Free Spirit Travel More World Elite Mastercard – Full Review

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Free Spirit Travel More World Elite Mastercard – Full Review

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"Perfect for frequent Spirit flyers!"

The Free Spirit World Elite card is a perfect option for frequent Spirit flyers that want benefits like priority boarding and inflight discounts.

Learn More (at Bank of America's secure site)

The information regarding the Free Spirit® Travel More World Elite Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Being that Spirit is a low-cost carrier, it might feel easy to overlook the Free Spirit® Travel More World Elite Mastercard®, especially since it charges an annual fee. But if you’re someone who flies with Spirit Airlines often, then this is a card that can definitely make a lot of sense to add to your wallet.

Not only does it help you earn more Free Spirit points, but it also comes loaded with benefits like inflight discounts, priority boarding, and a fast track towards Spirit elite status.


  • 3x points per $1 Spirit purchases
  • 2x points per $1 on dining and grocery store purchases
  • 1 point per $1 on all other purchases
  • Get Zone 2 Shortcut Boarding on all flights
  • Earn 1 SQP for each $10 in net purchases toward Free Spirit status
  • Receive a $100 Companion Flight Voucher on your account anniversary after making at least $5,000 in purchases within the prior year
  • Access to points pooling
  • No redemption fees on award tickets
  • 25% rebate on all inflight food and beverage purchases
  • Points don’t expire
  • No foreign transaction fees


  • $79 annual fee
  • Does not earn transferable rewards

Free Spirit World Elite Card - Snapshot

The Ideal Cardholder

Spirit bag drop
The Free Spirit World Elite card is best suited for regular Spirit flyers. Image Credit: Spirit

For the most part, the Free Spirit World Elite card will really only make sense for those who fly with Spirit a handful of times a year, or at least often enough to receive more value than the $79 annual fee you will pay for the card.

But for those who do fly with Spirit at least semi-frequently, this card is actually very well-suited to help you get more value out of each flight both in terms of the points you will earn and the benefits that you will receive.

Priority Boarding

With the Free Spirit World Elite card, you will automatically get Zone 2 priority boarding on all flights. This is obviously the second group called after pre-boarding and is 2 to 3 groups ahead of the general boarding groups.

Points Pooling

Points Pooling lets you combine Free Spirit points with up to 8 friends and family members so you can earn and redeem reward flights faster. So if you’re a family that flies together for family vacations this can be extremely helpful in offsetting future flight costs.

Usually, the Points Pooling benefit is reserved for Free Spirit Silver or Gold status members, but fortunately, Free Spirit World Elite cardholders can do so just as a benefit of being a cardmember.

Companion Voucher

When you spend at least $5,000 in purchases on your card within the prior year, you will receive a $100 Companion Flight Voucher good for any Spirit flight.

But unlike other companion vouchers, the Spirit Companion Flight Voucher has a maximum value of $100, instead of paying $100 for a flight that might cost significantly more. So it might be easier to think of it as a $100 companion flight credit. Even still, you can earn this voucher each year for a relatively low amount of annual spend.

Fast Track to Free Spirit Status

With your card, you will earn 1 SQP for every $10 in purchases towards Free Spirit status. Given that it takes 2,000 SQPs to earn Silver status and 5,000 SQPs to earn Gold status, you could even earn Silver or Gold status just by spending $20,000 and $50,000 on the card, respectively, without even needing to fly. Thought that elite status obviously won’t be very useful if you don’t fly with Spirit frequently.

But this presents a great way to help fast track you to the level of Spirit elite status that you want, which will help you earn more points, get free seat selection, free bags, and more.

No Award Fees

With Spirit, if you book an award flight within 28 days of departure, you’ll be charged a $50 redemption fee. But that is not a problem for Free Spirit World Elite cardholders as that redemption fee is waived on all tickets.

Inflight Discount

Cardholders also get a 25% rebate on all inflight food and beverage purchases, as long as you pay with your card. Since all items offered on Spirit flights are only available by purchase, this is a great way to save some cash on items you would have to pay for anyway.

Points Never Expire

Usually, your Free Spirit points will expire every 12 months unless you earn new points, or redeem some of your current points, within that timeframe. But you won’t need to worry about that as a Free Spirit World Elite cardholder, as your points won’t expire as long as the card is active.

Great Card If

  • You fly with Spirit often
  • You’re looking for a card that will enhance the experience of your Spirit flights

Don't Get If

  • You seldom fly with Spirit
  • You prefer a card that earns transferable rewards

Free Spirit World Elite Card - Fees

  • Annual Fee
    • $0 Intro Fee for the first year; after that, Annual Fee will be $79.
  • Foreign Transaction Fees
  • Interest Rates
    • 15.99% to 23.99% Variable
  • Late fees
    • Up to $40
  • Balance Transfers
    • 15.99% to 23.99% Variable
    • Fee: Either $10 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR
    • 18.99% to 26.99% Variable
    • 28.99% for Bank Cash Advances
    • Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.

How To Earn More Free Spirit Points

Spirit Flights

With your Free Spirit World Elite card, you will earn 3x points per $1 on all Spirit flights you purchase with your card. This is in addition to the 6x points per dollar you usually earn with Spirit — giving you a total of 9x points per $1 on Spirit flights.

