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TAP Miles&Go American Express® Card from Cardless: Full Review [2026]

Jarrod West's image
Jarrod West
Edited by: Michael Y. Park
& Ben Neighbors-Giles

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TAP Miles&Go American Express® Card from Cardless

TAP Miles&Go American Express® Card from Cardless

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • 40,000 miles

  • $79

  • 19.49% - 29.49%

TAP Miles&Go American Express® Card from Cardless

The Tap Miles&Go Amex card is worth holding if you're based in the U.S. and frequently fly with TAP Air Portugal.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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Summary

The TAP Miles&Go Amex card can be a good option for travelers based in the U.S. who frequently travel to and from Portugal with TAP Air Portugal. Adding this card to your wallet can help you secure additional baggage allowance, premium boarding, lounge access, a fast track to elite status, and more.

Card Details

Card Snapshot

Welcome Bonus & Info

  • 3x miles on TAP Air Portugal purchases
  • 2x miles on hotels, car rentals, and rideshares
  • 1x miles on all other purchases
  • 2 TAP lounge passes annually
  • Extra baggage allowance twice per year
  • Premium boarding
  • Earn up to 10,000 Status Miles annually
  • $79 annual fee
  • No foreign transaction fees

Pros & Cons

Pros

  • 3x miles on TAP Air Portugal purchases
  • 2x miles on hotels, car rentals, and rideshares
  • 1x miles on all other purchases
  • 2 TAP lounge passes annually
  • Extra baggage allowance twice per year
  • Premium boarding
  • Earn up to 10,000 Status Miles annually
  • No foreign transaction fees

Cons

  • Charges a $79 annual fee
  • Doesn’t earn transferable rewards
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Great Card If

  • You’re based in the U.S. but frequently fly with TAP Air Portugal.
  • You want a card that offers perks like premium boarding, extra baggage, and lounge access.

Don’t Get If

  • You don’t travel with TAP Air Portugal at least a few times per year.
  • You’d prefer a travel credit card that earns transferable rewards.

TAP Miles&Go Amex Card: Is It Worth It?

For those based in the U.S. who frequently travel between the U.S. and Portugal with TAP Air Portugal, adding the TAP Miles&Go Amex card to your wallet may be worthwhile.

While you can earn TAP miles from other cards that earn transferable rewards, holding the TAP Miles&Go Amex card comes with a few unique advantages, like premium boarding, lounge access, extra baggage allowance, and a fast track to elite status.

Depending on how often you fly with TAP Air Portugal each year, these benefits could be quite valuable to you. For instance, the extra baggage allowance alone could easily save you over $100 each year on your flights, which would easily offset the annual fee you pay for the card.

TAP Miles&Go Amex Card Top Benefits and Perks

Here is a full look at the benefits and perks you can expect to receive from the TAP Miles&Go Amex card:

  • Premium boarding: Get faster boarding for you and your travel companions on flights operated by TAP.
  • Annual lounge passes: Receive 2 passes each year to the TAP Premium Lounge at Lisbon Airport (LIS).
  • Extra baggage allowance: Check an extra bag on your TAP Air Portugal flights twice per year.
  • Earn Status Miles: For every 5 miles earned with your card, earn 1 Status Mile, up to 10,000 per annual qualification period, toward TAP Miles&Go status.
  • No foreign transaction fees: Use your card during your international travels to continue earning miles and status miles without additional fees.

Best Ways To Earn and Redeem TAP Miles

Your TAP Miles&Go Amex card helps you earn TAP miles on your travels with TAP Air Portugal and your daily purchases, thanks to its bonus categories of 3x miles on flights and all other purchases from TAP Air Portugal, 2x miles on hotels, car rentals, and ride-sharing, and 1x miles on all other purchases.

Since you likely travel between the U.S. and Portugal frequently to consider this card, you should know that you can redeem the TAP miles you earn to fly economy between the U.S. and mainland Portugal for 29,000 miles, and 100,000 miles in business class. That said, there are plenty of other great ways to redeem TAP miles for your travels.

If you’re primarily motivated by earning TAP miles, keep in mind that the program is also a 1:1 transfer partner of Bilt Rewards and Capital One Miles and a 3:1 transfer partner of Marriott Bonvoy.

Alternative Cards to the TAP Miles&Go Amex Card

Capital One Venture Rewards Credit Card

If you prefer a card that earns transferable rewards, the Capital One Venture card could be a much better fit for you. Not only does it earn 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel, it also earns an uncapped 2x miles on all other purchases. Remember that all of the Capital One miles you earn can be transferred at a 1:1 rate to TAP.

Plus, it comes with perks like up to $120 in Global Entry or TSA PreCheck application fee credit, a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection, no foreign transaction fees, and travel protections.

Chase Sapphire Preferred® Card

For those who aren’t completely committed to earning TAP miles and would like a card with transferable rewards, the Chase Sapphire Preferred card is one of our favorite travel rewards cards.

It earns 5x points on all travel booked via the Chase Travel portal, 3x points on dining purchases, online grocery purchases, and select streaming services, 2x points on all other travel worldwide, and 1x points on all other purchases. Plus, you receive a 10% annual points bonus based on your total spending each year.

The card also comes with a $50 annual Chase Travel hotel credit, complimentary access to DoorDash DashPass for a minimum of 1 year (activate by December 31, 2027), excellent travel insurance and car rental insurance, and access to Chase transfer partners.

Frequently Asked Questions

Does TAP have a credit card?

Yes, U.S.-based travelers can apply for the TAP Miles&Go Amex card from Cardless.

What credit card points transfer to TAP?

Bilt Rewards points and Capital One miles transfer to the TAP Miles&Go program at a 1:1 rate, while Marriott Bonvoy points transfer at a 3:1 rate.

Does the TAP Miles&Go Amex card have airport lounge access?

Yes, the TAP Miles&Go Amex card comes with 2 passes to the TAP Premium Lounge at Lisbon Airport (LIS) each year. You do not receive any guest access with each pass, though, so if you often travel with someone else, you need to redeem both passes for 1 visit.

What are the benefits of the TAP Miles&Go Amex card?

Aside from the miles you earn from using your card, the Tap Miles&Go Amex card comes with premium boarding, extra baggage allowance twice per year, 2 annual TAP lounge passes, a fast track to elite status, and no foreign transaction fees.

Does the TAP Miles&Go Amex card have an annual fee?

Yes, the TAP Miles&Go Amex card comes with a $79 annual fee.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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