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DoorDash Rewards Mastercard: Full Review [2024]

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Jarrod West
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Jarrod West

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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
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Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and que...
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DoorDash Rewards Mastercard

DoorDash Rewards Mastercard

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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Learn More(at Chase's secure site)
  • Free DashPass for a Year

  • $0

  • 20.24% - 28.99% Variable

  • Good to Excellent (670-850)

DoorDash Rewards Mastercard

The DoorDash Rewards card is a great option for foodies to earn up to 4% cash-back with no annual fee.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon3.5
Learn More(at Chase's secure site)

The DoorDash Rewards card is a great option for foodies who often order through DoorDash, go out to eat, and purchase groceries, as you’ll earn 4%, 3%, and 2% back on these purchases, respectively, all without paying an annual fee.

Card Snapshot

Welcome Bonus & Info

  • With the NEW DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).
  • 4% cash back on DoorDash and Caviar orders. Enjoy this benefit on every type of DoorDash order, including restaurants, groceries, pet supplies, retail items, and more. No earning caps.
  • 3% cash back on dining when purchased directly from a restaurant. No earning caps.
  • 2% cash back on purchases from grocery stores, online or in person. 1% cash back on all other purchases. No earning caps.
  • Get a complimentary DashPass membership ($96 value) every year with $10k in annual card spend. DashPass members enjoy $0 delivery fees & reduced service fees on every eligible order.
  • No annual card fee, just cash back on every purchase.
  • As an exclusive Cardmember benefit, get 10% off one Convenience, Grocery, Alcohol, Retail or DashMart order every month. Maximum discount of $15 per order. Offer expires 12/31/2023.
  • As an exclusive Cardmember benefit enjoy $25 off your first two orders of at least $100 with DoorDash. Nationwide Shipping – offer expires 12/31/23.

Pros

  • 4% back on DoorDash orders (including groceries, pet suppliers, retail items, and more)
  • 3% back at restaurants
  • 2% back on online and in-store grocery orders
  • Complimentary 12-month DoorDash DashPass membership
  • No annual fee
  • No foreign transaction fees
  • Purchase protection
  • Extended warranty protection
  • Rental car insurance
  • Trip cancellation/interruption insurance

Cons

  • Doesn’t earn transferable rewards
  • DashPass membership only lasts the first year unless you spend $10,000 on the card each year

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Great Card If

  • You frequently order from DoorDash and dine out.
  • You want a dining rewards card with no annual fee.

Don’t Get If

  • You seldom order from DoorDash.
  • You want a card that earns transferable rewards.

DoorDash Rewards Card: Is It Worth It?

The DoorDash Rewards card is a very interesting card for foodies who are looking to optimize their dining expenses.

With the card, you earn an unlimited 4% cash-back on DoorDash orders (including restaurants, groceries, pet suppliers, retail items, and more), 3% back on dining purchased directly at a restaurant, and 2% back at grocery stores online or in person, all for no annual fee.

Plus, the card comes with a complimentary year of DoorDash DashPass, a $96 value, which offers zero delivery fees, reduced service fees, and exclusive benefits on every eligible order. While this benefit is only for the first year you hold the card, you can extend it each year with $10,000 in annual card spend.

DoorDash Rewards Card Top Benefits

The DoorDash Rewards card is great at earning cash-back with no annual fee, but here is what else it can offer you:

  • Monthly 10% Off Select Orders: Get 10% off 1 convenience, grocery, alcohol, retail, or DashMart order every month. Offer valid through December 31, 2024.
  • Purchase Protection: Purchases made with your card are covered for 120 days against damage or theft up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: This extends eligible warranties of 3 years or less of items purchased with your card by 1 additional year.
  • Trip Cancellation and Interruption Insurance: Trips cut short or canceled for a covered reason like sickness, severe weather, or other covered situations, can be reimbursed up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable passenger fares.
  • Rental Car Insurance: Secondary rental car coverage is provided for theft and collision damage for most cars in the U.S. and abroad.
  • No Foreign Transaction Fees: Freely use your card overseas for your dining purchases to keep racking up cash-back without paying any foreign transaction fees.