Dining and Grocery Store Purchases

With your card, you’ll also earn 2x points per $1 on dining and grocery store purchases, giving you a great opportunity to earn extra Free Spirit points on 2 of the most common purchase categories.

All Other Purchases

Of course, you’ll also earn 1 point per $1 on all purchases outside of the cards bonus categories.

You can obviously do much better than this by picking up a card like the Chase Freedom Unlimited® card or Citi® Double Cash Card, but if you’re trying to earn as many Free Spirit points as possible, or are working towards Spirit elite status, then this could be worthwhile.

Spirit Shopping Portal

Like most airlines, Spirit has its own shopping portal that members can shop through for the usual products they plan to buy online, and earn Free Spirit points for doing so!

The Free Spirit Online Mall offers over 400 merchants that you can shop through and allow you to earn anywhere from 1x to 30x points per $1 spent on your purchases.

Spirit Dining Program

Love dining out? Then you need to link your Free Spirit World Elite card to the Free Spirit Dining program so you can earn even more points each time you dine out at an eligible restaurant. Better yet, the Free Spirit Dining program even allows you to earn extra points when you order online from participating restaurants.

Basic members will earn 1 point per $2 spent, Select members will 3 points per $1 spent (requires opting into email communications), and VIP members will earn 5 points per $1 spent (VIP is reached after you have 11 qualified transactions in a calendar year).

You will earn all of these points in addition to the points earned from the dining bonus category on your card. For instance, if you’re a VIP member with Free Spirit Dining, you’ll earn 7x total miles per $1 spent at participating restaurants — 5x from the dining program and 2x for paying with your Free Spirit World Elite card.

Hot Tip: Curious what other ways can help you rack up Free Spirit points? Check out our guide on the best ways to earn lots of Spirit Airlines Free Spirit points.

How To Use Free Spirit Points for Max Value

Spirit Airlines Airplane Tail
Use your Free Spirit points for free award flights. Image Credit: Ken Wolter via Shutterstock

Spirit Award Flights

Without question, the best way to use your Free Spirit points is by booking award tickets with Spirit. Spirit uses a dynamic pricing model when it comes to its award tickets, so all award prices will be tied to the cash price of the fare, starting at 2,500 points.

For the most part, you will get a value of around 1 to 1.1 cents per point when booking award tickets with Spirit. Usually, the overall value of your award can take a solid hit if you have to pay the $50 award redemption fee. But fortunately, Free Spirit World Elite cardmembers do not have to pay this fee.

Spirit Points + Cash Tickets

Those who don’t have quite enough points to book an award ticket, or are trying to stretch their overall balance out, can use Spirit’s Points + Cash booking option. You can use as few as 1,000 points with cash to cover the flight balance, and while you’ll generally get a little worse overall value than just booking an award ticket outright, it can still be a great option in certain situations.

Alternative Cards to the Free Spirit World Elite card

Chase Sapphire Preferred® Card

If you’re looking for a card that earns transferable rewards for a reasonable annual fee, then the Chase Sapphire Preferred card would be the perfect option. The card earns 2x points per $1 on all travel and dining purchases, and those points can be transferred to 13 different airline and hotel transfer partners. You’ll also get benefits like a complimentary DoorDash DashPass, trip delay insurance, baggage insurance, rental car insurance, and purchase protection.

Free Spirit® Travel Mastercard®

If you’re a frequent Spirit flyer but aren’t keen on the idea of paying a credit card annual fee, then the Free Spirit card could be a good choice. The card does not offer any bonus categories other than the 2x points per $1 you’ll earn on Spirit flights, but it still grants you perks like Zone 2 boarding, a 25% rebate on all inflight purchases, and keeps your Free Spirit points from expiring.

The information regarding the Free Spirit® Travel Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

Frequently asked questions

Is the Free Spirit World Elite card a good card?

If you’re someone who flies with Spirit at least a few times each year and is interested in getting perks for Spirit flights like priority boarding, an inflight food and beverage discount, and earning more points, then the Free Spirit World Elite card would certainly be a good option for you.

How many points do you need for a free Spirit flight?

Award prices on Spirit start at least 2,500 points per flight. But keep in mind that Spirit uses a dynamic pricing model, meaning that the number of points you will need for a flight is tied to the cash price of a ticket. For the most part, your points will give you a value of around 1 to 1.1 cents per point, so a $200 flight would cost around 20,000 points.

What are the benefits of the Free Spirit World Elite card?

The Free Spirit World Elite card comes with quite a few benefits that will be helpful for Spirit flyers, including:

  • Zone 2 priority boarding
  • Fast track to Spirit elite status with 1 SQP per $10 spent on the card
  • Access to Points Pooling
  • No redemption fees on award tickets
  • 25% rebate on inflight food and beverage purchases
  • Points never expire

Does the Free Spirit World Elite card have an annual fee?

Yes, the Free Spirit World Elite card charges a $79 annual fee, so make sure you consider whether or not the benefits you receive from the card will provide value beyond what you pay for the fee when determining if the card is worth it for you.

What credit score do you need for the Free Spirit World Elite card?

Truthfully, there is no set credit score that will guarantee your approval for the Free Spirit World Elite card. Multiple credit factors will be considered in addition to your score, like your income and length of credit history. But if you have a credit score that is at least 700 or better, it is pretty likely that you would be approved for the card.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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