8 Best Ways To Use 100k Chase Sapphire Preferred Bonus Points

The Chase Sapphire Preferred^® Card is one of the most popular credit cards on the market and has been for several years.

Chase Ultimate Rewards points can be transferred to both airline and hotel partners for award flights and hotel stays.

Additionally, you can use your Chase Ultimate Rewards points through the Chase Travel portal at a rate of 1.25 cents per point, which can be particularly useful when there are cheap cash flights available.

Let’s take a look at how many Ultimate Rewards points you can expect to earn quickly once you have been approved for the card — and how you can get some great value out of those points.

Chase Sapphire Preferred Card Welcome Bonus

BEST BEGINNER CARD

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

UP's Offer Valuation*:

$1,200

Annual Fee

$95

APR

20.49% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

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Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Financial Snapshot

• APR: 20.49% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

8 Best Ways To Use 100,000 Ultimate Rewards Points

You might be wondering what Ultimate Rewards points can really get you. Since there are several Chase airline and hotel partners, you have lots of options to redeem Ultimate Rewards points.

Here are some great ways you can use your Ultimate Rewards points so you can start traveling right away!

1. Round-Trip to Hawaii for 2 People (Singapore KrisFlyer Miles) — $1,000+ Value

For many, a dream trip to Hawaii often feels out of reach because of expensive cash tickets for flights. However, you can transfer Ultimate Rewards points to Singapore Airlines’ KrisFlyer program to book 2 economy class award tickets to Hawaii on Alaska Airlines (with points left over).

Here are few departure city options and the KrisFlyer miles required for a round-trip award ticket to Hawaii:

Hot Tip: Make sure you check out our best ways to redeem Singapore KrisFlyer miles to see how you can fly in style!

2. Business Class to Europe With Promo Rewards (Air France/KLM Flying Blue) — $3,000+ Value

If you want to try business class to or from Europe on Air France or KLM, you can do so at the standard rate of 62,500 Flying Blue miles. Fortunately, Air France/KLM Flying Blue runs Promo Rewards every month to help you get even more value.

Promo rewards are listed at 25% to 50% off the standard award price. While it has been a long time since we’ve seen a 50% business class promo for a flight between Europe and the U.S., 25% off is still a great deal. Rather than needing 62,500 Flying Blue miles, you’d only need 46,875 miles.

Chase Ultimate Rewards requires transfers to be in chunks of 1,000 points, so you’ll need to transfer 47,000 points to Air France/KLM Flying Blue. This would allow you to fly round-trip in business class from 1 welcome bonus alone!

Very often, there will be at least 1 city in the U.S. on the list of options, which could make this the perfect chance for you to try business class to Europe.

Hot Tip: There are tons of great ways to redeem Air France/KLM Flying Blue miles for award travel.

3. 2 Round-Trip Tickets to London for $0, Including Taxes and Fees! (Chase Travel Portal) — $1,200+ Value

Each of your Ultimate Rewards points is worth 1.25 cents when used for travel in the Chase Travel portal.

The portal works just like any other does, such as Expedia or Booking.com, except you can use your points instead of paying cash!

All you have to do is log in to Chase’s travel portal, find the flight that you want to purchase, and use your points!

100,000 points gets you a flight that would cost up to $1,250. Fortunately, the average price of a round-trip flight to London usually hovers around $600. So with the sign-up bonus from the Chase Sapphire Preferred card, you could book 2 round-trip tickets for you and a loved one!

For example:

Fly round-trip from NYC to London in peak summer for just 49,600 points, or 99,200 points if you book a ticket for someone else, as well — a savings of up to $1,240!

Bottom Line: Generally, the only time it makes sense to book flights through the travel portal is when there are cheap cash tickets available, which allows you to book with fewer points than by transferring to an airline partner. When booking economy class flights, you should always compare the cost of an award ticket if you transfer Ultimate Rewards points to the cost of using points to book through the Chase Travel portal.

4. Short Flights While Traveling Abroad (British Airways Avios) — $1,000+ Value

If you fly all the way to Europe, Asia, or even Australia, you might want to see more than 1 amazing city after traveling such a long way. Fortunately, you can use British Airways Avios to hop around from city to city on several continents rather than using cash for each additional flight.

For flights under 650 miles, you will only need 4,500 Avios for an economy award ticket. Make sure you’re looking for nonstop flights whenever possible since British Airways uses a distance-based award chart. This means they will add up the flight distance of each segment, which could push you into the next redemption tier of their chart and require more Avios.

Let’s take a look at a few examples of how you can use Avios to see even more fun places on your next trip. If you visit London (LHR), you could then book a flight to Paris (CDG) for 4,500 Avios. Next, you could hop over to Madrid (MAD) for another 4,500 Avios.

Because British Airways uses a distance-based chart, you could even book a very short round-trip ticket for 9,000 Avios. This is a great way to include London on a European adventure without getting hit with high taxes and fees flying out of the U.K.