Best Ways To Earn and Redeem Cash-Back Rewards

Since the DoorDash Rewards card is clearly a food-focused card, make it your go-to card for all of your grocery, restaurant, and DoorDash orders to earn between 2% and 4% cash-back on these purchases.

Once you’re ready to redeem your cash-back rewards, you can use them to pay during checkout on your DoorDash orders, as a statement credit or direct deposit into your checking or savings account, or even toward gift cards with select merchants.

Alternative Cards to the DoorDash Rewards Card

Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit CardTerms Apply / Rates & Fees
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One SavorOne card is a great no-annual fee card for those who regularly spend on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).

The Capital One SavorOne card is a great no-annual fee card for those who regularly spend on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
$200
$0
19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Capital One SavorOne card is a phenomenal option when it comes to no-annual-fee cash-back credit cards. With popular bonus categories like dining, grocery stores (excluding superstores like Walmart® and Target®), entertainment, and popular streaming services, and the ability to earn 3% cash-back on these purchases, it is easy to see why those who use the card can earn some serious cash-back throughout the year.

The card also offers the ability to take your rewards and experiences even further by offering access to Capital One Travel, Capital One Dining, and Capital One Entertainment.

Pros
  • 8% cash back on Capital One Entertainment purchases
  • 5% cash-back on hotels and rental cars booked through Capital One Travel
  • 3% cash-back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®)
Cons
    • Rewards are purely cash-back, so there is no access to outsized travel rewards redemptions
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
  • No foreign transaction fee
  • No annual fee
Financial Snapshot
  • APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
  • Foreign Transaction Fees: None

If you’re primarily interested in a cash-back card with no annual fee that offers rewards for food purchases, the Capital One SavorOne card can be a great choice.

Not only does it offer 3% cash-back on dining (including delivery services like DoorDash) and groceries, it also offers 3% cash-back on popular streaming services and entertainment purchases, plus 5% back on hotels and rental cars booked through Capital One Travel.

Chase Sapphire Preferred® Card

LIMITED-TIME OFFER
Chase Sapphire Preferred® Card
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Get up to $1,050 in Chase TravelSM value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
$300 Chase Travel℠ Credit + 60,000 bonus points
$1,500
$95
21.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros
  • 5x points on all travel booked via the Chase Travel portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC
Financial Snapshot
  • APR: 21.49%-28.49% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

If you like the idea of earning rewards on all of your food and dining expenses but also want a travel-focused card that earns transferable rewards, then you should consider the Chase Sapphire Preferred card.

With it, you earn 3x points on dining (including delivery services), on online grocery orders, and on select streaming services. You also earn 2x points on travel purchases worldwide, 5x points on Lyft rides, and 5x points on travel purchased through Chase Travel.

Plus, the card offers access to the Chase transfer partners, solid travel and purchase protections, the ability to redeem your points for 25% more through Chase Travel, a $50 annual statement credit for hotel purchases through Chase Travel, and even a 12-month complimentary DoorDash DashPass membership.

Final Thoughts

The DoorDash Rewards Mastercard is a card to consider if you love food and find yourself ordering delivery or takeout or going to restaurants a lot.

The information regarding the Capital One SavorOne Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the DoorDash Rewards Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

Does DoorDash offer a credit card?

Yes, DoorDash and Chase have teamed up to offer the DoorDash Rewards card, which offers 4% back on DoorDash orders, 3% back at restaurants, 2% back on grocery orders, and 1% back on all other purchases, with no annual fee.

What credit score do you need to get the DoorDash Rewards card?

If you have a credit score of 670 or higher, you should have strong approval odds for the DoorDash Rewards card. That said, no matter how high your credit score is, there is no guarantee that you will be approved for the card.

Do DoorDash cash-back rewards expire?

The cash-back rewards you earn from the DoorDash Rewards card will never expire so long as your card remains open.

Does the DoorDash Rewards card offer a DashPass membership?

Yes, the DoorDash Rewards card offers a 1-year DashPass membership complimentary to new card members. In order to continue receiving a complimentary DashPass subscription after the first year, you must spend $10,000 on your card each year.

Does the DoorDash Rewards card have an annual fee?

No, the DoorDash Rewards card does not charge an annual fee.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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