Spencer Howard
Former Content Contributor
52 Published Articles
Countries Visited: 21U.S. States Visited:
Always a fan of flying, Spencer wanted to find ways to upgrade his travel experience. Over the years, Spencer has been a guest speaker on multiple YouTube shows as well as podcasts on maximizing point...
Edited by: Jessica Merritt
Jessica Merritt
Editor & Content Contributor
78 Published Articles 452 Edited Articles
Countries Visited: 4U.S. States Visited: 23
A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little ca...
& Juan Ruiz
Juan Ruiz
Compliance Editor & Content Contributor
77 Published Articles 640 Edited Articles
Countries Visited: 40U.S. States Visited: 27
Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in...