Here’s how you can make it work:

If you fly from the U.S. to Amsterdam (AMS), Brussels (BRU), Munich (MUC), or Paris (CDG) (there are more options, too), you can book a round-trip ticket from one of these cities to London (LHR) for only 9,000 Avios total.

This is particularly useful when flying with multiple people since cash ticket prices can add up quickly in some of these European cities.

If your flights are more than 650 miles, you can still find some great value with British Airways Avios when flying within Asia and Europe, as they often have some of the better redemption rates for both economy class and business class.

Hot Tip: Check out some of the best ways to redeem British Airways Avios for more inspiration.

5. Round-Trip to Europe on a Star Alliance Airline (United MileagePlus) – $1,000+ Value

One of the easiest ways to book a trip to Europe is with United MileagePlus miles. With 60,000 Ultimate Rewards transferred to your United account, you can book a round-trip economy class award ticket to Europe.

Many of United’s Star Alliance partners will require you to pay carrier-imposed surcharges when you book awards through their respective programs. Fortunately, United MileagePlus does not hit you with these surcharges, so you’ll only need to take care of the taxes and fees.

That’s not all that makes this a great redemption, though. If you book a round-trip award with United MileagePlus miles, you can take advantage of the Excursionist Perk — United’s version of a stopover.

With the Excursionist Perk, you are allowed a free one-way ticket in the same region as your destination. This means you could book a flight from Chicago (ORD) to Zurich (ZRH) on SWISS, then book your free one-way flight to Copenhagen (CPH) on either Scandinavian Airlines (SAS) or SWISS. Copenhagen would be your destination, while Zurich would be your stopover. You could then return to Chicago from Copenhagen on SAS.

If that sounds complicated, don’t worry. You can handle the entire booking process online by choosing “multi-city” on the booking page and entering each leg of the journey and your desired travel dates.

Hot Tip: Want some more fun travel inspiration? Take a look at some great ways to redeem United MileagePlus miles.

6. Crazy Cheap Award Flights to Israel, Morocco, and More (Air France/KLM Flying Blue) — $1,000+ Value

Another great sweet spot for an economy class award is with Air France/KLM Flying Blue. You can fly from the U.S. to places like Israel and Morocco for as low as 50,000 Flying Blue miles. That’s not the total for a one-way award ticket, though: it’s the total miles required for a round-trip economy class award.

You might be wondering how this is possible! Well, Air France/KLM Flying Blue classifies both of these countries — as well as a few other countries in northern Africa — as part of the European region. This classification makes Flying Blue a go-to program for booking economy class award flights to Israel, Morocco, and more.

Prefer to fly business class? You could even book a one-way business class award ticket starting at 53,000 Flying Blue miles. So the 100k Chase Sapphire Preferred sign-up bonus alone will nearly give you enough points to fly business class round-trip!

7. Turn the Southwest Companion Pass Into Even More Trips (Southwest Rapid Rewards) — $1,000 to $2,000+ Value

For those who have the Southwest Companion Pass, earning the sign-up bonus from the Chase Sapphire Preferred card instantly opens up a ton of options for you.

Sure, you can book 2-for-1 cash tickets to take advantage of the Companion Pass, but you can also book the same flights by transferring Ultimate Rewards to your Southwest Rapid Rewards account and booking award flights. In other words, the 2-for-1 applies to award flights as well!

With flights operating across the U.S. and to Mexico, the Caribbean, and Central America, you and your designated companion will be able to have some serious fun.

Hot Tip: Take a look at some great ways to use the Southwest Companion Pass, and you’ll be booking 2-for-1 awards before you know it!

8. 3 Nights at the Park Hyatt Sydney (World of Hyatt) — $1,800+ Value

One of the biggest advantages of Chase Ultimate Rewards points is that they can be transferred to your World of Hyatt account to book award stays. Hyatt has some amazing properties around the world that you won’t want to miss.

A favorite of many is the Park Hyatt Sydney, with its amazing view of the Sydney Harbour and the Sydney Opera House. Not only do you get a fantastic view, but the rooms are phenomenal and the service is top-notch.

You also have easy access to ferries that can take you across the harbor to Manly Beach and the Sydney Zoo. If you like heights, you can go just around the corner to the Sydney Harbour Bridge. You can even schedule a tour of the bridge and climb to the top!

A standard room at the Park Hyatt Sydney costs 40,000 World of Hyatt points, or 40,000 Chase Ultimate Rewards points when transferred to Hyatt, allowing you to book 2 free nights at this incredible hotel with just your welcome bonus alone — with points to spare!

Hot Tip: Check out the best ways to redeem your World of Hyatt points for some awesome award stays.

Final Thoughts

There are so many ways to utilize the sign-up bonus from the Chase Sapphire Preferred card. Any of the options above will be a blast, and there are plenty more fun ways to redeem Ultimate Rewards points.

Make sure you have a plan to hit the minimum spending requirement to earn the sign-up bonus, so you don’t miss out on a large chunk of points. It will all be worth it once you book your next amazing vacation or getaway!