLM Flying Blue runs promotional rewards every month that can help you get even more value from your points.

Promo rewards are listed at 25% to 50% off the standard award price, and Ultimate Rewards transfers 1:1 to Flying Blue. While it’s rare to see 50% promos, even a 25% discount can save you a ton. Rather than needing 62,500 or 25,000 Flying Blue miles, you’d only need 46,875 miles to fly one-way in business class or 18,750 in economy.

Chase Ultimate Rewards requires transfers to be in increments of 1,000 points, so you’d need to transfer 47,000 points to Air France-KLM Flying Blue for a one-way business class flight. Your 80,000 points would allow you to fly round-trip in economy class or one-way in business class.

5. Fly Emirates First or Business Class

Emirates First Class is considered one of the most luxurious ways to travel out there, with caviar, top-notch service and even an onboard shower on their A380 planes. One of the best ways to redeem Emirates Skywards miles is for flying on Emirates itself. There are quite a few Emirates flights from the United States to Dubai (DXB), and Emirates also operates fifth-freedom flights from New York (JFK) to Milan (MXP) and Newark (EWR) to Athens (ATH).

You can fly from New York to Milan for 87,000 Emirates Skywards miles, and Ultimate Rewards points transfer 1:1 to Emirates. Yes, 87,000 is more than 80,000, but remember that you also earn points for the spending you have to do to get your welcome bonus. If you have a few extra Ultimate Rewards points, it’s only 102,000 Skywards miles to fly first class on the New York-to-Milan route.

6. Chase Travel Bookings

For those looking to purchase future travel with their points but who also want the simplicity of not needing to use airline or hotel transfer partners, the Chase Travel portal has been and continues to be an excellent option.

When you book with Chase Travel, you don’t have to worry about finding award space or blackout dates. Your points are worth a flat amount, and your cost is solely dependent on the cash price of the travel. In addition, your points aren’t just limited to flights and hotels but can also be used for rental cars, cruises, and unique travel experiences.

And thanks to your Chase Sapphire Preferred card, your points are worth 25% more, or 1.25 cents each, through Chase Travel. That means 80,000 Ultimate Rewards points are worth $1,000 in travel purchases.

Redeem for Everyday Purchases

You can redeem your Ultimate Rewards points for everyday purchases. While you’re likely to get more value from your points by redeeming them for travel purchases, it’s nice to have the following options to put money directly back into your bank account.

7. Statement Credit

If you’re not a big traveler, you can always redeem your Chase Ultimate Rewards points for a statement credit to offset purchases you make with your card. Chase allows you to redeem your Ultimate Rewards points at a rate of 1 cent per point toward any and all purchases you make.

When redeeming for statement credits, the welcome bonus offer you receive from the Chase Sapphire Preferred card will allow you to offset purchases at 1 cent per point. For example, an 80,000-point welcome bonus offer would be $800 in statement credits. While redeeming points with Chase’s airline and hotel transfer partners often gives more value, this can be a good choice if you don’t travel much.

8. Pay Yourself Back for Charitable Donations

Chase also allows Sapphire Preferred cardholders the opportunity to “pay yourself back” with Chase Ultimate Rewards points. Similar to using your points as a statement credit, the Pay Yourself Back feature allows you to use your points at a better rate to offset purchases made within select categories.

When Pay Yourself Back was first introduced, there were many different categories that were eligible. Over time, Chase has reduced the eligible categories, and currently, Chase Sapphire Preferred cardholders can redeem their Ultimate Rewards at 1.25 cents only for charitable donations (through June 30, 2025) — just as you would through Chase Travel.

So a $125 charity donation would cost just 10,000 points to offset the purchase, meaning that 80,000 Ultimate Rewards points can be redeemed for up to $1,000 in donations!

How To Use Chase Pay Yourself Back

Step 1: Log in to your Ultimate Rewards account, then select “Pay Yourself Back” from the navigation bar.

Step 2: You’ll see a list of all the eligible purchases where you can use points to pay yourself back. Select the purchases you want to offset and then click continue. Remember that Chase Sapphire Preferred cardholders receive up to a 25% bonus, while Chase Sapphire Reserve^® cardholders receive up to a 50% bonus.

Step 3: Once you’ve confirmed the purchases and the number of points to redeem, you’re all set! You’ll receive a credit back for those purchases within 2 or 3 days.

9. Gift Cards

Chase has always let you redeem your Ultimate Rewards points for gift cards for your favorite merchants at a rate of 1 cent per point. Generally speaking, it seldom makes sense to redeem your points this way and tie up the value of your points with a single merchant when you can just as easily redeem your points as a statement credit toward any purchase.

On occasion, Chase will run promotions where merchant gift cards can be purchased using your points with a 10% discount — giving your Ultimate Rewards points a value of 1.1 cents per point. Redeeming your points this way could make sense if you were planning on shopping with that merchant using a statement credit anyway.

Final Thoughts

Chase Sapphire Preferred cardholders have multiple, phenomenal options for redeeming the Ultimate Rewards points.

You can redeem their points for maximum value via airline and hotel transfer partners, but you may prefer to lock in value toward things you’re purchasing right now via Chase Pay Yourself Back or statement credits.

Either way, the absolute best way for you to redeem 80,000 Ultimate Rewards points from your Chase Sapphire Preferred card is by choosing whatever is best for you!